5 Sunriff Ct · Greer, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 6/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +12.0/15.0
- Cash flow +9.9/30.0
- Condition / age +4.8/5.0
- Schools +4.7/10.0
- Livability +4.0/5.0
- 1% rule +3.5/10.0
- Rent growth +2.9/5.0
- DSCR +2.8/10.0
- Appreciation +0.0/10.0
$212,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Better than new, move-in ready 3 bedroom, 2.5 bath townhome with fully fenced backyard a short distance from Greer High School. Enjoy resort-like amenities just minutes from Downtown Greer, GSP airport, Greenville, and Spartanburg. The community offers nature trails, playground, 2 pools, bocce, pickleball courts, and a pavilion. On the main level of the home with 9' ceilings, the great room opens to the beautiful kitchen and dining rooms. The kitchen features granite countertops and stainless appliances. The primary bedroom is located on the second level and offers a generous walk-in closet and a full bath with double sinks and spacious shower. Two additional bedrooms and a second full bath are located upstairs. The laundry room is conveniently located near the bedrooms.
Key facts
- Half bath
- Attached garage
- Stainless appliances
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $212k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-131 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $189k (11.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $181k (14.8% below list).
- Recommended offer: $181k (14.8% below list) — sets the bar for 1% rule.
- Cap rate 5.5% vs local median 3.4% in Greer — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#7 in SC, #1,463 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime C-, commute F.
- Greenville 01 (suburban): math 44% / reading 54% proficiency, ranked #10 of 80 in SC (top 12%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Crestview Elementary (math 42% / reading 44%, grade F, #250 of 597 statewide, top 42%, 654 students, 86% FRL) — zoned schools average 86% FRL vs 42% district-wide (44 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+1.6%/yr); 679 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals leasing fast (median 10d on market — plan ~1-2 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 5,595 units permitted in Greenville County in 2024 (566 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Greenville County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 26 days — a 2% lower offer ($209k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.85% ✗
- Cap rate
- 5.55%
- Cash-on-cash
- -2.66%
- DSCR
- 0.88
- GRM
- 9.8
CMA / ARV
- ARV (median comp)
- $235,551
- List price
- $212,000
- Delta
- -10.00%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14 Sunriff Ct | 0.03mi | 3/2.5 | 1,512 (+1%) | 5mo | $210,000 | $139 | 93 |
| 101 Sunriff Ct | 0.09mi | 3/2.5 | 1,429 (-5%) | 3mo | $214,000 | $150 | 86 |
| 47 Sunriff Ct | 0.07mi | 3/2.5 | 1,443 (-4%) | 7mo | $245,000 | $170 | 85 |
| 46 Sunriff Ct | 0.08mi | 3/2.5 | 1,429 (-5%) | 5mo | $219,900 | $154 | 84 |
| 48 Sunriff Ct | 0.08mi | 3/2.5 | 1,429 (-5%) | 5mo | $224,900 | $157 | 84 |
| 49 Sunriff Ct | 0.07mi | 3/2.5 | 1,416 (-6%) | 4mo | $225,500 | $159 | 84 |
| 44 Sunriff Ct | 0.08mi | 3/2.5 | 1,429 (-5%) | 8mo | $232,500 | $163 | 82 |
| 52 Sunriff Ct | 0.09mi | 3/2.5 | 1,443 (-4%) | 9mo | $248,900 | $172 | 82 |
| 50 Sunriff Ct | 0.09mi | 3/2.5 | 1,416 (-6%) | 7mo | $219,900 | $155 | 81 |
| 104 Sunriff Ct | 0.11mi | 3/2.5 | 1,429 (-5%) | 13mo | $238,900 | $167 | 76 |
| 108 Sunriff Ct | 0.12mi | 3/2.5 | 1,429 (-5%) | 13mo | $233,900 | $164 | 76 |
| 110 Sunriff Ct | 0.12mi | 3/2.5 | 1,416 (-6%) | 12mo | $219,900 | $155 | 75 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.62% rent growth · sell at horizon
