7908 Saint Monica Dr · Dundalk, MD 21222

$211,900

3 bd · 2.0 ba · 1,434 sqft · Townhouse public records · 34 Days on market

Built 1955 1,600 sqft lot $148/sqft · 8% above area Est $224k · 6% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.0/30.0
• ARV discount +10.0/15.0
• DSCR +6.3/10.0
• 1% rule +5.0/10.0
• Livability +4.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This well-maintained colonial townhouse, built in 1955, offers a perfect blend of classic elegance and modern comfort. With 1,636 square feet of thoughtfully designed living space, this home features three inviting bedrooms and two full bathrooms, ensuring ample room for relaxation and privacy. Step inside to discover an open floor plan that seamlessly connects the living room and dining area, which is perfect for both entertaining and everyday living. The country-style kitchen, adorned with wood cabinets, granite countertops and stainless-steel appliances, makes cooking a delight for kitchen enthusiast. The laminated floors and stylish tile accents create a cozy atmosphere. The fully finished basement provides additional space for recreation or storage. Imagine cozy movie nights or a play area for hobbies in this versatile space. Outside, enjoy the fresh air on your welcoming porch or deck, ideal for morning coffee or evening gatherings. A convenient shed offers extra storage for gardening tools or outdoor equipment. Parking is a breeze with a parking pad available at the rear. The property is enhanced by sidewalks and streetlights, fostering a friendly neighborhood vibe. This home is conveniently situated for easy access to local amenities such as the North Point Village Park with baseball field, tennis courts, basketball courts and children's play area. In addition, it is walking distance to local restaurants and a few minutes away to North Point Plaza Flea Market and Walmart Supercenter. So, don't miss this opportunity! Experience the comfort and convenience this townhouse brings! NOTE - Some images in this listing have been virtually staged.

Key facts

• Open floor plan
• Granite countertops
• Welcoming porch

Tags

• OPEN FLOOR PLAN
• COUNTRY-STYLE KITCHEN
• GRANITE COUNTERTOPS
• STAINLESS-STEEL APPLIANCES
• FULLY FINISHED BASEMENT
• WELCOMING PORCH

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath townhouse listed at $212k.

Deal economics

• At list price, monthly cash flow is $261 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $212k (0.1% below list).
• Recommended offer: $206k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.8% vs local median 6.2% in Dundalk — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 85/100 on livability (#16 in MD, #510 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
• Baltimore County Public Schools (suburban): math 15% / reading 34% proficiency, ranked #11 of 24 in MD (top 46%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents soft (-0.1%/yr); 236 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 1,511 units permitted in Baltimore County in 2024 (643 in 5+ unit buildings).
• This rent runs 40% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Baltimore County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 34 days — a 3% lower offer ($206k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 31y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $170k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 59% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $205,543 (3.0% below list)

Questions for the listing agent

1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.00% ✗
• Cap rate: 7.77%
• Cash-on-cash: 5.28%
• DSCR: 1.23
• GRM: 8.3

CMA / ARV

• ARV (median comp): $224,422
• List price: $211,900
• Delta: -5.58%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7823 Saint Bridget Ln	0.19mi	3/1.0	1,424 (-1%)	1mo	$155,000	$109	85
4033 Saint Augustine Ln	0.07mi	3/2.0	1,434 (0%)	16mo	$225,000	$157	83
7966 Saint Claire Ln	0.12mi	3/1.5	1,408 (-2%)	9mo	$195,000	$138	82
7853 Saint Gregory Dr	0.21mi	3/2.0	1,524 (+6%)	1mo	$242,000	$159	79
7842 Saint Boniface Ln	0.08mi	3/1.0	1,319 (-8%)	7mo	$170,000	$129	73
7846 Saint Gregory	0.19mi	3/2.0	1,404 (-2%)	21mo	$245,000	$175	70
7819 Saint Bridget Ln	0.19mi	3/1.0	1,280 (-11%)	3mo	$219,900	$172	67
7837 Saint Boniface Ln	0.10mi	3/2.0	1,280 (-11%)	15mo	$222,500	$174	65
7878 Saint Fabian Ln	0.22mi	3/1.5	1,280 (-11%)	12mo	$230,000	$180	60
7723 Charlesmont Rd	0.73mi	3/1.0	1,350 (-6%)	3mo	$172,000	$127	50
8226 N Boundary Rd	0.62mi	3/2.0	1,565 (+9%)	10mo	$225,000	$144	47
7879 Charlesmont	0.69mi	3/2.0	1,248 (-13%)	22mo	$248,000	$199	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -11.4%
• Equity multiple: 0.60×
• Total profit: $-23,922
• Equity at exit: $31,595

10-year hold

• IRR: -7.1%
• Equity multiple: 0.61×
• Total profit: $-23,409
• Equity at exit: $18,321

Cash invested: $59,332 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 21222

• Rents YoY: -0.1%
• Active inventory: 236
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $2,117 high
• Mortgage (P&I): −$1,111
• Tax from tax record: −$212 /mo · $2,543/yr
• Insurance: −$88
• HOA: −$0
• Vacancy / Maint / Mgmt: −$445
• Net cashflow: $261

Break-even live

Break-even rent $1,787

Max offer price $211,900

Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,975
• Closing costs: $6,357
• Reserves months: —
• Total cash needed: —

