14910 Mapleridge St · Detroit, MI 48205

$34,000

4 bd · 1.0 ba · 1,133 sqft · SingleFamily public records · 18 Days on market

Built 1951 5,663 sqft lot $30/sqft · 39% below area Est $55k · 39% under

---

Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Livability +3.7/5.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Schools +1.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

As is Big 4 bedroom 2 full bathrooms 24 hour notice to show

Key facts

• 5,663 sq ft lot
• Garage
• Built 1951

Property features AI

Finance

• Other: Lot approximately 0.13 acres (35 x 164.02); No pool

Exterior

• Parking: Detached 1-car garage
• Utilities: Public water; Public sewer
• Home design: Single-family residence; One and one-half stories; Ground-level entry with steps; Aluminum siding
• Construction: Asphalt roof; Block foundation; Aluminum siding construction; Built area above grade: 1,133 square feet
• Exterior features: Porch; Back yard fencing; Paved road access

Interior

• Bathrooms: 2 full bathrooms
• Heating & cooling: Forced air heating (natural gas); No central air
• Interior features: Lighting; Unfinished basement
• Laundry & utility: Washer hookup; Gas dryer hookup

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $34k.

Deal economics

• At list price, monthly cash flow is $864 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $34k).
• Recommended offer: $33k (1.5% below list) — sets the bar for market timing.
• Cap rate 36.8% vs local median 10.0% in Detroit — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#218 in MI) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment F.
• Detroit Public Schools Community District (urban): math 10% / reading 24% proficiency, ranked #499 of 540 in MI (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+1.3%/yr); 376 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
• This rent runs 43% of the median local income ($39k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $235 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 1.3% rent growth), your $10k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 18 days — a 2% lower offer ($33k) is reasonable based on typical stale-listing flexibility.
• 11 sale attempts since 30y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $7k; list at $34k implies a 393% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $33,490 (1.5% below list)

Questions for the listing agent

1. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 4.09% ✓
• Cap rate: 36.78%
• Cash-on-cash: 108.90%
• DSCR: 5.85
• GRM: 2.0

CMA / ARV

• ARV (median comp): $55,307
• List price: $34,000
• Delta: -38.52%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
15018 Seymour St	0.15mi	3/1.0 (-1)	1,094 (-3%)	6mo	$68,500	$63	78
15435 Troester St	0.36mi	3/1.5 (-1)	1,177 (+4%)	5mo	$120,000	$102	66
15256 Fordham St	0.43mi	3/1.5 (-1)	1,099 (-3%)	3mo	$60,000	$55	66
12519 Riad St	0.71mi	3/1.0 (-1)	1,135 (+0%)	0mo	$100,000	$88	61
15416 Eastwood St	0.43mi	3/1.0 (-1)	1,211 (+7%)	2mo	$70,000	$58	61
15411 Young St St	0.44mi	3/1.5 (-1)	1,240 (+9%)	2mo	$95,000	$77	55
15860 Faircrest St	0.61mi	4/1.5	1,208 (+7%)	4mo	$59,000	$49	55
15419 Young St	0.45mi	3/1.0 (-1)	1,250 (+10%)	3mo	$54,500	$44	55
15652 Eastwood St	0.58mi	3/1.0 (-1)	1,221 (+8%)	4mo	$53,700	$44	52
15675 Lappin St	0.75mi	3/1.0 (-1)	1,090 (-4%)	4mo	$40,000	$37	50
14728 Wilfred St	0.70mi	3/1.0 (-1)	1,050 (-7%)	3mo	$30,500	$29	48
15017 Lappin St	0.59mi	3/1.0 (-1)	1,008 (-11%)	2mo	$60,000	$60	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.33% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 5.96×
• Total profit: $47,236
• Equity at exit: $5,070

10-year hold

• IRR: —
• Equity multiple: 11.81×
• Total profit: $102,946
• Equity at exit: $2,940

Cash invested: $9,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48205

• Home prices YoY: -28.1%
• Rents YoY: 1.3%
• Active inventory: 376
• Price-to-rent: 2.0×