- IRR
- -22.3%
- Equity multiple
- 0.24×
- Total profit
- $-45,117
- Equity at exit
- $31,610
- IRR
- -20.4%
- Equity multiple
- -0.00×
- Total profit
- $-59,599
- Equity at exit
- $18,330
Cash invested: $59,360 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 4 active · 4 under contract
- Months of supply
- 4.8 mo (21%/mo absorbed)
- Median asking
- $233,975 ($159/sqft)
- Median days on market
- 161 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -1.0% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 29651
- Home prices YoY
- -29.4%
- Rents YoY
- 1.6%
- Active inventory
- 679
- Price-to-rent
- 9.8×
Monthly cashflow live
- Estimated rent
- $1,806 high interval (Pro) →
- Mortgage (P&I)
- −$1,112
- Tax from tax record
- −$198 /mo · $2,374/yr
- Insurance
- −$88
- HOA
- −$160
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$379
- Net cashflow
- $-131
Break-even live
Sensitivity live
| Price | -10% $-11 | -5% $-71 | +0% $-131 | +5% $-191 | +10% $-251 |
|---|---|---|---|---|---|
| Rent | -10% $-274 | -5% $-203 | +0% $-131 | +5% $-60 | +10% $11 |
| Rate | -1.0pp $-25 | -0.5pp $-78 | base $-131 | +0.5pp $-186 | +1.0pp $-242 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,000
- Closing costs
- $6,360
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 16 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 53 Sunriff Ct Unit None Greer, SC | 3.0 | 2.5 | 1429 | $1,800 | $1.26 | 88d | 1 | 0.06mi |
| 120 Sunriff Ct Unit Labs Greer, SC | 3.0 | 2.5 | 1500 | $1,590 | $1.06 | 0d | 1 | 0.12mi |
| 201 Sunriff Ct Greer, SC | 3.0 | 2.5 | 1429 | $1,700 | $1.19 | 107d | 1 | 0.16mi |
| 328 Ridge Climb Trl Greer, SC | 3.0 | 2.5 | 2175 | $1,999 | $0.92 | 0d | 1 | 0.22mi |
| 236 Sunriff Ct Unit 236 Greer, SC | 3.0 | 2.5 | 1430 | $1,700 | $1.19 | 107d | 1 | 0.23mi |
| 311 Ponder Rd Greer, SC | 3.0 | 2.5 | 1300 | $1,745 | $1.34 | 10d | 1 | 0.64mi |
| 22 Country Club Dr Greer, SC | 3.0 | 2.0 | 2051 | $2,400 | $1.17 | 88d | 1 | 0.89mi |
| 134 Saturn Ln Greer, SC | 3.0 | 2.0 | 1672 | $1,800 | $1.08 | 10d | 1 | 0.96mi |
| 702 Patriot Ln Greer, SC | 3.0 | 2.0 | 1164 | $1,595 | $1.37 | 64d | 1 | 1.17mi |
| 707 Patriot Ln Greer, SC | 3.0 | 2.0 | 1461 | $1,649 | $1.13 | 5d | 1 | 1.17mi |
| 313 Hampton Ridge Dr Greer, SC | 3.0 | 2.0 | 1355 | $1,636 | $1.21 | 10d | 1 | 1.22mi |
| 2 Arlington Rd #2158 Greer, SC | 3.0 | 2.0 | 1142 | $1,604 | $1.40 | 6d | 1 | 1.38mi |
| 2 Arlington Rd Greer, SC | 3.0 | 2.0 | 1142 | $1,604 | $1.40 | 3d | 1 | 1.38mi |
| 747 Shelburne Ln Lyman, SC | 3.0 | 2.0 | 1558 | $2,095 | $1.34 | 64d | 1 | 1.47mi |
| 606 Mattie Ln Greer, SC | 4.0 | 2.5 | 2199 | $2,300 | $1.05 | 10d | 1 | 1.48mi |
| 2142 Country Club Rd Greer, SC | 3.0 | 2.0 | 1142 | $1,750 | $1.53 | 110d | 1 | 1.48mi |
Property features AI
Finance
- Other
- Community amenities include clubhouse, pool, playground, recreational path, common areas, lighting, some sidewalks, and landscape maintenance
- HOA & community
- Homeowners association presentHOA covers common area insurance, lawn maintenance, street lights, and enforces bylaws/restrictive covenants
Exterior
- Parking
- Attached 1-car garage with door openerPaved concrete driveway
- Utilities
- Public waterElectric water heaterPublic sewerPublic garbage pickup
- Home design
- Two-story residential homeBuilt in 2022
- Construction
- Vinyl sidingComposition shingle roofSlab foundationGarage storage
- Exterior features
- Fenced yardPatioLevel lot with sidewalksUnderground utilitiesTilt-out windowsVinyl/aluminum trim
Interior
- Kitchen
- DishwasherDisposalRefrigeratorElectric ovenSmooth-top range
- Bedrooms