Rent comps 32 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7860 Saint Claire Ln Dundalk, MD	3.0	2.0	1024	$2,200	$2.15	4d	1	0.07mi
7860 Saint Bridget Ln Dundalk, MD	4.0	1.0	1216	$2,300	$1.89	23d	1	0.11mi
4004 St Monica Dr Unit 1 Dundalk, MD	3.0	1.0	1024	$1,895	$1.85	4d	1	0.15mi
4004 Saint Monica Dr Dundalk, MD	3.0	1.0	1024	$1,925	$1.88	4d	1	0.15mi
7863 Saint Fabian Ln Dundalk, MD	3.0	2.0	1424	$1,950	$1.37	4d	1	0.23mi
7851 Saint Fabian Ln Dundalk, MD	3.0	1.0	1024	$1,595	$1.56	43d	1	0.24mi
7412 Saint Patricia Ct Dundalk, MD	4.0	2.0	1024	$2,800	$2.73	17d	1	0.25mi
11 Seabright Ave Dundalk, MD	3.0	1.0	948	$1,874	$1.98	14d	1	0.63mi
8146 Del Haven Rd Dundalk, MD	3.0	2.0	1424	$2,700	$1.90	16d	1	0.80mi
3413 Wallford Dr Dundalk, MD	3.0	2.0	1016	$2,000	$1.97	43d	1	0.83mi
3427 North Point Rd Dundalk, MD	3.0	1.0	1008	$2,250	$2.23	19d	1	0.85mi
3314 Wallford Dr Dundalk, MD	3.0	1.0	1258	$1,850	$1.47	14d	1	0.92mi
3317 Belsford Ct Dundalk, MD	3.0	1.0	1258	$1,950	$1.55	10d	1	0.93mi
3221 Wallford Dr Dundalk, MD	3.0	1.0	1008	$1,750	$1.74	3d	1	0.94mi
3221 Wallford Dr Unit 3221 Dundalk, MD	3.0	1.0	1008	$1,750	$1.74	4d	1	0.94mi
1907 Penhall Rd Dundalk, MD	3.0	2.0	1536	$2,300	$1.50	23d	1	0.96mi
1760 Langport Ave Dundalk, MD	3.0	1.5	1600	$1,795	$1.12	43d	1	0.98mi
1925 Jasmine Rd Dundalk, MD	3.0	1.5	1024	$1,825	$1.78	10d	1	1.02mi
2004 Larkhall Rd Dundalk, MD	3.0	1.0	1024	$1,500	$1.46	43d	1	1.06mi
1930 Frames Rd Dundalk, MD	3.0	2.0	1152	$2,099	$1.82	4d	1	1.08mi
2025 Kelmore Rd Unit 1 Dundalk, MD	3.0	1.0	1024	$2,000	$1.95	43d	1	1.09mi
2032 Kelmore Rd Dundalk, MD	3.0	1.0	1024	$1,700	$1.66	43d	1	1.11mi
1964 Frames Rd Dundalk, MD	3.0	2.0	1528	$2,400	$1.57	43d	1	1.13mi
8499 Lynch Rd Dundalk, MD	1.0–3.0	1.0–2.0	950	$2,202	$2.32	1d	32	1.15mi
7962 Kavanagh Rd Dundalk, MD	3.0	2.0	1024	$1,947	$1.90	14d	1	1.18mi
7917 Wise Ave Dundalk, MD	2.0	1.5	1500	$2,500	$1.67	23d	1	1.19mi
7930 Kavanagh Rd Dundalk, MD	3.0	1.0	1024	$2,195	$2.14	43d	1	1.24mi
2020 Dineen Dr Dundalk, MD	3.0	1.5	1258	$1,850	$1.47	4d	1	1.24mi
7901 Stratman Rd Dundalk, MD	3.0	1.0	890	$1,647	$1.85	2d	1	1.39mi
2711 Gray Manor Ct Unit NA Baltimore, MD	4.0	2.0	1570	$2,500	$1.59	23d	1	1.40mi
414 Westfield Rd Dundalk, MD	3.0	1.0	1024	$2,300	$2.25	43d	1	1.43mi
7 Robinson Ave Dundalk, MD	3.0	2.0	1100	$2,600	$2.36	43d	1	1.46mi

Listing history 40 events

1. 2026-05-18
   status Pending 1675-char remark

   Show marketing remark (1675 chars)

   This well-maintained colonial townhouse, built in 1955, offers a perfect blend of classic elegance and modern comfort. With 1,636 square feet of thoughtfully designed living space, this home features three inviting bedrooms and two full bathrooms, ensuring ample room for relaxation and privacy. Step inside to discover an open floor plan that seamlessly connects the living room and dining area, which is perfect for both entertaining and everyday living. The country-style kitchen, adorned with wood cabinets, granite countertops and stainless-steel appliances, makes cooking a delight for kitchen enthusiast. The laminated floors and stylish tile accents create a cozy atmosphere. The fully finished basement provides additional space for recreation or storage. Imagine cozy movie nights or a play area for hobbies in this versatile space. Outside, enjoy the fresh air on your welcoming porch or deck, ideal for morning coffee or evening gatherings. A convenient shed offers extra storage for gardening tools or outdoor equipment. Parking is a breeze with a parking pad available at the rear. The property is enhanced by sidewalks and streetlights, fostering a friendly neighborhood vibe. This home is conveniently situated for easy access to local amenities such as the North Point Village Park with baseball field, tennis courts, basketball courts and children's play area. In addition, it is walking distance to local restaurants and a few minutes away to North Point Plaza Flea Market and Walmart Supercenter. So, don't miss this opportunity! Experience the comfort and convenience this townhouse brings! NOTE - Some images in this listing have been virtually staged.