Monthly cashflow live

• Estimated rent: $1,391 high
• Mortgage (P&I): −$178
• Tax est. 1.5%: −$42 /mo · $510/yr
• Insurance: −$14
• HOA: −$0
• Vacancy / Maint / Mgmt: −$292
• Net cashflow: $864

Break-even live

Break-even rent $297

Max offer price $34,000

Occupancy floor 33%

Sensitivity live

Price	-10% $887	-5% $876	+0% $864	+5% $852	+10% $840
Rent	-10% $754	-5% $809	+0% $864	+5% $919	+10% $974
Rate	-1.0pp $881	-0.5pp $873	base $864	+0.5pp $855	+1.0pp $846

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $8,500
• Closing costs: $1,020
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
15238 Seymour St Detroit, MI	3.0	1.0	1064	$1,300	$1.22	0d	1	0.23mi
15010 Cedargrove St Detroit, MI	3.0	1.5	1018	$1,350	$1.33	45d	1	0.25mi
15494 Mapleridge St Detroit, MI	3.0	1.0	937	$1,275	$1.36	45d	1	0.36mi
15000 Mayfield St Detroit, MI	3.0	1.0	1146	$970	$0.85	19d	1	0.47mi
14481 Maddelein St Detroit, MI	3.0	1.0	1200	$1,100	$0.92	45d	1	0.58mi
15616 E 7 Mile Rd Detroit, MI	3.0	1.5	1150	$1,150	$1.00	19d	1	0.61mi
14201 Mayfield St Detroit, MI	4.0	1.5	1296	$1,250	$0.96	45d	1	0.64mi
14461 Lappin St Detroit, MI	3.0	1.5	989	$1,150	$1.16	19d	1	0.65mi
14504 Coram St Detroit, MI	3.0	1.0	1203	$1,175	$0.98	26d	1	0.67mi
15604 Coram St Detroit, MI	3.0	1.0	1210	$1,000	$0.83	45d	1	0.73mi
12716 Riad St Detroit, MI	3.0	1.0	974	$1,275	$1.31	19d	1	0.81mi
15909 Maddelein St Detroit, MI	3.0	1.0	894	$1,266	$1.42	45d	1	0.81mi
11911 Lansdowne St Detroit, MI	4.0	1.0	1350	$1,400	$1.04	45d	1	0.85mi
11689 Wayburn St Detroit, MI	3.0	1.0	1142	$1,350	$1.18	45d	1	0.91mi
11018 Whitehill St Detroit, MI	3.0	1.0	1146	$1,450	$1.27	12d	1	0.95mi
18530 Kingsville St Harper Woods, MI	3.0	1.5	1396	$1,375	$0.98	19d	1	0.97mi
10813 Whitehill St Detroit, MI	3.0	1.0	1392	$1,350	$0.97	19d	1	0.99mi
11620 Rossiter St Detroit, MI	3.0	1.0	1140	$1,200	$1.05	19d	1	1.00mi
13669 Pfent St Detroit, MI	3.0	2.0	1031	$1,374	$1.33	19d	1	1.02mi
10724 Whitehill St Detroit, MI	3.0	3.0	1425	$1,550	$1.09	19d	1	1.04mi
11776 Rossiter St Detroit, MI	3.0	1.0	964	$1,150	$1.19	13d	1	1.04mi
13218 Greiner St Detroit, MI	3.0	1.0	1162	$1,195	$1.03	19d	1	1.06mi
11235 Roxbury St Detroit, MI	3.0	1.0	1062	$1,325	$1.25	19d	1	1.08mi
10803 Roxbury St Detroit, MI	3.0	1.0	1150	$900	$0.78	22d	1	1.10mi
12075 Rossiter St Detroit, MI	3.0	1.0	1100	$1,245	$1.13	16d	1	1.12mi
12075 Rossiter St Detroit, MI	3.0	1.0	1100	$1,245	$1.13	45d	1	1.12mi
16225 Manning St Detroit, MI	4.0	2.0	1036	$1,475	$1.42	45d	1	1.15mi
19220 Alcoy St Detroit, MI	3.0	1.0	1023	$1,350	$1.32	19d	1	1.17mi
18624 Fairport St Detroit, MI	3.0	1.0	874	$1,450	$1.66	23d	1	1.18mi
18624 Fairport St Unit NA Detroit, MI	3.0	1.0	924	$1,450	$1.57	26d	1	1.18mi
19170 Joann St Detroit, MI	4.0	1.0	1020	$1,400	$1.37	45d	1	1.21mi
12840 Kilbourne St Detroit, MI	3.0	1.0	1136	$1,350	$1.19	19d	1	1.24mi
10141 Roxbury St Detroit, MI	3.0	1.0	1115	$1,000	$0.90	45d	1	1.28mi
9755 Wayburn St Detroit, MI	3.0	2.0	1498	$1,400	$0.93	5d	1	1.28mi
19143 Fairport St Detroit, MI	3.0	1.0	1070	$1,225	$1.14	19d	1	1.28mi
10404 Somerset Ave Detroit, MI	3.0	1.0	1108	$1,475	$1.33	5d	1	1.30mi
15503 Edmore Dr Detroit, MI	3.0	1.0	1285	$1,100	$0.86	45d	1	1.32mi
19365 Kingsville St Harper Woods, MI	4.0	1.5	996	$1,650	$1.66	16d	1	1.33mi
13400 Longview St Detroit, MI	3.0	1.5	1000	$1,400	$1.40	45d	1	1.35mi
19435 McCormick St Detroit, MI	3.0	2.0	1148	$1,300	$1.13	19d	1	1.35mi

