15550 Burnt Store Rd #30 · Burnt Store Marina, FL 33955

$189,000

3 bd · 2.0 ba · 1,566 sqft · Manufactured public records · 71 Days on market

Manufactured home Built 2005 5,488 sqft lot Est $275k · 31% under · waterfront $272/mo HOA · 8% of rent

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +4.6/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This impeccably maintained and move-in-ready manufactured home, built in 2005, offers affordable living and peace of mind in a desirable, amenity-rich community located in a non-flooding zone. Recent high-ticket upgrades include a new roof installed in 2023, along with an A/C unit and refrigerator that are both approximately three years old. The interior is bathed in natural light from two skylights and features added finishes such as crown molding, multi-panel doors, and stylish plantation shutters throughout. Designed for convenience and security, the home includes an indoor washer and dryer, hurricane shutters, and a spacious carport with room for two vehicles. Residents also benefit from a community storage lot for boats or RVs. Perfectly positioned for the Florida lifestyle, this property is just three miles from Burnt Store Marina and six miles from Punta Gorda, offering easy access to world-class boating, dining, and everyday essentials. Punta Gorda Airport (PGD) is less than 10 miles away that offers nonstop flights (Allegiant Airlines) to many U. S. destinations. Enjoy nearby attractions like the Military Heritage Museum in Punta Gorda, or take a day trip to Fort Myers to visit the Edison & Ford Winter Estates or the beaches of Fort Myers.

Key facts

• Two skylights
• Refrigerator
• A c unit

Tags

• NEW ROOF
• A C UNIT
• REFRIGERATOR
• TWO SKYLIGHTS
• CROWN MOLDING
• MULTI-PANEL DOORS

Property features AI

Finance

• Other: Partially furnished; Living area about 1,566 sq ft
• Financial info: Total annual fees approximately $3,264; Lease/restrictions apply
• HOA & community: Monthly HOA fee of $272; HOA amenities include fitness center, gated entry, maintenance, pickleball courts, playground, pool, recreational facilities, shuffleboard, storage, tennis courts; HOA fee covers common area taxes, pool, internet, grounds maintenance, management, private road, recreational facilities and trash; Association approval required; Pets allowed with limits (max ~30 lbs); Senior community; Community features include clubhouse, community mailbox, deed restrictions, dog park, golf carts allowed, street lights

Exterior

• Parking: Curb parking; Driveway; Carport with 2 spaces
• Security: Smoke detectors
• Utilities: Public water; Public sewer; Cable connected; Electricity connected; Phone available; Sewer connected; Water connected
• Home design: Manufactured double-wide home; Single story; Crawlspace foundation; Northeast facing
• Construction: Frame construction; Shingle roof; Completed condition; Approximately 0.13 acre lot; Asphalt road; Private maintained road
• Exterior features: Hurricane shutters; Rain gutters; Storage

Interior

• Kitchen: Dishwasher; Disposal; Exhaust fan; Freezer; Ice maker; Microwave; Range; Range hood; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Laminate; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans; Crown molding; Eat-in kitchen; Kitchen/family room combo; Thermostat; Vaulted ceilings; Walk-in closets; Window treatments; Skylights; Blinds, shades and shutters
• Laundry & utility: Washer hookup; Dryer hookup; Inside laundry room; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $189k.

Deal economics

• At list price, monthly cash flow is $1k ($14k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $189k).
• Recommended offer: $178k (6.0% below list) — sets the bar for market timing.
• Cap rate 13.9% vs local median 4.8% in Burnt Store Marina — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#354 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: cost of living C-, amenities F, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Sallie Jones Elementary School (math 75% / reading 74%, grade A, #230 of 2,144 statewide, top 12%, 694 students, 47% FRL); Punta Gorda Middle School (math 54% / reading 52%, grade C+, #209 of 571 statewide, top 37%, 1,120 students, 41% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
• Market conditions: 1491 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• At $3,453/mo this rent would consume 54% of the median local household income ($77k/yr) (locally 226% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $53k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 71 days — a 6% lower offer ($178k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 8y ago; this cycle's ask has dropped $20k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $177,660 (6.0% below list)

Questions for the listing agent

1. It's been on market 71 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
7. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
8. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.83% ✓
• Cap rate: 13.90%
• Cash-on-cash: 27.18%
• DSCR: 2.21
• GRM: 4.6