2. 2026-04-14
   listed $211,900 Active 1675-char remark

   Show marketing remark (1675 chars)

   This well-maintained colonial townhouse, built in 1955, offers a perfect blend of classic elegance and modern comfort. With 1,636 square feet of thoughtfully designed living space, this home features three inviting bedrooms and two full bathrooms, ensuring ample room for relaxation and privacy. Step inside to discover an open floor plan that seamlessly connects the living room and dining area, which is perfect for both entertaining and everyday living. The country-style kitchen, adorned with wood cabinets, granite countertops and stainless-steel appliances, makes cooking a delight for kitchen enthusiast. The laminated floors and stylish tile accents create a cozy atmosphere. The fully finished basement provides additional space for recreation or storage. Imagine cozy movie nights or a play area for hobbies in this versatile space. Outside, enjoy the fresh air on your welcoming porch or deck, ideal for morning coffee or evening gatherings. A convenient shed offers extra storage for gardening tools or outdoor equipment. Parking is a breeze with a parking pad available at the rear. The property is enhanced by sidewalks and streetlights, fostering a friendly neighborhood vibe. This home is conveniently situated for easy access to local amenities such as the North Point Village Park with baseball field, tennis courts, basketball courts and children's play area. In addition, it is walking distance to local restaurants and a few minutes away to North Point Plaza Flea Market and Walmart Supercenter. So, don't miss this opportunity! Experience the comfort and convenience this townhouse brings! NOTE - Some images in this listing have been virtually staged.

3. 2026-04-04
   historical $2,249
4. 2026-04-02
   price $2,249
5. 2026-03-19
   price $2,229
6. 2026-03-11
   price $2,199
7. 2026-02-21
   price $2,219
8. 2026-02-13
   price $2,259
9. 2026-02-05
   price $2,269
10. 2026-01-28
    price $2,279
11. 2026-01-21
    price $2,329
12. 2026-01-15
    listed $2,299
13. 2024-09-25
    historical $1,950
14. 2024-08-17
    price $1,950
15. 2024-07-20
    price $2,050
16. 2024-07-07
    price $2,150
17. 2024-06-21
    listed $2,225
18. 2019-04-02
    soldstatus $169,900
19. 2019-03-25
    soldstatus $169,900 Closed 2875-char remark

    Show marketing remark (2875 chars)

    Bright and spacious, completely renovated top to bottom (not a flip) home w/ off street parking, shed, finished basement, gas automatic generator, hardwood and ceramic floors thru out, etc. Your future neighbors are nice, polite and helpful bunch. two playgrounds are 2 & 5 min. walking distances away and several parks are minutes away with one within 5 minutes walk. The neighborhood features new homes (250k+) build on substandard materials and workmanship I ve seen them build (if you are shopping then you ve seen the new homes made of cards and glue) own a home in the same neighborhood FOR WAY LESS build with real joists and bricks!Yard is fully fenced with a privacy fence in the backyard. Surveillance system 1080P with hidden NVR (network video recorder) - monitor in basement (video over ip protocol) front and back fisheye 180 deg. HD cameras with mobile access v a XM-Eye app (home internet access required for cloud access). New vinyl energy efficient double pane windows throughout (double foam insulation on frame Low-E and argon filled), roof replaced (05-18) with front porch roofing and vinyl underlay - architectural 35 year shingles; new energy efficient central air outdoor unit (Copeland scroll compressor 410a refrigerant ) coupled with older computer-less furnace (worry free - no computer to burn up - annual utility cost increase of only 8$ but never break certainly worth the 8$ - 13 years without a problem. Tank-less (RHEEM) WHOLE HOUSE water heater never run out of hot water AGAIN. Eco-Bee smart learning home thermostat with remote sensors (control the comfort of your home through mobile app). Reverse osmosis filtration unit for drinking cooking and fridge water (with 3 years of filters supplied) sub 20ppm filtration. Insulated attic with flooring and shelves for tons of storage. Basement waterproofing recently completed to the newest standard (2018/09) surround sound speakers built into the basement walls (perfect MAN cave or Family Room) and small office/repair shop, large storage closets in basement. Sparrows point schools (middle and magnet sparrows point high). Veranda/trex screw-less deck - white railing and build in gas grill with heat shielding installed in deck. Amish Mennonite built storage shed with electric and 1080p fisheye surveillance system installed in the door. Paved off-street parking (2 cars). 7k watts Generac natural gas standby generator with fully automatic transfer switch ( in outage situation the gen-set starts automatically, - home power is back on in less than 45 seconds runs everything from sump pump, refrigerator to lights even HEAT and A/C - never worry about refueling as gasoline or diesel is not the fuel here - go on vacation, hurricane winds or frequent winter outages pose no problems here). Wired Network (1000 Mega Bit per second) for computer smart TV or GAME console.

