2370 Firetower Rd · Ludowici, GA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.9/30.0
- ARV discount +15.0/15.0
- Appreciation +5.6/10.0
- DSCR +4.9/10.0
- 1% rule +4.4/10.0
- Condition / age +4.0/5.0
- Livability +3.6/5.0
- Schools +2.7/10.0
- Rent growth +2.5/5.0
$229,886
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
LOT 11 SITS ON 5 ACRES!!! ENERGY EFFICIENT HOME! FREE SIX SEATER GOLF CART INCLUDED ONLY UNDER CONTRACT MONTH OF MARCH ! 5 ACRE WILL GO VA AND FHA ! Don't miss out on this Charming NEW 4 bedroom / 3-bathroom home that HAS IT ALL!!! Open and inviting floor plan, elegant white cabinetry, upgraded lighting fixtures and recessed lighting. Complete modern home essentials with a comfortable layout. Double vanity in master bathroom with a tub/shower. Brand new appliances! Home has a 1-year manufacture warranty. VISIT the property today. Seller is a licensed Realtor in GA. Exterior photos enhanced for lawn purposes. Homes qualify for FHA and VA loans with a permanent foundation.
Key facts
- Free golf cart
- Brand new appliances
- 5 acres
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $230k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $110 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $215k (6.5% below list).
- Recommended offer: $209k (9.0% below list) — sets the bar for market timing.
- Cap rate 6.9% vs local median 5.3% in Ludowici — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 72/100 on livability (#74 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A; Watch: employment D, amenities F, commute F.
- Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Smiley Elementary School (1,258 students, 67% FRL); Long County Middle School (math 21% / reading 27%, grade F, #311 of 470 statewide, top 68%, 945 students, 69% FRL); Long County High School (math 37% / reading 22%, grade F, #140 of 424 statewide, top 35%, 1,209 students, 70% FRL).
- Market conditions: 478 active listings in the ZIP; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
- This rent runs 35% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $4k of equity ($2k loan paydown + $3k appreciation (1.2% local appreciation)).
- Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (1.2% appreciation + 3.0% rent growth), your $64k cash investment doubles in ~9 years — after that, you're playing with house money.
- By year 8, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 95 days — a 9% lower offer ($209k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $30k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 95 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.94% ✗
- Cap rate
- 6.87%
- Cash-on-cash
- 2.05%
- DSCR
- 1.09
- GRM
- 8.9
CMA / ARV
- ARV (median comp)
- $381,813
- List price
- $229,886
- Delta
- -39.79%
- Verdict
- UNDERPRICED
- Comps
- 1 within 2.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2279 Old Barrington Rd | 1.80mi | 3/2.5 (-1) | 2,200 (+11%) | 23mo | $379,000 | $172 | 20 |
| 224 SE Mrs Roy Rd SE | 1.63mi | 2/2.0 (-2) | 1,792 (-9%) | 38mo | $229,000 | $128 | 20 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
1.16% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 4.0%
- Equity multiple
- 1.20×
- Total profit
- $13,117
- Equity at exit
- $80,381
- IRR
- 8.3%
- Equity multiple
- 2.02×
- Total profit
- $65,949
- Equity at exit
- $108,306
Cash invested: $64,368 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 1 active · 3 under contract
- Median asking
- $229,885 ($116/sqft)
- Median days on market
- 94 d
- This list price
- 100% of active listings are priced below it
- ARV vs active asking
- +66.1% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 31316
- Home prices YoY
- 0.6%
- Active inventory
- 478
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $2,150 medium interval (Pro) →
- Mortgage (P&I)
- −$1,206
- Tax est. 1.5%
- −$287 /mo · $3,448/yr
- Insurance
- −$96
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$452
- Net cashflow
- $110
Break-even live
Sensitivity live
| Price | -10% $269 | -5% $189 | +0% $110 | +5% $30 | +10% $-49 |
|---|---|---|---|---|---|
| Rent | -10% $-60 | -5% $25 | +0% $110 | +5% $195 | +10% $280 |
| Rate | -1.0pp $226 | -0.5pp $168 | base $110 | +0.5pp $50 | +1.0pp $-10 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,472
- Closing costs
- $6,897
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Property features AI
Finance
- Other
- Listing broker: Seaside Realty Services
Exterior
- Parking
- DrivewayHas open parking
- Utilities
- Public waterSeptic tank sewer
- Home design
- Manufactured houseSingle-family residential propertyCurrently under constructionRoad frontage on a highway1 acre lot
- Construction
- Vinyl sidingBlock foundation
- Exterior features
- No exterior features listedNo fencingShingle roof
Interior
- Kitchen
- CooktopRange hoodDishwasherRefrigerator
- Bedrooms
- Total rooms: 9
- Bathrooms
- 3 full bathrooms
- Interior features
- Electric water heaterNo fireplaceCrawl space foundation
Listing history 50 events
-
2026-08-08days on market $229,886 Active 95 DOM
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2026-08-07days on market $229,886 Active 94 DOM
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2026-08-06days on market $229,886 Active 93 DOM
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2026-08-05days on market $229,886 Active 92 DOM
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2026-08-04days on market $229,886 Active 91 DOM
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2026-08-03days on market $229,886 Active 90 DOM
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2026-07-31days on market $229,886 Active 87 DOM
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2026-07-30days on market $229,886 Active 86 DOM
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2026-07-29days on market $229,886 Active 85 DOM
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2026-07-27days on market $229,886 Active 83 DOM
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2026-07-25days on market $229,886 Active 81 DOM
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2026-07-24days on market $229,886 Active 80 DOM
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2026-07-23days on market $229,886 Active 79 DOM
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2026-07-22days on market $229,886 Active 78 DOM
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2026-07-21days on market $229,886 Active 77 DOM
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2026-07-18pricedays on market $229,886 Active 74 DOM
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2026-07-16pricedays on market $229,887 Active 72 DOM
