9416 Penshurst Ct · Montgomery Village, MD 20886

$409,999

4 bd · 2.5 ba · 1,692 sqft · Townhouse public records · 87 Days on market

Built 1980 798 sqft lot $242/sqft · 21% above area Est $453k · 9% under $48/mo HOA · 2% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.8/15.0
• Cash flow +9.9/30.0
• Appreciation +4.5/10.0
• Rent growth +3.6/5.0
• Schools +3.6/10.0
• Livability +3.1/5.0
• DSCR +2.8/10.0
• 1% rule +2.5/10.0
• Condition / age +2.5/5.0

Listing remarks MLS

Immaculate Move-In Ready 4-Bedroom Renovated Home – Your Dream Awaits in Turn-Key Luxury Imagine stepping into a home that feels brand new, where every detail has been meticulously refreshed to create a welcoming, effortless lifestyle. This stunning renovated 4-bedroom home is the epitome of modern comfort—completely move-in ready, freshly updated, and poised for immediate enjoyment. The inviting open-concept main floor greets you with abundant natural light and seamless flow. At its center shines a new kitchen boasting brand-new stainless steel appliances, elegant quartz countertops, and sleek contemporary cabinetry. It effortlessly connects to a spacious living room and dining area—perfect for relaxed family evenings, lively gatherings, or quiet moments of connection. A practical half bathroom adds convenience without interrupting the harmony. Ascend to discover four generously proportioned bedrooms across two private upper levels: the first offers two serene bedrooms and a full bathroom, while the second provides another two bedrooms with its own full bathroom—ideal for growing families, overnight guests, or a peaceful home workspace. The fully finished basement unlocks endless possibilities: transform it into a cozy family rec room, energizing home gym, creative play space, or versatile guest retreat to match your vision. No detail has been overlooked in this exceptional update: a completely reimagined kitchen with all-new appliances and counters, fresh neutral paint throughout, premium new flooring and sumptuous carpeting, plus a brand-new high-efficiency water boiler for lasting reliability and savings. This updated 4-bedroom home with finished basement blends timeless appeal with contemporary sophistication—offering abundant space, modern elegance, and true hassle-free living. In today's fast-moving market, homes this impeccably renovated and move-in ready vanish quickly. Don't let this rare gem slip away. Schedule your private tour today and step into the life you've been dreaming of!

Key facts

• Quartz countertops
• Gourmet kitchen
• Finished basement

Tags

• GOURMET KITCHEN
• STAINLESS STEEL APPLIANCES
• QUARTZ COUNTERTOPS
• CONTEMPORARY CABINETRY
• FINISHED BASEMENT
• HIGH-EFFICIENCY WATER BOILER

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath townhouse listed at $410k.

Deal economics

• At list price, monthly cash flow is $-258 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $364k (11.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $307k (25.2% below list).
• Recommended offer: $307k (25.2% below list) — sets the bar for 1% rule.
• Cap rate 5.5% vs local median 4.2% in Montgomery Village — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 62/100 on livability (#318 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: schools F, crime D-, amenities F.
• Montgomery County Public Schools (suburban): math 27% / reading 45% proficiency, ranked #3 of 24 in MD (top 12%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+4.3%/yr); 123 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 51% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,880 units permitted in Montgomery County in 2024 (2,054 in 5+ unit buildings).
• This rent runs 37% of the median local income ($99k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-1.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Montgomery County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 87 days — a 6% lower offer ($385k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $305k; 34% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $306,807 (25.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 87 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 5.54%
• Cash-on-cash: -2.69%
• DSCR: 0.88
• GRM: 11.1