20. 2019-03-06
    historical Active Under Contract 2875-char remark

    Show marketing remark (2875 chars)

    Bright and spacious, completely renovated top to bottom (not a flip) home w/ off street parking, shed, finished basement, gas automatic generator, hardwood and ceramic floors thru out, etc. Your future neighbors are nice, polite and helpful bunch. two playgrounds are 2 & 5 min. walking distances away and several parks are minutes away with one within 5 minutes walk. The neighborhood features new homes (250k+) build on substandard materials and workmanship I ve seen them build (if you are shopping then you ve seen the new homes made of cards and glue) own a home in the same neighborhood FOR WAY LESS build with real joists and bricks!Yard is fully fenced with a privacy fence in the backyard. Surveillance system 1080P with hidden NVR (network video recorder) - monitor in basement (video over ip protocol) front and back fisheye 180 deg. HD cameras with mobile access v a XM-Eye app (home internet access required for cloud access). New vinyl energy efficient double pane windows throughout (double foam insulation on frame Low-E and argon filled), roof replaced (05-18) with front porch roofing and vinyl underlay - architectural 35 year shingles; new energy efficient central air outdoor unit (Copeland scroll compressor 410a refrigerant ) coupled with older computer-less furnace (worry free - no computer to burn up - annual utility cost increase of only 8$ but never break certainly worth the 8$ - 13 years without a problem. Tank-less (RHEEM) WHOLE HOUSE water heater never run out of hot water AGAIN. Eco-Bee smart learning home thermostat with remote sensors (control the comfort of your home through mobile app). Reverse osmosis filtration unit for drinking cooking and fridge water (with 3 years of filters supplied) sub 20ppm filtration. Insulated attic with flooring and shelves for tons of storage. Basement waterproofing recently completed to the newest standard (2018/09) surround sound speakers built into the basement walls (perfect MAN cave or Family Room) and small office/repair shop, large storage closets in basement. Sparrows point schools (middle and magnet sparrows point high). Veranda/trex screw-less deck - white railing and build in gas grill with heat shielding installed in deck. Amish Mennonite built storage shed with electric and 1080p fisheye surveillance system installed in the door. Paved off-street parking (2 cars). 7k watts Generac natural gas standby generator with fully automatic transfer switch ( in outage situation the gen-set starts automatically, - home power is back on in less than 45 seconds runs everything from sump pump, refrigerator to lights even HEAT and A/C - never worry about refueling as gasoline or diesel is not the fuel here - go on vacation, hurricane winds or frequent winter outages pose no problems here). Wired Network (1000 Mega Bit per second) for computer smart TV or GAME console.

21. 2019-02-27
    status Active 2875-char remark

    Show marketing remark (2875 chars)

    Bright and spacious, completely renovated top to bottom (not a flip) home w/ off street parking, shed, finished basement, gas automatic generator, hardwood and ceramic floors thru out, etc. Your future neighbors are nice, polite and helpful bunch. two playgrounds are 2 & 5 min. walking distances away and several parks are minutes away with one within 5 minutes walk. The neighborhood features new homes (250k+) build on substandard materials and workmanship I ve seen them build (if you are shopping then you ve seen the new homes made of cards and glue) own a home in the same neighborhood FOR WAY LESS build with real joists and bricks!Yard is fully fenced with a privacy fence in the backyard. Surveillance system 1080P with hidden NVR (network video recorder) - monitor in basement (video over ip protocol) front and back fisheye 180 deg. HD cameras with mobile access v a XM-Eye app (home internet access required for cloud access). New vinyl energy efficient double pane windows throughout (double foam insulation on frame Low-E and argon filled), roof replaced (05-18) with front porch roofing and vinyl underlay - architectural 35 year shingles; new energy efficient central air outdoor unit (Copeland scroll compressor 410a refrigerant ) coupled with older computer-less furnace (worry free - no computer to burn up - annual utility cost increase of only 8$ but never break certainly worth the 8$ - 13 years without a problem. Tank-less (RHEEM) WHOLE HOUSE water heater never run out of hot water AGAIN. Eco-Bee smart learning home thermostat with remote sensors (control the comfort of your home through mobile app). Reverse osmosis filtration unit for drinking cooking and fridge water (with 3 years of filters supplied) sub 20ppm filtration. Insulated attic with flooring and shelves for tons of storage. Basement waterproofing recently completed to the newest standard (2018/09) surround sound speakers built into the basement walls (perfect MAN cave or Family Room) and small office/repair shop, large storage closets in basement. Sparrows point schools (middle and magnet sparrows point high). Veranda/trex screw-less deck - white railing and build in gas grill with heat shielding installed in deck. Amish Mennonite built storage shed with electric and 1080p fisheye surveillance system installed in the door. Paved off-street parking (2 cars). 7k watts Generac natural gas standby generator with fully automatic transfer switch ( in outage situation the gen-set starts automatically, - home power is back on in less than 45 seconds runs everything from sump pump, refrigerator to lights even HEAT and A/C - never worry about refueling as gasoline or diesel is not the fuel here - go on vacation, hurricane winds or frequent winter outages pose no problems here). Wired Network (1000 Mega Bit per second) for computer smart TV or GAME console.