CMA / ARV

• ARV (on-the-fly): $274,833
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
15550 Burnt Store Rd #62	0.00mi	2/2.0 (-1)	1,534 (-2%)	4mo	$195,000	$127	88
15550 Burnt Store Rd #86	0.00mi	3/2.0	1,414 (-10%)	3mo	$184,500	$130	81

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 19.4%
• Equity multiple: 1.79×
• Total profit: $41,709
• Equity at exit: $28,181

10-year hold

• IRR: 27.7%
• Equity multiple: 3.46×
• Total profit: $130,101
• Equity at exit: $16,341

Cash invested: $52,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33955

• Home prices YoY: -24.5%
• Active inventory: 1491
• Price-to-rent: 4.6×

Monthly cashflow live

• Estimated rent: $3,453 high
• Mortgage (P&I): −$991
• Tax from tax record: −$188 /mo · $2,250/yr
• Insurance: −$79
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$272
• Lot rent leased land?: −$0
• Vacancy / Maint / Mgmt: −$725
• Net cashflow: $1,132

Break-even live

Break-even rent $2,020

Max offer price $189,000

Occupancy floor 62%

Sensitivity live

Price	-10% $1,239	-5% $1,186	+0% $1,132	+5% $1,079	+10% $1,025
Rent	-10% $859	-5% $996	+0% $1,132	+5% $1,269	+10% $1,405
Rate	-1.0pp $1,227	-0.5pp $1,180	base $1,132	+0.5pp $1,083	+1.0pp $1,033

