2370 Firetower Rd · Ludowici, GA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.3/30.0
- ARV discount +15.0/15.0
- DSCR +5.7/10.0
- Appreciation +5.6/10.0
- 1% rule +4.9/10.0
- Condition / age +4.0/5.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Schools +2.3/10.0
$229,897
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
LOT 11 SITS ON 5 ACRES!!! ENERGY EFFICIENT HOME! FREE SIX SEATER GOLF CART INCLUDED ONLY UNDER CONTRACT MONTH OF MARCH ! 5 ACRE WILL GO VA AND FHA ! Don't miss out on this Charming NEW 4 bedroom / 3-bathroom home that HAS IT ALL!!! Open and inviting floor plan, elegant white cabinetry, upgraded lighting fixtures and recessed lighting. Complete modern home essentials with a comfortable layout. Double vanity in master bathroom with a tub/shower. Brand new appliances! Home has a 1-year manufacture warranty. VISIT the property today. Seller is a licensed Realtor in GA. Exterior photos enhanced for lawn purposes. Homes qualify for FHA and VA loans with a permanent foundation. Pictures of Model
Key facts
- Free golf cart
- Brand new appliances
- 5 acres
Tags
Property features AI
Finance
- Other: Listing broker: Seaside Realty Services
Exterior
- Parking: Driveway; Has open parking
- Utilities: Public water; Septic tank sewer
- Home design: Manufactured house; Single-family residential property; Currently under construction; Road frontage on a highway; 1 acre lot
- Construction: Vinyl siding; Block foundation
- Exterior features: No exterior features listed; No fencing; Shingle roof
Interior
- Kitchen: Cooktop; Range hood; Dishwasher; Refrigerator
- Bedrooms: Total rooms: 9
- Bathrooms: 3 full bathrooms
- Interior features: Electric water heater; No fireplace; Crawl space foundation
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $230k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $209 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $228k (1.0% below list).
- Recommended offer: $223k (3.0% below list) — sets the bar for market timing.
- Cap rate 7.4% vs local median 5.4% in Ludowici — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#74 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A; Watch: schools D, employment D, amenities F.
- Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 409 active listings in the ZIP; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
- This rent runs 37% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $4k of equity ($2k loan paydown + $3k appreciation (1.2% local appreciation)).
- Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (1.2% appreciation + 3.0% rent growth), your $64k cash investment doubles in ~8 years — after that, you're playing with house money.
- By year 8, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 45 days — a 3% lower offer ($223k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $30k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.99% ✗
- Cap rate
- 7.38%
- Cash-on-cash
- 3.90%
- DSCR
- 1.17
- GRM
- 8.4
CMA / ARV
- ARV (median comp)
- $380,256
- List price
- $229,897
- Delta
- -39.54%
- Verdict
- UNDERPRICED
- Comps
- 1 within 2.0 mi
Projected returns pro-forma
1.16% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 5.9%
- Equity multiple
- 1.30×
- Total profit
- $19,432
- Equity at exit
- $80,385
- IRR
- 10.0%
- Equity multiple
- 2.24×
- Total profit
- $79,587
- Equity at exit
- $108,311
Cash invested: $64,371 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31316
- Home prices YoY
- 0.6%
- Active inventory
- 409
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $2,276 medium interval (Pro) →
- Mortgage (P&I)
- −$1,206
- Tax est. 1.5%
- −$287 /mo · $3,448/yr
- Insurance
- −$96
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$478
- Net cashflow
- $209
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,474
- Closing costs
- $6,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 30 events
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2026-06-19days on market $229,897 Active 45 DOM
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2026-06-18days on market $229,897 Active 44 DOM
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2026-06-17days on market $229,897 Active 43 DOM
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2026-06-16days on market $229,897 Active 42 DOM
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2026-06-15days on market $229,897 Active 41 DOM
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2026-06-14days on market $229,897 Active 39 DOM
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2026-06-13pricedays on market $229,897 Active 38 DOM
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2026-06-10pricedays on market $229,899 Active 36 DOM
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2026-06-09days on market $229,900 Active 35 DOM
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2026-06-09price $229,900 Active 34 DOM
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2026-06-08days on market $249,987 Active 34 DOM
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2026-06-07pricedays on market $249,987 Active 33 DOM
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2026-06-05pricedays on market $249,988 Active 30 DOM
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2026-06-03days on market $249,989 Active 29 DOM
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2026-06-03price $249,989 Active 28 DOM
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2026-06-02days on market $249,990 Active 28 DOM
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2026-06-01days on market $249,990 Active 27 DOM
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2026-05-31days on market $249,990 Active 26 DOM
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2026-05-30days on market $249,990 Active 25 DOM
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2026-05-18price $249,994 752-char remark
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2026-05-15price $249,995 752-char remark
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2026-05-13price $249,996 752-char remark
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2026-05-13price $249,997 752-char remark
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2026-05-08price $249,998 752-char remark
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2026-05-05price $249,900 752-char remark
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2026-05-05price $259,873 752-char remark
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2026-05-04price $259,877 752-char remark
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2026-05-01price $259,878 752-char remark
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2026-05-01price $259,879 752-char remark
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2026-03-27$259,880 Active 752-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $27,308
- − Mortgage interest
- −$12,878
- − Property taxes
- −$3,448
- − Insurance
- −$1,149
- − Repairs & maintenance
- −$2,185
- − Management
- −$2,185
- − Depreciation
- −$6,688
- Taxable loss
- −$1,225
- Est. tax savings @ 24.0%
- +$294
- After-tax cash flow
- $2,802/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
This home is in excellent condition with modern updates and a good location. It is move-in ready and has the potential for further value increases with minor cosmetic improvements.