22. 2019-02-25
    historical 2875-char remark

    Show marketing remark (2875 chars)

    Bright and spacious, completely renovated top to bottom (not a flip) home w/ off street parking, shed, finished basement, gas automatic generator, hardwood and ceramic floors thru out, etc. Your future neighbors are nice, polite and helpful bunch. two playgrounds are 2 & 5 min. walking distances away and several parks are minutes away with one within 5 minutes walk. The neighborhood features new homes (250k+) build on substandard materials and workmanship I ve seen them build (if you are shopping then you ve seen the new homes made of cards and glue) own a home in the same neighborhood FOR WAY LESS build with real joists and bricks!Yard is fully fenced with a privacy fence in the backyard. Surveillance system 1080P with hidden NVR (network video recorder) - monitor in basement (video over ip protocol) front and back fisheye 180 deg. HD cameras with mobile access v a XM-Eye app (home internet access required for cloud access). New vinyl energy efficient double pane windows throughout (double foam insulation on frame Low-E and argon filled), roof replaced (05-18) with front porch roofing and vinyl underlay - architectural 35 year shingles; new energy efficient central air outdoor unit (Copeland scroll compressor 410a refrigerant ) coupled with older computer-less furnace (worry free - no computer to burn up - annual utility cost increase of only 8$ but never break certainly worth the 8$ - 13 years without a problem. Tank-less (RHEEM) WHOLE HOUSE water heater never run out of hot water AGAIN. Eco-Bee smart learning home thermostat with remote sensors (control the comfort of your home through mobile app). Reverse osmosis filtration unit for drinking cooking and fridge water (with 3 years of filters supplied) sub 20ppm filtration. Insulated attic with flooring and shelves for tons of storage. Basement waterproofing recently completed to the newest standard (2018/09) surround sound speakers built into the basement walls (perfect MAN cave or Family Room) and small office/repair shop, large storage closets in basement. Sparrows point schools (middle and magnet sparrows point high). Veranda/trex screw-less deck - white railing and build in gas grill with heat shielding installed in deck. Amish Mennonite built storage shed with electric and 1080p fisheye surveillance system installed in the door. Paved off-street parking (2 cars). 7k watts Generac natural gas standby generator with fully automatic transfer switch ( in outage situation the gen-set starts automatically, - home power is back on in less than 45 seconds runs everything from sump pump, refrigerator to lights even HEAT and A/C - never worry about refueling as gasoline or diesel is not the fuel here - go on vacation, hurricane winds or frequent winter outages pose no problems here). Wired Network (1000 Mega Bit per second) for computer smart TV or GAME console.

23. 2019-02-14
    status Active 2875-char remark

    Show marketing remark (2875 chars)

    Bright and spacious, completely renovated top to bottom (not a flip) home w/ off street parking, shed, finished basement, gas automatic generator, hardwood and ceramic floors thru out, etc. Your future neighbors are nice, polite and helpful bunch. two playgrounds are 2 & 5 min. walking distances away and several parks are minutes away with one within 5 minutes walk. The neighborhood features new homes (250k+) build on substandard materials and workmanship I ve seen them build (if you are shopping then you ve seen the new homes made of cards and glue) own a home in the same neighborhood FOR WAY LESS build with real joists and bricks!Yard is fully fenced with a privacy fence in the backyard. Surveillance system 1080P with hidden NVR (network video recorder) - monitor in basement (video over ip protocol) front and back fisheye 180 deg. HD cameras with mobile access v a XM-Eye app (home internet access required for cloud access). New vinyl energy efficient double pane windows throughout (double foam insulation on frame Low-E and argon filled), roof replaced (05-18) with front porch roofing and vinyl underlay - architectural 35 year shingles; new energy efficient central air outdoor unit (Copeland scroll compressor 410a refrigerant ) coupled with older computer-less furnace (worry free - no computer to burn up - annual utility cost increase of only 8$ but never break certainly worth the 8$ - 13 years without a problem. Tank-less (RHEEM) WHOLE HOUSE water heater never run out of hot water AGAIN. Eco-Bee smart learning home thermostat with remote sensors (control the comfort of your home through mobile app). Reverse osmosis filtration unit for drinking cooking and fridge water (with 3 years of filters supplied) sub 20ppm filtration. Insulated attic with flooring and shelves for tons of storage. Basement waterproofing recently completed to the newest standard (2018/09) surround sound speakers built into the basement walls (perfect MAN cave or Family Room) and small office/repair shop, large storage closets in basement. Sparrows point schools (middle and magnet sparrows point high). Veranda/trex screw-less deck - white railing and build in gas grill with heat shielding installed in deck. Amish Mennonite built storage shed with electric and 1080p fisheye surveillance system installed in the door. Paved off-street parking (2 cars). 7k watts Generac natural gas standby generator with fully automatic transfer switch ( in outage situation the gen-set starts automatically, - home power is back on in less than 45 seconds runs everything from sump pump, refrigerator to lights even HEAT and A/C - never worry about refueling as gasoline or diesel is not the fuel here - go on vacation, hurricane winds or frequent winter outages pose no problems here). Wired Network (1000 Mega Bit per second) for computer smart TV or GAME console.