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,250
• Closing costs: $5,670
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
25186 Alicante Dr Punta Gorda, FL	4.0	2.0	1717	$2,095	$1.22	23d	1	0.24mi
16077 Badalona Dr Punta Gorda, FL	3.0	2.0	1508	$1,895	$1.26	23d	1	0.40mi
16107 Badalona Dr Punta Gorda, FL	3.0	2.0	1508	$1,895	$1.26	23d	1	0.45mi
25222 Cadiz Dr Punta Gorda, FL	4.0	2.0	1828	$2,295	$1.26	23d	1	0.55mi
25214 Cadiz Dr Punta Gorda, FL	4.0	2.0	1828	$2,295	$1.26	23d	1	0.55mi
14040 Heritage Landing Blvd #113 Punta Gorda, FL	2.0	2.0	1438	$6,500	$4.52	23d	1	0.65mi
14267 Heritage Landing Blvd #1222 Punta Gorda, FL	2.0	2.0	1569	$4,200	$2.68	23d	1	0.71mi
14271 Heritage Landing Blvd #1527 Punta Gorda, FL	2.0	2.0	1422	$2,800	$1.97	23d	1	0.76mi
16229 Cape Horn Blvd Punta Gorda, FL	3.0	2.0	1726	$2,749	$1.59	23d	1	0.77mi
14261 Heritage Landing Blvd #1615 Punta Gorda, FL	2.0	2.0	1366	$6,000	$4.39	23d	1	0.81mi
14251 Heritage Landing Blvd Unit 1723 Punta Gorda, FL	2.0	2.0	1366	$6,000	$4.39	23d	1	0.85mi
14251 Heritage Landing Blvd Unit 1713 Punta Gorda, FL	2.0	2.0	1366	$4,800	$3.51	15d	1	0.85mi
14897 Cherry Blossom Way Punta Gorda, FL	3.0	2.0	2046	$9,000	$4.40	23d	1	0.86mi
14224 Heritage Landing Blvd #921 Punta Gorda, FL	2.0	2.0	1569	$3,400	$2.17	23d	1	0.88mi
14224 Heritage Landing Blvd Unit 1 Punta Gorda, FL	2.0	2.0	1366	$4,500	$3.29	23d	1	0.88mi
25324 Lychee Ct Punta Gorda, FL	3.0	2.0	1224	$1,800	$1.47	23d	1	0.88mi
14241 Heritage Landing Blvd #1821 Punta Gorda, FL	2.0	2.0	1569	$6,000	$3.82	23d	1	0.89mi
14184 Heritage Landing Blvd Punta Gorda, FL	2.0	2.0	1366	$1,947	$1.43	23d	2	0.94mi
14231 Heritage Landing Blvd Unit 1928 Punta Gorda, FL	2.0	2.0	1596	$6,000	$3.76	23d	1	0.95mi
16195 Maya Cir Punta Gorda, FL	4.0	2.0	2077	$2,495	$1.20	15d	1	0.97mi
14221 Heritage Landing Blvd Unit 2014 Punta Gorda, FL	2.0	2.0	1366	$6,000	$4.39	23d	1	1.00mi
14194 Heritage Landing Blvd #614 Punta Gorda, FL	2.0	2.0	1366	$1,995	$1.46	23d	1	1.01mi
14649 Sycamore Ct #2912 Punta Gorda, FL	3.0	2.0	1741	$7,000	$4.02	23d	1	1.06mi
14185 Poppy Field Loop #5421 Punta Gorda, FL	3.0	2.0	2110	$6,500	$3.08	23d	1	1.06mi
14656 Sycamore Ct #3211 Punta Gorda, FL	3.0	2.0	1741	$7,000	$4.02	23d	1	1.06mi
25377 Doredo Dr Punta Gorda, FL	4.0	3.0	2092	$2,300	$1.10	23d	1	1.09mi
14201 Heritage Landing Blvd Unit 1338 Punta Gorda, FL	3.0	2.0	1301	$6,000	$4.61	23d	1	1.09mi
14201 Heritage Landing Blvd #1312 Punta Gorda, FL	2.0	2.0	1154	$1,750	$1.52	23d	1	1.09mi
25904 Prada Dr Punta Gorda, FL	3.0	2.0	1950	$2,111	$1.08	15d	1	1.09mi
14680 Sycamore Ct #3722 Punta Gorda, FL	3.0	2.0	2110	$4,000	$1.90	23d	1	1.12mi
14161 Poppy Field Loop #5811 Punta Gorda, FL	3.0	2.0	1741	$4,200	$2.41	23d	1	1.12mi
14191 Heritage Landing Blvd #1214 Punta Gorda, FL	2.0	2.0	1120	$1,585	$1.42	23d	1	1.14mi
14149 Poppy Field Loop #6011 Punta Gorda, FL	3.0	2.0	1741	$6,500	$3.73	23d	1	1.15mi
14161 Heritage Landing Blvd #1118 Punta Gorda, FL	2.0	2.0	1407	$1,800	$1.28	23d	1	1.22mi
14271 Heritage Landing Blvd Punta Gorda, FL	2.0	2.0	1355	$6,500	$4.80	23d	1	1.22mi
14132 Poppy Field Loop #4021 Punta Gorda, FL	3.0	2.0	2110	$6,500	$3.08	23d	1	1.23mi
14141 Heritage Landing Blvd #922 Punta Gorda, FL	2.0	2.0	1154	$2,200	$1.91	23d	1	1.27mi
14141 Heritage Landing Blvd #935 Punta Gorda, FL	2.0	2.0	1120	$5,500	$4.91	23d	1	1.27mi
14121 Heritage Landing Blvd #743 Punta Gorda, FL	2.0	2.0	1120	$6,000	$5.36	23d	1	1.34mi
14050 Heritage Landing Blvd #226 Punta Gorda, FL	2.0	2.0	1596	$6,500	$4.07	23d	1	1.42mi

HOA detail

• Monthly dues: $272 · $3,264/yr
• Likely covers: security

Listing history 25 events

1. 2026-06-22
   days on market $189,000 Active 71 DOM
2. 2026-06-18
   days on market $189,000 Active 68 DOM
3. 2026-06-17
   days on market $189,000 Active 67 DOM
4. 2026-06-16
   days on market $189,000 Active 66 DOM
5. 2026-06-15
   days on market $189,000 Active 65 DOM
6. 2026-06-14
   days on market $189,000 Active 63 DOM
7. 2026-06-13
   days on market $189,000 Active 62 DOM
8. 2026-06-10
   days on market $189,000 Active 60 DOM
9. 2026-06-09
   days on market $189,000 Active 59 DOM
10. 2026-06-08
    days on market $189,000 Active 58 DOM
11. 2026-06-07
    days on market $189,000 Active 57 DOM
12. 2026-06-05
    days on market $189,000 Active 54 DOM
13. 2026-06-03
    days on market $189,000 Active 53 DOM
14. 2026-06-02
    days on market $189,000 Active 52 DOM
15. 2026-06-01
    days on market $189,000 Active 51 DOM
16. 2026-05-31
    days on market $189,000 Active 50 DOM
17. 2026-05-30
    days on market $189,000 Active 49 DOM
18. 2026-05-13
    price $189,000
19. 2026-04-11
    listed $209,000 Active

