3750 S Midland #34 · Roy, UT
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $453 – $841
Heat risk 4/10 · Minor
- Hot days now (above 94°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.4/30.0
- ARV discount +7.5/15.0
- 1% rule +5.4/10.0
- DSCR +4.0/10.0
- Livability +4.0/5.0
- Schools +3.2/10.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- Appreciation +0.0/10.0
$200,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
There are no remarks available.
Key facts
- Covered deck
- Formal dining
- Club house
Tags
Property features AI
Finance
- Other: Senior community; Subdivision: Country Meadows Community
- HOA & community: Homeowners association (monthly fee $250); HOA fee includes sewer, trash, and water; Community clubhouse; Community RV parking; Management; Pet rules (pets permitted); Pool; Snow removal; Trash service
Exterior
- Parking: Covered parking; One total parking space; One covered/carport space; Carport (1 space); Common RV parking
- Utilities: Natural gas connected; Electricity connected; Public sewer; Water connected
- Home design: Mobile-style home; Single-level living; Built and standing; Residential use; Single-family zoning
- Construction: Built and standing construction
- Exterior features: Covered deck; Outbuildings; Storm doors; Automatic partial sprinkler system; Mountain view; Flat terrain; Full landscaping; Private pool
Interior
- Kitchen: Range/oven (free standing); Range hood; Refrigerator; Garbage disposal
- Bedrooms: Three bedrooms on the main level; Primary bedroom on the first floor
- Flooring: Carpet; Linoleum
- Bathrooms: Two full bathrooms
- Heating & cooling: Gas central heating; Central air conditioning
- Interior features: Garbage disposal; Range/oven (free standing); Range hood; Refrigerator; Owned water softener; Full windows
- Laundry & utility: Electric dryer hookup; Water softener (owned)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $200k.
Deal economics
- At list price, monthly cash flow is $5 ($58/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $200k).
- Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 81/100 on livability (#32 in UT, #1,449 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, commute A; Watch: amenities F.
- Weber District (suburban): math 36% / reading 35% proficiency, ranked #56 of 80 in UT (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Valley View School (math 22% / reading 26%, grade F, #488 of 585 statewide, top 84%, 336 students, 45% FRL); Sand Ridge Jr High (math 26% / reading 26%, grade F, #119 of 138 statewide, top 87%, 857 students, 40% FRL); Roy High (math 15% / reading 39%, grade F, #131 of 171 statewide, top 79%, 1,834 students, 28% FRL).
- Market conditions: Rents soft (-0.5%/yr); 207 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,630 units permitted in Weber County in 2024 (521 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Weber County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 129 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 11y ago; this cycle's ask has dropped $25k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 129 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.04% ✓
- Cap rate
- 6.32%
- Cash-on-cash
- 0.10%
- DSCR
- 1.00
- GRM
- 8.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -20.1%
- Equity multiple
- 0.32×
- Total profit
- $-37,986
- Equity at exit
- $29,821
- IRR
- -23.6%
- Equity multiple
- 0.01×
- Total profit
- $-55,396
- Equity at exit
- $17,292
Cash invested: $56,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 86 Strongly Landlord-Friendly
- State Utah
- 86 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 84067
- Rents YoY
- -0.5%
- Active inventory
- 207
- Price-to-rent
- 8.0×
Monthly cashflow live
- Estimated rent
- $2,072 high interval (Pro) →
- Mortgage (P&I)
- −$1,049
- Tax est. 1.5%
- −$250 /mo · $3,000/yr
- Insurance
- −$83
- HOA
- −$250
- Vacancy / Maint / Mgmt
- −$435
- Net cashflow
- $5
Break-even live
Sensitivity live
| Price | -10% $143 | -5% $74 | +0% $5 | +5% $-64 | +10% $-133 |
|---|---|---|---|---|---|
| Rent | -10% $-159 | -5% $-77 | +0% $5 | +5% $87 | +10% $169 |
| Rate | -1.0pp $106 | -0.5pp $56 | base $5 | +0.5pp $-47 | +1.0pp $-100 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $50,000
- Closing costs
- $6,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 18 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3560 Midland Dr West Haven, UT | 1.0–3.0 | 1.0–2.0 | 932 | $1,599 | $1.71 | 16d | 22 | 0.40mi |
| 3405 S 2400 W West Haven, UT | 1.0–3.0 | 1.0–2.0 | 978 | $1,800 | $1.84 | 25d | 5 | 0.49mi |
| 2914 W 3885 S West Haven, UT | 3.0 | 2.5 | 1440 | $2,395 | $1.66 | 25d | 1 | 0.55mi |
