315 Daytona Ave · Holly Hill, FL 32117

$180,000

2 bd · 1.0 ba · 1,194 sqft · SingleFamily public records · 30 Days on market

Built 1927 6,969 sqft lot

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.4/30.0
• ARV discount +7.5/15.0
• 1% rule +4.2/10.0
• Schools +3.9/10.0
• Livability +3.6/5.0
• DSCR +3.0/10.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Adorable income-producing Spanish bungalow with guest house. Blocks to the beach and lovingly cared for-the main house is a 2/1 and guest cottage 1/1. Live in one and rent out the other, this area is zoned to allow for short- and long-term rental. House being sold fully furnished with excellent decor. Fully fenced backyard with laundry hookups in main and guest house. Foyer, large living room with amazing windows, ceiling and fireplace. Additional room off of the living room can be used as office or guest overflow room. Great location and move-in ready. Property currently occupied must contact listing agent for showing. Square footage received from tax rolls. All information intended to be accurate but cannot be guaranteed.

Key facts

• Separate guest house
• Laundry hookups
• 6,969 sq ft lot

Tags

• SPANISH-STYLE BUNGALOW
• SEPARATE GUEST HOUSE
• LAUNDRY HOOKUPS
• FULLY FENCED BACKYARD

Property features AI

Exterior

• Parking: Off-street parking
• Utilities: Public water; Electricity available
• Home design: Single-family residence; One story
• Construction: Frame and stucco construction; Block foundation
• Exterior features: Shingle roof; Paved, public-maintained city street access

Interior

• Kitchen: Electric range; Refrigerator; Dishwasher
• Bedrooms: 2 total rooms
• Flooring: Hardwood; Wood
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Washer, Dryer, Refrigerator, Electric Range, Dishwasher; Hardwood/Wood flooring
• Laundry & utility: Washer and Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $180k.

Deal economics

• At list price, monthly cash flow is $-94 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $163k (9.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $166k (7.7% below list).
• Recommended offer: $163k (9.3% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 72/100 on livability (#325 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment F.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Holly Hill School (math 27% / reading 33%, grade F, #1,882 of 2,144 statewide, top 88%, 1,149 students, 79% FRL); Mainland High School (math 30% / reading 37%, grade F, #400 of 667 statewide, top 61%, 1,855 students, 64% FRL) — zoned schools average 72% FRL vs 51% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 32% at this address vs 46% district-wide (-15 pts) — the specific schools serving this property underperform the Volusia average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+1.0%/yr); 333 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
• This rent runs 35% of the median local income ($56k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 30 days — a 2% lower offer ($177k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: property tax is 2.6% of price; built in 1927 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $163,322 (9.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1927 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.92% ✗
• Cap rate: 5.66%
• Cash-on-cash: -2.25%
• DSCR: 0.90
• GRM: 9.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.01% rent growth · sell at horizon

5-year hold

• IRR: -22.5%
• Equity multiple: 0.24×
• Total profit: $-38,318
• Equity at exit: $26,839

10-year hold

• IRR: -23.5%
• Equity multiple: -0.06×
• Total profit: $-53,461
• Equity at exit: $15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32117

• Home prices YoY: -8.2%
• Rents YoY: 1.0%
• Active inventory: 333
• Price-to-rent: 9.0×

Monthly cashflow live

• Estimated rent: $1,661 high
• Mortgage (P&I): −$944
• Tax from tax record: −$388 /mo · $4,655/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$349
• Net cashflow: $-94

Break-even live

Break-even rent $1,781

Max offer price $163,322

Occupancy floor —

Sensitivity live

Price	-10% $7	-5% $-43	+0% $-94	+5% $-145	+10% $-196
Rent	-10% $-226	-5% $-160	+0% $-94	+5% $-29	+10% $37
Rate	-1.0pp $-4	-0.5pp $-49	base $-94	+0.5pp $-141	+1.0pp $-189

