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201 Filbert Orient Rd 🏷️ Likely Rental
B Composite 72.32
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0

$45,000

201 Filbert Orient Rd · Redstone, PA 15468
1 bd · 1.0 ba · 1,464 sqft · MultiFamily public records · 51 Days on market
Built 1940 10,493 sqft lot $31/sqft · 64% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Listing remarks MLS

Investment property! Both of the duplex sides are being sold together. 199 is vacant and was recently painted. New carpeting throughout. 201 is currently rented and tenant occupied. Great opportunity! Live in one side and rent the other, just needs some TLC!

Key facts

  • Fresh interior paint
  • Detached garage
  • 0.24 acre lot

Tags

DETACHED GARAGESTRONG INCOME POTENTIALFRESH INTERIOR PAINT

Property features AI

Exterior

  • Parking: Detached garage
  • Utilities: Public water; Public sewer
  • Home design: 2-story home
  • Construction: Aluminum siding; Vinyl siding; Asphalt roof
  • Exterior features: Lot dimensions approximately 101' x 124' x 164' x 61'; Lot area about 0.24 acres; Resale property

Interior

  • Flooring: Carpet
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Gas heating; Hot water heating; Heating present
  • Interior features: Basement present; Carpet flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $45,000 price doesn't fit this home's estimated sale value (~$125,118) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath multifamily listed at $45k.

Deal economics

  • At list price, monthly cash flow is $425 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($949 rent vs $45k).
  • Recommended offer: $44k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Brownsville Area SD (rural): math 17% / reading 34% proficiency, ranked #472 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 15 active listings in the ZIP; 201 units permitted in Fayette County in 2024 (10 in 5+ unit buildings).

Forward outlook

  • In year one you build about $519 of equity ($311 loan paydown + $208 appreciation (0.5% local appreciation)).
  • Fayette County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (0.5% appreciation + 3.0% rent growth), your $13k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 51 days — a 3% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago; this cycle's ask has dropped $15k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $20k; list at $45k implies a 125% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $43,650 (3.0% below list)

Questions for the listing agent

  1. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.11%
Cap rate
17.62%
Cash-on-cash
40.46%
DSCR
2.80
GRM
4.0

CMA / ARV

ARV (median comp)
$125,118
List price
$45,000
Delta
-64.03%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

0.46% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
42.2%
Equity multiple
3.12×
Total profit
$26,752
Equity at exit
$14,116
10-year hold
IRR
44.7%
Equity multiple
6.18×
Total profit
$65,271
Equity at exit
$17,829

Cash invested: $12,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15468

Home prices YoY
0.3%
Active inventory
15
Price-to-rent
4.0×

Monthly cashflow live

Estimated rent
$949 medium interval (Pro) →
Mortgage (P&I)
$236
Tax from tax record
$70 /mo · $837/yr
Insurance
$19
HOA
$0
Vacancy / Maint / Mgmt
$199
Net cashflow
$425

Break-even live

Break-even rent $411
Max offer price $45,000
Occupancy floor 50%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$11,250
Closing costs
$1,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-18
    days on market $45,000 Active 51 DOM
  2. 2026-06-17
    days on market $45,000 Active 50 DOM
  3. 2026-06-16
    days on market $45,000 Active 49 DOM
  4. 2026-06-16
    price $45,000 Active 48 DOM
  5. 2026-06-15
    days on market $60,000 Active 48 DOM
  6. 2026-06-13
    days on market $60,000 Active 46 DOM
  7. 2026-06-12
    days on market $60,000 Active 45 DOM
  8. 2026-06-09
    days on market $60,000 Active 42 DOM
  9. 2026-06-08
    days on market $60,000 Active 41 DOM
  10. 2026-06-08
    days on market $60,000 Active 40 DOM
  11. 2026-06-04
    days on market $60,000 Active 36 DOM
  12. 2026-06-02
    days on market $60,000 Active 35 DOM
  13. 2026-06-01
    days on market $60,000 Active 34 DOM
  14. 2026-05-31
    days on market $60,000 Active 33 DOM
  15. 2026-04-27
    listed $60,000 Active 261-char remark
  16. 2023-08-03
    historical Expired 258-char remark
    Show marketing remark (258 chars)

    Investment property! Both of the duplex sides are being sold together. 199 is vacant and was recently painted. New carpeting throughout. 201 is currently rented and tenant occupied. Great opportunity! Live in one side and rent the other, just needs some TLC!

  17. 2022-10-19
    price $79,900 258-char remark
    Show marketing remark (258 chars)

    Investment property! Both of the duplex sides are being sold together. 199 is vacant and was recently painted. New carpeting throughout. 201 is currently rented and tenant occupied. Great opportunity! Live in one side and rent the other, just needs some TLC!

  18. 2022-08-03
    listed $84,900 Active 258-char remark
    Show marketing remark (258 chars)

    Investment property! Both of the duplex sides are being sold together. 199 is vacant and was recently painted. New carpeting throughout. 201 is currently rented and tenant occupied. Great opportunity! Live in one side and rent the other, just needs some TLC!

  19. 2001-07-02
    soldstatus $20,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$837 · $70/mo
Projected year-2 tax
$837 · $70/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,382
− Mortgage interest
−$2,521
− Property taxes
−$837
− Insurance
−$225
− Repairs & maintenance
−$911
− Management
−$911
− Depreciation
−$1,309
Taxable income
$4,670
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,121
After-tax cash flow
$3,978/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brownsville Area SD
NCES district ID
4204080
Math proficiency
17% ▼ -3.00%
Reading proficiency
34% ▼ -5.00%
Median HH income
$34,500
Composite
20.93/100
National rank
#8481
State rank
#472 of 539 in PA

Livability — Redstone

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
2,230

Population outlook (Fayette County) Hauer SSP2

Today (2025)
127,561 people
By 2030
123,206 · -3.4%
By 2040
113,232 · -11.2%
By 2050
103,468 · -18.9%
By 2075
83,185 · -34.8%
By 2100
62,384 · -51.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Two or more races 9% Hispanic / Latino 2%
Common ancestry
Romanian 13% Lithuanian 9% Italian 4%
Foreign-born
1% · Canada
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Fayette

2024 margin
Solid R (+37.9) · D 30.8% · R 68.7%
2008→2024 swing
-37.5pp toward R · 2008: -0.4pp · 2024: -37.9pp
All cycles
2024: R+37.9 2020: R+33.5 2016: R+31.0 2012: R+8.3 2008: R+0.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.46%
Current HPI
135.7723
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+125.0% since first listed
6 events — show timeline
  • 2026-06-15 Price Changed $45,000 West Penn MLS
  • 2026-04-27 Listed $60,000 West Penn MLS
  • 2023-08-03 Delisted West Penn MLS
  • 2022-10-19 Price Changed $79,900 West Penn MLS
  • 2022-08-03 Listed $84,900 West Penn MLS
  • 2001-07-02 Sold (Public Records) $20,000 Public Records

Property tax history

+2.6%/yr

Latest (2026): $837 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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