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2026-07-16pricedays on market $229,888 Active 71 DOM
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2026-07-14pricedays on market $229,889 Active 70 DOM
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2026-07-14price $229,890 Active 69 DOM
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2026-07-13days on market $229,891 Active 69 DOM
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2026-07-12days on market $229,891 Active 68 DOM
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2026-07-11pricedays on market $229,891 Active 67 DOM
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2026-07-10days on market $229,892 Active 66 DOM
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2026-07-09pricedays on market $229,892 Active 65 DOM
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2026-07-08days on market $229,894 Active 64 DOM
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2026-07-07price $229,894 Active 63 DOM
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2026-07-07days on market $229,895 Active 63 DOM
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2026-07-07price $229,895 Active 62 DOM
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2026-07-06days on market $229,896 Active 62 DOM
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2026-07-05days on market $229,896 Active 61 DOM
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2026-07-04days on market $229,896 Active 60 DOM
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2026-07-03days on market $229,896 Active 59 DOM
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2026-07-02days on market $229,896 Active 58 DOM
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2026-07-01days on market $229,896 Active 57 DOM
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2026-06-30days on market $229,896 Active 56 DOM
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2026-06-29days on market $229,896 Active 55 DOM
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2026-06-28days on market $229,896 Active 54 DOM
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2026-06-28days on market $229,896 Active 53 DOM
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2026-06-27days on market $229,896 Active 52 DOM
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2026-06-26pricedays on market $229,896 Active 51 DOM
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2026-06-23days on market $229,897 Active 48 DOM
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2026-06-21days on market $229,897 Active 47 DOM
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2026-06-19days on market $229,897 Active 45 DOM
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2026-06-18days on market $229,897 Active 44 DOM
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2026-06-17days on market $229,897 Active 43 DOM
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2026-06-16days on market $229,897 Active 42 DOM
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2026-06-15days on market $229,897 Active 41 DOM
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2026-06-14days on market $229,897 Active 39 DOM
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2026-06-13pricedays on market $229,897 Active 38 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $25,801
- − Mortgage interest
- −$12,877
- − Property taxes
- −$3,448
- − Insurance
- −$1,149
- − Repairs & maintenance
- −$2,064
- − Management
- −$2,064
- − Depreciation
- −$6,688
- Taxable loss
- −$2,490
- Est. tax savings @ 24.0%
- +$598
- After-tax cash flow
- $1,916/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
This home is in excellent condition with modern updates and a good location. It is move-in ready and has the potential for further value increases with minor cosmetic improvements.
Value-add opportunities
- Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Well-maintained landscaping can increase curb appeal and property value ↑
- Both Add a small shed or storage unit — Additional storage can be useful for both resale and rental purposes ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Long County
- NCES district ID
- 1303360
- Math proficiency
- 26% ▼ -14.00%
- Reading proficiency
- 26% ▼ -13.00%
- Median HH income
- $45,958
- Composite
- 22.51/100
- National rank
- #8090
- State rank
- #115 of 174 in GA
Livability — Ludowici
- Score
- 72/100
- State rank
- #74
- US rank
- #6449
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Long County · 24,669 people
- City population
- 13,812
- Metro
- Hinesville, GA
- Population (ZIP)
- 13,812
- Household income
- $74,766
- Rent vs Own
- Severe rent burden
- 9% of renters
Population outlook (Long County) Hauer SSP2
- Today (2025)
- 24,669 people
- By 2030
- 28,223 · +14.4%
- By 2040
- 35,430 · +43.6%
- By 2050
- 42,403 · +71.9%
- By 2075
- 56,996 · +131.0%
- By 2100
- 64,185 · +160.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 61% Black 23% Hispanic / Latino 8% Two or more races 8%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 5%
- Common ancestry
- Serbian 1% Italian 1% Romanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 92% English-only · Spanish 6% Other Asian/Pacific 1% German/W. Germanic 1%
Political lean MEDSL · Long
- 2024 margin
- Strong R (+29.5) · D 35.1% · R 64.6%
- 2008→2024 swing
- -5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
- All cycles
- 2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.16%
- Current HPI
- 195.2978
- Rent YoY
- —
- Metro
- Hinesville, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
-11.5% since first listed23 events — show timeline
- 2026-06-12 Price Changed $229,897 HABR
- 2026-06-11 Price Changed $229,898 HABR
- 2026-06-10 Price Changed $229,899 HABR
- 2026-06-08 Price Changed $229,900 HABR
- 2026-06-05 Price Changed $249,987 HABR
- 2026-06-03 Price Changed $249,988 HABR
- 2026-06-02 Price Changed $249,989 HABR
- 2026-05-29 Price Changed $249,990 HABR
- 2026-05-27 Price Changed $249,991 HABR
- 2026-05-26 Relisted — HABR
- 2026-05-26 Price Changed $249,992 HABR
- 2026-05-21 Delisted — HABR
- 2026-05-18 Price Changed $249,994 HABR
- 2026-05-15 Price Changed $249,995 HABR
- 2026-05-13 Price Changed $249,996 HABR
- 2026-05-13 Price Changed $249,997 HABR
- 2026-05-08 Price Changed $249,998 HABR
- 2026-05-05 Price Changed $249,900 HABR
- 2026-05-05 Price Changed $259,873 HABR
- 2026-05-04 Price Changed $259,877 HABR
- 2026-05-01 Price Changed $259,878 HABR
- 2026-05-01 Price Changed $259,879 HABR
- 2026-03-27 Listed $259,880 HABR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…