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48391 Roberts Rd
B Composite 70.14
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.3/30.0
  • Appreciation +10.0/10.0
  • DSCR +8.9/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.7/10.0
  • Livability +3.1/5.0
  • Schools +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$75,000

48391 Roberts Rd · Oakridge, OR 97463
1 bd · 1.0 ba · 672 sqft · SingleFamily public records · 424 Days on market
Built 1952 10,018 sqft lot $112/sqft · 64% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BOM, no fault of Seller. Buyer did not perform. Major fixer, major opportunity! Lovely setting with beautiful views, a stone's throw to the golf course. Discover the amazing recreational opportunities that the greater Oakridge area has to offer right outside your own front door -- hiking, biking, skiing, fishing, boating, disc golf, ATVing -- it's all here! This home needs just about EVERYTHING. Please use caution when walking through. Some building materials left on site. Survey, site plan and house plan/elevation are available -- ask your agent for documents attached to the listing. Newer French drain installed all the way around the house. Property sold as-is, where-is. Seller will consider rehab financing and owner-carry terms -- please call for details.

Key facts

  • 0.23 acre lot
  • Built 1952
  • Listed 423 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $193 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($875 rent vs $75k).
  • Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.4% vs local median 3.0% in Oakridge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#252 in OR) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A-; Watch: schools F, amenities F, commute F.
  • Oakridge SD 76 (town): math 22% / reading 36% proficiency, ranked #163 of 183 in OR (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 62 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,808 units permitted in Lane County in 2024 (972 in 5+ unit buildings).

Forward outlook

  • In year one you build about $8k of equity ($519 loan paydown + $8k appreciation (10.0% local appreciation)).
  • Lane County population projected at +15% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 424 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 9y ago; this cycle's ask has dropped $20k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $63k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $66,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 424 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.17%
Cap rate
9.37%
Cash-on-cash
11.01%
DSCR
1.49
GRM
7.1

CMA / ARV

ARV (median comp)
$205,690
List price
$75,000
Delta
-63.54%
Verdict
UNDERPRICED
Comps
7 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
48247 E 2nd St 0.40mi 2/1.0 (+1) 672 (0%) 3mo $225,000 $335 74
48345 Commercial St 0.45mi 2/1.0 (+1) 730 (+9%) 7mo $110,000 $151 54
48117 E 2nd St 0.49mi 2/2.0 (+1) 750 (+12%) 5mo $80,000 $107 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
32.3%
Equity multiple
3.53×
Total profit
$53,116
Equity at exit
$67,566
10-year hold
IRR
27.9%
Equity multiple
7.99×
Total profit
$146,772
Equity at exit
$145,709

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
28 Tenant-Leaning
State Oregon
28 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
SB608 (2019): statewide rent cap (7% + CPI) and just-cause for tenancies > 1 yr. Portland has relocation assistance ordinance.

ZIP-level market 97463

Home prices YoY
4.8%
Active inventory
62
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$875 medium interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$74 /mo · $889/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$184
Net cashflow
$193

Break-even live

Break-even rent $631
Max offer price $75,000
Occupancy floor 73%

Sensitivity live

Price -10% $235 -5% $214 +0% $193 +5% $171 +10% $150
Rent -10% $123 -5% $158 +0% $193 +5% $227 +10% $262
Rate -1.0pp $230 -0.5pp $212 base $193 +0.5pp $173 +1.0pp $153

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
47730 Christel Ln Unit 4 4 Oakridge, OR 2.0 1.0 550 $875 $1.59 22d 1 1.41mi

Listing history 36 events

  1. 2026-06-21
    days on market $75,000 Active 424 DOM
  2. 2026-06-21
    days on market $75,000 Active 423 DOM
  3. 2026-06-18
    days on market $75,000 Active 421 DOM
  4. 2026-06-17
    days on market $75,000 Active 420 DOM
  5. 2026-06-16
    days on market $75,000 Active 419 DOM
  6. 2026-06-15
    days on market $75,000 Active 418 DOM
  7. 2026-06-13
    days on market $75,000 Active 416 DOM
  8. 2026-06-12
    days on market $75,000 Active 415 DOM
  9. 2026-06-09
    days on market $75,000 Active 412 DOM
  10. 2026-06-08
    days on market $75,000 Active 411 DOM
  11. 2026-06-08
    days on market $75,000 Active 410 DOM
  12. 2026-06-07
    days on market $75,000 Active 409 DOM
  13. 2026-06-04
    days on market $75,000 Active 406 DOM
  14. 2026-06-02
    days on market $75,000 Active 405 DOM
  15. 2026-06-01
    days on market $75,000 Active 404 DOM
  16. 2026-05-31
    days on market $75,000 Active 403 DOM
  17. 2026-04-16
    price $75,000 768-char remark
    Show marketing remark (768 chars)

    BOM, no fault of Seller. Buyer did not perform. Major fixer, major opportunity! Lovely setting with beautiful views, a stone's throw to the golf course. Discover the amazing recreational opportunities that the greater Oakridge area has to offer right outside your own front door -- hiking, biking, skiing, fishing, boating, disc golf, ATVing -- it's all here! This home needs just about EVERYTHING. Please use caution when walking through. Some building materials left on site. Survey, site plan and house plan/elevation are available -- ask your agent for documents attached to the listing. Newer French drain installed all the way around the house. Property sold as-is, where-is. Seller will consider rehab financing and owner-carry terms -- please call for details.

