1814 Standard Ave · Louisville, KY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $839 – $1,559
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.9/30.0
- Appreciation +10.0/10.0
- DSCR +7.3/10.0
- 1% rule +4.7/10.0
- Rent growth +4.5/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
- ARV discount +0.0/15.0
$135,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
1814 Standard Avenue - Perfect for Investors or Flippers! Discover the potential of this three-bedroom, one-bathroom home nestled on a large 0.1325-acre lot. With 1,120 sq. ft. of living space and solid wood-frame construction, this property is the perfect canvas for a creative investor or seasoned flipper. Step inside to find partial hardwood floors, a spacious layout, and endless possibilities to re-imagine this home. Whether you're looking to flip or transform it into a lucrative rental property, the combination of its size, layout, and location make it a rare find at this price. Why You'll Love This Property: • Ample Space: Sitting on a generous 0.1325-acre lot, there's plenty of room for outdoor living or expansion. " Great Bones: Durable wood-frame construction and a solid slab foundation provide a strong starting point for renovations. " Tons of Potential: Ready for updates, this property is a blank slate for your vision. Investor's Dream At just $50,000, this property is priced to sell and offers outstanding value for anyone ready to roll up their sleeves. Whether you're an investor looking for your next project or a flipper ready to turn a profit, 1814 Standard Avenue is calling your name. Bring us your best deal today - end-buyers only!
Key facts
- Renovated kitchen
- Open living area
- Single-level layout
Tags
Property features AI
Finance
- Other: Subdivision: STANDARD LAND CO SUBD
- HOA & community: No association fee
Exterior
- Utilities: Electricity connected
- Home design: Single-family ranch-style home; One story
- Construction: Built in 1900; Vinyl siding with wood frame construction; Shingle roof
- Exterior features: Wood and chain-link fencing; Lot is approximately 0.13 acres
Interior
- Kitchen: Kitchen on the first floor
- Bedrooms: Four bedrooms (three on the first floor)
- Bathrooms: One full bathroom on the first floor
- Heating & cooling: Electric heating; Central air conditioning; Two HVAC units
- Interior features: Five total rooms; Four closets; No basement; No fireplaces
- Laundry & utility: No first-floor laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath single-family listed at $135k.
Deal economics
- At list price, monthly cash flow is $236 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $131k (2.9% below list).
- Recommended offer: $131k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.4% vs local median 5.0% in Louisville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#333 in KY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, health & safety D+, schools D-.
- Jefferson County (urban): math 19% / reading 35% proficiency, ranked #121 of 165 in KY (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising fast (+8.1%/yr); 92 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,836 units permitted in Jefferson County in 2024 (1,558 in 5+ unit buildings).
Forward outlook
- In year one you build about $14k of equity ($933 loan paydown + $14k appreciation (10.0% local appreciation)).
- Jefferson County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (10.0% appreciation + 8.0% rent growth), your $38k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 38 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $30k; list at $135k implies a 350% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.97% ✗
- Cap rate