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $45,000
• Closing costs: $5,400
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
155 5th St Unit B Daytona Beach, FL	1.0	1.0	798	$1,200	$1.50	25d	1	0.15mi
171 Daytona Ave Daytona Beach, FL	2.0	2.0	835	$1,650	$1.98	25d	1	0.25mi
100 Navigator DR Daytona Beach, FL	1.0–3.0	1.0–2.0	1029	$1,458	$1.42	13d	25	0.27mi
119 Thomasson Ave Daytona Beach, FL	2.0	1.0	851	$1,199	$1.41	13d	2	0.50mi
464 Brentwood Dr Daytona Beach, FL	1.0–2.0	1.0	850	$1,365	$1.61	13d	8	0.52mi
138 Kingston Ave Daytona Beach, FL	3.0	2.0	996	$1,900	$1.91	25d	1	0.53mi
430 Dorothy Ave Daytona Beach, FL	3.0	1.0	1103	$1,700	$1.54	16d	1	0.57mi
331 Clifton Ave Daytona Beach, FL	3.0	2.0	1355	$2,050	$1.51	25d	1	0.59mi
820 State Ave Unit 3 Daytona Beach, FL	2.0	1.0	841	$1,370	$1.63	25d	1	0.64mi
820 State Ave Apt 1 Daytona Beach, FL	2.0	2.0	841	$1,470	$1.75	25d	1	0.64mi
935 N Halifax Ave #410 Daytona Beach, FL	1.0	1.5	822	$1,695	$2.06	25d	1	0.70mi
935 N Halifax Ave #404 Daytona Beach, FL	1.0	1.5	822	$1,550	$1.89	25d	1	0.70mi
935 N Halifax Ave Daytona Beach, FL	2.0	2.0	1210	$1,700	$1.40	25d	1	0.70mi
921 Daytona Ave Unit A Daytona Beach, FL	2.0	1.0	1100	$1,775	$1.61	25d	1	0.73mi
218 Center St Daytona Beach, FL	3.0	2.0	1234	$2,190	$1.77	23d	1	0.76mi
925 N Halifax Ave Daytona Beach, FL	2.0	2.0	1210	$2,000	$1.65	25d	1	0.76mi
625 N Halifax Ave Daytona Beach, FL	2.0	1.5–2.0	1153	$1,488	$1.29	21d	2	0.80mi
244 Lexington Dr Daytona Beach, FL	3.0	1.0	1099	$2,550	$2.32	16d	1	0.80mi
732 N Halifax Ave Daytona Beach, FL	1.0–2.0	1.0–2.0	862	$1,200	$1.39	25d	2	0.81mi
209 Taylor Ave Unit 2 Daytona Beach, FL	3.0	1.0	970	$2,490	$2.57	25d	1	0.84mi
520 Zinfandel Dr Unit 1 Daytona Beach, FL	3.0	2.5	1463	$2,500	$1.71	25d	1	0.89mi
415 N Halifax Ave Daytona Beach, FL	2.0	1.0–2.0	811	$1,438	$1.77	23d	2	0.92mi
411 N Halifax Ave #200 Daytona Beach, FL	2.0	2.0	766	$1,250	$1.63	25d	1	0.92mi
507 N Ridgewood Ave Unit 4 Daytona Beach, FL	1.0	1.0	800	$900	$1.12	25d	1	0.94mi
309 Oakridge Blvd #6 Daytona Beach, FL	2.0	1.0	904	$1,500	$1.66	25d	1	0.97mi
840 Center Ave Apt 75 Holly Hill, FL	2.0	1.0	900	$1,250	$1.39	25d	1	1.01mi
660 8th St Daytona Beach, FL	2.0	1.0	900	$1,375	$1.53	25d	1	1.02mi
326 Hobart Ave Daytona Beach, FL	3.0	1.0	979	$2,150	$2.20	25d	1	1.05mi
400 Oakridge Blvd #180 Daytona Beach, FL	2.0	1.0	864	$1,550	$1.79	25d	1	1.06mi
506 University Blvd #3 Daytona Beach, FL	2.0	1.0	750	$1,750	$2.33	25d	1	1.07mi
515 Butler Blvd Unit A Daytona Beach, FL	2.0	2.0	1064	$2,000	$1.88	25d	1	1.11mi
515 Butler Blvd Unit B Daytona Beach, FL	2.0	2.5	1064	$2,000	$1.88	25d	1	1.11mi
600 Riverview Blvd Unit 2 Daytona Beach, FL	2.0	1.0	950	$1,750	$1.84	25d	1	1.11mi
601 Vera St Unit 601 Daytona Beach, FL	2.0	1.0	1113	$1,700	$1.53	25d	1	1.13mi
215 N Oleander Ave Daytona Beach, FL	3.0	1.0	1026	$1,550	$1.51	25d	1	1.17mi
215 N Oleander Ave Daytona Beach, FL	3.0	1.0	1026	$1,550	$1.51	23d	1	1.17mi
436 N Grandview Ave Daytona Beach, FL	2.0	1.5	795	$1,850	$2.33	25d	1	1.19mi
422 N Lincoln St Daytona Beach, FL	3.0	2.0	1354	$2,150	$1.59	25d	1	1.23mi
1014 Indian Oaks E Daytona Beach, FL	3.0	2.0	1500	$2,650	$1.77	25d	1	1.23mi
550 Ruth St Daytona Beach, FL	3.0	2.0	1114	$1,995	$1.79	13d	1	1.27mi