24. 2019-02-14
    historical Active Under Contract 2875-char remark

    Show marketing remark (2875 chars)

    Bright and spacious, completely renovated top to bottom (not a flip) home w/ off street parking, shed, finished basement, gas automatic generator, hardwood and ceramic floors thru out, etc. Your future neighbors are nice, polite and helpful bunch. two playgrounds are 2 & 5 min. walking distances away and several parks are minutes away with one within 5 minutes walk. The neighborhood features new homes (250k+) build on substandard materials and workmanship I ve seen them build (if you are shopping then you ve seen the new homes made of cards and glue) own a home in the same neighborhood FOR WAY LESS build with real joists and bricks!Yard is fully fenced with a privacy fence in the backyard. Surveillance system 1080P with hidden NVR (network video recorder) - monitor in basement (video over ip protocol) front and back fisheye 180 deg. HD cameras with mobile access v a XM-Eye app (home internet access required for cloud access). New vinyl energy efficient double pane windows throughout (double foam insulation on frame Low-E and argon filled), roof replaced (05-18) with front porch roofing and vinyl underlay - architectural 35 year shingles; new energy efficient central air outdoor unit (Copeland scroll compressor 410a refrigerant ) coupled with older computer-less furnace (worry free - no computer to burn up - annual utility cost increase of only 8$ but never break certainly worth the 8$ - 13 years without a problem. Tank-less (RHEEM) WHOLE HOUSE water heater never run out of hot water AGAIN. Eco-Bee smart learning home thermostat with remote sensors (control the comfort of your home through mobile app). Reverse osmosis filtration unit for drinking cooking and fridge water (with 3 years of filters supplied) sub 20ppm filtration. Insulated attic with flooring and shelves for tons of storage. Basement waterproofing recently completed to the newest standard (2018/09) surround sound speakers built into the basement walls (perfect MAN cave or Family Room) and small office/repair shop, large storage closets in basement. Sparrows point schools (middle and magnet sparrows point high). Veranda/trex screw-less deck - white railing and build in gas grill with heat shielding installed in deck. Amish Mennonite built storage shed with electric and 1080p fisheye surveillance system installed in the door. Paved off-street parking (2 cars). 7k watts Generac natural gas standby generator with fully automatic transfer switch ( in outage situation the gen-set starts automatically, - home power is back on in less than 45 seconds runs everything from sump pump, refrigerator to lights even HEAT and A/C - never worry about refueling as gasoline or diesel is not the fuel here - go on vacation, hurricane winds or frequent winter outages pose no problems here). Wired Network (1000 Mega Bit per second) for computer smart TV or GAME console.

25. 2018-12-18
    status Active 2875-char remark

    Show marketing remark (2875 chars)

    Bright and spacious, completely renovated top to bottom (not a flip) home w/ off street parking, shed, finished basement, gas automatic generator, hardwood and ceramic floors thru out, etc. Your future neighbors are nice, polite and helpful bunch. two playgrounds are 2 & 5 min. walking distances away and several parks are minutes away with one within 5 minutes walk. The neighborhood features new homes (250k+) build on substandard materials and workmanship I ve seen them build (if you are shopping then you ve seen the new homes made of cards and glue) own a home in the same neighborhood FOR WAY LESS build with real joists and bricks!Yard is fully fenced with a privacy fence in the backyard. Surveillance system 1080P with hidden NVR (network video recorder) - monitor in basement (video over ip protocol) front and back fisheye 180 deg. HD cameras with mobile access v a XM-Eye app (home internet access required for cloud access). New vinyl energy efficient double pane windows throughout (double foam insulation on frame Low-E and argon filled), roof replaced (05-18) with front porch roofing and vinyl underlay - architectural 35 year shingles; new energy efficient central air outdoor unit (Copeland scroll compressor 410a refrigerant ) coupled with older computer-less furnace (worry free - no computer to burn up - annual utility cost increase of only 8$ but never break certainly worth the 8$ - 13 years without a problem. Tank-less (RHEEM) WHOLE HOUSE water heater never run out of hot water AGAIN. Eco-Bee smart learning home thermostat with remote sensors (control the comfort of your home through mobile app). Reverse osmosis filtration unit for drinking cooking and fridge water (with 3 years of filters supplied) sub 20ppm filtration. Insulated attic with flooring and shelves for tons of storage. Basement waterproofing recently completed to the newest standard (2018/09) surround sound speakers built into the basement walls (perfect MAN cave or Family Room) and small office/repair shop, large storage closets in basement. Sparrows point schools (middle and magnet sparrows point high). Veranda/trex screw-less deck - white railing and build in gas grill with heat shielding installed in deck. Amish Mennonite built storage shed with electric and 1080p fisheye surveillance system installed in the door. Paved off-street parking (2 cars). 7k watts Generac natural gas standby generator with fully automatic transfer switch ( in outage situation the gen-set starts automatically, - home power is back on in less than 45 seconds runs everything from sump pump, refrigerator to lights even HEAT and A/C - never worry about refueling as gasoline or diesel is not the fuel here - go on vacation, hurricane winds or frequent winter outages pose no problems here). Wired Network (1000 Mega Bit per second) for computer smart TV or GAME console.