- Primary bedroom on 2nd level with double sink, full bath, separate shower and walk-in closetBedroom sizes: Primary 15 x 12; 2nd and 3rd bedrooms 12 x 10
- Flooring
- CarpetLaminate flooringVinyl
- Bathrooms
- Two full bathroomsOne half bathroom
- Heating & cooling
- Electric forced-air heatingCentral electric cooling
- Interior features
- Open floor planGranite countertopsPantry closetCable availableSmooth ceilingsCombo living and dining room
- Laundry & utility
- Second-floor laundry in closet-style space
HOA detail $160/mo · $1,920/yr
- Likely covers
- pool
Listing history 50 events
-
2026-09-24days on market $212,000 Active 26 DOM
-
2026-09-23days on market $212,000 Active 25 DOM
-
2026-09-22days on market $212,000 Active 24 DOM
-
2026-09-21days on market $212,000 Active 23 DOM
-
2026-09-20days on market $212,000 Active 22 DOM
-
2026-09-19days on market $212,000 Active 21 DOM
-
2026-09-18days on market $212,000 Active 20 DOM
-
2026-09-17days on market $212,000 Active 19 DOM
-
2026-09-16days on market $212,000 Active 18 DOM
-
2026-09-15days on market $212,000 Active 17 DOM
-
2026-09-14days on market $212,000 Active 16 DOM
-
2026-09-13days on market $212,000 Active 15 DOM
-
2026-09-12days on market $212,000 Active 14 DOM
-
2026-09-11days on market $212,000 Active 13 DOM
-
2026-09-05days on market $212,000 Active 7 DOM
-
2026-09-04days on market $212,000 Active 6 DOM
-
2026-09-03days on market $212,000 Active 5 DOM
-
2026-08-31days on market $212,000 Active 2 DOM
-
2026-08-30pricedays on market $212,000 Active 1 DOM
-
2026-08-29days on market $208,000 Active 101 DOM
-
2026-08-28days on market $208,000 Active 100 DOM
-
2026-08-27days on market $208,000 Active 99 DOM
-
2026-08-25days on market $208,000 Active 97 DOM
-
2026-08-24days on market $208,000 Active 96 DOM
-
2026-08-23days on market $208,000 Active 95 DOM
-
2026-08-22days on market $208,000 Active 94 DOM
-
2026-08-21days on market $208,000 Active 93 DOM
-
2026-08-20days on market $208,000 Active 92 DOM
-
2026-08-19days on market $208,000 Active 91 DOM
-
2026-08-18days on market $208,000 Active 90 DOM
-
2026-08-17days on market $208,000 Active 89 DOM
-
2026-08-16days on market $208,000 Active 88 DOM
-
2026-08-15days on market $208,000 Active 87 DOM
-
2026-08-15days on market $208,000 Active 86 DOM
-
2026-08-13days on market $208,000 Active 85 DOM
-
2026-08-12days on market $208,000 Active 84 DOM
-
2026-08-11days on market $208,000 Active 83 DOM
-
2026-08-10days on market $208,000 Active 82 DOM
-
2026-08-09days on market $208,000 Active 81 DOM
-
2026-08-08days on market $208,000 Active 80 DOM
-
2026-08-07days on market $208,000 Active 79 DOM
-
2026-08-06days on market $208,000 Active 78 DOM
-
2026-08-05days on market $208,000 Active 77 DOM
-
2026-08-04days on market $208,000 Active 76 DOM
-
2026-08-03days on market $208,000 Active 75 DOM
-
2026-07-31days on market $208,000 Active 72 DOM
-
2026-07-30days on market $208,000 Active 71 DOM
-
2026-07-30days on market $208,000 Active 70 DOM
-
2026-07-28days on market $208,000 Active 69 DOM
-
2026-07-26days on market $208,000 Active 67 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $2,374 · $198/mo
- Projected year-2 tax
- $2,374 · $198/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,668
- − Mortgage interest
- −$11,875
- − Property taxes
- −$2,374
- − Insurance
- −$1,060
- − Repairs & maintenance
- −$1,733
- − Management
- −$1,733
- − HOA
- −$1,920
- − Depreciation
- −$6,167
- Taxable loss
- −$5,196
- Est. tax savings @ 24.0%
- +$1,247
- After-tax cash flow
- $-331/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This move-in ready townhome in Greer, SC, offers a modern and well-maintained living space with a great location and community amenities.