Listing history 31 events

1. 2026-06-10
   days on market $180,000 Active 30 DOM
2. 2026-06-09
   days on market $180,000 Active 29 DOM
3. 2026-06-08
   days on market $180,000 Active 28 DOM
4. 2026-06-07
   days on market $180,000 Active 27 DOM
5. 2026-06-05
   days on market $180,000 Active 24 DOM
6. 2026-06-03
   days on market $180,000 Active 23 DOM
7. 2026-06-03
   days on market $180,000 Active 22 DOM
8. 2026-06-01
   days on market $180,000 Active 21 DOM
9. 2026-05-31
   days on market $180,000 Active 20 DOM
10. 2026-05-31
    days on market $180,000 Active 19 DOM
11. 2026-05-11
    listed $180,000 Active 1601-char remark
12. 2025-03-20
    soldstatus $314,000
13. 2025-03-17
    soldstatus $314,000 Closed 734-char remark

    Show marketing remark (734 chars)

    Adorable income-producing Spanish bungalow with guest house. Blocks to the beach and lovingly cared for-the main house is a 2/1 and guest cottage 1/1. Live in one and rent out the other, this area is zoned to allow for short- and long-term rental. House being sold fully furnished with excellent decor. Fully fenced backyard with laundry hookups in main and guest house. Foyer, large living room with amazing windows, ceiling and fireplace. Additional room off of the living room can be used as office or guest overflow room. Great location and move-in ready. Property currently occupied must contact listing agent for showing. Square footage received from tax rolls. All information intended to be accurate but cannot be guaranteed.

14. 2025-02-17
    status Pending 734-char remark

    Show marketing remark (734 chars)

    Adorable income-producing Spanish bungalow with guest house. Blocks to the beach and lovingly cared for-the main house is a 2/1 and guest cottage 1/1. Live in one and rent out the other, this area is zoned to allow for short- and long-term rental. House being sold fully furnished with excellent decor. Fully fenced backyard with laundry hookups in main and guest house. Foyer, large living room with amazing windows, ceiling and fireplace. Additional room off of the living room can be used as office or guest overflow room. Great location and move-in ready. Property currently occupied must contact listing agent for showing. Square footage received from tax rolls. All information intended to be accurate but cannot be guaranteed.

15. 2025-02-10
    status Active 734-char remark

    Show marketing remark (734 chars)

    Adorable income-producing Spanish bungalow with guest house. Blocks to the beach and lovingly cared for-the main house is a 2/1 and guest cottage 1/1. Live in one and rent out the other, this area is zoned to allow for short- and long-term rental. House being sold fully furnished with excellent decor. Fully fenced backyard with laundry hookups in main and guest house. Foyer, large living room with amazing windows, ceiling and fireplace. Additional room off of the living room can be used as office or guest overflow room. Great location and move-in ready. Property currently occupied must contact listing agent for showing. Square footage received from tax rolls. All information intended to be accurate but cannot be guaranteed.

16. 2025-01-23
    status Pending 734-char remark

    Show marketing remark (734 chars)

    Adorable income-producing Spanish bungalow with guest house. Blocks to the beach and lovingly cared for-the main house is a 2/1 and guest cottage 1/1. Live in one and rent out the other, this area is zoned to allow for short- and long-term rental. House being sold fully furnished with excellent decor. Fully fenced backyard with laundry hookups in main and guest house. Foyer, large living room with amazing windows, ceiling and fireplace. Additional room off of the living room can be used as office or guest overflow room. Great location and move-in ready. Property currently occupied must contact listing agent for showing. Square footage received from tax rolls. All information intended to be accurate but cannot be guaranteed.