26. 2018-12-01
    historical Active Under Contract 2875-char remark

    Show marketing remark (2875 chars)

    Bright and spacious, completely renovated top to bottom (not a flip) home w/ off street parking, shed, finished basement, gas automatic generator, hardwood and ceramic floors thru out, etc. Your future neighbors are nice, polite and helpful bunch. two playgrounds are 2 & 5 min. walking distances away and several parks are minutes away with one within 5 minutes walk. The neighborhood features new homes (250k+) build on substandard materials and workmanship I ve seen them build (if you are shopping then you ve seen the new homes made of cards and glue) own a home in the same neighborhood FOR WAY LESS build with real joists and bricks!Yard is fully fenced with a privacy fence in the backyard. Surveillance system 1080P with hidden NVR (network video recorder) - monitor in basement (video over ip protocol) front and back fisheye 180 deg. HD cameras with mobile access v a XM-Eye app (home internet access required for cloud access). New vinyl energy efficient double pane windows throughout (double foam insulation on frame Low-E and argon filled), roof replaced (05-18) with front porch roofing and vinyl underlay - architectural 35 year shingles; new energy efficient central air outdoor unit (Copeland scroll compressor 410a refrigerant ) coupled with older computer-less furnace (worry free - no computer to burn up - annual utility cost increase of only 8$ but never break certainly worth the 8$ - 13 years without a problem. Tank-less (RHEEM) WHOLE HOUSE water heater never run out of hot water AGAIN. Eco-Bee smart learning home thermostat with remote sensors (control the comfort of your home through mobile app). Reverse osmosis filtration unit for drinking cooking and fridge water (with 3 years of filters supplied) sub 20ppm filtration. Insulated attic with flooring and shelves for tons of storage. Basement waterproofing recently completed to the newest standard (2018/09) surround sound speakers built into the basement walls (perfect MAN cave or Family Room) and small office/repair shop, large storage closets in basement. Sparrows point schools (middle and magnet sparrows point high). Veranda/trex screw-less deck - white railing and build in gas grill with heat shielding installed in deck. Amish Mennonite built storage shed with electric and 1080p fisheye surveillance system installed in the door. Paved off-street parking (2 cars). 7k watts Generac natural gas standby generator with fully automatic transfer switch ( in outage situation the gen-set starts automatically, - home power is back on in less than 45 seconds runs everything from sump pump, refrigerator to lights even HEAT and A/C - never worry about refueling as gasoline or diesel is not the fuel here - go on vacation, hurricane winds or frequent winter outages pose no problems here). Wired Network (1000 Mega Bit per second) for computer smart TV or GAME console.

27. 2018-11-02
    listed $169,900 Active 2875-char remark

    Show marketing remark (2875 chars)

    Bright and spacious, completely renovated top to bottom (not a flip) home w/ off street parking, shed, finished basement, gas automatic generator, hardwood and ceramic floors thru out, etc. Your future neighbors are nice, polite and helpful bunch. two playgrounds are 2 & 5 min. walking distances away and several parks are minutes away with one within 5 minutes walk. The neighborhood features new homes (250k+) build on substandard materials and workmanship I ve seen them build (if you are shopping then you ve seen the new homes made of cards and glue) own a home in the same neighborhood FOR WAY LESS build with real joists and bricks!Yard is fully fenced with a privacy fence in the backyard. Surveillance system 1080P with hidden NVR (network video recorder) - monitor in basement (video over ip protocol) front and back fisheye 180 deg. HD cameras with mobile access v a XM-Eye app (home internet access required for cloud access). New vinyl energy efficient double pane windows throughout (double foam insulation on frame Low-E and argon filled), roof replaced (05-18) with front porch roofing and vinyl underlay - architectural 35 year shingles; new energy efficient central air outdoor unit (Copeland scroll compressor 410a refrigerant ) coupled with older computer-less furnace (worry free - no computer to burn up - annual utility cost increase of only 8$ but never break certainly worth the 8$ - 13 years without a problem. Tank-less (RHEEM) WHOLE HOUSE water heater never run out of hot water AGAIN. Eco-Bee smart learning home thermostat with remote sensors (control the comfort of your home through mobile app). Reverse osmosis filtration unit for drinking cooking and fridge water (with 3 years of filters supplied) sub 20ppm filtration. Insulated attic with flooring and shelves for tons of storage. Basement waterproofing recently completed to the newest standard (2018/09) surround sound speakers built into the basement walls (perfect MAN cave or Family Room) and small office/repair shop, large storage closets in basement. Sparrows point schools (middle and magnet sparrows point high). Veranda/trex screw-less deck - white railing and build in gas grill with heat shielding installed in deck. Amish Mennonite built storage shed with electric and 1080p fisheye surveillance system installed in the door. Paved off-street parking (2 cars). 7k watts Generac natural gas standby generator with fully automatic transfer switch ( in outage situation the gen-set starts automatically, - home power is back on in less than 45 seconds runs everything from sump pump, refrigerator to lights even HEAT and A/C - never worry about refueling as gasoline or diesel is not the fuel here - go on vacation, hurricane winds or frequent winter outages pose no problems here). Wired Network (1000 Mega Bit per second) for computer smart TV or GAME console.

