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6513 W Comanche Ave
D Composite 44.23
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Schools +4.2/10.0
  • Rent growth +2.6/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$5,000

6513 W Comanche Ave · Town 'n' Country, FL 33634
3 bd · 2.0 ba · 1,291 sqft · SingleFamily public records · 10 Days on market
Built 1966 6,098 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!

Key facts

  • 6,098 sq ft lot
  • Built 1966
  • Listed 9 days

Property features AI

Finance

  • Other: Zoned RSC-9

Exterior

  • Parking: Driveway; On-street parking
  • Utilities: Other water source; Other sewer
  • Home design: Single family residence; One level; Residential property
  • Construction: Construction: See remarks
  • Exterior features: Front porch; Other roof

Interior

  • Bedrooms: 1 room total
  • Flooring: Other flooring
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: No heating; No cooling
  • Interior features: Other flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $5k.

Deal economics

  • At list price, monthly cash flow is $1k ($17k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $5k).

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 109 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $35 of loan paydown is wiped out by about $150 of value loss. Plan a longer hold.
  • Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.3% rent growth), your $1k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $5,000

Questions for the listing agent

  1. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
47.37%
Cap rate
447.10%
Cash-on-cash
1574.32%
DSCR
71.05
GRM
0.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.29% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
60.30×
Total profit
$83,014
Equity at exit
$746
10-year hold
IRR
Equity multiple
118.65×
Total profit
$164,705
Equity at exit
$432

Cash invested: $1,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33634

Rents YoY
0.3%
Active inventory
109
Price-to-rent
0.2×

Monthly cashflow live

Estimated rent
$2,369 high interval (Pro) →
Mortgage (P&I)
$26
Tax est. 1.5%
$6 /mo · $75/yr
Insurance
$2
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$497
Net cashflow
$1,410

Break-even live

Break-even rent $584
Max offer price $5,000
Occupancy floor 35%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$1,250
Closing costs
$150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5224 Net Dr Unit 1475278P Tampa, FL 2.0 2.0 1345 $3,939 $2.93 1d 1 0.29mi
6820 W Hillsborough Ave Tampa, FL 1.0–3.0 1.0–2.0 986 $2,365 $2.40 2d 26 0.29mi
5150 Net Dr Unit 2 Tampa, FL 2.0 2.0 1094 $2,159 $1.97 14d 1 0.29mi
6105 Paddock Glen Dr Tampa, FL 1.0–2.0 1.0–2.0 908 $1,970 $2.17 1d 30 0.40mi
6521 Alta Monte Dr Tampa, FL 4.0 2.0 1593 $2,875 $1.80 12d 1 0.45mi
6014 Southern Comfort Blvd Tampa, FL 4.0 3.0 1853 $2,295 $1.24 13d 1 0.52mi
6406 Axelrod Rd Tampa, FL 3.0 2.0 1403 $2,199 $1.57 10d 1 0.55mi
5307 Reflections Club Dr Tampa, FL 1.0–3.0 1.0–2.0 816 $2,457 $3.01 2d 52 0.57mi
4710 Stonepointe Pl Tampa, FL 4.0 2.5 1248 $2,100 $1.68 14d 1 0.76mi
7323 Jackson Springs Rd Tampa, FL 3.0 1.5 1265 $1,750 $1.38 24d 1 0.77mi
7602 W Powhatan Ave Unit POWHATAN7602-1 Town 'N' Country, FL 2.0 1.0 900 $1,425 $1.58 16d 1 0.78mi
7602 W Powhatan Ave Unit 1 Town 'N' Country, FL 2.0 1.0 900 $1,425 $1.58 4d 1 0.78mi
7611 Paula Dr Unit PAULA7611-5 Tampa, FL 2.0 1.0 950 $1,375 $1.45 24d 1 0.81mi
6710 Mornay Cir Tampa, FL 4.0 2.0 1490 $3,300 $2.21 24d 1 1.00mi
4108 George Rd Tampa, FL 3.0 1.0–2.0 1029 $3,575 $3.47 2d 30 1.28mi
4316 Ginger Cove Dr Unit 2 Tampa, FL 3.0 2.0 1180 $1,949 $1.65 24d 1 1.30mi
4314 Ginger Cove Dr Unit 2 Tampa, FL 2.0 2.0 1096 $1,549 $1.41 4d 1 1.31mi
6161 Memorial Hwy Tampa, FL 1.0–2.0 1.0–2.0 685 $1,694 $2.47 4d 33 1.35mi
4401 Club Captiva Dr Tampa, FL 3.0 1.0–2.0 971 $2,375 $2.44 1d 37 1.35mi
7502 Bolanos Ct Tampa, FL 3.0 2.5 1588 $1,850 $1.16 4d 1 1.39mi
7309 Abonado Rd Unit 1 Tampa, FL 3.0 2.0 1570 $1,659 $1.06 20d 1 1.43mi
4911 Webb Rd Tampa, FL 1.0–2.0 1.0–2.0 1009 $2,375 $2.35 2d 4 1.43mi
7501 Dolonita Dr #7501 Tampa, FL 3.0 2.0 1432 $2,200 $1.54 24d 1 1.43mi
5902 Memorial Hwy Tampa, FL 1.0–2.0 1.0–2.0 805 $1,864 $2.32 1d 37 1.46mi
8301 Sandstone Ct Tampa, FL 1.0–2.0 1.0–2.0 769 $1,739 $2.26 1d 20 1.47mi
7667 Abonado Rd #7667 Tampa, FL 2.0 2.0 1138 $1,590 $1.40 24d 1 1.49mi
7633 Dolonita Dr #7633 Tampa, FL 3.0 2.0 1432 $2,890 $2.02 24d 1 1.49mi

Listing history 18 events

  1. 2026-06-01
    days on market $5,000 Active 10 DOM
  2. 2026-05-31
    days on market $5,000 Active 9 DOM
  3. 2026-05-22
    listed $5,000 Active
  4. 2015-03-19
    soldstatus $107,500
  5. 2015-03-06
    soldstatus $107,500 Sold 515-char remark
    Show marketing remark (515 chars)

    HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!

