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5201 Newton St Unit T-3
D Composite 40.32
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +9.5/30.0
  • 1% rule +6.0/10.0
  • Livability +3.2/5.0
  • DSCR +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +2.3/15.0
  • Schools +1.7/10.0

$140,000

5201 Newton St Unit T-3 · Bladensburg, MD 20710
2 bd · 1.0 ba · 803 sqft · Condo public records · 23 Days on market
Built 1966 $174/sqft · 11% above area Est $126k · 11% over $332/mo HOA · 22% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Relax in this beautifully renovated 2 BR condo with luxury bath, waterfall shower, gorgeous cabinets, granite countertop, BBQ on your patio. .. Pool and party room available for entertaining. A commuters dream! Minutes to DC, the Arts District, PG Mall and more!

Key facts

  • White cabinets
  • Stunning tile work
  • Lvp flooring

Tags

STAINLESS STEEL APPLIANCESGRANITE COUNTERTOPSWHITE CABINETSSTUNNING TILE WORKWATERFALL SHOWERLVP FLOORING

Property features AI

Finance

  • Other: Ownership interest: Condominium; Accessibility features: Other
  • HOA & community: Condo fee $332 monthly; Condo fee covers common area maintenance, lawn maintenance, road maintenance, snow removal, trash, water, sewer, and pool(s); Community amenities include outdoor pool and tot lots/playground

Exterior

  • Parking: Parking lot
  • Utilities: Public water; Public sewer; Electric cooling
  • Home design: Condominium unit (Unit/Flat); Garden-style building (1–4 floors); Entry on level 1
  • Construction: Brick construction; Above-grade and below-grade structures
  • Exterior features: Community pool; Pets allowed with size/weight restrictions and subject to case-by-case approval

Interior

  • Bedrooms: Two bedrooms on the main level
  • Bathrooms: One full bathroom on the main level; One full bathroom total
  • Heating & cooling: Central heating; Central air conditioning; Natural gas heating and hot water
  • Interior features: No basement; Living area recorded by assessor
  • Laundry & utility: No washer/dryer hookup in unit

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath condo listed at $140k.

Deal economics

  • At list price, monthly cash flow is $-98 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $123k (12.4% below list).
  • Meets the 1% rule at list price ($2k rent vs $140k).
  • Recommended offer: $123k (12.4% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 64/100 on livability (#277 in MD) — a middle-class / working-renter tenant base. Strengths: housing A, health & safety A; Watch: employment C-, cost of living C-, amenities D.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Bladensburg Elementary (math 5% / reading 18%, grade F, #567 of 860 statewide, top 67%, 710 students, 90% FRL); William Wirt Middle (math 2% / reading 14%, grade F, #215 of 225 statewide, top 96%, 1,246 students, 94% FRL); Bladensburg High (math 14% / reading 31%, grade F, #170 of 222 statewide, top 76%, 2,164 students, 84% FRL) — zoned schools average 89% FRL vs 53% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 19 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $15k of equity ($968 loan paydown + $14k appreciation (10.0% local appreciation)).
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 3, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($138k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $105k; 33% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: HOA is 22% of rent.
  • Climate carrying-cost: moderate flood risk; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $122,707 (12.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.10%
Cap rate
5.45%
Cash-on-cash
-3.00%
DSCR
0.87
GRM
7.6

CMA / ARV

ARV (median comp)
$125,590
List price
$140,000
Delta
11.47%
Verdict
OVERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.2%
Equity multiple
2.79×
Total profit
$70,246
Equity at exit
$126,123
10-year hold
IRR
20.0%
Equity multiple
6.41×
Total profit
$212,231
Equity at exit
$271,989

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20710

Home prices YoY
4.8%
Active inventory
19
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,534 high interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$185 /mo · $2,222/yr
Insurance
$58
HOA
$332
Vacancy / Maint / Mgmt
$322
Net cashflow
$-98

Break-even live

Break-even rent $1,658
Max offer price $122,707
Occupancy floor

Sensitivity live

Price -10% $-19 -5% $-58 +0% $-98 +5% $-138 +10% $-177
Rent -10% $-219 -5% $-158 +0% $-98 +5% $-37 +10% $23
Rate -1.0pp $-27 -0.5pp $-62 base $-98 +0.5pp $-134 +1.0pp $-171

