5201 Newton St Unit T-3 · Bladensburg, MD
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.26%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 19.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- Cash flow +9.5/30.0
- 1% rule +6.0/10.0
- Livability +3.2/5.0
- DSCR +2.7/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +2.3/15.0
- Schools +1.7/10.0
$140,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Relax in this beautifully renovated 2 BR condo with luxury bath, waterfall shower, gorgeous cabinets, granite countertop, BBQ on your patio. .. Pool and party room available for entertaining. A commuters dream! Minutes to DC, the Arts District, PG Mall and more!
Key facts
- White cabinets
- Stunning tile work
- Lvp flooring
Tags
Property features AI
Finance
- Other: Ownership interest: Condominium; Accessibility features: Other
- HOA & community: Condo fee $332 monthly; Condo fee covers common area maintenance, lawn maintenance, road maintenance, snow removal, trash, water, sewer, and pool(s); Community amenities include outdoor pool and tot lots/playground
Exterior
- Parking: Parking lot
- Utilities: Public water; Public sewer; Electric cooling
- Home design: Condominium unit (Unit/Flat); Garden-style building (1–4 floors); Entry on level 1
- Construction: Brick construction; Above-grade and below-grade structures
- Exterior features: Community pool; Pets allowed with size/weight restrictions and subject to case-by-case approval
Interior
- Bedrooms: Two bedrooms on the main level
- Bathrooms: One full bathroom on the main level; One full bathroom total
- Heating & cooling: Central heating; Central air conditioning; Natural gas heating and hot water
- Interior features: No basement; Living area recorded by assessor
- Laundry & utility: No washer/dryer hookup in unit
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath condo listed at $140k.
Deal economics
- At list price, monthly cash flow is $-98 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $123k (12.4% below list).
- Meets the 1% rule at list price ($2k rent vs $140k).
- Recommended offer: $123k (12.4% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 64/100 on livability (#277 in MD) — a middle-class / working-renter tenant base. Strengths: housing A, health & safety A; Watch: employment C-, cost of living C-, amenities D.
- Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Bladensburg Elementary (math 5% / reading 18%, grade F, #567 of 860 statewide, top 67%, 710 students, 90% FRL); William Wirt Middle (math 2% / reading 14%, grade F, #215 of 225 statewide, top 96%, 1,246 students, 94% FRL); Bladensburg High (math 14% / reading 31%, grade F, #170 of 222 statewide, top 76%, 2,164 students, 84% FRL) — zoned schools average 89% FRL vs 53% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 19 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $15k of equity ($968 loan paydown + $14k appreciation (10.0% local appreciation)).
- Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 3, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 23 days — a 2% lower offer ($138k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $105k; 33% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: HOA is 22% of rent.
- Climate carrying-cost: moderate flood risk; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.10% ✓
- Cap rate
- 5.45%
- Cash-on-cash
- -3.00%
- DSCR
- 0.87
- GRM
- 7.6
CMA / ARV
- ARV (median comp)
- $125,590
- List price
- $140,000
- Delta
- 11.47%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 22.2%
- Equity multiple
- 2.79×
- Total profit
- $70,246
- Equity at exit
- $126,123
- IRR
- 20.0%
- Equity multiple
- 6.41×
- Total profit
- $212,231
- Equity at exit
- $271,989
Cash invested: $39,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 20710
- Home prices YoY
- 4.8%
- Active inventory
- 19
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $1,534 high interval (Pro) →
- Mortgage (P&I)
- −$734
- Tax from tax record
- −$185 /mo · $2,222/yr
- Insurance
- −$58
- HOA
- −$332
- Vacancy / Maint / Mgmt
- −$322
- Net cashflow
- $-98
Break-even live
Sensitivity live
| Price | -10% $-19 | -5% $-58 | +0% $-98 | +5% $-138 | +10% $-177 |
|---|---|---|---|---|---|
| Rent | -10% $-219 | -5% $-158 | +0% $-98 | +5% $-37 | +10% $23 |
| Rate | -1.0pp $-27 | -0.5pp $-62 | base $-98 | +0.5pp $-134 | +1.0pp $-171 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $35,000
- Closing costs
- $4,200
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5200 Newton St Bladensburg, MD | 2.0 | 1.0–1.5 | 931 | $1,650 | $1.77 | 46d | 2 | 0.04mi |
| 5200 Newton St #202 Bladensburg, MD | 2.0 | 1.5 | 925 | $1,650 | $1.78 | 26d | 1 | 0.04mi |
| 5201 Quincy St Bladensburg, MD | 1.0 | 1.0 | 725 | $1,195 | $1.65 | 7d | 1 | 0.06mi |
| 5215 Newton St #104 Bladensburg, MD | 2.0 | 1.0 | 922 | $1,850 | $2.01 | 46d | 1 | 0.10mi |
| 5200 Quincy St Unit 304 Bladensburg, MD | 1.0 | 1.0 | 750 | $1,195 | $1.59 | 7d | 1 | 0.10mi |
| 5301 Quincy St Unit 1204 Bladensburg, MD | 2.0 | 1.0 | 905 | $1,750 | $1.93 | 26d | 1 | 0.11mi |
| 5301 Quincy St Unit 01-304 FR Bladensburg, MD | 2.0 | 1.0 | 905 | $1,750 | $1.93 | 46d | 1 | 0.11mi |
| 3901 53rd St Bladensburg, MD | 1.0–2.0 | 1.0 | 850 | $1,495 | $1.76 | 4d | 2 | 0.14mi |
| 5360 Quincy Pl Unit 3908-302 Hyattsville, MD | 1.0 | 1.0 | 655 | $1,365 | $2.08 | 46d | 1 | 0.23mi |
| 5360 Quincy Pl Unit 3908-202 Hyattsville, MD | 1.0 | 1.0 | 655 | $1,365 | $2.08 | 15d | 1 | 0.23mi |
| 4101 53rd Ave Unit 4210P2 Bladensburg, MD | 2.0 | 1.0 | 788 | $1,725 | $2.19 | 26d | 1 | 0.27mi |
| 4101 53rd Ave Unit 4205A1 Bladensburg, MD | 1.0 | 1.0 | 607 | $1,395 | $2.30 | 1d | 1 | 0.27mi |
| 4101 53rd Ave Unit 4103A1 Bladensburg, MD | 2.0 | 1.0 | 788 | $1,725 | $2.19 | 46d | 1 | 0.27mi |
| 4101 53rd Ave Unit 4200A4 Bladensburg, MD | 1.0 | 1.0 | 607 | $1,525 | $2.51 | 46d | 1 | 0.27mi |
| 4101 53rd Ave Unit 4200P4 Bladensburg, MD | 1.0 | 1.0 | 607 | $1,395 | $2.30 | 46d | 1 | 0.27mi |
| 4101 53rd Ave Unit 4102P3 Bladensburg, MD | 1.0 | 1.0 | 642 | $1,375 | $2.14 | 46d | 1 | 0.27mi |
| 4101 53rd Ave Unit 4202A1 Bladensburg, MD | 1.0 | 1.0 | 607 | $1,345 | $2.22 | 46d | 1 | 0.27mi |
