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485 idyllwild Dr #25
B- Composite 69.9
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Rent growth +3.2/5.0
  • Livability +3.2/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$135,000

485 idyllwild Dr #25 · San Jacinto, CA 92583
3 bd · 2.0 ba · 1,560 sqft · Manufactured · 60 Days on market
Built 1970 Good condition $87/sqft · 65% below area ↓ 7% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this beautifully updated manufactured home located in a desirable all-ages community directly across from San Jacinto High School. This spacious home features 3 bedrooms and 2 bathrooms, a comfortable and functional layout. Recent upgrades include newly renovated flooring and fresh interior paint, giving the home a clean, modern feel. The kitchen opens to the living area and showcases a beautiful center island, ample cabinetry, and updated finishes—perfect for cooking, entertaining, and everyday living. Additional highlights include an indoor laundry area for added convenience. The community offers a basketball court and is pet-friendly. Conveniently located near shopping c

Key facts

  • Indoor laundry area
  • Basketball court
  • Fresh interior paint

Tags

UPDATED MANUFACTURED HOMENEWLY RENOVATED FLOORINGFRESH INTERIOR PAINTBEAUTIFUL CENTER ISLANDINDOOR LAUNDRY AREABASKETBALL COURT

Property features AI

Finance

  • Other: Manager approval required for tenancy; Pets: contact for rules
  • Financial info: Rent includes gas, electric, trash and water
  • HOA & community: Land lease community (Mountain View Mobil Park); Land lease approximately $1,000 monthly (seller provided)

Exterior

  • Parking: Carport; Parked within Mountain View Mobil Park
  • Utilities: Public sewer; District/Public water
  • Home design: Single-story mobile home (Double body type); Mobile home remains on property; Entry at level 1; Facing and entry location not specified
  • Construction: Mobile home approximately 24 ft by 65 ft; Built year source: public records
  • Exterior features: Community pool; Gutters

Interior

  • Bathrooms: 2 full bathrooms
  • Interior features: One-level home
  • Laundry & utility: Washer hookup; Laundry available

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $135k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $135k).
  • Recommended offer: $131k (3.0% below list) — sets the bar for market timing.
  • Cap rate 16.4% vs local median 3.8% in San Jacinto — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#467 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+; Watch: employment D+, amenities F, cost of living F.
  • San Jacinto Unified (suburban): math 13% / reading 36% proficiency, ranked #421 of 517 in CA (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Clayton A. Record Jr. Elementary (math 10% / reading 30%, grade F, #1,242 of 1,571 statewide, top 80%, 551 students, 81% FRL); Monte Vista Middle (math 24% / reading 24%, grade F, #277 of 498 statewide, top 73%, 913 students, 87% FRL); San Jacinto High (math 14% / reading 38%, grade F, #807 of 1,170 statewide, top 69%, 2,617 students, 85% FRL) — zoned schools average 84% FRL vs 68% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+2.6%/yr); 160 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • At $2,623/mo this rent would consume 46% of the median local household income ($68k/yr) (locally 747% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 2.6% rent growth), your $38k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 60 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $130,950 (3.0% below list)

Questions for the listing agent

  1. It's been on market 60 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.94%
Cap rate
16.42%
Cash-on-cash
36.16%
DSCR
2.61
GRM
4.3

CMA / ARV

ARV (median comp)
$384,232
List price
$135,000
Delta
-64.86%
Verdict
UNDERPRICED
Comps
5 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
485 Idyllwild Dr #57 0.07mi 4/2.0 (+1) 1,440 (-8%) 10mo $172,000 $119 70
770 Porterfield Dr 0.60mi 3/2.0 1,554 (-0%) 10mo $390,000 $251 63
927 Marcy 0.61mi 3/2.0 1,500 (-4%) 3mo $402,900 $269 63
335 E Mead 0.71mi 3/2.0 1,426 (-9%) 5mo $385,000 $270 48
204 N La Paloma Ave 0.71mi 2/2.0 (-1) 1,440 (-8%) 6mo $224,000 $156 44
207 Flora Vista St 0.71mi 3/2.0 1,340 (-14%) 17mo $229,850 $172 29
750 Porterfield Dr 0.61mi 2/2.0 (-1) 1,344 (-14%) 22mo $314,000 $234 25
350 Potrero St 0.74mi 2/2.0 (-1) 1,344 (-14%) 24mo $227,000 $169 18

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.61% rent growth · sell at horizon

5-year hold
IRR
31.5%
Equity multiple
2.31×
Total profit
$49,692
Equity at exit
$20,129
10-year hold
IRR
38.4%
Equity multiple
4.51×
Total profit
$132,681
Equity at exit
$11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92583

Home prices YoY
-14.8%
Rents YoY
2.6%
Active inventory
160
Price-to-rent
4.3×

Monthly cashflow live

Estimated rent
$2,623 high interval (Pro) →
Mortgage (P&I)
$708
Tax est. 1.5%
$169 /mo · $2,025/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$551
Net cashflow
$1,139

Break-even live

Break-even rent $1,181
Max offer price $135,000
Occupancy floor 52%

Sensitivity live

Price -10% $1,232 -5% $1,186 +0% $1,139 +5% $1,093 +10% $1,046
Rent -10% $932 -5% $1,036 +0% $1,139 +5% $1,243 +10% $1,346
Rate -1.0pp $1,207 -0.5pp $1,173 base $1,139 +0.5pp $1,104 +1.0pp $1,069

