705 Little Valley Trl · South Greeley, WY
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +3.9/10.0
- Rent growth +3.8/5.0
- Condition / age +3.8/5.0
- Livability +3.6/5.0
- Appreciation +0.0/10.0
$105,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Key facts
- Storage shed
- Private bathroom
- Open concept layout
Tags
Property features AI
Finance
- Financial info: Annual tax approximately $394.98
Exterior
- Home design: Mobile home (Champion)
- Construction: Champion mobile home
- Exterior features: Located in the SOUTH FORK subdivision
Interior
- Bathrooms: 2 full bathrooms
- Interior features: Eat-in kitchen; Pantry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $105k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $678 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $105k).
Location & tenants
- Location reads 71/100 on livability (#26 in WY) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools F, amenities F, employment D-.
- Laramie County School District #1 (urban): math 41% / reading 48% proficiency, ranked #33 of 41 in WY (top 80%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+5.1%/yr); 166 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 485 units permitted in Laramie County in 2024 (104 in 5+ unit buildings).
- This rent runs 36% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Laramie County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 5.1% rent growth), your $29k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.69% ✓
- Cap rate
- 14.04%
- Cash-on-cash
- 27.66%
- DSCR
- 2.23
- GRM
- 4.9
CMA / ARV
- ARV (on-the-fly)
- $65,968
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 717 Pleasant Vly | 0.08mi | 3/2.0 | 1,200 (+13%) | 0mo | $30,000 | $25 | 75 |
| 612 High Side Trl | 0.05mi | 3/2.0 | 1,216 (+14%) | 5mo | $69,000 | $57 | 70 |
| 512 Little Valley Trl | 0.11mi | 3/2.0 | 1,216 (+14%) | 2mo | $75,000 | $62 | 69 |
| 720 Dallas Rd | 0.23mi | 3/2.0 | 940 (-12%) | 1mo | $16,000 | $17 | 69 |
| 4325 Avenue B-2 | 0.22mi | 3/2.0 | 1,160 (+9%) | 8mo | $90,000 | $78 | 68 |
| 600 Secret Vly | 0.11mi | 3/2.0 | 1,216 (+14%) | 7mo | $89,000 | $73 | 65 |
| 708 Little Valley Trl | 0.03mi | 4/2.0 (+1) | 1,216 (+14%) | 6mo | $108,000 | $89 | 64 |
| 702 Dallas Rd | 0.23mi | 3/1.0 | 938 (-12%) | 2mo | $55,000 | $59 | 64 |
| 220 Pleasant Vly | 0.30mi | 2/1.0 (-1) | 980 (-8%) | 1mo | $48,900 | $50 | 63 |
| 507 Dallas Rd | 0.22mi | 2/2.0 (-1) | 924 (-13%) | 4mo | $45,000 | $49 | 59 |
| 222 Little Valley Trl | 0.27mi | 2/1.0 (-1) | 938 (-12%) | 1mo | $62,500 | $67 | 58 |
| 3400 S Greeley Hwy #255 | 0.61mi | 3/2.0 | 1,216 (+14%) | 5mo | $85,000 | $70 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.08% rent growth · sell at horizon
- IRR
- 24.1%
- Equity multiple
- 2.02×
- Total profit
- $29,964
- Equity at exit
- $15,656
- IRR
- 33.2%
- Equity multiple
- 4.33×
- Total profit
- $98,020
- Equity at exit
- $9,078
Cash invested: $29,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Wyoming
- 90 Strongly Landlord-Friendly · R+25
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 82007
- Home prices YoY
- -25.9%
- Rents YoY
- 5.1%
- Active inventory
- 166
- Price-to-rent
- 4.9×
Monthly cashflow live
- Estimated rent
- $1,776 medium interval (Pro) →
- Mortgage (P&I)
- −$551
- Tax est. 1.5%
- −$131 /mo · $1,575/yr
- Insurance
- −$44
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$373
- Net cashflow
- $678
Break-even live
Sensitivity live
| Price | -10% $750 | -5% $714 | +0% $678 | +5% $641 | +10% $605 |
|---|---|---|---|---|---|
| Rent | -10% $537 | -5% $607 | +0% $678 | +5% $748 | +10% $818 |
| Rate | -1.0pp $730 | -0.5pp $704 | base $678 | +0.5pp $650 | +1.0pp $623 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $26,250
- Closing costs
- $3,150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 505 Williams St Cheyenne, WY | 2.0–3.0 | 1.0–2.0 | 1028 | $1,899 | $1.85 | 14d | 1 | 1.11mi |