| 2778 W 4175 S #236 Roy, UT | 3.0 | 2.5 | 2190 | $2,000 | $0.91 | 25d | 1 | 0.60mi |
| 4156 S 2825 W #215 Roy, UT | 4.0 | 3.5 | 2100 | $2,200 | $1.05 | 16d | 1 | 0.62mi |
| 2015 Carson Ave West Haven, UT | 3.0 | 2.5 | 2049 | $2,500 | $1.22 | 25d | 1 | 0.71mi |
| 3330 S Midland Dr West Haven, UT | 1.0–3.0 | 1.0–2.5 | 1000 | $1,750 | $1.75 | 16d | 3 | 0.79mi |
| 4389 S Locomotive DR Roy, UT | 2.0–4.0 | 2.5–3.5 | 1651 | $2,340 | $1.42 | 16d | 48 | 0.86mi |
| 2112 W 3300 S West Haven, UT | 1.0–3.0 | 1.0–2.0 | 975 | $1,772 | $1.82 | 16d | 15 | 0.88mi |
| 3243 W 3875 S #315 West Haven, UT | 3.0 | 2.5 | 1780 | $2,100 | $1.18 | 20d | 1 | 0.91mi |
| 3728 S 3300 W West Haven, UT | 3.0 | 2.5 | 1630 | $2,095 | $1.29 | 20d | 1 | 0.97mi |
| 3318 W 3745 S Ogden, UT | 3.0 | 2.5 | 1579 | $1,895 | $1.20 | 16d | 1 | 0.99mi |
| 3321 W 3785 S Unit 4007 West Haven, UT | 3.0 | 2.5 | 1600 | $1,995 | $1.25 | 20d | 1 | 1.00mi |
| 3330 W 4000 S West Haven, UT | 1.0–3.0 | 1.0–2.0 | 1048 | $2,072 | $1.98 | 16d | 22 | 1.04mi |
| 3384 W 4225 S West Haven, UT | 4.0 | 3.0 | 1759 | $2,495 | $1.42 | 25d | 1 | 1.16mi |
| 4499 S 1930 W Roy, UT | 1.0–3.0 | 1.0–2.5 | 1106 | $2,162 | $1.95 | 16d | 11 | 1.17mi |
| 4719 S 2900 W Roy, UT | 4.0 | 3.0 | 2160 | $2,500 | $1.16 | 25d | 1 | 1.29mi |
| 90 West Roy, UT | 1.0–3.0 | 1.0–2.0 | 1075 | $1,635 | $1.52 | 16d | 11 | 1.48mi |
HOA detail
- Monthly dues
- $250 · $3,000/yr
Listing history 9 events
-
2026-03-05price $200,000
-
2026-01-17$225,000 Active
-
2015-10-07historical 31-char remark
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-
2015-10-06soldstatus Sold 31-char remark
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-
2015-08-11status Active 31-char remark
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-
2015-08-05historical 31-char remark
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-
2015-07-30status Active 31-char remark
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-
2015-07-08historical 31-char remark
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-
2015-05-29$74,990 Active 31-char remark
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ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 4/10 Moderate 7 d/yr ≥94°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,866
- − Mortgage interest
- −$11,203
- − Property taxes
- −$3,000
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$1,989
- − Management
- −$1,989
- − HOA
- −$3,000
- − Depreciation
- −$5,818
- Taxable loss
- −$3,134
- Est. tax savings @ 24.0%
- +$752
- After-tax cash flow
- $810/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Weber District
- NCES district ID
- 4901200
- Math proficiency
- 36% ▼ -4.00%
- Reading proficiency
- 35% ▼ -5.00%
- Median HH income
- $65,750
- Composite
- 32.28/100
- National rank
- #5757
- State rank
- #56 of 80 in UT
Livability — Roy
- Score
- 81/100
- State rank
- #32
- US rank
- #1449
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Roy, UT
- County
- Weber County · 260,557 people
- City population
- 38,794
- Metro
- Ogden-Clearfield, UT
- Population (ZIP)
- 38,794
- Household income
- $91,115
- Rent vs Own
- Severe rent burden
- 216.0
Population outlook (Weber County) Hauer SSP2
- Today (2025)
- 274,329 people
- By 2030
- 288,577 · +5.2%
- By 2040
- 314,848 · +14.8%
- By 2050
- 338,710 · +23.5%
- By 2075
- 384,412 · +40.1%
- By 2100
- 409,305 · +49.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Hispanic / Latino 19% Two or more races 8% Asian 2%
- Hispanic origin (detail)
- Mexican 14%
- Common ancestry
- Slovak 4% Italian 4% Portuguese 3%
- Foreign-born
- 6% · Canada
- Languages at home
- 86% English-only · Spanish 11% Other Asian/Pacific 1% Tagalog/Filipino 1%
Political lean MEDSL · Weber
- 2024 margin
- Strong R (+23.5) · D 36.8% · R 60.3% · Other 2.9%
- 2008→2024 swing
- +4.1pp toward D · 2008: -27.6pp · 2024: -23.5pp
- All cycles
- 2024: R+23.5 2020: R+22.7 2016: R+20.0 2012: R+46.0 2008: R+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -284.84%
- Current HPI
- 323.642
- Rent YoY
- ▼ -0.45%
- Metro
- Ogden-Clearfield, UT
- State GDP YoY
- ▲ 3.54%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in UT)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $3B |
|
||
Price history
+166.7% since first listed9 events — show timeline
- 2026-03-05 Price Changed $200,000 WFRMLS
- 2026-01-17 Listed $225,000 WFRMLS
- 2015-10-07 Listing Removed — WFRMLS
- 2015-10-06 Sold (MLS) — WFRMLS
- 2015-08-11 Relisted — WFRMLS
- 2015-08-05 Listing Removed — WFRMLS
- 2015-07-30 Relisted — WFRMLS
- 2015-07-08 Listing Removed — WFRMLS
- 2015-05-29 Listed $74,990 WFRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…