Listing history 31 events

1. 2026-05-08
   listed $34,000 Active 910-char remark
2. 2026-05-08
   listed $34,000 Active 910-char remark
3. 2020-02-13
   soldstatus $6,900 Sold

   Show marketing remark (59 chars)

   As is Big 4 bedroom 2 full bathrooms 24 hour notice to show

4. 2020-02-13
   soldstatus $6,900 Closed

   Show marketing remark (59 chars)

   As is Big 4 bedroom 2 full bathrooms 24 hour notice to show

5. 2020-01-24
   status Pending

   Show marketing remark (59 chars)

   As is Big 4 bedroom 2 full bathrooms 24 hour notice to show

6. 2020-01-24
   status Pending

   Show marketing remark (59 chars)

   As is Big 4 bedroom 2 full bathrooms 24 hour notice to show

7. 2019-10-17
   price $6,900
8. 2019-10-16
   price $6,900

   Show marketing remark (59 chars)

   As is Big 4 bedroom 2 full bathrooms 24 hour notice to show

9. 2019-08-20
   price $8,900
10. 2019-08-19
    price $8,900

    Show marketing remark (59 chars)

    As is Big 4 bedroom 2 full bathrooms 24 hour notice to show

11. 2019-08-10
    price $6,900

    Show marketing remark (59 chars)

    As is Big 4 bedroom 2 full bathrooms 24 hour notice to show

12. 2019-08-10
    price $6,900

    Show marketing remark (59 chars)

    As is Big 4 bedroom 2 full bathrooms 24 hour notice to show

13. 2019-07-11
    listed $10,000 Active

    Show marketing remark (59 chars)

    As is Big 4 bedroom 2 full bathrooms 24 hour notice to show

14. 2019-07-11
    listed $10,000 Active

    Show marketing remark (59 chars)

    As is Big 4 bedroom 2 full bathrooms 24 hour notice to show

15. 2008-10-10
    soldstatus $2,000
16. 2008-02-13
    listed $2,900
17. 2007-10-25
    historical
18. 2007-09-20
    historical
19. 2007-06-25
    listed $59,900
20. 2007-03-28
    historical
21. 2007-03-20
    listed $86,000
22. 2007-03-20
    listed $86,000
23. 2007-02-19
    historical
24. 2007-01-17
    listed $79,900
25. 2006-04-10
    soldstatus $13,000
26. 2006-03-27
    historical
27. 2006-03-02
    listed $19,900
28. 1998-09-24
    soldstatus $19,145
29. 1997-01-03
    soldstatus $19,000
30. 1996-11-14
    historical
31. 1996-07-16
    listed $27,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 14 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,692
• − Mortgage interest: −$1,905
• − Property taxes: −$510
• − Insurance: −$170
• − Repairs & maintenance: −$1,335
• − Management: −$1,335
• − Depreciation: −$989
• Taxable income: $10,448
• Est. tax owed @ 24.0%: −$2,507
• After-tax cash flow: $7,860/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Detroit Public Schools Community District
• NCES district ID: 2601103
• Math proficiency: 10% ▼ -2.00%
• Reading proficiency: 24% ▲ 6.00%
• Median HH income: $25,815
• Composite: 13.06/100
• National rank: #9564
• State rank: #499 of 540 in MI