28. 2005-04-26
    soldstatus $115,000
29. 2005-04-15
    soldstatus $115,000
30. 2005-02-11
    historical
31. 2005-01-15
    listed $115,000
32. 2003-06-26
    soldstatus $79,900
33. 2003-06-23
    soldstatus $79,900
34. 2003-04-26
    historical
35. 2003-04-19
    listed $79,900
36. 1995-12-11
    soldstatus $68,500
37. 1995-12-04
    soldstatus $68,500
38. 1995-11-30
    listed $69,500
39. 1995-11-30
    historical
40. 1956-03-20
    soldstatus $9,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $2,543 · $212/mo
• Projected year-2 tax: $2,543 · $212/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 59% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,403
• − Mortgage interest: −$11,870
• − Property taxes: −$2,543
• − Insurance: −$1,060
• − Repairs & maintenance: −$2,032
• − Management: −$2,032
• − Depreciation: −$6,164
• Taxable loss: −$298
• Est. tax savings @ 24.0%: +$72
• After-tax cash flow: $3,203/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore County Public Schools
• NCES district ID: 2400120
• Math proficiency: 15% ▼ -16.00%
• Reading proficiency: 34% ▼ -5.00%
• Median HH income: $66,746
• Composite: 23.17/100
• National rank: #7948
• State rank: #11 of 24 in MD

Livability — Dundalk

• Score: 85/100
• State rank: #16
• US rank: #510

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dundalk, MD
• County: Baltimore County · 769,527 people
• City population: 59,407
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 59,407
• Household income: $64,141
• Rent vs Own: 35.1% rent · 64.9% own
• Severe rent burden: 2566.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 885,518 people
• By 2030: 909,272 · +2.7%
• By 2040: 951,547 · +7.5%
• By 2050: 990,955 · +11.9%
• By 2075: 1,086,411 · +22.7%
• By 2100: 1,135,078 · +28.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 59% Black 18% Hispanic / Latino 15% Two or more races 7% Asian 2% Native American 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 2%
• Common ancestry: Romanian 7% Lithuanian 1% Italian 1%
• Foreign-born: 9% · Canada
• Languages at home: 85% English-only · Spanish 11% Other Indo-European 2% Arabic 1%

Political lean MEDSL · Baltimore

• 2024 margin: Strong D (+24.5) · D 61.0% · R 36.5% · Other 2.5%
• 2008→2024 swing: +9.9pp toward D · 2008: 14.6pp · 2024: 24.5pp
• All cycles: 2024: D+24.5 2020: D+27.0 2016: D+17.4 2012: D+16.4 2008: D+14.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -251.44%
• Current HPI: 228.4218
• Rent YoY: ▼ -0.09%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+2130.5% since first listed

40 events — show timeline

• 2026-05-18 Pending — BRIGHT MLS
• 2026-04-14 Listed $211,900 BRIGHT MLS
• 2026-04-04 Rental Removed $2,249 Tricon
• 2026-04-02 Price Changed $2,249 Tricon
• 2026-03-19 Price Changed $2,229 Tricon
• 2026-03-11 Price Changed $2,199 Tricon
• 2026-02-21 Price Changed $2,219 Tricon
• 2026-02-13 Price Changed $2,259 Tricon
• 2026-02-05 Price Changed $2,269 Tricon
• 2026-01-28 Price Changed $2,279 Tricon
• 2026-01-21 Price Changed $2,329 Tricon
• 2026-01-15 Listed for Rent $2,299 Tricon
• 2024-09-25 Rental Removed $1,950 RENT.
• 2024-08-17 Price Changed $1,950 RENT.
• 2024-07-20 Price Changed $2,050 RENT.
• 2024-07-07 Price Changed $2,150 RENT.
• 2024-06-21 Listed for Rent $2,225 RENT.
• 2019-04-02 Sold (Public Records) $169,900 Public Records
• 2019-03-25 Sold (MLS) $169,900 BRIGHT MLS
• 2019-03-06 Contingent — BRIGHT MLS
• 2019-02-27 Relisted — BRIGHT MLS
• 2019-02-25 Listing Removed — BRIGHT MLS
• 2019-02-14 Relisted — BRIGHT MLS
• 2019-02-14 Contingent — BRIGHT MLS
• 2018-12-18 Relisted — BRIGHT MLS
• 2018-12-01 Contingent — BRIGHT MLS
• 2018-11-02 Listed $169,900 BRIGHT MLS
• 2005-04-26 Sold (Public Records) $115,000 Public Records
• 2005-04-15 Sold (MLS) $115,000 MRIS
• 2005-02-11 Delisted — MRIS
• 2005-01-15 Listed $115,000 MRIS
• 2003-06-26 Sold (Public Records) $79,900 Public Records
• 2003-06-23 Sold (MLS) $79,900 MRIS
• 2003-04-26 Delisted — MRIS
• 2003-04-19 Listed $79,900 MRIS
• 1995-12-11 Sold (Public Records) $68,500 Public Records
• 1995-12-04 Sold (MLS) $68,500 MRIS
• 1995-11-30 Listed $69,500 MRIS
• 1995-11-30 Delisted — MRIS
• 1956-03-20 Sold (Public Records) $9,500 Public Records

Property tax history

+3.9%/yr

Latest (2025): $2,543 · -7.8% YoY. Source: county tax records.