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2370 Firetower Rd
C+ Composite 61.83
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.7/10.0
  • Appreciation +5.6/10.0
  • 1% rule +4.9/10.0
  • Condition / age +4.0/5.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Schools +2.3/10.0

$229,897

2370 Firetower Rd · Ludowici, GA 31316
4 bd · 3.0 ba · 1,976 sqft · SingleFamily · 45 Days on market
Built 2026 Good condition 1.00 ac lot $116/sqft · 40% below area Est $380k · 40% under ↓ 12% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

LOT 11 SITS ON 5 ACRES!!! ENERGY EFFICIENT HOME! FREE SIX SEATER GOLF CART INCLUDED ONLY UNDER CONTRACT MONTH OF MARCH ! 5 ACRE WILL GO VA AND FHA ! Don't miss out on this Charming NEW 4 bedroom / 3-bathroom home that HAS IT ALL!!! Open and inviting floor plan, elegant white cabinetry, upgraded lighting fixtures and recessed lighting. Complete modern home essentials with a comfortable layout. Double vanity in master bathroom with a tub/shower. Brand new appliances! Home has a 1-year manufacture warranty. VISIT the property today. Seller is a licensed Realtor in GA. Exterior photos enhanced for lawn purposes. Homes qualify for FHA and VA loans with a permanent foundation. Pictures of Model

Key facts

  • Free golf cart
  • Brand new appliances
  • 5 acres

Tags

5 ACRESFREE GOLF CARTENERGY EFFICIENT HOMEMODERN HOME ESSENTIALSBRAND NEW APPLIANCES

Property features AI

Finance

  • Other: Listing broker: Seaside Realty Services

Exterior

  • Parking: Driveway; Has open parking
  • Utilities: Public water; Septic tank sewer
  • Home design: Manufactured house; Single-family residential property; Currently under construction; Road frontage on a highway; 1 acre lot
  • Construction: Vinyl siding; Block foundation
  • Exterior features: No exterior features listed; No fencing; Shingle roof

Interior

  • Kitchen: Cooktop; Range hood; Dishwasher; Refrigerator
  • Bedrooms: Total rooms: 9
  • Bathrooms: 3 full bathrooms
  • Interior features: Electric water heater; No fireplace; Crawl space foundation

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $230k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $209 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $228k (1.0% below list).
  • Recommended offer: $223k (3.0% below list) — sets the bar for market timing.
  • Cap rate 7.4% vs local median 5.4% in Ludowici — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#74 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A; Watch: schools D, employment D, amenities F.
  • Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 409 active listings in the ZIP; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $4k of equity ($2k loan paydown + $3k appreciation (1.2% local appreciation)).
  • Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (1.2% appreciation + 3.0% rent growth), your $64k cash investment doubles in ~8 years — after that, you're playing with house money.
  • By year 8, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 45 days — a 3% lower offer ($223k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $30k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $223,000 (3.0% below list)

Questions for the listing agent

  1. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
7.38%
Cash-on-cash
3.90%
DSCR
1.17
GRM
8.4

CMA / ARV

ARV (median comp)
$380,256
List price
$229,897
Delta
-39.54%
Verdict
UNDERPRICED
Comps
1 within 2.0 mi

Projected returns pro-forma

1.16% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
5.9%
Equity multiple
1.30×
Total profit
$19,432
Equity at exit
$80,385
10-year hold
IRR
10.0%
Equity multiple
2.24×
Total profit
$79,587
Equity at exit
$108,311

Cash invested: $64,371 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31316

Home prices YoY
0.6%
Active inventory
409
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$2,276 medium interval (Pro) →
Mortgage (P&I)
$1,206
Tax est. 1.5%
$287 /mo · $3,448/yr
Insurance
$96
HOA
$0
Vacancy / Maint / Mgmt
$478
Net cashflow
$209

Break-even live

Break-even rent $2,011
Max offer price $229,897
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,474
Closing costs
$6,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 30 events