CMA / ARV

• ARV (median comp): $452,884
• List price: $409,999
• Delta: -9.47%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
20213 Lea Pond	0.37mi	4/2.0	1,750 (+3%)	6mo	$419,000	$239	70
20125 Hob Hill Way	0.55mi	4/2.5	1,820 (+8%)	3mo	$437,000	$240	59
9324 Sparrow Valley Dr	0.37mi	3/2.5 (-1)	1,560 (-8%)	7mo	$399,999	$256	59
20129 Waringwood Way	0.48mi	3/2.5 (-1)	1,848 (+9%)	1mo	$510,000	$276	57
8647 Hawk Run Ter	0.73mi	3/3.5 (-1)	1,740 (+3%)	4mo	$440,000	$253	48
20017 Spur Hill Dr	0.60mi	3/2.5 (-1)	1,457 (-14%)	1mo	$398,000	$273	43
9318 Bremerton Way	0.63mi	3/2.5 (-1)	1,910 (+13%)	1mo	$425,000	$223	43
19814 Iron Oak Ct Unit 212G SPEC HOME	0.70mi	3/3.5 (-1)	1,599 (-6%)	8mo	$512,980	$321	43
19802 Iron Oak Ct Unit 212A SPEC HOME	0.70mi	3/3.5 (-1)	1,599 (-6%)	8mo	$534,990	$335	43
19805 Lost Stream Ct Unit 211G HOTM SPECIAL	0.70mi	3/3.5 (-1)	1,599 (-6%)	8mo	$510,145	$319	42
19803 Lost Stream Ct Unit 211H	0.71mi	3/3.5 (-1)	1,599 (-6%)	8mo	$491,965	$308	42
9834 Maple Leaf Dr	0.74mi	4/3.5	1,920 (+14%)	6mo	$449,000	$234	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.98% appreciation · 4.27% rent growth · sell at horizon

5-year hold

• IRR: -8.6%
• Equity multiple: 0.63×
• Total profit: $-42,918
• Equity at exit: $99,444

10-year hold

• IRR: -0.7%
• Equity multiple: 0.93×
• Total profit: $-8,127
• Equity at exit: $104,828

Cash invested: $114,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 20886

• Home prices YoY: -0.4%
• Rents YoY: 4.3%
• Active inventory: 123
• Price-to-rent: 11.1×

Monthly cashflow live

• Estimated rent: $3,068 high
• Mortgage (P&I): −$2,150
• Tax from tax record: −$313 /mo · $3,751/yr
• Insurance: −$171
• HOA: −$48
• Vacancy / Maint / Mgmt: −$644
• Net cashflow: $-258

Break-even live

Break-even rent $3,394

Max offer price $364,467

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $102,500
• Closing costs: $12,300
• Reserves months: —
• Total cash needed: —

