6513 W Comanche Ave · Town 'n' Country, FL
Flood risk 9/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Schools +4.2/10.0
- Rent growth +2.6/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$5,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!
Key facts
- 6,098 sq ft lot
- Built 1966
- Listed 9 days
Property features AI
Finance
- Other: Zoned RSC-9
Exterior
- Parking: Driveway; On-street parking
- Utilities: Other water source; Other sewer
- Home design: Single family residence; One level; Residential property
- Construction: Construction: See remarks
- Exterior features: Front porch; Other roof
Interior
- Bedrooms: 1 room total
- Flooring: Other flooring
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: No heating; No cooling
- Interior features: Other flooring
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $5k.
Deal economics
- At list price, monthly cash flow is $1k ($17k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $5k).
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 109 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
- This rent runs 38% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $35 of loan paydown is wiped out by about $150 of value loss. Plan a longer hold.
- Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.3% rent growth), your $1k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
- 5 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 47.37% ✓
- Cap rate
- 447.10%
- Cash-on-cash
- 1574.32%
- DSCR
- 71.05
- GRM
- 0.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.29% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 60.30×
- Total profit
- $83,014
- Equity at exit
- $746
- IRR
- —
- Equity multiple
- 118.65×
- Total profit
- $164,705
- Equity at exit
- $432
Cash invested: $1,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33634
- Rents YoY
- 0.3%
- Active inventory
- 109
- Price-to-rent
- 0.2×
Monthly cashflow live
- Estimated rent
- $2,369 high interval (Pro) →
- Mortgage (P&I)
- −$26
- Tax est. 1.5%
- −$6 /mo · $75/yr
- Insurance
- −$2
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$497
- Net cashflow
- $1,410
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $1,250
- Closing costs
- $150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 27 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5224 Net Dr Unit 1475278P Tampa, FL | 2.0 | 2.0 | 1345 | $3,939 | $2.93 | 1d | 1 | 0.29mi |
| 6820 W Hillsborough Ave Tampa, FL | 1.0–3.0 | 1.0–2.0 | 986 | $2,365 | $2.40 | 2d | 26 | 0.29mi |
| 5150 Net Dr Unit 2 Tampa, FL | 2.0 | 2.0 | 1094 | $2,159 | $1.97 | 14d | 1 | 0.29mi |
| 6105 Paddock Glen Dr Tampa, FL | 1.0–2.0 | 1.0–2.0 | 908 | $1,970 | $2.17 | 1d | 30 | 0.40mi |
| 6521 Alta Monte Dr Tampa, FL | 4.0 | 2.0 | 1593 | $2,875 | $1.80 | 12d | 1 | 0.45mi |
| 6014 Southern Comfort Blvd Tampa, FL | 4.0 | 3.0 | 1853 | $2,295 | $1.24 | 13d | 1 | 0.52mi |
| 6406 Axelrod Rd Tampa, FL | 3.0 | 2.0 | 1403 | $2,199 | $1.57 | 10d | 1 | 0.55mi |
| 5307 Reflections Club Dr Tampa, FL | 1.0–3.0 | 1.0–2.0 | 816 | $2,457 | $3.01 | 2d | 52 | 0.57mi |
| 4710 Stonepointe Pl Tampa, FL | 4.0 | 2.5 | 1248 | $2,100 | $1.68 | 14d | 1 | 0.76mi |
| 7323 Jackson Springs Rd Tampa, FL | 3.0 | 1.5 | 1265 | $1,750 | $1.38 | 24d | 1 | 0.77mi |
| 7602 W Powhatan Ave Unit POWHATAN7602-1 Town 'N' Country, FL | 2.0 | 1.0 | 900 | $1,425 | $1.58 | 16d | 1 | 0.78mi |
| 7602 W Powhatan Ave Unit 1 Town 'N' Country, FL | 2.0 | 1.0 | 900 | $1,425 | $1.58 | 4d | 1 | 0.78mi |
| 7611 Paula Dr Unit PAULA7611-5 Tampa, FL | 2.0 | 1.0 | 950 | $1,375 | $1.45 | 24d | 1 | 0.81mi |
| 6710 Mornay Cir Tampa, FL | 4.0 | 2.0 | 1490 | $3,300 | $2.21 | 24d | 1 | 1.00mi |
| 4108 George Rd Tampa, FL | 3.0 | 1.0–2.0 | 1029 | $3,575 | $3.47 | 2d | 30 | 1.28mi |
| 4316 Ginger Cove Dr Unit 2 Tampa, FL | 3.0 | 2.0 | 1180 | $1,949 | $1.65 | 24d | 1 | 1.30mi |
| 4314 Ginger Cove Dr Unit 2 Tampa, FL | 2.0 | 2.0 | 1096 | $1,549 | $1.41 | 4d | 1 | 1.31mi |
| 6161 Memorial Hwy Tampa, FL | 1.0–2.0 | 1.0–2.0 | 685 | $1,694 | $2.47 | 4d | 33 | 1.35mi |
| 4401 Club Captiva Dr Tampa, FL | 3.0 | 1.0–2.0 | 971 | $2,375 | $2.44 | 1d | 37 | 1.35mi |
| 7502 Bolanos Ct Tampa, FL | 3.0 | 2.5 | 1588 | $1,850 | $1.16 | 4d | 1 | 1.39mi |
| 7309 Abonado Rd Unit 1 Tampa, FL | 3.0 | 2.0 | 1570 | $1,659 | $1.06 | 20d | 1 | 1.43mi |
| 4911 Webb Rd Tampa, FL | 1.0–2.0 | 1.0–2.0 | 1009 | $2,375 | $2.35 | 2d | 4 | 1.43mi |
| 7501 Dolonita Dr #7501 Tampa, FL | 3.0 | 2.0 | 1432 | $2,200 | $1.54 | 24d | 1 | 1.43mi |
| 5902 Memorial Hwy Tampa, FL | 1.0–2.0 | 1.0–2.0 | 805 | $1,864 | $2.32 | 1d | 37 | 1.46mi |
| 8301 Sandstone Ct Tampa, FL | 1.0–2.0 | 1.0–2.0 | 769 | $1,739 | $2.26 | 1d | 20 | 1.47mi |
| 7667 Abonado Rd #7667 Tampa, FL | 2.0 | 2.0 | 1138 | $1,590 | $1.40 | 24d | 1 | 1.49mi |
| 7633 Dolonita Dr #7633 Tampa, FL | 3.0 | 2.0 | 1432 | $2,890 | $2.02 | 24d | 1 | 1.49mi |
Listing history 18 events
-
2026-06-01days on market $5,000 Active 10 DOM
-
2026-05-31days on market $5,000 Active 9 DOM
-
2026-05-22$5,000 Active
-
2015-03-19soldstatus $107,500
-
2015-03-06soldstatus $107,500 Sold 515-char remark
Show marketing remark (515 chars)
HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!