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,750
Closing costs
$4,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
643 Laxford Rd San Jacinto, CA 3.0 2.5 1967 $2,600 $1.32 17d 1 0.08mi
165 Tiger Ln San Jacinto, CA 2.0 2.0 1339 $2,150 $1.61 5d 1 0.26mi
475 W Camellia Way San Jacinto, CA 4.0 2.5 1933 $3,275 $1.69 45d 1 0.49mi
289 Brown St San Jacinto, CA 2.0 1.0 1400 $2,300 $1.64 45d 1 0.69mi
1344 Sierra Seneca Dr San Jacinto, CA 2.0 2.0 1100 $2,000 $1.82 7d 1 0.74mi
148 N Palomar Ave San Jacinto, CA 2.0 2.0 1368 $1,152 $0.84 26d 1 0.75mi
646 Field Maple Pl GLMN HOT SPGS, CA 3.0–4.0 2.0–3.0 1825 $2,850 $1.56 0d 9 0.79mi
492 Foursquare Pl San Jacinto, CA 3.0 2.0 1573 $3,500 $2.23 0d 1 0.92mi
1066 Birch Ln San Jacinto, CA 3.0 2.0 1785 $2,600 $1.46 7d 1 1.12mi
994 Autumn Mist Ln San Jacinto, CA 4.0 3.0 1973 $2,850 $1.44 26d 1 1.14mi
621 S Mistletoe Ave San Jacinto, CA 2.0 2.0 1500 $2,000 $1.33 45d 1 1.15mi
1106 Don Carlos Ct San Jacinto, CA 3.0 2.0 1389 $2,999 $2.16 45d 1 1.21mi
1410 Cottonwood Ave San Jacinto, CA 2.0 1.5 1257 $2,300 $1.83 45d 1 1.41mi
640 E Shaver St San Jacinto, CA 4.0 3.0 2160 $2,750 $1.27 26d 1 1.47mi

Listing history 17 events

  1. 2026-06-21
    days on market $135,000 Active 60 DOM
  2. 2026-06-18
    days on market $135,000 Active 57 DOM
  3. 2026-06-17
    days on market $135,000 Active 56 DOM
  4. 2026-06-16
    days on market $135,000 Active 55 DOM
  5. 2026-06-15
    days on market $135,000 Active 54 DOM
  6. 2026-06-13
    days on market $135,000 Active 52 DOM
  7. 2026-06-13
    days on market $135,000 Active 51 DOM
  8. 2026-06-09
    days on market $135,000 Active 48 DOM
  9. 2026-06-08
    days on market $135,000 Active 47 DOM
  10. 2026-06-07
    days on market $135,000 Active 46 DOM
  11. 2026-06-04
    days on market $135,000 Active 43 DOM
  12. 2026-06-03
    days on market $135,000 Active 42 DOM
  13. 2026-06-02
    days on market $135,000 Active 41 DOM
  14. 2026-06-02
    price $135,000 Active 40 DOM
  15. 2026-06-01
    days on market $145,000 Active 40 DOM
  16. 2026-05-31
    days on market $145,000 Active 39 DOM
  17. 2026-04-22
    listed $145,000 Active 887-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X · 20% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 6/10 Major 12 unhealthy d/yr today · 14 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,475
− Mortgage interest
−$7,562
− Property taxes
−$2,025
− Insurance
−$675
− Repairs & maintenance
−$2,518
− Management
−$2,518
− Depreciation
−$3,927
Taxable income
$12,250
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,940
After-tax cash flow
$10,730/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 4 photos

Good 80/100 Cosmetic rehab

This beautifully updated manufactured home in a desirable community offers a good condition with recent renovations and a clean, modern aesthetic. It is move-in ready with minor updates that could further enhance its value.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhances curb appeal and adds value to the property.
  • Resale Kitchen appliances — Modern appliances improve functionality and attract potential buyers.
  • Resale Bathroom fixtures — Upgraded fixtures enhance the bathroom's appeal and functionality.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhances curb appeal and adds value to the property.
  • Resale Kitchen appliances — Modern appliances improve functionality and attract potential buyers.
  • Resale Bathroom fixtures — Upgraded fixtures enhance the bathroom's appeal and functionality.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
San Jacinto Unified
NCES district ID
0634440
Math proficiency
13% ▼ -9.00%
Reading proficiency
36% ▬ 0.00%
Median HH income
$43,560
Composite
20.94/100
National rank
#8478
State rank
#421 of 517 in CA

Livability — San Jacinto

Score
63/100
State rank
#467
US rank
#15889

Category grades

Amenities F Commute C+ Cost of living F Crime C+ Employment D+ Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Jacinto, CA
County
Riverside County · 2,287,001 people
City population
33,778
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
33,778
Household income
$68,351
Rent vs Own
31.4% rent · 68.6% own
Severe rent burden
747.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Hispanic / Latino 60% White 26% Two or more races 23% Black 5% Asian 3% Native American 3%
Hispanic origin (detail)
Mexican 52%
Common ancestry
Lithuanian 1% Iranian 1% Portuguese 1%
Foreign-born
20% · Canada
Languages at home
56% English-only · Spanish 40% Tagalog/Filipino 2% Other Asian/Pacific 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -71.15%
Current HPI
407.8584
Rent YoY
▲ 2.61%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-6.9% since first listed
2 events — show timeline
  • 2026-06-02 Price Changed $135,000 CRMLS
  • 2026-04-22 Listed $145,000 CRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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