175 Bryson · Waskom, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 67.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.6/30.0
- ARV discount +7.5/15.0
- DSCR +7.3/10.0
- 1% rule +7.0/10.0
- Livability +3.7/5.0
- Schools +3.5/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$80,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great investment opportunity in Waskom, Tx. This home has tons of potential, with partial updates already started! The property can be assessed from 2 streets. Ample parking available, work shop and outdoor storage. Don't miss this opportunity!
Key facts
- Outdoor storage
- Partial updates
- Ample parking
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $80k.
Deal economics
- At list price, monthly cash flow is $136 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($956 rent vs $80k).
- Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 74/100 on livability (#168 in TX, #4,434 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: schools D+, amenities F, commute F.
- Waskom ISD (rural): math 38% / reading 43% proficiency, ranked #387 of 826 in TX (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 54 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 85 units permitted in Harrison County in 2024 (15 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 319 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 67% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 319 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.20% ✓
- Cap rate
- 8.34%
- Cash-on-cash
- 7.31%
- DSCR
- 1.33
- GRM
- 7.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -5.0%
- Equity multiple
- 0.81×
- Total profit
- $-4,216
- Equity at exit
- $11,928
- IRR
- 4.7%
- Equity multiple
- 1.35×
- Total profit
- $7,745
- Equity at exit
- $6,917
Cash invested: $22,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75692
- Home prices YoY
- -31.6%
- Active inventory
- 54
- Price-to-rent
- 7.0×
Monthly cashflow live
- Estimated rent
- $956 medium interval (Pro) →
- Mortgage (P&I)
- −$420
- Tax from tax record
- −$166 /mo · $1,995/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$201
- Net cashflow
- $136
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,000
- Closing costs
- $2,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 145 School Ave Apt C16 Waskom, TX | 2.0 | 1.0 | 890 | $805 | $0.90 | 21d | 1 | 0.41mi |
| 145 School Ave Apt B7 Waskom, TX | 2.0 | 1.0 | 890 | $805 | $0.90 | 13d | 1 | 0.41mi |
| 725 W Texas Ave Unit 101 Waskom, TX | 2.0 | 1.0 | 920 | $1,275 | $1.39 | 21d | 1 | 0.59mi |
| 725 W Texas Ave Unit 103 Waskom, TX | 2.0 | 1.0 | 920 | $1,065 | $1.16 | 21d | 1 | 0.59mi |
Listing history 19 events
-
2026-06-18days on market $80,000 Active 319 DOM
-
2026-06-17days on market $80,000 Active 318 DOM
-
2026-06-16days on market $80,000 Active 317 DOM
-
2026-06-15days on market $80,000 Active 316 DOM
-
2026-06-15days on market $80,000 Active 315 DOM
-
2026-06-13days on market $80,000 Active 314 DOM
-
2026-06-12days on market $80,000 Active 313 DOM
-
2026-06-09days on market $80,000 Active 310 DOM
-
2026-06-08days on market $80,000 Active 309 DOM
-
2026-06-08days on market $80,000 Active 308 DOM
-
2026-06-07days on market $80,000 Active 307 DOM
-
2026-06-03days on market $80,000 Active 304 DOM
-
2026-06-02days on market $80,000 Active 303 DOM
-
2026-06-01days on market $80,000 Active 302 DOM
-
2026-05-31days on market $80,000 Active 301 DOM
-
2026-02-05status Active 245-char remark
Show marketing remark (245 chars)
Great investment opportunity in Waskom, Tx. This home has tons of potential, with partial updates already started! The property can be assessed from 2 streets. Ample parking available, work shop and outdoor storage. Don't miss this opportunity!
-
2025-07-31$80,000 Active 245-char remark
Show marketing remark (245 chars)
Great investment opportunity in Waskom, Tx. This home has tons of potential, with partial updates already started! The property can be assessed from 2 streets. Ample parking available, work shop and outdoor storage. Don't miss this opportunity!
-
2018-07-09soldstatus
-
1986-10-22soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,995 · $166/mo
- Projected year-2 tax
- $1,995 · $166/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 7/10 Severe 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
- Wind 6/10 Major 67% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,477
- − Mortgage interest
- −$4,481
- − Property taxes
- −$1,995
- − Insurance
- −$400
- − Repairs & maintenance
- −$918
- − Management
- −$918
- − Depreciation
- −$2,327
- Taxable income
- $437
- Est. tax owed @ 24.0%
- −$105
- After-tax cash flow
- $1,533/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Waskom ISD
- NCES district ID
- 4844670
- Math proficiency
- 38% ▼ -4.00%
- Reading proficiency
- 43% ▲ 1.00%
- Median HH income
- $49,184
- Composite
- 34.82/100
- National rank
- #5103
- State rank
- #387 of 826 in TX
Livability — Waskom
- Score
- 74/100
- State rank
- #168
- US rank
- #4434
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Waskom, TX
- Population (ZIP)
- 5,255
Population outlook (Harrison County) Hauer SSP2
- Today (2025)
- 68,691 people
- By 2030
- 69,317 · +0.9%
- By 2040
- 69,973 · +1.9%
- By 2050
- 70,090 · +2.0%
- By 2075
- 70,607 · +2.8%
- By 2100
- 67,546 · -1.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (80%)
- Race & ethnicity
- White 80% Black 11% Hispanic / Latino 7% Two or more races 5%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Italian 1% Romanian 1% Slovak 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 94% English-only · Spanish 6%
Political lean MEDSL · Harrison
- 2024 margin
- Solid R (+50.6) · D 24.4% · R 75.0%
- 2008→2024 swing
- -19.2pp toward R · 2008: -31.4pp · 2024: -50.6pp
- All cycles
- 2024: R+50.6 2020: R+45.6 2016: R+43.9 2012: R+34.6 2008: R+31.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -66.51%
- Current HPI
- 144.1058
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
4 events — show timeline
- 2026-02-05 Relisted — LAAR
- 2025-07-31 Listed $80,000 LAAR
- 2018-07-09 Sold (Public Records) — Public Records
- 1986-10-22 Sold (Public Records) — Public Records
Property tax history
+5.5%/yrLatest (2025): $1,995 · +15.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…