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134 Maddox Jude Dr
D Composite 40.45
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.9/30.0
  • ARV discount +9.5/15.0
  • Schools +3.9/10.0
  • Livability +3.8/5.0
  • DSCR +3.5/10.0
  • 1% rule +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$265,000

134 Maddox Jude Dr · Maurice, LA 70555
3 bd · 2.0 ba · 2,012 sqft · SingleFamily public records · 70 Days on market
Built 2017 8,712 sqft lot $132/sqft · 9% below area Est $277k · at est. $38/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful Energy Smart Home with Modern Touches!Step into this well-designed 3-bedroom, 2-bath DSLD Home, offering an open, functional layout perfect for both entertaining and everyday living. You'll love the spacious formal dining room and convenient computer nook, ideal for working from home or study time.The kitchen and bathrooms feature 3 cm full-slab granite countertops paired with birch cabinetry and undermount sinks. The living area, hallways, dining room, and wet spaces are finished with durable ceramic tile flooring, complemented by a cozy corner fireplace for added charm.Enjoy cooking with stainless steel appliances--including a range/oven, microwave hood, and dishwasher. The primary suite offers a retreat with dual walk-in closets, a garden tub, and a separate shower.Energy efficiency is built into every corner, with features such as radiant barrier roof decking, BIB wall insulation, loose-fill fiberglass attic insulation, and Low E-3 double-insulated windows--helping keep your home comfortable year-round while saving on utilities.The true showpiece of this home is the expansive covered backyard patio--designed for effortless entertaining, whether you're unwinding in comfort or hosting the perfect crawfish boil.Additional highlights include oil-rubbed bronze fixtures, architectural shingles, and a post-tension slab.Move-in ready and thoughtfully designed, this energy-efficient home blends style & practicality--inside and out.

Key facts

  • Undermount sinks
  • Birch cabinetry
  • 8,712 sq ft lot

Tags

SPACIOUS FORMAL DINING ROOMCONVENIENT COMPUTER NOOKFULL-SLAB GRANITE COUNTERTOPSBIRCH CABINETRYUNDERMOUNT SINKSCERAMIC TILE FLOORING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $265k.

Deal economics

  • At list price, monthly cash flow is $-67 ($-808/yr) — negative.
  • To cash-flow at today's rent, offer at most $253k (4.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $206k (22.2% below list).
  • Recommended offer: $206k (22.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 76/100 on livability (#15 in LA, #3,333 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Vermilion Parish (town): math 40% / reading 53% proficiency, ranked #15 of 98 in LA (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Cecil Picard Elementary School At Maurice (math 61% / reading 68%, grade B, #40 of 646 statewide, top 7%, 845 students, 42% FRL); North Vermilion Middle School (math 47% / reading 53%, grade C, #26 of 218 statewide, top 12%, 656 students, 45% FRL); North Vermilion High School (math 57% / reading 63%, grade C+, #20 of 265 statewide, top 7%, 854 students, 44% FRL).
  • Market conditions: 249 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 228 units permitted in Vermilion Parish in 2024 (0 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Vermilion County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 70 days — a 6% lower offer ($249k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $206,053 (22.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 70 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
5.99%
Cash-on-cash
-1.09%
DSCR
0.95
GRM
10.7

CMA / ARV

ARV (median comp)
$277,376
List price
$265,000
Delta
-4.46%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
107 Maddox Jude Dr 0.15mi 3/2.0 1,993 (-1%) 8mo $232,500 $117 85
98 Margaret Lucia Dr 0.12mi 4/2.0 (+1) 1,885 (-6%) 2mo $280,000 $149 77
101 Micah Edward 0.18mi 3/2.0 1,848 (-8%) 9mo $255,000 $138 71
237 Weaver Way 0.40mi 3/2.0 1,825 (-9%) 6mo $285,000 $156 61
184 Weaver Way 0.42mi 4/2.5 (+1) 1,833 (-9%) 0mo $257,095 $140 58
108 Pierce Ln 0.58mi 4/2.0 (+1) 1,875 (-7%) 2mo $257,185 $137 55
112 Dawson Ave 0.55mi 3/2.0 1,825 (-9%) 5mo $253,494 $139 55
121 Harper Dr 0.59mi 4/2.0 (+1) 1,858 (-8%) 1mo $258,936 $139 54
116 Dawson Ave 0.55mi 4/2.5 (+1) 1,833 (-9%) 1mo $258,406 $141 52
171 Weaver Way 0.55mi 4/2.5 (+1) 1,833 (-9%) 7mo $255,390 $139 47
111 Dawson Ave 0.55mi 4/2.5 (+1) 1,833 (-9%) 8mo $253,925 $139 46
409 Weaver Way 0.64mi 4/2.5 (+1) 1,833 (-9%) 2mo $255,405 $139 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.1%
Equity multiple
0.36×
Total profit
$-47,284
Equity at exit
$39,512
10-year hold
IRR
-10.4%
Equity multiple
0.37×
Total profit
$-46,912
Equity at exit
$22,912

Cash invested: $74,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70555

Home prices YoY
-29.4%
Active inventory
249
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$2,061 medium interval (Pro) →
Mortgage (P&I)
$1,390
Tax from tax record
$157 /mo · $1,885/yr
Insurance
$110
HOA
$38
Vacancy / Maint / Mgmt
$433
Net cashflow
$-67