  6. 2015-03-01
    status Pending 515-char remark
    Show marketing remark (515 chars)

    HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!

  7. 2015-01-22
    historical Active with Contract 515-char remark
    Show marketing remark (515 chars)

    HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!

  8. 2014-12-05
    status Active 515-char remark
    Show marketing remark (515 chars)

    HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!

  9. 2014-11-17
    status Pending 515-char remark
    Show marketing remark (515 chars)

    HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!

  10. 2014-10-28
    historical Active with Contract 515-char remark
    Show marketing remark (515 chars)

    HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!

  11. 2014-10-10
    price $107,500 515-char remark
    Show marketing remark (515 chars)

    HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!

  12. 2014-10-10
    price $104,900 515-char remark
    Show marketing remark (515 chars)

    HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!

  13. 2014-09-09
    listed $114,900 Active 515-char remark
    Show marketing remark (515 chars)

    HUGE PRICE REDUCTION!!!!!!!!! Excellent property for a 1st time homeowner or investor looking for a great area of Town n Country. Recent updates within the past 5 years, ROOF, FENCE on side and rear yard, A/C inside and out, TILED shower area and FAUCETS, 2 VANITIES and 2 TOILETS. Great 3 bedroom 1/5 bath solid Block home with BONUS room that could be used as a 4th bedroom. The yard has a large shed for storage and the enclosed utility room houses the water heater and w/ d hook-up. Call today before it's gone!

  14. 2009-07-14
    soldstatus $60,000 69-char remark
    Show marketing remark (69 chars)

    3 bedrooms, 1.5 baths! Extra wide driveway! Fenced yard! Back patio!

  15. 2009-06-16
    listed $54,900 69-char remark
    Show marketing remark (69 chars)

    3 bedrooms, 1.5 baths! Extra wide driveway! Fenced yard! Back patio!

  16. 2006-10-06
    soldstatus $180,000
  17. 2006-09-29
    soldstatus $180,000
  18. 2006-09-01
    listed $180,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,424
− Mortgage interest
−$280
− Property taxes
−$75
− Insurance
−$5,144
− Repairs & maintenance
−$2,274
− Management
−$2,274
− Depreciation
−$145
Taxable income
$18,232
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,376
After-tax cash flow
$12,546/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hillsborough
NCES district ID
1200870
Math proficiency
47% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$50,622
Composite
41.6/100
National rank
#3435
State rank
#41 of 73 in FL

Livability — Town 'n' Country

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Town 'n' Country, FL
County
Hillsborough County · 1,540,968 people
City population
88,241
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
21,862
Household income
$74,291
Rent vs Own
40.0% rent · 60.0% own
Severe rent burden
1089.0

Population outlook (Hillsborough County) Hauer SSP2

Today (2025)
1,607,022 people
By 2030
1,733,968 · +7.9%
By 2040
1,979,565 · +23.2%
By 2050
2,203,427 · +37.1%
By 2075
2,667,893 · +66.0%
By 2100
2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (62%)
Race & ethnicity
Hispanic / Latino 62% Two or more races 35% White 25% Black 5% Asian 3%
Hispanic origin (detail)
Mexican 2% Puerto Rican 9% Cuban 33% Dominican 2%
Common ancestry
Slovak 2% Estonian 2% Hispanic 1%
Foreign-born
42% · Canada, Jamaica, Vietnam
Languages at home
41% English-only · Spanish 54% Other Indo-European 2% French/Haitian/Cajun 1%

Political lean MEDSL · Hillsborough

2024 margin
Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
2008→2024 swing
-10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -352.52%
Current HPI
395.1113
Rent YoY
▲ 0.29%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-97.2% since first listed
16 events — show timeline
  • 2026-05-22 Listed $5,000 HAOR as distributed by MLS GRID
  • 2015-03-19 Sold (Public Records) $107,500 Public Records
  • 2015-03-06 Sold (MLS) $107,500 Stellar MLS as Distributed by MLS Grid
  • 2015-03-01 Pending Stellar MLS as Distributed by MLS Grid
  • 2015-01-22 Contingent Stellar MLS as Distributed by MLS Grid
  • 2014-12-05 Relisted Stellar MLS as Distributed by MLS Grid
  • 2014-11-17 Pending Stellar MLS as Distributed by MLS Grid
  • 2014-10-28 Contingent Stellar MLS as Distributed by MLS Grid
  • 2014-10-10 Price Changed $104,900 Stellar MLS as Distributed by MLS Grid
  • 2014-10-10 Price Changed $107,500 Stellar MLS as Distributed by MLS Grid
  • 2014-09-09 Listed $114,900 Stellar MLS as Distributed by MLS Grid
  • 2009-07-14 Sold (MLS) $60,000 Stellar MLS as Distributed by MLS Grid
  • 2009-06-16 Listed $54,900 Stellar MLS as Distributed by MLS Grid
  • 2006-10-06 Sold (Public Records) $180,000 Public Records
  • 2006-09-29 Sold (MLS) $180,000 Stellar MLS as Distributed by MLS Grid
  • 2006-09-01 Listed $180,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+10.7%/yr

Latest (2025): $4,833 · +11.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…