  18. 2026-03-27
    status Active 768-char remark
    Show marketing remark (768 chars)

    BOM, no fault of Seller. Buyer did not perform. Major fixer, major opportunity! Lovely setting with beautiful views, a stone's throw to the golf course. Discover the amazing recreational opportunities that the greater Oakridge area has to offer right outside your own front door -- hiking, biking, skiing, fishing, boating, disc golf, ATVing -- it's all here! This home needs just about EVERYTHING. Please use caution when walking through. Some building materials left on site. Survey, site plan and house plan/elevation are available -- ask your agent for documents attached to the listing. Newer French drain installed all the way around the house. Property sold as-is, where-is. Seller will consider rehab financing and owner-carry terms -- please call for details.

  19. 2026-02-12
    status Pending 768-char remark
    Show marketing remark (768 chars)

    BOM, no fault of Seller. Buyer did not perform. Major fixer, major opportunity! Lovely setting with beautiful views, a stone's throw to the golf course. Discover the amazing recreational opportunities that the greater Oakridge area has to offer right outside your own front door -- hiking, biking, skiing, fishing, boating, disc golf, ATVing -- it's all here! This home needs just about EVERYTHING. Please use caution when walking through. Some building materials left on site. Survey, site plan and house plan/elevation are available -- ask your agent for documents attached to the listing. Newer French drain installed all the way around the house. Property sold as-is, where-is. Seller will consider rehab financing and owner-carry terms -- please call for details.

  20. 2025-10-16
    status Active 768-char remark
    Show marketing remark (768 chars)

    BOM, no fault of Seller. Buyer did not perform. Major fixer, major opportunity! Lovely setting with beautiful views, a stone's throw to the golf course. Discover the amazing recreational opportunities that the greater Oakridge area has to offer right outside your own front door -- hiking, biking, skiing, fishing, boating, disc golf, ATVing -- it's all here! This home needs just about EVERYTHING. Please use caution when walking through. Some building materials left on site. Survey, site plan and house plan/elevation are available -- ask your agent for documents attached to the listing. Newer French drain installed all the way around the house. Property sold as-is, where-is. Seller will consider rehab financing and owner-carry terms -- please call for details.

  21. 2025-02-25
    listed $95,000 Active 768-char remark
    Show marketing remark (768 chars)

    BOM, no fault of Seller. Buyer did not perform. Major fixer, major opportunity! Lovely setting with beautiful views, a stone's throw to the golf course. Discover the amazing recreational opportunities that the greater Oakridge area has to offer right outside your own front door -- hiking, biking, skiing, fishing, boating, disc golf, ATVing -- it's all here! This home needs just about EVERYTHING. Please use caution when walking through. Some building materials left on site. Survey, site plan and house plan/elevation are available -- ask your agent for documents attached to the listing. Newer French drain installed all the way around the house. Property sold as-is, where-is. Seller will consider rehab financing and owner-carry terms -- please call for details.

  22. 2022-03-04
    soldstatus $63,000 Sold 445-char remark
    Show marketing remark (445 chars)

    Washer and Dryer included. Records show this as a 1 bdrm, there is a second room with no closet. Beautiful unobstructed views of the Oakridge skyline. It sits on approximately a quarter acre lot. This was a renovation project started in 2017 but never finished the seller has moved. Ideal investment property with excellent rental capabilities. This is not for the faint of heart. The home was gutted years ago and is an open map for completion.

  23. 2022-02-25
    soldstatus $63,000
  24. 2022-02-05
    status Pending 445-char remark
    Show marketing remark (445 chars)

    Washer and Dryer included. Records show this as a 1 bdrm, there is a second room with no closet. Beautiful unobstructed views of the Oakridge skyline. It sits on approximately a quarter acre lot. This was a renovation project started in 2017 but never finished the seller has moved. Ideal investment property with excellent rental capabilities. This is not for the faint of heart. The home was gutted years ago and is an open map for completion.

  25. 2022-01-28
    status Active 445-char remark
    Show marketing remark (445 chars)

    Washer and Dryer included. Records show this as a 1 bdrm, there is a second room with no closet. Beautiful unobstructed views of the Oakridge skyline. It sits on approximately a quarter acre lot. This was a renovation project started in 2017 but never finished the seller has moved. Ideal investment property with excellent rental capabilities. This is not for the faint of heart. The home was gutted years ago and is an open map for completion.