-
2015-03-01status Pending 515-char remark
Show marketing remark (515 chars)
HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!
-
2015-01-22historical Active with Contract 515-char remark
Show marketing remark (515 chars)
HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!
-
2014-12-05status Active 515-char remark
Show marketing remark (515 chars)
HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!
-
2014-11-17status Pending 515-char remark
Show marketing remark (515 chars)
HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!
-
2014-10-28historical Active with Contract 515-char remark
Show marketing remark (515 chars)
HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!
-
2014-10-10price $107,500 515-char remark
Show marketing remark (515 chars)
HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!
-
2014-10-10price $104,900 515-char remark
Show marketing remark (515 chars)
HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!
-
2014-09-09$114,900 Active 515-char remark
Show marketing remark (515 chars)
HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!
-
2009-07-14soldstatus $60,000 69-char remark
Show marketing remark (69 chars)
3 bedrooms, 1.5 baths! Extra wide driveway! Fenced yard! Back patio!
-
2009-06-16$54,900 69-char remark
Show marketing remark (69 chars)
3 bedrooms, 1.5 baths! Extra wide driveway! Fenced yard! Back patio!
-
2006-10-06soldstatus $180,000
-
2006-09-29soldstatus $180,000
-
2006-09-01$180,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 28 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,424
- − Mortgage interest
- −$280
- − Property taxes
- −$75
- − Insurance
- −$5,144
- − Repairs & maintenance
- −$2,274
- − Management
- −$2,274
- − Depreciation
- −$145
- Taxable income
- $18,232
- Est. tax owed @ 24.0%
- −$4,376
- After-tax cash flow
- $12,546/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hillsborough
- NCES district ID
- 1200870
- Math proficiency
- 47% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $50,622
- Composite
- 41.6/100
- National rank
- #3435
- State rank
- #41 of 73 in FL
Livability — Town 'n' Country
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Town 'n' Country, FL
- County
- Hillsborough County · 1,540,968 people
- City population
- 88,241
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 21,862
- Household income
- $74,291
- Rent vs Own
- Severe rent burden
- 1089.0
Population outlook (Hillsborough County) Hauer SSP2
- Today (2025)
- 1,607,022 people
- By 2030
- 1,733,968 · +7.9%
- By 2040
- 1,979,565 · +23.2%
- By 2050
- 2,203,427 · +37.1%
- By 2075
- 2,667,893 · +66.0%
- By 2100
- 2,891,558 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (62%)
- Race & ethnicity
- Hispanic / Latino 62% Two or more races 35% White 25% Black 5% Asian 3%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 9% Cuban 33% Dominican 2%
- Common ancestry
- Slovak 2% Estonian 2% Hispanic 1%
- Foreign-born
- 42% · Canada, Jamaica, Vietnam
- Languages at home
- 41% English-only · Spanish 54% Other Indo-European 2% French/Haitian/Cajun 1%
Political lean MEDSL · Hillsborough
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
- 2008→2024 swing
- -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -352.52%
- Current HPI
- 395.1113
- Rent YoY
- ▲ 0.29%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
-97.2% since first listed16 events — show timeline
- 2026-05-22 Listed $5,000 HAOR as distributed by MLS GRID
- 2015-03-19 Sold (Public Records) $107,500 Public Records
- 2015-03-06 Sold (MLS) $107,500 Stellar MLS as Distributed by MLS Grid
- 2015-03-01 Pending — Stellar MLS as Distributed by MLS Grid
- 2015-01-22 Contingent — Stellar MLS as Distributed by MLS Grid
- 2014-12-05 Relisted — Stellar MLS as Distributed by MLS Grid
- 2014-11-17 Pending — Stellar MLS as Distributed by MLS Grid
- 2014-10-28 Contingent — Stellar MLS as Distributed by MLS Grid
- 2014-10-10 Price Changed $104,900 Stellar MLS as Distributed by MLS Grid
- 2014-10-10 Price Changed $107,500 Stellar MLS as Distributed by MLS Grid
- 2014-09-09 Listed $114,900 Stellar MLS as Distributed by MLS Grid
- 2009-07-14 Sold (MLS) $60,000 Stellar MLS as Distributed by MLS Grid
- 2009-06-16 Listed $54,900 Stellar MLS as Distributed by MLS Grid
- 2006-10-06 Sold (Public Records) $180,000 Public Records
- 2006-09-29 Sold (MLS) $180,000 Stellar MLS as Distributed by MLS Grid
- 2006-09-01 Listed $180,000 Stellar MLS as Distributed by MLS Grid
Property tax history
+10.7%/yrLatest (2025): $4,833 · +11.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…