Value-add opportunities
- Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
- Both Landscaping improvements — Well-maintained landscaping can increase curb appeal and property value
- Both Add a small shed or storage unit — Additional storage can be useful for both resale and rental purposes
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Well-maintained landscaping can increase curb appeal and property value ↑
- Both Add a small shed or storage unit — Additional storage can be useful for both resale and rental purposes ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Long County
- NCES district ID
- 1303360
- Math proficiency
- 26% ▼ -14.00%
- Reading proficiency
- 26% ▼ -13.00%
- Median HH income
- $45,958
- Composite
- 22.51/100
- National rank
- #8090
- State rank
- #115 of 174 in GA
Livability — Ludowici
- Score
- 72/100
- State rank
- #74
- US rank
- #6449
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Long County · 13,812 people
- City population
- 13,812
- Metro
- Hinesville, GA
- Population (ZIP)
- 13,812
- Household income
- $74,766
- Rent vs Own
- Severe rent burden
- 109.0
Population outlook (Long County) Hauer SSP2
- Today (2025)
- 24,669 people
- By 2030
- 28,223 · +14.4%
- By 2040
- 35,430 · +43.6%
- By 2050
- 42,403 · +71.9%
- By 2075
- 56,996 · +131.0%
- By 2100
- 64,185 · +160.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 61% Black 23% Hispanic / Latino 8% Two or more races 8%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 5%
- Common ancestry
- Serbian 1% Italian 1% Romanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 92% English-only · Spanish 6% Other Asian/Pacific 1% German/W. Germanic 1%
Political lean MEDSL · Long
- 2024 margin
- Strong R (+29.5) · D 35.1% · R 64.6%
- 2008→2024 swing
- -5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
- All cycles
- 2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.16%
- Current HPI
- 195.2978
- Rent YoY
- —
- Metro
- Hinesville, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
-11.5% since first listed23 events — show timeline
- 2026-06-12 Price Changed $229,897 HABR
- 2026-06-11 Price Changed $229,898 HABR
- 2026-06-10 Price Changed $229,899 HABR
- 2026-06-08 Price Changed $229,900 HABR
- 2026-06-05 Price Changed $249,987 HABR
- 2026-06-03 Price Changed $249,988 HABR
- 2026-06-02 Price Changed $249,989 HABR
- 2026-05-29 Price Changed $249,990 HABR
- 2026-05-27 Price Changed $249,991 HABR
- 2026-05-26 Relisted — HABR
- 2026-05-26 Price Changed $249,992 HABR
- 2026-05-21 Delisted — HABR
- 2026-05-18 Price Changed $249,994 HABR
- 2026-05-15 Price Changed $249,995 HABR
- 2026-05-13 Price Changed $249,996 HABR
- 2026-05-13 Price Changed $249,997 HABR
- 2026-05-08 Price Changed $249,998 HABR
- 2026-05-05 Price Changed $249,900 HABR
- 2026-05-05 Price Changed $259,873 HABR
- 2026-05-04 Price Changed $259,877 HABR
- 2026-05-01 Price Changed $259,878 HABR
- 2026-05-01 Price Changed $259,879 HABR
- 2026-03-27 Listed $259,880 HABR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…