Livability — Detroit

• Score: 73/100
• State rank: #218
• US rank: #5427

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Detroit, MI
• County: Wayne County · 1,562,939 people
• City population: 572,865
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 34,187
• Household income: $38,966
• Rent vs Own: 49.4% rent · 50.6% own
• Severe rent burden: 2121.0

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 1,675,273 people
• By 2030: 1,620,300 · -3.3%
• By 2040: 1,502,341 · -10.3%
• By 2050: 1,384,039 · -17.4%
• By 2075: 1,124,592 · -32.9%
• By 2100: 881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (93%)
• Race & ethnicity: Black 93% White 3% Two or more races 2%
• Foreign-born: 1% · Canada
• Languages at home: 98% English-only · Spanish 1%

Political lean MEDSL · Wayne

• 2024 margin: Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
• 2008→2024 swing: -20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
• All cycles: 2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -91.80%
• Current HPI: 235.0926
• Rent YoY: ▲ 1.33%
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+21.9% since first listed

33 events — show timeline

• 2026-05-26 Listing Removed — MiRealSource-MiMLS
• 2026-05-26 Listing Removed — REALCOMP
• 2026-05-08 Listed $34,000 MiRealSource-MiMLS
• 2026-05-08 Listed $34,000 REALCOMP
• 2020-02-13 Sold (MLS) $6,900 MiRealSource-MiMLS
• 2020-02-13 Sold (MLS) $6,900 REALCOMP
• 2020-01-24 Pending — MiRealSource-MiMLS
• 2020-01-24 Pending — REALCOMP
• 2019-10-17 Price Changed $6,900 MiRealSource-MiMLS
• 2019-10-16 Price Changed $6,900 REALCOMP
• 2019-08-20 Price Changed $8,900 MiRealSource-MiMLS
• 2019-08-19 Price Changed $8,900 REALCOMP
• 2019-08-10 Price Changed $6,900 MiRealSource-MiMLS
• 2019-08-10 Price Changed $6,900 REALCOMP
• 2019-07-11 Listed $10,000 MiRealSource-MiMLS
• 2019-07-11 Listed $10,000 REALCOMP
• 2008-10-10 Sold (MLS) $2,000 REALCOMP
• 2008-02-13 Listed $2,900 REALCOMP
• 2007-10-25 Listing Removed — REALCOMP
• 2007-09-20 Listing Removed — MiRealSource-MiMLS
• 2007-06-25 Listed $59,900 REALCOMP
• 2007-03-28 Listing Removed — REALCOMP
• 2007-03-20 Listed $86,000 REALCOMP
• 2007-03-20 Listed $86,000 MiRealSource-MiMLS
• 2007-02-19 Listing Removed — REALCOMP
• 2007-01-17 Listed $79,900 REALCOMP
• 2006-04-10 Sold (MLS) $13,000 MiRealSource-MiMLS
• 2006-03-27 Listing Removed — MiRealSource-MiMLS
• 2006-03-02 Listed $19,900 MiRealSource-MiMLS
• 1998-09-24 Sold (Public Records) $19,145 Public Records
• 1997-01-03 Sold (MLS) $19,000 MiRealSource-MiMLS
• 1996-11-14 Listing Removed — MiRealSource-MiMLS
• 1996-07-16 Listed $27,900 MiRealSource-MiMLS

Property tax history

+21.6%/yr

Latest (2025): $2,600 · +8.8% YoY. Source: county tax records.