    Show marketing remark (1274 chars)

    This impeccably maintained and move-in-ready manufactured home, built in 2005, offers affordable living and peace of mind in a desirable, amenity-rich community located in a non-flooding zone. Recent high-ticket upgrades include a new roof installed in 2023, along with an A/C unit and refrigerator that are both approximately three years old. The interior is bathed in natural light from two skylights and features added finishes such as crown molding, multi-panel doors, and stylish plantation shutters throughout. Designed for convenience and security, the home includes an indoor washer and dryer, hurricane shutters, and a spacious carport with room for two vehicles. Residents also benefit from a community storage lot for boats or RVs. Perfectly positioned for the Florida lifestyle, this property is just three miles from Burnt Store Marina and six miles from Punta Gorda, offering easy access to world-class boating, dining, and everyday essentials. Punta Gorda Airport (PGD) is less than 10 miles away that offers nonstop flights (Allegiant Airlines) to many U. S. destinations. Enjoy nearby attractions like the Military Heritage Museum in Punta Gorda, or take a day trip to Fort Myers to visit the Edison & Ford Winter Estates or the beaches of Fort Myers.

20. 2026-04-11
    listed $209,000 Active 1274-char remark

    Show marketing remark (1274 chars)

    This impeccably maintained and move-in-ready manufactured home, built in 2005, offers affordable living and peace of mind in a desirable, amenity-rich community located in a non-flooding zone. Recent high-ticket upgrades include a new roof installed in 2023, along with an A/C unit and refrigerator that are both approximately three years old. The interior is bathed in natural light from two skylights and features added finishes such as crown molding, multi-panel doors, and stylish plantation shutters throughout. Designed for convenience and security, the home includes an indoor washer and dryer, hurricane shutters, and a spacious carport with room for two vehicles. Residents also benefit from a community storage lot for boats or RVs. Perfectly positioned for the Florida lifestyle, this property is just three miles from Burnt Store Marina and six miles from Punta Gorda, offering easy access to world-class boating, dining, and everyday essentials. Punta Gorda Airport (PGD) is less than 10 miles away that offers nonstop flights (Allegiant Airlines) to many U. S. destinations. Enjoy nearby attractions like the Military Heritage Museum in Punta Gorda, or take a day trip to Fort Myers to visit the Edison & Ford Winter Estates or the beaches of Fort Myers.

21. 2018-07-03
    soldstatus $178,500 Sold 1307-char remark

    Show marketing remark (1307 chars)

    LOOK NO FURTHER! 3 bed/2 bath home blt. in 2005 in GATED, pet friendly, Beautiful Burnt Store Colony. .. the "Mercedes Benz"of community living!This "Homes of Merit" is rated Class 3(170 Mph winds) offering 4" int. walls(all drywall/insulated) & 6" ext. walls. NO POPCORN ceilings!Carport is NOT connected to home, thus, it is self-supported w/ 4" posts. Located on a double lot, this home shows bright, new & beautiful. Master is large w/ walk-in closet/crown molding. Plantation shutters in Fla room, master & dining. Master/Guest baths have upgraded porcelain sinks, vanity is custom height(master), commodes(2016) & shower doors/heads(2018). Kitchen has newer 20" porcelain tile w/ 1/2" cement board under lament(2016), is fully applianced, deep, porcelain dual sinks, raised cabs, plant shelf & eat-in area/break. bar. 2 Guest beds are good size w/ wood-like lam. floors. Great room is spacious w/ tile entry & cath. ceiling. Formal dining has chair rail & a blt-in shelf area for displaying memories. Fla. room is fantastic w/ tons of windows & a stunning lead glass oval door. Hardware/lighting is brushed nickel, doors-6 panel. Water heater(2016). Price includes Park Share($32K value). This one's a beauty!

