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6227 N Litchfield Rd #18
B- Composite 69.57
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.8/5.0
  • Rent growth +3.0/5.0
  • Schools +2.8/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$65,000

6227 N Litchfield Rd #18 · Glendale, AZ 85340
1 bd · 1.0 ba · 728 sqft · Manufactured · 99 Days on market
Built 1987

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this charming and well-maintained mobile home offering comfortable living at an affordable price! This home features a spacious layout with plenty of natural light, a functional kitchen, and inviting living areas perfect for relaxing or entertaining. Not to mention a newer roof, replaced A/C, new water heater, and replaced appliances. Enjoy outdoor space ideal for gatherings, gardening, or simply unwinding. Conveniently located near shopping, dining, and everyday amenities, this property offers both comfort and convenience. A great opportunity for homeowners or investors alike!

Key facts

  • Replaced a/c
  • Newer roof
  • New water heater

Tags

NEWER ROOFREPLACED A/CNEW WATER HEATERREPLACED APPLIANCESOUTDOOR SPACECONVENIENTLY LOCATED

Property features AI

Finance

  • HOA & community: No association fees; Land lease required: $725 monthly; Community amenities include pool, gated access, tennis courts, and playground

Exterior

  • Parking: 2 covered parking spaces; 2 open parking spaces; 2 carport spaces
  • Utilities: City water; Public sewer
  • Home design: Manufactured/mobile home; Leasehold ownership; City and desert views
  • Construction: Wood-frame construction; Painted exterior; Composition roof
  • Exterior features: Gravel/stone front yard; Natural desert front landscaping; No or partial fencing (wood where present)

Interior

  • Kitchen: Refrigerator included
  • Bedrooms: Up to 2 bedrooms
  • Flooring: Tile flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Electric heating; Central air conditioning; Ceiling fans
  • Interior features: High-speed internet available; Granite counters; Eat-in kitchen with breakfast bar; Vaulted ceilings; Full bathroom in master bedroom

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $65k.

Deal economics

  • At list price, monthly cash flow is $600 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $65k).
  • Recommended offer: $59k (9.0% below list) — sets the bar for market timing.
  • Cap rate 17.4% vs local median 3.5% in Glendale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#12 in AZ, #3,235 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, amenities B; Watch: health & safety D+, crime F.
  • Agua Fria Union High School District (4289) (suburban): math 24% / reading 37% proficiency, ranked #99 of 249 in AZ (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Millennium High School (math 39% / reading 55%, grade D-, #50 of 381 statewide, top 14%, 2,121 students, 21% FRL).
  • Zoned-school proficiency averages 47% at this address vs 30% district-wide (+16 pts) — the actual schools serving this property are materially stronger than the Agua Fria Union High School District (4289) average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising (+1.9%/yr); 474 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 1d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
  • This rent is only 13% of the median local income ($122k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.9% rent growth), your $18k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 99 days — a 9% lower offer ($59k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $59,150 (9.0% below list)

Questions for the listing agent

  1. It's been on market 99 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.04%
Cap rate
17.37%
Cash-on-cash
39.56%
DSCR
2.76
GRM
4.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.92% rent growth · sell at horizon

5-year hold
IRR
34.6%
Equity multiple
2.44×
Total profit
$26,275
Equity at exit
$9,692
10-year hold
IRR
40.9%
Equity multiple
4.65×
Total profit
$66,436
Equity at exit
$5,620

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85340

Rents YoY
1.9%
Active inventory
474
Price-to-rent
4.1×

Monthly cashflow live

Estimated rent
$1,328 medium interval (Pro) →
Mortgage (P&I)
$341
Tax est. 1.5%
$81 /mo · $975/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$279
Net cashflow
$600

Break-even live

Break-even rent $569
Max offer price $65,000
Occupancy floor 50%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,250
Closing costs
$1,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
13517 W Glendale Ave Glendale, AZ 1.0 1.0 450 $1,199 $2.66 1d 27 0.64mi
6706 N Dysart Rd Glendale, AZ 1.0–2.0 1.0–2.0 727 $854 $1.17 1d 42 0.87mi
5110 N 129th Ave Litchfield Park, AZ 1.0–2.0 1.0–2.0 806 $1,708 $2.12 1d 8 1.49mi

Listing history 14 events

  1. 2026-06-18
    days on market $65,000 Active 99 DOM
  2. 2026-06-17
    days on market $65,000 Active 98 DOM
  3. 2026-06-16
    days on market $65,000 Active 97 DOM
  4. 2026-06-15
    days on market $65,000 Active 96 DOM
  5. 2026-06-13
    days on market $65,000 Active 94 DOM
  6. 2026-06-09
    days on market $65,000 Active 90 DOM
  7. 2026-06-08
    days on market $65,000 Active 89 DOM
  8. 2026-06-07
    days on market $65,000 Active 88 DOM
  9. 2026-06-04
    days on market $65,000 Active 85 DOM
  10. 2026-06-03
    days on market $65,000 Active 84 DOM
  11. 2026-06-02
    days on market $65,000 Active 83 DOM
  12. 2026-06-01
    days on market $65,000 Active 82 DOM
  13. 2026-05-31
    days on market $65,000 Active 81 DOM
  14. 2026-03-11
    listed $65,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥113°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,937
− Mortgage interest
−$3,641
− Property taxes
−$975
− Insurance
−$325
− Repairs & maintenance
−$1,275
− Management
−$1,275
− Depreciation
−$1,891
Taxable income
$6,556
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,573
After-tax cash flow
$5,627/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Agua Fria Union High School District (4289)
NCES district ID
0400450
Math proficiency
24% ▼ -32.00%
Reading proficiency
37% ▼ -12.00%
Median HH income
$64,107
Composite
27.92/100
National rank
#6865
State rank
#99 of 249 in AZ

Livability — Glendale

Score
76/100
State rank
#12
US rank
#3235

Category grades

Amenities B Commute A+ Cost of living B Crime F Employment C+ Housing A+ Health & safety D+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Maricopa County · 4,537,380 people
City population
294,586
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
40,919
Household income
$122,323
Rent vs Own
18.4% rent · 81.6% own
Severe rent burden
696.0

Population outlook (Maricopa County) Hauer SSP2

Today (2025)
4,979,203 people
By 2030
5,378,229 · +8.0%
By 2040
6,156,598 · +23.6%
By 2050
6,872,376 · +38.0%
By 2075
8,401,270 · +68.7%
By 2100
9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 48% Hispanic / Latino 35% Two or more races 19% Black 5% Asian 4% Native American 1%
Hispanic origin (detail)
Mexican 27%
Common ancestry
Romanian 2% Portuguese 2% Slovak 2%
Foreign-born
12% · Canada, Vietnam, China
Languages at home
78% English-only · Spanish 16% Other Indo-European 1%

Political lean MEDSL · Maricopa

2024 margin
Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
2008→2024 swing
+7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -322.29%
Current HPI
279.2294
Rent YoY
▲ 1.92%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-03-11 Listed $65,000 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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