| 4101 53rd Ave Unit 4104A5 Bladensburg, MD | 1.0 | 1.0 | 578 | $1,335 | $2.31 | 46d | 1 | 0.27mi |
| 4101 53rd Ave Unit 4200A1 Bladensburg, MD | 2.0 | 1.0 | 607 | $1,565 | $2.58 | 26d | 1 | 0.27mi |
| 3554 55th Ave Hyattsville, MD | 1.0–3.0 | 1.0 | 603 | $1,450 | $2.40 | 1d | 7 | 0.29mi |
| 4109 51st St Unit 5100T201 Bladensburg, MD | 1.0 | 1.0 | 640 | $1,535 | $2.40 | 46d | 1 | 0.31mi |
| 4109 51st St Unit 4105T202 Bladensburg, MD | 1.0 | 1.0 | 640 | $1,510 | $2.36 | 26d | 1 | 0.31mi |
| 4109 51st St Unit 5102T102 Bladensburg, MD | 2.0 | 1.0 | 755 | $1,630 | $2.16 | 26d | 1 | 0.31mi |
| 4611 Edmonston Rd Unit 1 Hyattsville, MD | 2.0 | 1.0 | 850 | $1,750 | $2.06 | 26d | 1 | 0.60mi |
| 5802 Annapolis Rd Bladensburg, MD | 1.0–2.0 | 1.0–2.0 | 796 | $1,898 | $2.38 | 0d | 22 | 0.79mi |
| 4203 58th Ave Bladensburg, MD | 1.0–3.0 | 1.0–2.0 | 752 | $1,732 | $2.30 | 1d | 14 | 0.82mi |
| 4203 58th Ave Bladensburg, MD | 1.0–2.0 | 1.0 | 735 | $2,069 | $2.81 | 1d | 58 | 0.82mi |
| 5414 Emerson St Hyattsville, MD | 3.0 | 1.0 | 1122 | $2,375 | $2.12 | 0d | 1 | 0.87mi |
| 4202 58th Ave Bladensburg, MD | 1.0 | 1.0 | 684 | $1,416 | $2.07 | 5d | 12 | 1.01mi |
| 3405 Laurel Ave Unit C Cheverly, MD | 1.0 | 1.0 | 550 | $1,200 | $2.18 | 46d | 1 | 1.10mi |
| 3839 64th Ave Hyattsville, MD | 2.0 | 1.0 | 875 | $1,650 | $1.89 | 4d | 4 | 1.20mi |
| 5323 Taylor Rd Unit 1546071P Riverdale, MD | 3.0 | 2.0 | 1097 | $2,258 | $2.06 | 17d | 1 | 1.22mi |
| 5033 57th Ave Bladensburg, MD | 1.0–3.0 | 1.0–2.0 | 859 | $1,749 | $2.04 | 1d | 12 | 1.26mi |
| 3806 39th St Unit 3 Brentwood, MD | 2.0 | 1.0 | 800 | $1,650 | $2.06 | 46d | 1 | 1.30mi |
| 5103 43rd Ave Unit 5103-104 Hyattsville, MD | 1.0 | 1.0 | 600 | $1,350 | $2.25 | 19d | 1 | 1.31mi |
| 4100 Rhode Island Ave Brentwood, MD | 1.0–2.0 | 1.0–2.0 | 822 | $2,650 | $3.22 | 1d | 12 | 1.34mi |
| 6011 Emerson St Bladensburg, MD | 2.0 | 1.0 | 737 | $1,662 | $2.26 | 17d | 3 | 1.36mi |
| 6011 Emerson St Bladensburg, MD | 2.0 | 1.0 | 737 | $1,688 | $2.29 | 46d | 2 | 1.36mi |
| 6011 Emerson St Bladensburg, MD | 1.0–2.0 | 1.0 | 737 | $1,725 | $2.34 | 26d | 3 | 1.36mi |
| 5334 Baltimore Ave Hyattsville, MD | 2.0 | 1.0–2.0 | 903 | $3,501 | $3.88 | 1d | 52 | 1.37mi |
HOA detail condo
- Monthly dues
- $332 · $3,984/yr
- Likely covers
- waterpool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 12 events
-
2026-06-21days on market $140,000 Active 23 DOM
-
2026-06-18days on market $140,000 Active 20 DOM
-
2026-06-17days on market $140,000 Active 19 DOM
-
2026-06-16days on market $140,000 Active 18 DOM
-
2026-06-15days on market $140,000 Active 17 DOM
-
2026-06-13status $140,000 Active 15 DOM
-
2026-05-14$140,000 Active 629-char remark
-
2019-03-26soldstatus $105,000
-
2019-02-22soldstatus $105,000 Closed 263-char remark
Show marketing remark (263 chars)
Relax in this beautifully renovated 2 BR condo with luxury bath, waterfall shower, gorgeous cabinets, granite countertop, BBQ on your patio. .. Pool and party room available for entertaining. A commuters dream! Minutes to DC, the Arts District, PG Mall and more!