Rent comps 35 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
9377 Chadburn Pl Unit 9377 Gaithersburg, MD	4.0	2.5	1083	$2,600	$2.40	43d	1	0.05mi
20305 Grazing Way Montgomery Village, MD	4.0	3.5	1093	$2,500	$2.29	43d	1	0.36mi
9402 Quill Pl Montgomery Village, MD	4.0	2.5	2100	$2,700	$1.29	43d	1	0.50mi
9412 Amboy Rd Montgomery Village, MD	5.0	3.5	2100	$3,600	$1.71	43d	1	0.55mi
20323 Swallow Point Rd Montgomery Village, MD	3.0	2.5	1888	$3,250	$1.72	22d	1	0.56mi
9343 Bremerton Way Montgomery Village, MD	3.0	2.5	1457	$3,150	$2.16	17d	1	0.60mi
9848 Brookridge Ct Montgomery Village, MD	3.0	2.5	1188	$2,350	$1.98	7d	1	0.65mi
9852 Brookridge Ct Montgomery Village, MD	3.0	2.5	1188	$2,585	$2.18	5d	1	0.65mi
8874 Welbeck Way Gaithersburg, MD	4.0	2.5	1254	$2,450	$1.95	20d	1	0.65mi
8851 Welbeck Way Montgomery Village, MD	3.0	2.5	1300	$2,972	$2.29	43d	1	0.66mi
9814 Brookridge Ct Montgomery Village, MD	3.0	2.0	1188	$2,550	$2.15	43d	1	0.69mi
8719 Delcris Dr Montgomery Village, MD	3.0	2.5	2222	$4,000	$1.80	43d	1	0.69mi
9639 Tall Oaks Rd Montgomery Village, MD	3.0	2.5	1776	$3,400	$1.91	43d	1	0.69mi
8711 Ravenglass Way Montgomery Village, MD	3.0	3.5	1470	$2,600	$1.77	43d	1	0.71mi
10006 Forest View Pl Montgomery Village, MD	3.0	2.5	1188	$2,199	$1.85	12d	1	0.73mi
9992 Forest View Pl Montgomery Village, MD	4.0	2.5	1212	$2,259	$1.86	12d	1	0.73mi
9599 Tall Oaks Rd Montgomery Village, MD	3.0	2.5	1760	$3,250	$1.85	18d	1	0.76mi
9583 Tall Oaks Rd Montgomery Village, MD	4.0	2.5	1760	$3,480	$1.98	24d	1	0.77mi
9226 Weathervane Pl Montgomery Village, MD	3.0	2.5	1739	$2,750	$1.58	18d	1	0.81mi
9226 Weathervane Pl Unit 1 Gaithersburg, MD	3.0	3.0	1739	$2,750	$1.58	18d	1	0.81mi
9537 Tall Oaks Rd Montgomery Village, MD	3.0	2.5	1760	$3,390	$1.93	14d	1	0.83mi
9932 Tambay Ct Montgomery Village, MD	3.0	2.5	1584	$2,900	$1.83	43d	1	0.84mi
19533 Sol PL Gaithersburg, MD	3.0	2.5	1978	$3,499	$1.77	43d	1	0.86mi
19753 Green Village Dr Montgomery Village, MD	3.0	2.5	1936	$3,350	$1.73	2d	1	1.04mi
19753 Green Village Dr Unit 1 Montgomery Village, MD	3.0	2.5	1936	$3,375	$1.74	2d	1	1.04mi
19505 Turtle Dove Ter Gaithersburg, MD	3.0	2.5	2002	$2,900	$1.45	43d	1	1.26mi
10231 Millstream Dr Gaithersburg, MD	3.0	3.5	1220	$2,650	$2.17	13d	1	1.29mi
9826 Posterity Ln Montgomery Village, MD	3.0	3.5	1600	$3,300	$2.06	7d	1	1.34mi
19708 Preservation Mews Montgomery Village, MD	3.0	3.5	1680	$3,050	$1.82	43d	1	1.37mi
19404 Transhire Rd Montgomery Village, MD	4.0	2.5	1754	$2,600	$1.48	43d	1	1.41mi
9652 Marston Ln Montgomery Village, MD	3.0	1.5	1320	$2,700	$2.05	2d	1	1.42mi
10169 Ridgeline Dr Montgomery Village, MD	3.0	2.5	1501	$2,400	$1.60	43d	1	1.46mi
19423 Brassie Pl #201 Montgomery Village, MD	3.0	2.0	1050	$2,300	$2.19	43d	1	1.46mi
19349 Keymar Way Montgomery Village, MD	3.0	1.5	1244	$2,200	$1.77	43d	1	1.47mi
10225 Cove Ledge Ct Montgomery Village, MD	4.0	3.5	1724	$2,750	$1.60	43d	1	1.48mi

HOA detail

• Monthly dues: $48 · $576/yr
• Likely covers: watergym

Listing history 20 events

1. 2026-06-18
   days on market $409,999 Active 87 DOM
2. 2026-06-17
   days on market $409,999 Active 86 DOM
3. 2026-06-16
   days on market $409,999 Active 85 DOM
4. 2026-06-15
   days on market $409,999 Active 84 DOM
5. 2026-06-13
   pricedays on market $409,999 Active 82 DOM
6. 2026-06-09
   days on market $420,000 Active 78 DOM
7. 2026-06-08
   days on market $420,000 Active 77 DOM
8. 2026-06-07
   days on market $420,000 Active 76 DOM
9. 2026-06-03
   days on market $420,000 Active 72 DOM
10. 2026-06-02
    days on market $420,000 Active 71 DOM
11. 2026-06-01
    days on market $420,000 Active 70 DOM
12. 2026-05-31
    days on market $420,000 Active 69 DOM
13. 2026-03-23
    listed $420,000 Active 2057-char remark

    Show marketing remark (2057 chars)