Value-add opportunities
- Both Painting the exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhances curb appeal and adds value ↑
- Both New flooring in bedrooms — Improves aesthetics and adds value ↑
- Both New kitchen appliances — Modernizes the kitchen and adds value ↑
Zoned Schools
Schools (NCES district)
- District
- Greenville 01
- NCES district ID
- 4502310
- Math proficiency
- 44% ▼ -10.00%
- Reading proficiency
- 54% ▼ -2.00%
- Median HH income
- $49,596
- Composite
- 41.88/100
- National rank
- #3370
- State rank
- #10 of 80 in SC
Livability — Greer
- Score
- 81/100
- State rank
- #7
- US rank
- #1463
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Greer, SC
- County
- Greenville County · 574,580 people
- City population
- 99,092
- Metro
- Greenville-Anderson, SC
- Population (ZIP)
- 56,599
- Household income
- $82,705
- Rent vs Own
- Severe rent burden
- 8% of renters
Population outlook (Greenville County) Hauer SSP2
- Today (2025)
- 574,580 people
- By 2030
- 615,615 · +7.1%
- By 2040
- 695,373 · +21.0%
- By 2050
- 769,367 · +33.9%
- By 2075
- 933,296 · +62.4%
- By 2100
- 1,029,196 · +79.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Hispanic / Latino 11% Black 11% Two or more races 9% Asian 1%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 1%
- Common ancestry
- Serbian 3% Slovak 2% Romanian 2%
- Foreign-born
- 7% · Canada, Jamaica
- Languages at home
- 89% English-only · Spanish 8% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Greenville
- 2024 margin
- Strong R (+22.2) · D 38.0% · R 60.2% · Other 1.8%
- 2008→2024 swing
- +1.7pp toward D · 2008: -23.9pp · 2024: -22.2pp
- All cycles
- 2024: R+22.2 2020: R+18.2 2016: R+24.7 2012: R+27.8 2008: R+23.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -101.81%
- Current HPI
- 243.9051
- Rent YoY
- ▲ 1.62%
- Metro
- Greenville-Anderson, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
-9.4% since first listed19 events — show timeline
- 2026-08-29 Listing Removed — Greater Greenville MLS
- 2026-08-29 Listed $212,000 Greater Greenville MLS
- 2026-05-20 Listed $208,000 Greater Greenville MLS
- 2025-04-17 Sold (Public Records) $215,000 Public Records
- 2025-04-17 Sold (MLS) $215,000 Greater Greenville MLS
- 2025-01-16 Contingent — Greater Greenville MLS
- 2025-01-07 Price Changed $224,000 Greater Greenville MLS
- 2024-11-12 Price Changed $229,900 Greater Greenville MLS
- 2024-10-02 Listed $235,000 Greater Greenville MLS
- 2023-03-31 Sold (MLS) $219,900 Greater Greenville MLS
- 2023-03-31 Sold (MLS) $219,900 SPMLS
- 2023-01-05 Pending — SPMLS
- 2023-01-05 Pending — Greater Greenville MLS
- 2022-12-29 Price Changed $219,990 SPMLS
- 2022-12-29 Price Changed $219,990 Greater Greenville MLS
- 2022-12-15 Price Changed $229,990 SPMLS
- 2022-12-15 Price Changed $229,990 Greater Greenville MLS
- 2022-11-21 Listed $233,990 Greater Greenville MLS
- 2022-11-15 Listed $233,990 SPMLS
Property tax history
-23.5%/yrLatest (2025): $2,374 · +8.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…