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3750 S Midland #34
D Composite 42.51
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.4/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.4/10.0
  • DSCR +4.0/10.0
  • Livability +4.0/5.0
  • Schools +3.2/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$200,000

3750 S Midland #34 · Roy, UT 84067
3 bd · 2.0 ba · 1,600 sqft · Manufactured · 129 Days on market
Built 1995 4,791 sqft lot $250/mo HOA · 12% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

There are no remarks available.

Key facts

  • Covered deck
  • Formal dining
  • Club house

Tags

FORMAL DININGCOVERED DECKCLUB HOUSEPOOL

Property features AI

Finance

  • Other: Senior community; Subdivision: Country Meadows Community
  • HOA & community: Homeowners association (monthly fee $250); HOA fee includes sewer, trash, and water; Community clubhouse; Community RV parking; Management; Pet rules (pets permitted); Pool; Snow removal; Trash service

Exterior

  • Parking: Covered parking; One total parking space; One covered/carport space; Carport (1 space); Common RV parking
  • Utilities: Natural gas connected; Electricity connected; Public sewer; Water connected
  • Home design: Mobile-style home; Single-level living; Built and standing; Residential use; Single-family zoning
  • Construction: Built and standing construction
  • Exterior features: Covered deck; Outbuildings; Storm doors; Automatic partial sprinkler system; Mountain view; Flat terrain; Full landscaping; Private pool

Interior

  • Kitchen: Range/oven (free standing); Range hood; Refrigerator; Garbage disposal
  • Bedrooms: Three bedrooms on the main level; Primary bedroom on the first floor
  • Flooring: Carpet; Linoleum
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Gas central heating; Central air conditioning
  • Interior features: Garbage disposal; Range/oven (free standing); Range hood; Refrigerator; Owned water softener; Full windows
  • Laundry & utility: Electric dryer hookup; Water softener (owned)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $200k.

Deal economics

  • At list price, monthly cash flow is $5 ($58/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $200k).
  • Recommended offer: $176k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 81/100 on livability (#32 in UT, #1,449 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, commute A; Watch: amenities F.
  • Weber District (suburban): math 36% / reading 35% proficiency, ranked #56 of 80 in UT (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Valley View School (math 22% / reading 26%, grade F, #488 of 585 statewide, top 84%, 336 students, 45% FRL); Sand Ridge Jr High (math 26% / reading 26%, grade F, #119 of 138 statewide, top 87%, 857 students, 40% FRL); Roy High (math 15% / reading 39%, grade F, #131 of 171 statewide, top 79%, 1,834 students, 28% FRL).
  • Market conditions: Rents soft (-0.5%/yr); 207 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,630 units permitted in Weber County in 2024 (521 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Weber County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 129 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 11y ago; this cycle's ask has dropped $25k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $176,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 129 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.04%
Cap rate
6.32%
Cash-on-cash
0.10%
DSCR
1.00
GRM
8.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-20.1%
Equity multiple
0.32×
Total profit
$-37,986
Equity at exit
$29,821
10-year hold
IRR
-23.6%
Equity multiple
0.01×
Total profit
$-55,396
Equity at exit
$17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84067

Rents YoY
-0.5%
Active inventory
207
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$2,072 high interval (Pro) →
Mortgage (P&I)
$1,049
Tax est. 1.5%
$250 /mo · $3,000/yr
Insurance
$83
HOA
$250
Vacancy / Maint / Mgmt
$435
Net cashflow
$5

Break-even live

Break-even rent $2,066
Max offer price $200,000
Occupancy floor 95%

Sensitivity live

Price -10% $143 -5% $74 +0% $5 +5% $-64 +10% $-133
Rent -10% $-159 -5% $-77 +0% $5 +5% $87 +10% $169
Rate -1.0pp $106 -0.5pp $56 base $5 +0.5pp $-47 +1.0pp $-100