    Immaculate Move-In Ready 4-Bedroom Renovated Home – Your Dream Awaits in Turn-Key Luxury Imagine stepping into a home that feels brand new, where every detail has been meticulously refreshed to create a welcoming, effortless lifestyle. This stunning renovated 4-bedroom home is the epitome of modern comfort—completely move-in ready, freshly updated, and poised for immediate enjoyment. The inviting open-concept main floor greets you with abundant natural light and seamless flow. At its center shines a new kitchen boasting brand-new stainless steel appliances, elegant quartz countertops, and sleek contemporary cabinetry. It effortlessly connects to a spacious living room and dining area—perfect for relaxed family evenings, lively gatherings, or quiet moments of connection. A practical half bathroom adds convenience without interrupting the harmony. Ascend to discover four generously proportioned bedrooms across two private upper levels: the first offers two serene bedrooms and a full bathroom, while the second provides another two bedrooms with its own full bathroom—ideal for growing families, overnight guests, or a peaceful home workspace. The fully finished basement unlocks endless possibilities: transform it into a cozy family rec room, energizing home gym, creative play space, or versatile guest retreat to match your vision. No detail has been overlooked in this exceptional update: a completely reimagined kitchen with all-new appliances and counters, fresh neutral paint throughout, premium new flooring and sumptuous carpeting, plus a brand-new high-efficiency water boiler for lasting reliability and savings. This updated 4-bedroom home with finished basement blends timeless appeal with contemporary sophistication—offering abundant space, modern elegance, and true hassle-free living. In today's fast-moving market, homes this impeccably renovated and move-in ready vanish quickly. Don't let this rare gem slip away. Schedule your private tour today and step into the life you've been dreaming of!

14. 2026-02-06
    soldstatus $305,000 Closed 1580-char remark

    Show marketing remark (1580 chars)

    Great potential in this spacious townhome—perfect for a growing family! This home in the community as one of the few with 4 bedrooms and 2.5 baths in northern Montgomery Village. Ideally located near multiple grocery stores, North Creek Lake, and Great Seneca Stream Valley Park, it offers easy access to outdoor activities and daily conveniences. Commuters will appreciate the quick routes to Washington, D. C. via MD-355 or I-270. If you’re looking for a roomy, well-located townhome with plenty of potential, this one delivers. Property transfers strictly AS-IS with no repairs or warranties. Utility connection during buyer’s inspections are at buyer’s expense and not to exceed 10 calendar days without approval from the asset manager. Cash offers require 10% EMD or $1,000 minimum, whichever is greater and all financed offers require 1% EMD or $1,000 minimum, whichever is greater. Once the offer is approved the Agent will have 72 hours to upload the STATE PROMULGATED CONTRACT AND APPLICABLE ADDENDUMS. Buyer(s) is required to submit their EMD to the Seller’s Title Company within 48 hours of the Seller executed contract. Earnest Money Deposit is to be made payable to the Seller’s Title Company, unless state or local ordinance dictates otherwise. Buyer(s) winning the highest and best must understand that they participated in a highest and best, multiple offers situation and that any requests to the Seller for special concessions, repairs or switch in financing could result in Seller terminating and retaining buyer’s EMD.

15. 2026-01-14
    status Pending 1580-char remark

    Show marketing remark (1580 chars)

    Great potential in this spacious townhome—perfect for a growing family! This home in the community as one of the few with 4 bedrooms and 2.5 baths in northern Montgomery Village. Ideally located near multiple grocery stores, North Creek Lake, and Great Seneca Stream Valley Park, it offers easy access to outdoor activities and daily conveniences. Commuters will appreciate the quick routes to Washington, D. C. via MD-355 or I-270. If you’re looking for a roomy, well-located townhome with plenty of potential, this one delivers. Property transfers strictly AS-IS with no repairs or warranties. Utility connection during buyer’s inspections are at buyer’s expense and not to exceed 10 calendar days without approval from the asset manager. Cash offers require 10% EMD or $1,000 minimum, whichever is greater and all financed offers require 1% EMD or $1,000 minimum, whichever is greater. Once the offer is approved the Agent will have 72 hours to upload the STATE PROMULGATED CONTRACT AND APPLICABLE ADDENDUMS. Buyer(s) is required to submit their EMD to the Seller’s Title Company within 48 hours of the Seller executed contract. Earnest Money Deposit is to be made payable to the Seller’s Title Company, unless state or local ordinance dictates otherwise. Buyer(s) winning the highest and best must understand that they participated in a highest and best, multiple offers situation and that any requests to the Seller for special concessions, repairs or switch in financing could result in Seller terminating and retaining buyer’s EMD.