Listing history 6 events
-
2026-06-19days on market $105,000 Active 6 DOM
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2026-06-18days on market $105,000 Active 5 DOM
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2026-06-17days on market $105,000 Active 4 DOM
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2026-06-16days on market $105,000 Active 3 DOM
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2026-06-15days on market $105,000 Active 2 DOM
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2026-06-14$105,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,315
- − Mortgage interest
- −$5,882
- − Property taxes
- −$1,575
- − Insurance
- −$525
- − Repairs & maintenance
- −$1,705
- − Management
- −$1,705
- − Depreciation
- −$3,055
- Taxable income
- $6,868
- Est. tax owed @ 24.0%
- −$1,648
- After-tax cash flow
- $6,483/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This manufactured home is in good condition with cosmetic updates needed to enhance its resale and rental value. The home is move-in ready with minor repairs and maintenance required.
Repairs flagged
- Minor Kitchen cabinets — Aesthetic update needed.
- Minor Kitchen countertops — Clean and fresh appearance needed.
Value-add opportunities
- Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics.
- Both Replace kitchen cabinets — Modern cabinets would significantly improve the home's appeal and functionality.
- Both Landscaping improvements — Enhanced landscaping would improve curb appeal and add value to the property.
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Kitchen cabinets · Aesthetic update needed. | Minor | $500–3,000 |
| Kitchen countertops · Clean and fresh appearance needed. | Minor | $500–3,000 |
| Total estimated repair cost · 2 items | $1,000–6,000 |
Value-add ROI direction
- Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Replace kitchen cabinets — Modern cabinets would significantly improve the home's appeal and functionality. ↑
- Both Landscaping improvements — Enhanced landscaping would improve curb appeal and add value to the property. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Laramie County School District #1
- NCES district ID
- 5601980
- Math proficiency
- 41% ▼ -2.00%
- Reading proficiency
- 48% ▼ -2.00%
- Median HH income
- $56,842
- Composite
- 38.86/100
- National rank
- #4103
- State rank
- #33 of 41 in WY
Livability — South Greeley
- Score
- 71/100
- State rank
- #26
- US rank
- #6824
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- South Greeley, WY
- County
- Laramie County · 94,953 people
- Metro
- Cheyenne, WY
- Population (ZIP)
- 21,704
- Household income
- $58,745
- Rent vs Own
- Severe rent burden
- 854.0
Population outlook (Laramie County) Hauer SSP2
- Today (2025)
- 109,698 people
- By 2030
- 115,710 · +5.5%
- By 2040
- 127,191 · +15.9%
- By 2050
- 138,476 · +26.2%
- By 2075
- 168,653 · +53.7%
- By 2100
- 188,739 · +72.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (66%)
- Race & ethnicity
- White 66% Hispanic / Latino 27% Two or more races 12% Native American 4% Black 2%
- Hispanic origin (detail)
- Mexican 21%
- Common ancestry
- Lithuanian 2% Slovak 2% Portuguese 2%
- Foreign-born
- 5% · Canada, South Korea
- Languages at home
- 88% English-only · Spanish 10%
Political lean MEDSL · Laramie
- 2024 margin
- Solid R (+32.4) · D 33.0% · R 65.4% · Other 1.6%
- 2008→2024 swing
- -12.1pp toward R · 2008: -20.4pp · 2024: -32.4pp
- All cycles
- 2024: R+32.4 2020: R+28.2 2016: R+33.2 2012: R+24.8 2008: R+20.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -90.05%
- Current HPI
- 257.0616
- Rent YoY
- ▲ 5.08%
- Metro
- Cheyenne, WY
- State GDP YoY
- —
- F500 in state
- 0
Price history
1 event — show timeline
- 2026-06-12 Listed $105,000 CBR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…