  26. 2022-01-28
    price $80,000 445-char remark
    Show marketing remark (445 chars)

    Washer and Dryer included. Records show this as a 1 bdrm, there is a second room with no closet. Beautiful unobstructed views of the Oakridge skyline. It sits on approximately a quarter acre lot. This was a renovation project started in 2017 but never finished the seller has moved. Ideal investment property with excellent rental capabilities. This is not for the faint of heart. The home was gutted years ago and is an open map for completion.

  27. 2021-12-21
    status Pending 445-char remark
    Show marketing remark (445 chars)

    Washer and Dryer included. Records show this as a 1 bdrm, there is a second room with no closet. Beautiful unobstructed views of the Oakridge skyline. It sits on approximately a quarter acre lot. This was a renovation project started in 2017 but never finished the seller has moved. Ideal investment property with excellent rental capabilities. This is not for the faint of heart. The home was gutted years ago and is an open map for completion.

  28. 2021-11-24
    price $125,000 445-char remark
    Show marketing remark (445 chars)

    Washer and Dryer included. Records show this as a 1 bdrm, there is a second room with no closet. Beautiful unobstructed views of the Oakridge skyline. It sits on approximately a quarter acre lot. This was a renovation project started in 2017 but never finished the seller has moved. Ideal investment property with excellent rental capabilities. This is not for the faint of heart. The home was gutted years ago and is an open map for completion.

  29. 2021-10-30
    listed $135,000 Active 445-char remark
    Show marketing remark (445 chars)

    Washer and Dryer included. Records show this as a 1 bdrm, there is a second room with no closet. Beautiful unobstructed views of the Oakridge skyline. It sits on approximately a quarter acre lot. This was a renovation project started in 2017 but never finished the seller has moved. Ideal investment property with excellent rental capabilities. This is not for the faint of heart. The home was gutted years ago and is an open map for completion.

  30. 2017-04-28
    soldstatus $25,000 Sold
  31. 2017-04-15
    status Pending
  32. 2017-03-25
    status Active
  33. 2017-03-23
    status Pending
  34. 2017-03-04
    listed $38,500 Active
  35. 2007-08-17
    soldstatus $50,000
  36. 1999-04-30
    soldstatus $24,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OR · Resets to sale price

Current annual tax
$889 · $74/mo
Projected year-2 tax
$889 · $74/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥91°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 16 unhealthy d/yr today · 21 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$10,500
− Mortgage interest
−$4,201
− Property taxes
−$889
− Insurance
−$375
− Repairs & maintenance
−$840
− Management
−$840
− Depreciation
−$2,182
Taxable income
$1,173
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$282
After-tax cash flow
$2,030/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Oakridge SD 76
NCES district ID
4109150
Math proficiency
22% ▼ -3.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$39,696
Composite
27.24/100
National rank
#12441
State rank
#163 of 183 in OR

Livability — Oakridge

Score
62/100
State rank
#252
US rank
#17292

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A- Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Oakridge, OR
Population (ZIP)
3,820

Population outlook (Lane County) Hauer SSP2

Today (2025)
391,933 people
By 2030
405,860 · +3.6%
By 2040
429,386 · +9.6%
By 2050
452,016 · +15.3%
By 2075
508,825 · +29.8%
By 2100
531,208 · +35.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 7% Hispanic / Latino 5%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Slovak 5% Lithuanian 5% Serbian 4%
Foreign-born
0%

Political lean MEDSL · Lane

2024 margin
Strong D (+23.1) · D 60.0% · R 36.9% · Other 3.1%
2008→2024 swing
-4.3pp toward R · 2008: 27.4pp · 2024: 23.1pp
All cycles
2024: D+23.1 2020: D+24.3 2016: D+18.9 2012: D+23.4 2008: D+27.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 15.71%
Current HPI
342.8226
Rent YoY
Metro
State GDP YoY
▲ 2.05%
F500 in state
2

Industry mix (Fortune 500 HQ in OR)

Industry F500 HQs Revenue

Price history

+206.1% since first listed
20 events — show timeline
  • 2026-04-16 Price Changed $75,000 RMLS
  • 2026-03-27 Relisted RMLS
  • 2026-02-12 Pending RMLS
  • 2025-10-16 Relisted RMLS
  • 2025-02-25 Listed $95,000 RMLS
  • 2022-03-04 Sold (MLS) $63,000 RMLS
  • 2022-02-25 Sold (Public Records) $63,000 Public Records
  • 2022-02-05 Pending RMLS
  • 2022-01-28 Relisted RMLS
  • 2022-01-28 Price Changed $80,000 RMLS
  • 2021-12-21 Pending RMLS
  • 2021-11-24 Price Changed $125,000 RMLS
  • 2021-10-30 Listed $135,000 RMLS
  • 2017-04-28 Sold (MLS) $25,000 RMLS
  • 2017-04-15 Pending RMLS
  • 2017-03-25 Relisted RMLS
  • 2017-03-23 Pending RMLS
  • 2017-03-04 Listed $38,500 RMLS
  • 2007-08-17 Sold (Public Records) $50,000 Public Records
  • 1999-04-30 Sold (Public Records) $24,500 Public Records

Property tax history

+2.9%/yr

Latest (2025): $889 · +2.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…