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,000
Closing costs
$4,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5200 Newton St Bladensburg, MD 2.0 1.0–1.5 931 $1,650 $1.77 46d 2 0.04mi
5200 Newton St #202 Bladensburg, MD 2.0 1.5 925 $1,650 $1.78 26d 1 0.04mi
5201 Quincy St Bladensburg, MD 1.0 1.0 725 $1,195 $1.65 7d 1 0.06mi
5215 Newton St #104 Bladensburg, MD 2.0 1.0 922 $1,850 $2.01 46d 1 0.10mi
5200 Quincy St Unit 304 Bladensburg, MD 1.0 1.0 750 $1,195 $1.59 7d 1 0.10mi
5301 Quincy St Unit 1204 Bladensburg, MD 2.0 1.0 905 $1,750 $1.93 26d 1 0.11mi
5301 Quincy St Unit 01-304 FR Bladensburg, MD 2.0 1.0 905 $1,750 $1.93 46d 1 0.11mi
3901 53rd St Bladensburg, MD 1.0–2.0 1.0 850 $1,495 $1.76 4d 2 0.14mi
5360 Quincy Pl Unit 3908-302 Hyattsville, MD 1.0 1.0 655 $1,365 $2.08 46d 1 0.23mi
5360 Quincy Pl Unit 3908-202 Hyattsville, MD 1.0 1.0 655 $1,365 $2.08 15d 1 0.23mi
4101 53rd Ave Unit 4210P2 Bladensburg, MD 2.0 1.0 788 $1,725 $2.19 26d 1 0.27mi
4101 53rd Ave Unit 4205A1 Bladensburg, MD 1.0 1.0 607 $1,395 $2.30 1d 1 0.27mi
4101 53rd Ave Unit 4103A1 Bladensburg, MD 2.0 1.0 788 $1,725 $2.19 46d 1 0.27mi
4101 53rd Ave Unit 4200A4 Bladensburg, MD 1.0 1.0 607 $1,525 $2.51 46d 1 0.27mi
4101 53rd Ave Unit 4200P4 Bladensburg, MD 1.0 1.0 607 $1,395 $2.30 46d 1 0.27mi
4101 53rd Ave Unit 4102P3 Bladensburg, MD 1.0 1.0 642 $1,375 $2.14 46d 1 0.27mi
4101 53rd Ave Unit 4202A1 Bladensburg, MD 1.0 1.0 607 $1,345 $2.22 46d 1 0.27mi
4101 53rd Ave Unit 4104A5 Bladensburg, MD 1.0 1.0 578 $1,335 $2.31 46d 1 0.27mi
4101 53rd Ave Unit 4200A1 Bladensburg, MD 2.0 1.0 607 $1,565 $2.58 26d 1 0.27mi
3554 55th Ave Hyattsville, MD 1.0–3.0 1.0 603 $1,450 $2.40 1d 7 0.29mi
4109 51st St Unit 5100T201 Bladensburg, MD 1.0 1.0 640 $1,535 $2.40 46d 1 0.31mi
4109 51st St Unit 4105T202 Bladensburg, MD 1.0 1.0 640 $1,510 $2.36 26d 1 0.31mi
4109 51st St Unit 5102T102 Bladensburg, MD 2.0 1.0 755 $1,630 $2.16 26d 1 0.31mi
4611 Edmonston Rd Unit 1 Hyattsville, MD 2.0 1.0 850 $1,750 $2.06 26d 1 0.60mi
5802 Annapolis Rd Bladensburg, MD 1.0–2.0 1.0–2.0 796 $1,898 $2.38 0d 22 0.79mi
4203 58th Ave Bladensburg, MD 1.0–3.0 1.0–2.0 752 $1,732 $2.30 1d 14 0.82mi
4203 58th Ave Bladensburg, MD 1.0–2.0 1.0 735 $2,069 $2.81 1d 58 0.82mi
5414 Emerson St Hyattsville, MD 3.0 1.0 1122 $2,375 $2.12 0d 1 0.87mi
4202 58th Ave Bladensburg, MD 1.0 1.0 684 $1,416 $2.07 5d 12 1.01mi
3405 Laurel Ave Unit C Cheverly, MD 1.0 1.0 550 $1,200 $2.18 46d 1 1.10mi
3839 64th Ave Hyattsville, MD 2.0 1.0 875 $1,650 $1.89 4d 4 1.20mi
5323 Taylor Rd Unit 1546071P Riverdale, MD 3.0 2.0 1097 $2,258 $2.06 17d 1 1.22mi
5033 57th Ave Bladensburg, MD 1.0–3.0 1.0–2.0 859 $1,749 $2.04 1d 12 1.26mi
3806 39th St Unit 3 Brentwood, MD 2.0 1.0 800 $1,650 $2.06 46d 1 1.30mi
5103 43rd Ave Unit 5103-104 Hyattsville, MD 1.0 1.0 600 $1,350 $2.25 19d 1 1.31mi
4100 Rhode Island Ave Brentwood, MD 1.0–2.0 1.0–2.0 822 $2,650 $3.22 1d 12 1.34mi
6011 Emerson St Bladensburg, MD 2.0 1.0 737 $1,662 $2.26 17d 3 1.36mi
6011 Emerson St Bladensburg, MD 2.0 1.0 737 $1,688 $2.29 46d 2 1.36mi
6011 Emerson St Bladensburg, MD 1.0–2.0 1.0 737 $1,725 $2.34 26d 3 1.36mi
5334 Baltimore Ave Hyattsville, MD 2.0 1.0–2.0 903 $3,501 $3.88 1d 52 1.37mi