22. 2018-05-19
    status Pending With Contingencies 1307-char remark

    Show marketing remark (1307 chars)

    LOOK NO FURTHER! 3 bed/2 bath home blt. in 2005 in GATED, pet friendly, Beautiful Burnt Store Colony. .. the "Mercedes Benz"of community living!This "Homes of Merit" is rated Class 3(170 Mph winds) offering 4" int. walls(all drywall/insulated) & 6" ext. walls. NO POPCORN ceilings!Carport is NOT connected to home, thus, it is self-supported w/ 4" posts. Located on a double lot, this home shows bright, new & beautiful. Master is large w/ walk-in closet/crown molding. Plantation shutters in Fla room, master & dining. Master/Guest baths have upgraded porcelain sinks, vanity is custom height(master), commodes(2016) & shower doors/heads(2018). Kitchen has newer 20" porcelain tile w/ 1/2" cement board under lament(2016), is fully applianced, deep, porcelain dual sinks, raised cabs, plant shelf & eat-in area/break. bar. 2 Guest beds are good size w/ wood-like lam. floors. Great room is spacious w/ tile entry & cath. ceiling. Formal dining has chair rail & a blt-in shelf area for displaying memories. Fla. room is fantastic w/ tons of windows & a stunning lead glass oval door. Hardware/lighting is brushed nickel, doors-6 panel. Water heater(2016). Price includes Park Share($32K value). This one's a beauty!

23. 2018-04-09
    listed $187,900 Active 1307-char remark

    Show marketing remark (1307 chars)

    LOOK NO FURTHER! 3 bed/2 bath home blt. in 2005 in GATED, pet friendly, Beautiful Burnt Store Colony. .. the "Mercedes Benz"of community living!This "Homes of Merit" is rated Class 3(170 Mph winds) offering 4" int. walls(all drywall/insulated) & 6" ext. walls. NO POPCORN ceilings!Carport is NOT connected to home, thus, it is self-supported w/ 4" posts. Located on a double lot, this home shows bright, new & beautiful. Master is large w/ walk-in closet/crown molding. Plantation shutters in Fla room, master & dining. Master/Guest baths have upgraded porcelain sinks, vanity is custom height(master), commodes(2016) & shower doors/heads(2018). Kitchen has newer 20" porcelain tile w/ 1/2" cement board under lament(2016), is fully applianced, deep, porcelain dual sinks, raised cabs, plant shelf & eat-in area/break. bar. 2 Guest beds are good size w/ wood-like lam. floors. Great room is spacious w/ tile entry & cath. ceiling. Formal dining has chair rail & a blt-in shelf area for displaying memories. Fla. room is fantastic w/ tons of windows & a stunning lead glass oval door. Hardware/lighting is brushed nickel, doors-6 panel. Water heater(2016). Price includes Park Share($32K value). This one's a beauty!

24. 2005-02-08
    soldstatus $24,500
25. 2004-07-01
    soldstatus $24,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,250 · $188/mo
• Projected year-2 tax: $2,250 · $188/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 75% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 31 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $41,438
• − Mortgage interest: −$10,587
• − Property taxes: −$2,250
• − Insurance: −$1,742
• − Repairs & maintenance: −$3,315
• − Management: −$3,315
• − HOA: −$3,264
• − Depreciation: −$5,498
• Taxable income: $11,466
• Est. tax owed @ 24.0%: −$2,752
• After-tax cash flow: $10,834/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Burnt Store Marina

• Score: 72/100
• State rank: #354
• US rank: #6145

Category grades

Amenities F Commute F Cost of living C- Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Charlotte County · 196,994 people
• Metro: Punta Gorda, FL
• Population (ZIP): 12,399
• Household income: $76,943
• Rent vs Own: 9.5% rent · 90.5% own
• Severe rent burden: 226.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2% Cuban 4%
• Common ancestry: Romanian 5% Italian 3% Serbian 3%
• Foreign-born: 8% · Canada
• Languages at home: 91% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -78.71%
• Current HPI: 242.9043
• Rent YoY: —
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+671.4% since first listed

8 events — show timeline

• 2026-05-13 Price Changed $189,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-11 Listed $209,000 FORTMLS
• 2026-04-11 Listed $209,000 Stellar MLS as Distributed by MLS Grid
• 2018-07-03 Sold (MLS) $178,500 FORTMLS
• 2018-05-19 Pending — FORTMLS
• 2018-04-09 Listed $187,900 FORTMLS
• 2005-02-08 Sold (Public Records) $24,500 Public Records
• 2004-07-01 Sold (Public Records) $24,500 Public Records

Property tax history

+6.9%/yr

Latest (2025): $2,250 · +3.5% YoY. Source: county tax records.