CashFlowRE
Sign in Sign up
1600 W 25th St
C- Composite 53.35
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.8/30.0
  • ARV discount +8.7/15.0
  • DSCR +7.0/10.0
  • 1% rule +4.9/10.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$242,000

1600 W 25th St · Odessa, TX 79763
3 bd · 2.0 ba · 1,921 sqft · SingleFamily public records · 93 Days on market
Built 1959 9,757 sqft lot $126/sqft · at area comps Est $249k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great opportunity with income potential! This 3-bedroom, 2-bath home features tile flooring throughout and a spacious master bedroom. The property also includes a separate guest house with its own alley access, offering privacy and flexibility for rental income or extended living. The additional unit could potentially rent for around $700 per month. Conveniently located on a corner lot with a 2-car garage in Beckland Terrace.

Key facts

  • Alley access
  • Income potential
  • Tile flooring

Tags

INCOME POTENTIALTILE FLOORINGSEPARATE GUEST HOUSEALLEY ACCESSCORNER LOT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $242k.

Deal economics

  • At list price, monthly cash flow is $376 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $240k (0.8% below list).
  • Recommended offer: $220k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 75/100 on livability (#132 in TX, #3,928 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute D+, amenities D, schools F.
  • Ector County ISD (urban): math 22% / reading 27% proficiency, ranked #707 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 122 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 1,004 units permitted in Ector County in 2024 (0 in 5+ unit buildings).
  • At $2,400/mo this rent would consume 51% of the median local household income ($57k/yr) (locally 842% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Ector County population projected at +78% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 93 days — a 9% lower offer ($220k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $220,220 (9.0% below list)

Questions for the listing agent

  1. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
8.16%
Cash-on-cash
6.65%
DSCR
1.30
GRM
8.4

CMA / ARV

ARV (median comp)
$248,906
List price
$242,000
Delta
-2.77%
Verdict
FAIR
Comps
3 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1816 W 25th St 0.30mi 3/2.0 1,657 (-14%) 21mo $257,900 $156 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.1%
Equity multiple
0.77×
Total profit
$-15,340
Equity at exit
$36,083
10-year hold
IRR
3.5%
Equity multiple
1.25×
Total profit
$17,226
Equity at exit
$20,924

Cash invested: $67,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79763

Active inventory
122
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$2,400 high interval (Pro) →
Mortgage (P&I)
$1,269
Tax from tax record
$150 /mo · $1,800/yr
Insurance
$101
HOA
$0
Vacancy / Maint / Mgmt
$504
Net cashflow
$376

Break-even live

Break-even rent $1,924
Max offer price $242,000
Occupancy floor 79%

Sensitivity live

Price -10% $513 -5% $444 +0% $376 +5% $307 +10% $239
Rent -10% $186 -5% $281 +0% $376 +5% $471 +10% $565
Rate -1.0pp $498 -0.5pp $437 base $376 +0.5pp $313 +1.0pp $249

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$60,500
Closing costs
$7,260
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1800 W 23rd St Odessa, TX 3.0 2.5 1880 $2,650 $1.41 44d 1 0.28mi
314 Santa Rita Dr Odessa, TX 3.0 2.0 2072 $1,875 $0.90 22d 1 0.71mi
2 Star Cir Odessa, TX 3.0 2.0 1377 $2,200 $1.60 14d 1 0.76mi
200 Santa Rita Dr Odessa, TX 3.0 2.0 1438 $2,400 $1.67 44d 1 0.81mi
1506 N Alleghaney Ave Odessa, TX 4.0 2.0 2400 $2,650 $1.10 22d 1 1.16mi
237 Orchard Dr Odessa, TX 4.0 2.0 1768 $2,000 $1.13 14d 1 1.27mi

Listing history 26 events

  1. 2026-06-19
    days on market $242,000 Active 93 DOM
  2. 2026-06-18
    days on market $242,000 Active 92 DOM
  3. 2026-06-17
    days on market $242,000 Active 91 DOM
  4. 2026-06-16
    days on market $242,000 Active 90 DOM
  5. 2026-06-15
    days on market $242,000 Active 89 DOM
  6. 2026-06-14
    days on market $242,000 Active 87 DOM
  7. 2026-06-13
    days on market $242,000 Active 86 DOM
  8. 2026-06-10
    days on market $242,000 Active 84 DOM
  9. 2026-06-09
    days on market $242,000 Active 83 DOM
  10. 2026-06-08
    days on market $242,000 Active 82 DOM
  11. 2026-06-07
    days on market $242,000 Active 81 DOM
  12. 2026-06-03
    days on market $242,000 Active 76 DOM
  13. 2026-06-01
    days on market $242,000 Active 75 DOM
  14. 2026-05-31
    days on market $242,000 Active 74 DOM
  15. 2026-05-30
    days on market $242,000 Active 73 DOM
  16. 2026-04-19
    price $242,000 429-char remark
    Show marketing remark (429 chars)

    Great opportunity with income potential! This 3-bedroom, 2-bath home features tile flooring throughout and a spacious master bedroom. The property also includes a separate guest house with its own alley access, offering privacy and flexibility for rental income or extended living. The additional unit could potentially rent for around $700 per month. Conveniently located on a corner lot with a 2-car garage in Beckland Terrace.