  1. 2026-06-19
    days on market $229,897 Active 45 DOM
  2. 2026-06-18
    days on market $229,897 Active 44 DOM
  3. 2026-06-17
    days on market $229,897 Active 43 DOM
  4. 2026-06-16
    days on market $229,897 Active 42 DOM
  5. 2026-06-15
    days on market $229,897 Active 41 DOM
  6. 2026-06-14
    days on market $229,897 Active 39 DOM
  7. 2026-06-13
    pricedays on market $229,897 Active 38 DOM
  8. 2026-06-10
    pricedays on market $229,899 Active 36 DOM
  9. 2026-06-09
    days on market $229,900 Active 35 DOM
  10. 2026-06-09
    price $229,900 Active 34 DOM
  11. 2026-06-08
    days on market $249,987 Active 34 DOM
  12. 2026-06-07
    pricedays on market $249,987 Active 33 DOM
  13. 2026-06-05
    pricedays on market $249,988 Active 30 DOM
  14. 2026-06-03
    days on market $249,989 Active 29 DOM
  15. 2026-06-03
    price $249,989 Active 28 DOM
  16. 2026-06-02
    days on market $249,990 Active 28 DOM
  17. 2026-06-01
    days on market $249,990 Active 27 DOM
  18. 2026-05-31
    days on market $249,990 Active 26 DOM
  19. 2026-05-30
    days on market $249,990 Active 25 DOM
  20. 2026-05-18
    price $249,994 752-char remark
  21. 2026-05-15
    price $249,995 752-char remark
  22. 2026-05-13
    price $249,996 752-char remark
  23. 2026-05-13
    price $249,997 752-char remark
  24. 2026-05-08
    price $249,998 752-char remark
  25. 2026-05-05
    price $249,900 752-char remark
  26. 2026-05-05
    price $259,873 752-char remark
  27. 2026-05-04
    price $259,877 752-char remark
  28. 2026-05-01
    price $259,878 752-char remark
  29. 2026-05-01
    price $259,879 752-char remark
  30. 2026-03-27
    listed $259,880 Active 752-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,308
− Mortgage interest
−$12,878
− Property taxes
−$3,448
− Insurance
−$1,149
− Repairs & maintenance
−$2,185
− Management
−$2,185
− Depreciation
−$6,688
Taxable loss
−$1,225
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$294
After-tax cash flow
$2,802/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Good 80/100 Cosmetic rehab

This home is in excellent condition with modern updates and a good location. It is move-in ready and has the potential for further value increases with minor cosmetic improvements.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Landscaping improvements — Well-maintained landscaping can increase curb appeal and property value
  • Both Add a small shed or storage unit — Additional storage can be useful for both resale and rental purposes

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Landscaping improvements — Well-maintained landscaping can increase curb appeal and property value
  • Both Add a small shed or storage unit — Additional storage can be useful for both resale and rental purposes

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Long County
NCES district ID
1303360
Math proficiency
26% ▼ -14.00%
Reading proficiency
26% ▼ -13.00%
Median HH income
$45,958
Composite
22.51/100
National rank
#8090
State rank
#115 of 174 in GA

Livability — Ludowici

Score
72/100
State rank
#74
US rank
#6449

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D Housing A- Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Long County · 13,812 people
City population
13,812
Metro
Hinesville, GA
Population (ZIP)
13,812
Household income
$74,766
Rent vs Own
29.6% rent · 70.4% own
Severe rent burden
109.0

Population outlook (Long County) Hauer SSP2

Today (2025)
24,669 people
By 2030
28,223 · +14.4%
By 2040
35,430 · +43.6%
By 2050
42,403 · +71.9%
By 2075
56,996 · +131.0%
By 2100
64,185 · +160.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 61% Black 23% Hispanic / Latino 8% Two or more races 8%
Hispanic origin (detail)
Mexican 2% Puerto Rican 5%
Common ancestry
Serbian 1% Italian 1% Romanian 1%
Foreign-born
3% · Canada
Languages at home
92% English-only · Spanish 6% Other Asian/Pacific 1% German/W. Germanic 1%

Political lean MEDSL · Long

2024 margin
Strong R (+29.5) · D 35.1% · R 64.6%
2008→2024 swing
-5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
All cycles
2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.16%
Current HPI
195.2978
Rent YoY
Metro
Hinesville, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-11.5% since first listed
23 events — show timeline
  • 2026-06-12 Price Changed $229,897 HABR
  • 2026-06-11 Price Changed $229,898 HABR
  • 2026-06-10 Price Changed $229,899 HABR
  • 2026-06-08 Price Changed $229,900 HABR
  • 2026-06-05 Price Changed $249,987 HABR
  • 2026-06-03 Price Changed $249,988 HABR
  • 2026-06-02 Price Changed $249,989 HABR
  • 2026-05-29 Price Changed $249,990 HABR
  • 2026-05-27 Price Changed $249,991 HABR
  • 2026-05-26 Relisted HABR
  • 2026-05-26 Price Changed $249,992 HABR
  • 2026-05-21 Delisted HABR
  • 2026-05-18 Price Changed $249,994 HABR
  • 2026-05-15 Price Changed $249,995 HABR
  • 2026-05-13 Price Changed $249,996 HABR
  • 2026-05-13 Price Changed $249,997 HABR
  • 2026-05-08 Price Changed $249,998 HABR
  • 2026-05-05 Price Changed $249,900 HABR
  • 2026-05-05 Price Changed $259,873 HABR
  • 2026-05-04 Price Changed $259,877 HABR
  • 2026-05-01 Price Changed $259,878 HABR
  • 2026-05-01 Price Changed $259,879 HABR
  • 2026-03-27 Listed $259,880 HABR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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