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,000
Closing costs
$6,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3560 Midland Dr West Haven, UT 1.0–3.0 1.0–2.0 932 $1,599 $1.71 16d 22 0.40mi
3405 S 2400 W West Haven, UT 1.0–3.0 1.0–2.0 978 $1,800 $1.84 25d 5 0.49mi
2914 W 3885 S West Haven, UT 3.0 2.5 1440 $2,395 $1.66 25d 1 0.55mi
2778 W 4175 S #236 Roy, UT 3.0 2.5 2190 $2,000 $0.91 25d 1 0.60mi
4156 S 2825 W #215 Roy, UT 4.0 3.5 2100 $2,200 $1.05 16d 1 0.62mi
2015 Carson Ave West Haven, UT 3.0 2.5 2049 $2,500 $1.22 25d 1 0.71mi
3330 S Midland Dr West Haven, UT 1.0–3.0 1.0–2.5 1000 $1,750 $1.75 16d 3 0.79mi
4389 S Locomotive DR Roy, UT 2.0–4.0 2.5–3.5 1651 $2,340 $1.42 16d 48 0.86mi
2112 W 3300 S West Haven, UT 1.0–3.0 1.0–2.0 975 $1,772 $1.82 16d 15 0.88mi
3243 W 3875 S #315 West Haven, UT 3.0 2.5 1780 $2,100 $1.18 20d 1 0.91mi
3728 S 3300 W West Haven, UT 3.0 2.5 1630 $2,095 $1.29 20d 1 0.97mi
3318 W 3745 S Ogden, UT 3.0 2.5 1579 $1,895 $1.20 16d 1 0.99mi
3321 W 3785 S Unit 4007 West Haven, UT 3.0 2.5 1600 $1,995 $1.25 20d 1 1.00mi
3330 W 4000 S West Haven, UT 1.0–3.0 1.0–2.0 1048 $2,072 $1.98 16d 22 1.04mi
3384 W 4225 S West Haven, UT 4.0 3.0 1759 $2,495 $1.42 25d 1 1.16mi
4499 S 1930 W Roy, UT 1.0–3.0 1.0–2.5 1106 $2,162 $1.95 16d 11 1.17mi
4719 S 2900 W Roy, UT 4.0 3.0 2160 $2,500 $1.16 25d 1 1.29mi
90 West Roy, UT 1.0–3.0 1.0–2.0 1075 $1,635 $1.52 16d 11 1.48mi

HOA detail

Monthly dues
$250 · $3,000/yr

Listing history 9 events

  1. 2026-03-05
    price $200,000
  2. 2026-01-17
    listed $225,000 Active
  3. 2015-10-07
    historical 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  4. 2015-10-06
    soldstatus Sold 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  5. 2015-08-11
    status Active 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  6. 2015-08-05
    historical 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  7. 2015-07-30
    status Active 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  8. 2015-07-08
    historical 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  9. 2015-05-29
    listed $74,990 Active 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥94°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,866
− Mortgage interest
−$11,203
− Property taxes
−$3,000
− Insurance
−$1,000
− Repairs & maintenance
−$1,989
− Management
−$1,989
− HOA
−$3,000
− Depreciation
−$5,818
Taxable loss
−$3,134
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$752
After-tax cash flow
$810/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Weber District
NCES district ID
4901200
Math proficiency
36% ▼ -4.00%
Reading proficiency
35% ▼ -5.00%
Median HH income
$65,750
Composite
32.28/100
National rank
#5757
State rank
#56 of 80 in UT

Livability — Roy

Score
81/100
State rank
#32
US rank
#1449

Category grades

Amenities F Commute A Cost of living B+ Crime A- Employment A Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Roy, UT
County
Weber County · 260,557 people
City population
38,794
Metro
Ogden-Clearfield, UT
Population (ZIP)
38,794
Household income
$91,115
Rent vs Own
16.0% rent · 84.0% own
Severe rent burden
216.0

Population outlook (Weber County) Hauer SSP2

Today (2025)
274,329 people
By 2030
288,577 · +5.2%
By 2040
314,848 · +14.8%
By 2050
338,710 · +23.5%
By 2075
384,412 · +40.1%
By 2100
409,305 · +49.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Hispanic / Latino 19% Two or more races 8% Asian 2%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Slovak 4% Italian 4% Portuguese 3%
Foreign-born
6% · Canada
Languages at home
86% English-only · Spanish 11% Other Asian/Pacific 1% Tagalog/Filipino 1%

Political lean MEDSL · Weber

2024 margin
Strong R (+23.5) · D 36.8% · R 60.3% · Other 2.9%
2008→2024 swing
+4.1pp toward D · 2008: -27.6pp · 2024: -23.5pp
All cycles
2024: R+23.5 2020: R+22.7 2016: R+20.0 2012: R+46.0 2008: R+27.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -284.84%
Current HPI
323.642
Rent YoY
▼ -0.45%
Metro
Ogden-Clearfield, UT
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

+166.7% since first listed
9 events — show timeline
  • 2026-03-05 Price Changed $200,000 WFRMLS
  • 2026-01-17 Listed $225,000 WFRMLS
  • 2015-10-07 Listing Removed WFRMLS
  • 2015-10-06 Sold (MLS) WFRMLS
  • 2015-08-11 Relisted WFRMLS
  • 2015-08-05 Listing Removed WFRMLS
  • 2015-07-30 Relisted WFRMLS
  • 2015-07-08 Listing Removed WFRMLS
  • 2015-05-29 Listed $74,990 WFRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…