16. 2025-12-30
    price $275,000 1580-char remark

    Show marketing remark (1580 chars)

    Great potential in this spacious townhome—perfect for a growing family! This home in the community as one of the few with 4 bedrooms and 2.5 baths in northern Montgomery Village. Ideally located near multiple grocery stores, North Creek Lake, and Great Seneca Stream Valley Park, it offers easy access to outdoor activities and daily conveniences. Commuters will appreciate the quick routes to Washington, D. C. via MD-355 or I-270. If you’re looking for a roomy, well-located townhome with plenty of potential, this one delivers. Property transfers strictly AS-IS with no repairs or warranties. Utility connection during buyer’s inspections are at buyer’s expense and not to exceed 10 calendar days without approval from the asset manager. Cash offers require 10% EMD or $1,000 minimum, whichever is greater and all financed offers require 1% EMD or $1,000 minimum, whichever is greater. Once the offer is approved the Agent will have 72 hours to upload the STATE PROMULGATED CONTRACT AND APPLICABLE ADDENDUMS. Buyer(s) is required to submit their EMD to the Seller’s Title Company within 48 hours of the Seller executed contract. Earnest Money Deposit is to be made payable to the Seller’s Title Company, unless state or local ordinance dictates otherwise. Buyer(s) winning the highest and best must understand that they participated in a highest and best, multiple offers situation and that any requests to the Seller for special concessions, repairs or switch in financing could result in Seller terminating and retaining buyer’s EMD.

17. 2025-12-05
    price $320,000 1580-char remark

    Show marketing remark (1580 chars)

    Great potential in this spacious townhome—perfect for a growing family! This home in the community as one of the few with 4 bedrooms and 2.5 baths in northern Montgomery Village. Ideally located near multiple grocery stores, North Creek Lake, and Great Seneca Stream Valley Park, it offers easy access to outdoor activities and daily conveniences. Commuters will appreciate the quick routes to Washington, D. C. via MD-355 or I-270. If you’re looking for a roomy, well-located townhome with plenty of potential, this one delivers. Property transfers strictly AS-IS with no repairs or warranties. Utility connection during buyer’s inspections are at buyer’s expense and not to exceed 10 calendar days without approval from the asset manager. Cash offers require 10% EMD or $1,000 minimum, whichever is greater and all financed offers require 1% EMD or $1,000 minimum, whichever is greater. Once the offer is approved the Agent will have 72 hours to upload the STATE PROMULGATED CONTRACT AND APPLICABLE ADDENDUMS. Buyer(s) is required to submit their EMD to the Seller’s Title Company within 48 hours of the Seller executed contract. Earnest Money Deposit is to be made payable to the Seller’s Title Company, unless state or local ordinance dictates otherwise. Buyer(s) winning the highest and best must understand that they participated in a highest and best, multiple offers situation and that any requests to the Seller for special concessions, repairs or switch in financing could result in Seller terminating and retaining buyer’s EMD.

18. 2025-11-11
    listed $360,000 Active 1580-char remark

    Show marketing remark (1580 chars)