- 8.39%
- Cash-on-cash
- 7.51%
- DSCR
- 1.33
- GRM
- 8.6
CMA / ARV
- ARV (on-the-fly)
- $92,960
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1628 Dumesnil St | 0.53mi | 4/1.5 | 1,123 (+0%) | 7mo | $125,000 | $111 | 67 |
| 1714 Bolling Ave | 0.30mi | 3/2.0 (-1) | 1,068 (-5%) | 4mo | $110,000 | $103 | 66 |
| 2136 W Gaulbert Ave | 0.32mi | 4/1.5 | 1,210 (+8%) | 6mo | $92,000 | $76 | 65 |
| 2108 Bolling Ave | 0.18mi | 3/1.0 (-1) | 1,011 (-10%) | 7mo | $52,000 | $51 | 65 |
| 1812 Wilson Ave | 0.26mi | 3/1.5 (-1) | 1,248 (+11%) | 1mo | $135,000 | $108 | 61 |
| 2104 W Burnett Ave | 0.13mi | 3/1.0 (-1) | 1,282 (+14%) | 6mo | $67,000 | $52 | 60 |
| 1422 S 28th St | 0.61mi | 3/1.0 (-1) | 1,081 (-4%) | 8mo | $50,000 | $46 | 54 |
| 1331 S 28th St | 0.63mi | 3/1.5 (-1) | 1,152 (+3%) | 6mo | $60,000 | $52 | 54 |
| 1419 S 28th St | 0.58mi | 4/2.0 | 1,203 (+7%) | 6mo | $100,000 | $83 | 52 |
| 1320 S 17th St | 0.46mi | 3/2.0 (-1) | 1,003 (-10%) | 3mo | $118,000 | $118 | 50 |
| 2019 S 22nd St | 0.70mi | 3/2.0 (-1) | 1,080 (-4%) | 8mo | $172,000 | $159 | 46 |
| 1705 1/2 Hale Ave | 0.60mi | 3/2.0 (-1) | 1,257 (+12%) | 4mo | $58,000 | $46 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 31.6%
- Equity multiple
- 3.53×
- Total profit
- $95,446
- Equity at exit
- $121,619
- IRR
- 28.8%
- Equity multiple
- 8.57×
- Total profit
- $286,260
- Equity at exit
- $262,275
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Kentucky
- 83 Strongly Landlord-Friendly · R+16
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 40210
- Home prices YoY
- 12.1%
- Rents YoY
- 8.1%
- Active inventory
- 92
- Price-to-rent
- 8.6×
Monthly cashflow live
- Estimated rent
- $1,310 high interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax from tax record
- −$35 /mo · $415/yr
- Insurance
- −$56
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$275
- Net cashflow
- $236
Break-even live
Sensitivity live
| Price | -10% $313 | -5% $275 | +0% $236 | +5% $198 | +10% $160 |
|---|---|---|---|---|---|
| Rent | -10% $133 | -5% $185 | +0% $236 | +5% $288 | +10% $340 |
| Rate | -1.0pp $304 | -0.5pp $271 | base $236 | +0.5pp $201 | +1.0pp $166 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1410 Standard Village Cir Louisville, KY | 3.0 | 2.0 | 1200 | $900 | $0.75 | 24d | 1 | 0.28mi |
| 2223 Saint Louis Ave Louisville, KY | 3.0 | 1.5 | 1152 | $1,175 | $1.02 | 24d | 1 | 0.29mi |
| 1714 W Hill St Louisville, KY | 3.0 | 1.0 | 1050 | $1,045 | $1.00 | 24d | 1 | 0.32mi |
| 1708 W Gaulbert Ave Louisville, KY | 3.0 | 1.0 | 936 | $975 | $1.04 | 24d | 1 | 0.37mi |
| 1705 1/2 Hale Ave Louisville, KY | 3.0 | 2.0 | 1257 | $1,400 | $1.11 | 11d | 1 | 0.59mi |
| 1148 S 17th St Unit 2 Louisville, KY | 3.0 | 1.0 | 1000 | $895 | $0.90 | 24d | 1 | 0.61mi |
| 1339 S 28th St Unit 3 Louisville, KY | 3.0 | 1.0 | 1125 | $1,175 | $1.04 | 21d | 1 | 0.63mi |
| 1616 Gallagher St Louisville, KY | 3.0 | 1.5 | 1056 | $1,400 | $1.33 | 24d | 1 | 0.69mi |
| 2706 Hale Ave Unit 1 Louisville, KY | 3.0 | 1.0 | 1100 | $1,400 | $1.27 | 24d | 1 | 0.71mi |
| 1155 S 28th St Unit 4 Louisville, KY | 4.0 | 2.0 | 1010 | $1,350 | $1.34 | 24d | 1 | 0.75mi |
| 2913 Dumesnil St Apt 3 Louisville, KY | 3.0 | 1.0 | 1112 | $740 | $0.67 | 11d | 1 | 0.80mi |
| 1439 Beech St Apt 1 Louisville, KY | 3.0 | 1.5 | 1000 | $820 | $0.82 | 24d | 1 | 0.81mi |
| 1644 W Kentucky St Unit 3 Louisville, KY | 3.0 | 1.0 | 900 | $950 | $1.06 | 24d | 1 | 0.84mi |
| 1723 W Kentucky St Unit 3 Louisville, KY | 3.0 | 1.0 | 1200 | $1,300 | $1.08 | 24d | 1 | 0.86mi |
| 1622 Beech St Louisville, KY | 4.0 | 1.0 | 1108 | $1,445 | $1.30 | 17d | 1 | 0.87mi |
| 2708 Greenwood Ave Apt 1 Louisville, KY | 3.0 | 1.0 | 1100 | $1,300 | $1.18 | 24d | 1 | 0.87mi |