HOA detail condo

Monthly dues
$332 · $3,984/yr
Likely covers
waterpool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 12 events

  1. 2026-06-21
    days on market $140,000 Active 23 DOM
  2. 2026-06-18
    days on market $140,000 Active 20 DOM
  3. 2026-06-17
    days on market $140,000 Active 19 DOM
  4. 2026-06-16
    days on market $140,000 Active 18 DOM
  5. 2026-06-15
    days on market $140,000 Active 17 DOM
  6. 2026-06-13
    status $140,000 Active 15 DOM
  7. 2026-05-14
    listed $140,000 Active 629-char remark
  8. 2019-03-26
    soldstatus $105,000
  9. 2019-02-22
    soldstatus $105,000 Closed 263-char remark
    Show marketing remark (263 chars)

    Relax in this beautifully renovated 2 BR condo with luxury bath, waterfall shower, gorgeous cabinets, granite countertop, BBQ on your patio. .. Pool and party room available for entertaining. A commuters dream! Minutes to DC, the Arts District, PG Mall and more!

  10. 2019-02-08
    historical Active Under Contract 263-char remark
    Show marketing remark (263 chars)

    Relax in this beautifully renovated 2 BR condo with luxury bath, waterfall shower, gorgeous cabinets, granite countertop, BBQ on your patio. .. Pool and party room available for entertaining. A commuters dream! Minutes to DC, the Arts District, PG Mall and more!

  11. 2019-01-31
    listed $99,900 Active 263-char remark
    Show marketing remark (263 chars)

    Relax in this beautifully renovated 2 BR condo with luxury bath, waterfall shower, gorgeous cabinets, granite countertop, BBQ on your patio. .. Pool and party room available for entertaining. A commuters dream! Minutes to DC, the Arts District, PG Mall and more!

  12. 1990-08-09
    soldstatus $42,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$2,222 · $185/mo
Projected year-2 tax
$2,222 · $185/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 26% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,406
− Mortgage interest
−$7,842
− Property taxes
−$2,222
− Insurance
−$700
− Repairs & maintenance
−$1,473
− Management
−$1,473
− HOA
−$3,984
− Depreciation
−$4,073
Taxable loss
−$3,359
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$806
After-tax cash flow
$-369/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Bladensburg

Score
64/100
State rank
#277
US rank
#14239

Category grades

Amenities D Commute B- Cost of living C- Crime F Employment C- Housing A Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bladensburg, MD
County
Prince Georges County · 919,866 people
City population
9,801
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
9,801
Household income
$63,810
Rent vs Own
78.8% rent · 21.2% own
Severe rent burden
810.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (57%)
Race & ethnicity
Black 57% Hispanic / Latino 40% Two or more races 9%
Hispanic origin (detail)
Mexican 16% Dominican 2%
Common ancestry
Swiss 1%
Foreign-born
38% · Canada, South Korea, Guatemala
Languages at home
50% English-only · Spanish 34% French/Haitian/Cajun 7% Korean 1%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 16.66%
Current HPI
365.4382
Rent YoY
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+233.3% since first listed
8 events — show timeline
  • 2026-06-13 Relisted BRIGHT MLS
  • 2026-05-29 Pending BRIGHT MLS
  • 2026-05-14 Listed $140,000 BRIGHT MLS
  • 2019-03-26 Sold (Public Records) $105,000 Public Records
  • 2019-02-22 Sold (MLS) $105,000 BRIGHT MLS
  • 2019-02-08 Contingent BRIGHT MLS
  • 2019-01-31 Listed $99,900 BRIGHT MLS
  • 1990-08-09 Sold (Public Records) $42,000 Public Records

Property tax history

+4.5%/yr

Latest (2024): $2,222 · +1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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