    Great potential in this spacious townhome—perfect for a growing family! This home in the community as one of the few with 4 bedrooms and 2.5 baths in northern Montgomery Village. Ideally located near multiple grocery stores, North Creek Lake, and Great Seneca Stream Valley Park, it offers easy access to outdoor activities and daily conveniences. Commuters will appreciate the quick routes to Washington, D. C. via MD-355 or I-270. If you’re looking for a roomy, well-located townhome with plenty of potential, this one delivers. Property transfers strictly AS-IS with no repairs or warranties. Utility connection during buyer’s inspections are at buyer’s expense and not to exceed 10 calendar days without approval from the asset manager. Cash offers require 10% EMD or $1,000 minimum, whichever is greater and all financed offers require 1% EMD or $1,000 minimum, whichever is greater. Once the offer is approved the Agent will have 72 hours to upload the STATE PROMULGATED CONTRACT AND APPLICABLE ADDENDUMS. Buyer(s) is required to submit their EMD to the Seller’s Title Company within 48 hours of the Seller executed contract. Earnest Money Deposit is to be made payable to the Seller’s Title Company, unless state or local ordinance dictates otherwise. Buyer(s) winning the highest and best must understand that they participated in a highest and best, multiple offers situation and that any requests to the Seller for special concessions, repairs or switch in financing could result in Seller terminating and retaining buyer’s EMD.

19. 1991-01-02
    soldstatus $115,000
20. 1989-02-17
    soldstatus $104,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $3,751 · $313/mo
• Projected year-2 tax: $4,110 · $343/mo
• Expected delta: +$359/yr (+$30/mo · 9.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥102°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 12% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $36,817
• − Mortgage interest: −$22,966
• − Property taxes: −$3,751
• − Insurance: −$2,050
• − Repairs & maintenance: −$2,945
• − Management: −$2,945
• − HOA: −$576
• − Depreciation: −$11,927
• Taxable loss: −$10,345
• Est. tax savings @ 24.0%: +$2,483
• After-tax cash flow: $-610/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Montgomery County Public Schools
• NCES district ID: 2400480
• Math proficiency: 27% ▼ -21.00%
• Reading proficiency: 45% ▼ -10.00%
• Median HH income: $97,191
• Composite: 35.62/100
• National rank: #4889
• State rank: #3 of 24 in MD

Livability — Montgomery Village

• Score: 62/100
• State rank: #318
• US rank: #16536

Category grades

Amenities F Commute F Cost of living F Crime D- Employment A+ Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Montgomery Village, MD
• County: Montgomery County · 961,106 people
• City population: 34,718
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• Population (ZIP): 34,718
• Household income: $98,542
• Rent vs Own: 31.1% rent · 68.9% own
• Severe rent burden: 1600.0

Population outlook (Montgomery County) Hauer SSP2

• Today (2025): 1,173,231 people
• By 2030: 1,237,402 · +5.5%
• By 2040: 1,365,115 · +16.4%
• By 2050: 1,491,592 · +27.1%
• By 2075: 1,803,893 · +53.8%
• By 2100: 2,035,619 · +73.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.75)
• Race & ethnicity: Hispanic / Latino 35% Black 23% White 23% Asian 14% Two or more races 12% Native American 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2% Dominican 1%
• Common ancestry: Romanian 1% Estonian 1% Lithuanian 1%
• Foreign-born: 35% · Canada, China, Guatemala
• Languages at home: 46% English-only · Spanish 32% Other Indo-European 6% French/Haitian/Cajun 3%

Political lean MEDSL · Montgomery

• 2024 margin: Solid D (+53.3) · D 75.2% · R 21.9% · Other 2.9%
• 2008→2024 swing: +8.7pp toward D · 2008: 44.6pp · 2024: 53.3pp
• All cycles: 2024: D+53.3 2020: D+59.6 2016: D+55.5 2012: D+43.4 2008: D+44.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.98%
• Current HPI: 272.9687
• Rent YoY: ▲ 4.27%
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+300.4% since first listed

8 events — show timeline

• 2026-03-23 Listed $420,000 BRIGHT MLS
• 2026-02-06 Sold (MLS) $305,000 BRIGHT MLS
• 2026-01-14 Pending — BRIGHT MLS
• 2025-12-30 Price Changed $275,000 BRIGHT MLS
• 2025-12-05 Price Changed $320,000 BRIGHT MLS
• 2025-11-11 Listed $360,000 BRIGHT MLS
• 1991-01-02 Sold (Public Records) $115,000 Public Records
• 1989-02-17 Sold (Public Records) $104,900 Public Records

Property tax history

+6.5%/yr

Latest (2025): $3,751 · +37.8% YoY. Source: county tax records.