-
2019-02-08historical Active Under Contract 263-char remark
Show marketing remark (263 chars)
Relax in this beautifully renovated 2 BR condo with luxury bath, waterfall shower, gorgeous cabinets, granite countertop, BBQ on your patio. .. Pool and party room available for entertaining. A commuters dream! Minutes to DC, the Arts District, PG Mall and more!
-
2019-01-31$99,900 Active 263-char remark
Show marketing remark (263 chars)
Relax in this beautifully renovated 2 BR condo with luxury bath, waterfall shower, gorgeous cabinets, granite countertop, BBQ on your patio. .. Pool and party room available for entertaining. A commuters dream! Minutes to DC, the Arts District, PG Mall and more!
-
1990-08-09soldstatus $42,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $2,222 · $185/mo
- Projected year-2 tax
- $2,222 · $185/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 26% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,406
- − Mortgage interest
- −$7,842
- − Property taxes
- −$2,222
- − Insurance
- −$700
- − Repairs & maintenance
- −$1,473
- − Management
- −$1,473
- − HOA
- −$3,984
- − Depreciation
- −$4,073
- Taxable loss
- −$3,359
- Est. tax savings @ 24.0%
- +$806
- After-tax cash flow
- $-369/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Prince George'S County Public Schools
- NCES district ID
- 2400510
- Math proficiency
- 8% ▼ -11.00%
- Reading proficiency
- 24% ▼ -9.00%
- Median HH income
- $73,967
- Composite
- 16.82/100
- National rank
- #9151
- State rank
- #21 of 24 in MD
Livability — Bladensburg
- Score
- 64/100
- State rank
- #277
- US rank
- #14239
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bladensburg, MD
- County
- Prince Georges County · 919,866 people
- City population
- 9,801
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 9,801
- Household income
- $63,810
- Rent vs Own
- Severe rent burden
- 810.0
Population outlook (Prince George's County) Hauer SSP2
- Today (2025)
- 1,005,426 people
- By 2030
- 1,048,416 · +4.3%
- By 2040
- 1,123,425 · +11.7%
- By 2050
- 1,183,220 · +17.7%
- By 2075
- 1,306,202 · +29.9%
- By 2100
- 1,408,179 · +40.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (57%)
- Race & ethnicity
- Black 57% Hispanic / Latino 40% Two or more races 9%
- Hispanic origin (detail)
- Mexican 16% Dominican 2%
- Common ancestry
- Swiss 1%
- Foreign-born
- 38% · Canada, South Korea, Guatemala
- Languages at home
- 50% English-only · Spanish 34% French/Haitian/Cajun 7% Korean 1%
Political lean MEDSL · Prince George's
- 2024 margin
- Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
- 2008→2024 swing
- -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
- All cycles
- 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 16.66%
- Current HPI
- 365.4382
- Rent YoY
- —
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
|
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| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
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| Chemicals | 1 | $2B |
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Price history
+233.3% since first listed8 events — show timeline
- 2026-06-13 Relisted — BRIGHT MLS
- 2026-05-29 Pending — BRIGHT MLS
- 2026-05-14 Listed $140,000 BRIGHT MLS
- 2019-03-26 Sold (Public Records) $105,000 Public Records
- 2019-02-22 Sold (MLS) $105,000 BRIGHT MLS
- 2019-02-08 Contingent — BRIGHT MLS
- 2019-01-31 Listed $99,900 BRIGHT MLS
- 1990-08-09 Sold (Public Records) $42,000 Public Records
Property tax history
+4.5%/yrLatest (2024): $2,222 · +1.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…