| 2629 Olive St Louisville, KY | 4.0 | 1.0 | 1120 | $1,500 | $1.34 | 24d | 1 | 0.91mi |
| 2416 Garland Ave Louisville, KY | 3.0 | 2.0 | 1172 | $1,600 | $1.37 | 24d | 1 | 0.93mi |
| 2710 W Kentucky St Apt 2 Louisville, KY | 3.0 | 1.0 | 1015 | $1,300 | $1.28 | 24d | 1 | 0.95mi |
| 848 S 23rd St Louisville, KY | 3.0 | 1.5 | 1050 | $1,450 | $1.38 | 24d | 1 | 0.98mi |
| 2711 W Kentucky St Louisville, KY | 3.0 | 1.0 | 1155 | $1,100 | $0.95 | 24d | 1 | 0.98mi |
| 2821 Greenwood Ave #1 Louisville, KY | 3.0 | 1.0 | 1113 | $1,300 | $1.17 | 24d | 1 | 0.98mi |
| 2825 Greenwood Ave #4 Louisville, KY | 3.0 | 1.0 | 1440 | $1,250 | $0.87 | 24d | 1 | 0.99mi |
| 2912 Greenwood Ave Louisville, KY | 3.0 | 2.0 | 1362 | $1,150 | $0.84 | 17d | 1 | 1.01mi |
| 2634 Garland Ave Unit A Louisville, KY | 3.0 | 1.0 | 1152 | $940 | $0.82 | 24d | 1 | 1.01mi |
| 2634 Garland Ave Unit B Louisville, KY | 3.0 | 1.0 | 1152 | $895 | $0.78 | 21d | 1 | 1.01mi |
| 1244 Algonquin Pkwy Louisville, KY | 3.0 | 1.5 | 1136 | $1,400 | $1.23 | 24d | 1 | 1.07mi |
| 1115 S 32nd St Louisville, KY | 3.0 | 1.0 | 1393 | $1,275 | $0.92 | 24d | 1 | 1.11mi |
| 1115 S 32nd St Louisville, KY | 3.0 | 1.0 | 1393 | $1,275 | $0.92 | 22d | 1 | 1.11mi |
| 3215 Virginia Ave Louisville, KY | 3.0 | 1.0 | 975 | $924 | $0.95 | 24d | 1 | 1.12mi |
| 2311 Plantation Dr Louisville, KY | 3.0 | 1.0 | 988 | $1,200 | $1.21 | 17d | 1 | 1.19mi |
| 3122 W Kentucky St Louisville, KY | 3.0 | 1.0 | 1030 | $1,150 | $1.12 | 24d | 1 | 1.21mi |
| 1731 Sonne Ave Louisville, KY | 3.0 | 1.0 | 1010 | $1,300 | $1.29 | 17d | 1 | 1.23mi |
| 3313 Penway Ave Louisville, KY | 4.0 | 2.0 | 1142 | $1,645 | $1.44 | 24d | 1 | 1.26mi |
| 1501 Bellamy Pl Louisville, KY | 2.0–4.0 | 2.0–4.0 | 1074 | $2,676 | $2.49 | 4d | 1 | 1.27mi |
| 1810 Magazine St Louisville, KY | 3.0 | 1.5 | 1248 | $1,450 | $1.16 | 11d | 1 | 1.39mi |
| 3514 Grand Ave Louisville, KY | 3.0 | 1.5 | 1450 | $1,295 | $0.89 | 22d | 1 | 1.41mi |
| 1147 Lincoln Ave Louisville, KY | 4.0 | 1.0 | 1323 | $1,295 | $0.98 | 4d | 1 | 1.44mi |
| 1200 S 6th St Apt 4 Louisville, KY | 3.0 | 1.0 | 900 | $1,125 | $1.25 | 24d | 1 | 1.44mi |
| 3611 Regatta Way Louisville, KY | 3.0 | 1.0 | 1035 | $1,450 | $1.40 | 17d | 1 | 1.45mi |
Listing history 29 events
-
2026-06-21days on market $135,000 Active 38 DOM
-
2026-06-18days on market $135,000 Active 35 DOM
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2026-06-18price $135,000 Active 34 DOM
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2026-06-17days on market $137,000 Active 34 DOM
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2026-06-16days on market $137,000 Active 33 DOM
-
2026-06-15days on market $137,000 Active 32 DOM
-
2026-06-13days on market $137,000 Active 30 DOM
-
2026-06-10days on market $137,000 Active 27 DOM
-
2026-06-09days on market $137,000 Active 26 DOM
-
2026-06-08days on market $137,000 Active 25 DOM
-
2026-06-07days on market $137,000 Active 24 DOM
-
2026-06-03days on market $137,000 Active 20 DOM
-
2026-06-02days on market $137,000 Active 19 DOM
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2026-06-01days on market $137,000 Active 18 DOM
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2026-05-31days on market $137,000 Active 17 DOM
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2026-05-14$137,000 Active
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2025-02-14soldstatus $30,000 Closed 1315-char remark
Show marketing remark (1315 chars)