Break-even live

Break-even rent $2,146
Max offer price $253,101
Occupancy floor 98%

Sensitivity live

Price -10% $83 -5% $8 +0% $-67 +5% $-142 +10% $-217
Rent -10% $-230 -5% $-149 +0% $-67 +5% $14 +10% $95
Rate -1.0pp $66 -0.5pp $0 base $-67 +0.5pp $-136 +1.0pp $-206

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,250
Closing costs
$7,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
108 Michael John Dr Maurice, LA 4.0 2.0 1961 $1,900 $0.97 45d 1 0.18mi
112 Melanie Rose Dr Unit NA Maurice, LA 4.0 2.0 2010 $1,995 $0.99 15d 1 0.19mi
127 Allister Rd Maurice, LA 4.0 2.0 1803 $1,575 $0.87 45d 1 0.37mi
222 Weaver Way Maurice, LA 3.0 2.0 1538 $1,850 $1.20 15d 1 0.41mi

HOA detail

Monthly dues
$38 · $456/yr

Listing history 11 events

  1. 2026-06-03
    status $265,000 Pending 70 DOM
  2. 2026-06-02
    days on market $265,000 Active 70 DOM
  3. 2026-06-01
    days on market $265,000 Active 69 DOM
  4. 2026-05-31
    days on market $265,000 Active 68 DOM
  5. 2026-05-30
    days on market $265,000 Active 67 DOM
  6. 2026-03-23
    listed $270,000 Active 1464-char remark
    Show marketing remark (1464 chars)

    Beautiful Energy Smart Home with Modern Touches!Step into this well-designed 3-bedroom, 2-bath DSLD Home, offering an open, functional layout perfect for both entertaining and everyday living. You'll love the spacious formal dining room and convenient computer nook, ideal for working from home or study time.The kitchen and bathrooms feature 3 cm full-slab granite countertops paired with birch cabinetry and undermount sinks. The living area, hallways, dining room, and wet spaces are finished with durable ceramic tile flooring, complemented by a cozy corner fireplace for added charm.Enjoy cooking with stainless steel appliances--including a range/oven, microwave hood, and dishwasher. The primary suite offers a retreat with dual walk-in closets, a garden tub, and a separate shower.Energy efficiency is built into every corner, with features such as radiant barrier roof decking, BIB wall insulation, loose-fill fiberglass attic insulation, and Low E-3 double-insulated windows--helping keep your home comfortable year-round while saving on utilities.The true showpiece of this home is the expansive covered backyard patio--designed for effortless entertaining, whether you're unwinding in comfort or hosting the perfect crawfish boil.Additional highlights include oil-rubbed bronze fixtures, architectural shingles, and a post-tension slab.Move-in ready and thoughtfully designed, this energy-efficient home blends style & practicality--inside and out.

  7. 2021-11-15
    soldstatus $235,000
  8. 2021-11-12
    soldstatus $235,000
  9. 2021-09-30
    listed $230,000
  10. 2017-07-14
    soldstatus $202,900
  11. 2017-02-14
    listed $202,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,885 · $157/mo
Projected year-2 tax
$1,885 · $157/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,726
− Mortgage interest
−$14,844
− Property taxes
−$1,885
− Insurance
−$1,325
− Repairs & maintenance
−$1,978
− Management
−$1,978
− HOA
−$456
− Depreciation
−$7,709
Taxable loss
−$5,449
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,308
After-tax cash flow
$499/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Vermilion Parish
NCES district ID
2201800
Math proficiency
40% ▼ -38.00%
Reading proficiency
53% ▼ -32.00%
Median HH income
$45,115
Composite
39.37/100
National rank
#3974
State rank
#15 of 98 in LA

Livability — Maurice

Score
76/100
State rank
#15
US rank
#3333

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Maurice, LA
County
Vermilion Parish · 8,759 people
City population
8,759
Metro
Lafayette, LA
Population (ZIP)
8,759
Household income
$76,213
Rent vs Own
16.5% rent · 83.5% own
Severe rent burden
46.0

Population outlook (Vermilion County) Hauer SSP2

Today (2025)
64,095 people
By 2030
65,915 · +2.8%
By 2040
68,985 · +7.6%
By 2050
70,804 · +10.5%
By 2075
73,897 · +15.3%
By 2100
71,793 · +12.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 8% Two or more races 5% Hispanic / Latino 4% Asian 3%
Common ancestry
Lithuanian 25% Romanian 3% Italian 1%
Foreign-born
2% · Vietnam
Languages at home
93% English-only · French/Haitian/Cajun 4% Vietnamese 2% Spanish 1%

Political lean MEDSL · Vermilion

2024 margin
Solid R (+63.8) · D 17.6% · R 81.4% · Other 1.1%
2008→2024 swing
-16.3pp toward R · 2008: -47.5pp · 2024: -63.8pp
All cycles
2024: R+63.8 2020: R+61.9 2016: R+59.6 2012: R+52.8 2008: R+47.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -55.61%
Current HPI
133.7146
Rent YoY
Metro
Lafayette, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+33.1% since first listed
6 events — show timeline
  • 2026-03-23 Listed $270,000 AcadianaMLS
  • 2021-11-15 Sold (Public Records) $235,000 Public Records
  • 2021-11-12 Sold (MLS) $235,000 AcadianaMLS
  • 2021-09-30 Listed $230,000 AcadianaMLS
  • 2017-07-14 Sold (MLS) $202,900 AcadianaMLS
  • 2017-02-14 Listed $202,900 AcadianaMLS

Property tax history

+0.9%/yr

Latest (2025): $1,885 · -0.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…