  17. 2026-04-19
    price $242,000 429-char remark
    Show marketing remark (429 chars)

    Great opportunity with income potential! This 3-bedroom, 2-bath home features tile flooring throughout and a spacious master bedroom. The property also includes a separate guest house with its own alley access, offering privacy and flexibility for rental income or extended living. The additional unit could potentially rent for around $700 per month. Conveniently located on a corner lot with a 2-car garage in Beckland Terrace.

  18. 2026-03-18
    listed $243,000 Active 429-char remark
    Show marketing remark (429 chars)

    Great opportunity with income potential! This 3-bedroom, 2-bath home features tile flooring throughout and a spacious master bedroom. The property also includes a separate guest house with its own alley access, offering privacy and flexibility for rental income or extended living. The additional unit could potentially rent for around $700 per month. Conveniently located on a corner lot with a 2-car garage in Beckland Terrace.

  19. 2026-03-18
    listed $243,000 Active 429-char remark
    Show marketing remark (429 chars)

    Great opportunity with income potential! This 3-bedroom, 2-bath home features tile flooring throughout and a spacious master bedroom. The property also includes a separate guest house with its own alley access, offering privacy and flexibility for rental income or extended living. The additional unit could potentially rent for around $700 per month. Conveniently located on a corner lot with a 2-car garage in Beckland Terrace.

  20. 2011-08-05
    soldstatus
  21. 2011-08-02
    soldstatus
  22. 2010-12-29
    listed $99,900
  23. 2006-09-26
    soldstatus
  24. 2006-09-22
    soldstatus
  25. 2006-08-09
    listed $96,000
  26. 1994-12-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,800 · $150/mo
Projected year-2 tax
$4,429 · $369/mo
Expected delta
+$2,629/yr (+$219/mo · 146.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,795
− Mortgage interest
−$13,556
− Property taxes
−$1,800
− Insurance
−$1,210
− Repairs & maintenance
−$2,304
− Management
−$2,304
− Depreciation
−$7,040
Taxable income
$582
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$140
After-tax cash flow
$4,369/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ector County ISD
NCES district ID
4818000
Math proficiency
22% ▼ -9.00%
Reading proficiency
27% ▼ -4.00%
Median HH income
$52,740
Composite
21.89/100
National rank
#8233
State rank
#707 of 826 in TX

Livability — Odessa

Score
75/100
State rank
#132
US rank
#3928

Category grades

Amenities D Commute D+ Cost of living A+ Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Odessa, TX
County
Ector County · 131,169 people
City population
131,169
Metro
Odessa, TX
Population (ZIP)
35,174
Household income
$56,877
Rent vs Own
29.6% rent · 70.4% own
Severe rent burden
842.0

Population outlook (Ector County) Hauer SSP2

Today (2025)
212,765 people
By 2030
241,962 · +13.7%
By 2040
306,582 · +44.1%
By 2050
379,755 · +78.5%
By 2075
568,991 · +167.4%
By 2100
709,829 · +233.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (76%)
Race & ethnicity
Hispanic / Latino 76% Two or more races 24% White 19% Black 2%
Hispanic origin (detail)
Mexican 72%
Common ancestry
Lithuanian 1% Slovak 1%
Foreign-born
22% · Canada
Languages at home
39% English-only · Spanish 60%

Political lean MEDSL · Ector

2024 margin
Solid R (+52.9) · D 23.2% · R 76.1%
2008→2024 swing
-4.9pp toward R · 2008: -48.0pp · 2024: -52.9pp
All cycles
2024: R+52.9 2020: R+47.8 2016: R+40.6 2012: R+48.9 2008: R+48.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -213.81%
Current HPI
254.9773
Rent YoY
Metro
Odessa, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+152.1% since first listed
11 events — show timeline
  • 2026-04-19 Price Changed $242,000 ODMLS
  • 2026-04-19 Price Changed $242,000 PBBOR
  • 2026-03-18 Listed $243,000 PBBOR
  • 2026-03-18 Listed $243,000 ODMLS
  • 2011-08-05 Sold (Public Records) Public Records
  • 2011-08-02 Sold (MLS) ODMLS
  • 2010-12-29 Listed $99,900 ODMLS
  • 2006-09-26 Sold (Public Records) Public Records
  • 2006-09-22 Sold (MLS) ODMLS
  • 2006-08-09 Listed $96,000 ODMLS
  • 1994-12-01 Sold (Public Records) Public Records

Property tax history

-5.2%/yr

Latest (2025): $1,800 · -39.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…