1814 Standard Avenue - Perfect for Investors or Flippers! Discover the potential of this three-bedroom, one-bathroom home nestled on a large 0.1325-acre lot. With 1,120 sq. ft. of living space and solid wood-frame construction, this property is the perfect canvas for a creative investor or seasoned flipper. Step inside to find partial hardwood floors, a spacious layout, and endless possibilities to re-imagine this home. Whether you're looking to flip or transform it into a lucrative rental property, the combination of its size, layout, and location make it a rare find at this price. Why You'll Love This Property: • Ample Space: Sitting on a generous 0.1325-acre lot, there's plenty of room for outdoor living or expansion. " Great Bones: Durable wood-frame construction and a solid slab foundation provide a strong starting point for renovations. " Tons of Potential: Ready for updates, this property is a blank slate for your vision. Investor's Dream At just $50,000, this property is priced to sell and offers outstanding value for anyone ready to roll up their sleeves. Whether you're an investor looking for your next project or a flipper ready to turn a profit, 1814 Standard Avenue is calling your name. Bring us your best deal today - end-buyers only!
-
2025-02-03status Pending 1315-char remark
Show marketing remark (1315 chars)
1814 Standard Avenue - Perfect for Investors or Flippers! Discover the potential of this three-bedroom, one-bathroom home nestled on a large 0.1325-acre lot. With 1,120 sq. ft. of living space and solid wood-frame construction, this property is the perfect canvas for a creative investor or seasoned flipper. Step inside to find partial hardwood floors, a spacious layout, and endless possibilities to re-imagine this home. Whether you're looking to flip or transform it into a lucrative rental property, the combination of its size, layout, and location make it a rare find at this price. Why You'll Love This Property: • Ample Space: Sitting on a generous 0.1325-acre lot, there's plenty of room for outdoor living or expansion. " Great Bones: Durable wood-frame construction and a solid slab foundation provide a strong starting point for renovations. " Tons of Potential: Ready for updates, this property is a blank slate for your vision. Investor's Dream At just $50,000, this property is priced to sell and offers outstanding value for anyone ready to roll up their sleeves. Whether you're an investor looking for your next project or a flipper ready to turn a profit, 1814 Standard Avenue is calling your name. Bring us your best deal today - end-buyers only!
-
2025-01-26$50,000 Active 1315-char remark
Show marketing remark (1315 chars)
1814 Standard Avenue - Perfect for Investors or Flippers! Discover the potential of this three-bedroom, one-bathroom home nestled on a large 0.1325-acre lot. With 1,120 sq. ft. of living space and solid wood-frame construction, this property is the perfect canvas for a creative investor or seasoned flipper. Step inside to find partial hardwood floors, a spacious layout, and endless possibilities to re-imagine this home. Whether you're looking to flip or transform it into a lucrative rental property, the combination of its size, layout, and location make it a rare find at this price. Why You'll Love This Property: • Ample Space: Sitting on a generous 0.1325-acre lot, there's plenty of room for outdoor living or expansion. " Great Bones: Durable wood-frame construction and a solid slab foundation provide a strong starting point for renovations. " Tons of Potential: Ready for updates, this property is a blank slate for your vision. Investor's Dream At just $50,000, this property is priced to sell and offers outstanding value for anyone ready to roll up their sleeves. Whether you're an investor looking for your next project or a flipper ready to turn a profit, 1814 Standard Avenue is calling your name. Bring us your best deal today - end-buyers only!