17. 2024-11-13
    listed $325,000 Active 734-char remark

    Show marketing remark (734 chars)

    Adorable income-producing Spanish bungalow with guest house. Blocks to the beach and lovingly cared for-the main house is a 2/1 and guest cottage 1/1. Live in one and rent out the other, this area is zoned to allow for short- and long-term rental. House being sold fully furnished with excellent decor. Fully fenced backyard with laundry hookups in main and guest house. Foyer, large living room with amazing windows, ceiling and fireplace. Additional room off of the living room can be used as office or guest overflow room. Great location and move-in ready. Property currently occupied must contact listing agent for showing. Square footage received from tax rolls. All information intended to be accurate but cannot be guaranteed.

18. 2024-06-26
    status Active
19. 2024-06-21
    status Pending
20. 2024-06-21
    historical
21. 2024-06-18
    status Active
22. 2024-06-11
    status Pending
23. 2024-05-23
    status Pending
24. 2024-05-02
    listed $325,000 Active
25. 2023-03-08
    soldstatus $285,000
26. 2021-09-08
    historical
27. 2021-08-30
    historical Contingent
28. 2021-08-11
    status Active
29. 2021-08-06
    historical Contingent
30. 2021-08-03
    listed $299,000 Active
31. 2003-01-13
    soldstatus $90,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,655 · $388/mo
• Projected year-2 tax: $4,655 · $388/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 13% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,936
• − Mortgage interest: −$10,083
• − Property taxes: −$4,655
• − Insurance: −$900
• − Repairs & maintenance: −$1,595
• − Management: −$1,595
• − Depreciation: −$5,236
• Taxable loss: −$4,128
• Est. tax savings @ 24.0%: +$991
• After-tax cash flow: $-142/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Holly Hill

• Score: 72/100
• State rank: #325
• US rank: #5737

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Holly Hill, FL
• County: Volusia County · 556,871 people
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 30,955
• Household income: $56,419
• Rent vs Own: 52.3% rent · 47.7% own
• Severe rent burden: 1781.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.63)
• Race & ethnicity: White 53% Black 27% Hispanic / Latino 10% Two or more races 9% Asian 3%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3%
• Common ancestry: Romanian 2% Lithuanian 2% Slovak 1%
• Foreign-born: 8% · Canada, Vietnam, Jamaica
• Languages at home: 86% English-only · Spanish 8% Vietnamese 1% Other Indo-European 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -96.62%
• Current HPI: 1084.54
• Rent YoY: ▲ 1.01%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+100.0% since first listed

22 events — show timeline

• 2026-06-11 Listing Removed — Daytona MLS
• 2026-05-11 Listed $180,000 Daytona MLS
• 2025-03-20 Sold (Public Records) $314,000 Public Records
• 2025-03-17 Sold (MLS) $314,000 Daytona MLS
• 2025-02-17 Pending — Daytona MLS
• 2025-02-10 Relisted — Daytona MLS
• 2025-01-23 Pending — Daytona MLS
• 2024-11-13 Listed $325,000 Daytona MLS
• 2024-06-26 Relisted — Daytona MLS
• 2024-06-21 Pending — Daytona MLS
• 2024-06-21 Listing Removed — Daytona MLS
• 2024-06-18 Relisted — Daytona MLS
• 2024-06-11 Pending — Daytona MLS
• 2024-05-23 Pending — Daytona MLS
• 2024-05-02 Listed $325,000 Daytona MLS
• 2023-03-08 Sold (Public Records) $285,000 Public Records
• 2021-09-08 Listing Removed — Daytona MLS
• 2021-08-30 Contingent — Daytona MLS
• 2021-08-11 Relisted — Daytona MLS
• 2021-08-06 Contingent — Daytona MLS
• 2021-08-03 Listed $299,000 Daytona MLS
• 2003-01-13 Sold (Public Records) $90,000 Public Records

Property tax history

+13.0%/yr

Latest (2025): $4,655 · +3.9% YoY. Source: county tax records.