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2011-06-17soldstatus $4,290 405-char remark
Show marketing remark (405 chars)
ABSOLUTE AUCTION! This property will sell at an absolute online auction on Tuesday May 17, 2011. Bidding starts on Tuesday May 3rd and ends at 7:00pm eastern standard time on May 17, 2011. This property will be auctioned along with 3 other properties. Also see MLS numbers 1281605, 1301291 and 1301285. You must bid on each property separately. Go to www.beckortauctions.com for registration instructions.
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2010-08-09405-char remark
Show marketing remark (405 chars)
ABSOLUTE AUCTION! This property will sell at an absolute online auction on Tuesday May 17, 2011. Bidding starts on Tuesday May 3rd and ends at 7:00pm eastern standard time on May 17, 2011. This property will be auctioned along with 3 other properties. Also see MLS numbers 1281605, 1301291 and 1301285. You must bid on each property separately. Go to www.beckortauctions.com for registration instructions.
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2008-02-19soldstatus $3,000
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2007-12-08$4,900
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2007-10-30historical
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2007-10-22$6,900
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2005-08-14historical
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2005-05-10$12,000
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2000-07-14historical
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2000-01-15$47,800
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast KY · Resets to sale price
- Current annual tax
- $415 · $35/mo
- Projected year-2 tax
- $1,161 · $97/mo
- Expected delta
- +$746/yr (+$62/mo · 180.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,724
- − Mortgage interest
- −$7,562
- − Property taxes
- −$415
- − Insurance
- −$675
- − Repairs & maintenance
- −$1,258
- − Management
- −$1,258
- − Depreciation
- −$3,927
- Taxable income
- $630
- Est. tax owed @ 24.0%
- −$151
- After-tax cash flow
- $2,686/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jefferson County
- NCES district ID
- 2102990
- Math proficiency
- 19% ▼ -17.00%
- Reading proficiency
- 35% ▼ -11.00%
- Median HH income
- $47,885
- Composite
- 23.45/100
- National rank
- #7884
- State rank
- #121 of 165 in KY
Livability — Louisville
- Score
- 63/100
- State rank
- #333
- US rank
- #15887
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Louisville, KY
- County
- Jefferson County · 790,184 people
- City population
- 769,292
- Metro
- Louisville/Jefferson County, KY-IN
- Population (ZIP)
- 13,518
- Household income
- $35,347
- Rent vs Own
- Severe rent burden
- 815.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 823,112 people
- By 2030
- 849,343 · +3.2%
- By 2040
- 895,696 · +8.8%
- By 2050
- 933,630 · +13.4%
- By 2075
- 1,028,262 · +24.9%
- By 2100
- 1,072,675 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (84%)
- Race & ethnicity
- Black 84% White 8% Two or more races 5% Hispanic / Latino 3%
- Common ancestry
- Iranian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 93% English-only · Spanish 3%
Political lean MEDSL · Jefferson
- 2024 margin
- D (+16.6) · D 57.4% · R 40.9% · Other 1.7%
- 2008→2024 swing
- +4.5pp toward D · 2008: 12.0pp · 2024: 16.6pp
- All cycles
- 2024: D+16.6 2020: D+20.1 2016: D+13.3 2012: D+11.1 2008: D+12.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 28.45%
- Current HPI
- 264.0146
- Rent YoY
- ▲ 8.05%
- Metro
- Louisville/Jefferson County, KY-IN
- State GDP YoY
- ▲ 1.81%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in KY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $118B |
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| Food / Beverage | 1 | $7B |
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Price history
+186.6% since first listed14 events — show timeline
- 2026-05-14 Listed $137,000 Metro Search MLS
- 2025-02-14 Sold (MLS) $30,000 Metro Search MLS
- 2025-02-03 Pending — Metro Search MLS
- 2025-01-26 Listed $50,000 Metro Search MLS
- 2011-06-17 Sold (MLS) $4,290 Metro Search MLS
- 2010-08-09 Listed — Metro Search MLS
- 2008-02-19 Sold (MLS) $3,000 Metro Search MLS
- 2007-12-08 Listed $4,900 Metro Search MLS
- 2007-10-30 Listing Removed — Metro Search MLS
- 2007-10-22 Listed $6,900 Metro Search MLS
- 2005-08-14 Listing Removed — Metro Search MLS
- 2005-05-10 Listed $12,000 Metro Search MLS
- 2000-07-14 Listing Removed — Metro Search MLS
- 2000-01-15 Listed $47,800 Metro Search MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…