6935 S Columbia Dr W · West Jordan, UT
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $453 – $841
Heat risk 4/10 · Minor
- Hot days now (above 95°F)
- 6 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.4/30.0
- ARV discount +7.5/15.0
- Livability +4.0/5.0
- Rent growth +3.9/5.0
- Schools +3.8/10.0
- DSCR +3.7/10.0
- 1% rule +3.5/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$230,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Manufactured home for sale on its own land with no HOA! New Furnace! This property features an updated modern kitchen with new cupboards, granite countertops, newer hardwood flooring, and an updated bathroom. Recent improvements include a new water heater installed last April. Offering 3 bedrooms and 2 bathrooms, this home is a great opportunity for affordable ownership with no HOA restrictions. No financing through traditional lenders available * * FINANCING AVAILABLE THROUGH 21ST MORTGAGE * *
Key facts
- New water heater
- Modern kitchen
- Granite countertops
Tags
Property features AI
Finance
- HOA & community: Located in Normandy Mobile Home Estates
Exterior
- Utilities: Natural gas connected; Electricity connected; Water (culinary) connected; Public sewer connected
- Home design: Manufactured home; Single-family use; Built/standing condition; Approximately 1,276 above-grade finished area
- Construction: Aluminum exterior; Metal roof; Year built (effective) 2002
- Exterior features: Full landscaping
Interior
- Kitchen: Updated kitchen; Granite countertops; Range hood
- Bedrooms: 3 bedrooms on the main level
- Flooring: Carpet; Hardwood
- Bathrooms: 1 full bathroom; 1 half bathroom; 1 partial bathroom
- Heating & cooling: Forced air heating (gas central); Evaporative cooling
- Interior features: Updated kitchen with granite countertops; Range hood
- Laundry & utility: Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $230k.
Deal economics
- At list price, monthly cash flow is $-36 ($-433/yr) — negative.
- To cash-flow at today's rent, offer at most $225k (2.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $197k (14.5% below list).
- Recommended offer: $197k (14.5% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 80/100 on livability (#34 in UT, #1,632 nationally) — a professional / high-income tenant draw. Strengths: commute A+, employment A+, housing A+; Watch: cost of living D+.
- Jordan District (suburban): math 38% / reading 43% proficiency, ranked #36 of 80 in UT (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Heartland School (math 20% / reading 25%, grade F, #505 of 585 statewide, top 87%, 438 students, 58% FRL); West Jordan Middle (math 21% / reading 29%, grade F, #121 of 138 statewide, top 88%, 1,104 students, 38% FRL); West Jordan High (math 13% / reading 35%, grade F, #149 of 171 statewide, top 87%, 1,826 students, 31% FRL) — zoned schools average 42% FRL vs 20% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 24% at this address vs 40% district-wide (-17 pts) — the specific schools serving this property underperform the Jordan District average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising fast (+5.7%/yr); 103 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,970 units permitted in Salt Lake County in 2024 (1,963 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Salt Lake County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 116 days — a 9% lower offer ($209k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $30k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 116 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
- Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.85% ✗
- Cap rate
- 6.10%
- Cash-on-cash
- -0.67%
- DSCR
- 0.97
- GRM
- 9.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 5.72% rent growth · sell at horizon
- IRR
- -14.4%
- Equity multiple
- 0.47×
- Total profit
- $-34,011
- Equity at exit
- $34,294
- IRR
- -1.7%
- Equity multiple
- 0.87×
- Total profit
- $-8,471
- Equity at exit
- $19,886
Cash invested: $64,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 86 Strongly Landlord-Friendly
- State Utah
- 86 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 84084
- Rents YoY
- 5.7%
- Active inventory
- 103
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $1,966 high interval (Pro) →
- Mortgage (P&I)
- −$1,206
- Tax est. 1.5%
- −$288 /mo · $3,450/yr
- Insurance
- −$96
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$413
- Net cashflow
- $-36
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,500
- Closing costs
- $6,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 23 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6660 S 1300 W Salt Lake City, UT | 2.0 | 1.0 | 900 | $1,299 | $1.44 | 20d | 1 | 0.38mi |
| 7168 S Beamon St West Jordan, UT | 3.0 | 2.5 | 1348 | $2,095 | $1.55 | 3d | 1 | 0.38mi |
| 1142 W Lucky Cv West Jordan, UT | 3.0 | 1.0 | 1100 | $1,700 | $1.55 | 24d | 1 | 0.54mi |
| 6972 River Reserve Ct Midvale, UT | 1.0–3.0 | 1.0–2.0 | 1013 | $1,849 | $1.82 | 2d | 12 | 0.65mi |
| 1014 Village River Ln Midvale, UT | 3.0 | 2.5 | 1630 | $2,700 | $1.66 | 2d | 1 | 0.75mi |
| 1014 Village River Ln Midvale, UT | 3.0 | 2.5 | 1630 | $2,700 | $1.66 | 4d | 1 | 0.75mi |
| 999 W Village River Ln Unit B10 Midvale, UT | 3.0 | 2.0 | 1075 | $1,800 | $1.67 | 24d | 1 | 0.75mi |
| 999 W Village River Ln Unit B8 Midvale, UT | 3.0 | 2.0 | 1215 | $1,995 | $1.64 | 3d | 1 | 0.75mi |
| 6941 S Village River Ln Midvale, UT | 3.0 | 2.0 | 1237 | $1,888 | $1.53 | 16d | 2 | 0.82mi |
| 954 W Village Bend Ln Midvale, UT | 3.0 | 2.5 | 1500 | $2,450 | $1.63 | 17d | 1 | 0.83mi |
| 7646 S Waverly Hills Ln West Jordan, UT | 2.0 | 2.0 | 1500 | $2,495 | $1.66 | 3d | 1 | 0.88mi |
| 7646 S Waverly Hills Ln West Jordan, UT | 2.0 | 2.0 | 1500 | $2,495 | $1.66 | 24d | 1 | 0.88mi |
| 7680 S Sunrise Pl W West Jordan, UT | 3.0 | 2.0 | 1211 | $2,100 | $1.73 | 24d | 1 | 0.97mi |
| 7711 S Gardner Stop Way West Jordan, UT | 1.0–3.0 | 1.0–2.0 | 1141 | $2,006 | $1.76 | 14d | 6 | 1.00mi |
| 1813 W 7600 S Unit 1 West Jordan, UT | 3.0 | 2.0 | 1300 | $1,595 | $1.23 | 17d | 1 | 1.02mi |
| 7497 Siena Vista Ln Midvale, UT | 1.0–3.0 | 1.0–2.0 | 1037 | $1,562 | $1.51 | 2d | 11 | 1.09mi |
| 7701 Navarro View Ct Midvale, UT | 3.0 | 3.0 | 1675 | $3,000 | $1.79 | 12d | 1 | 1.12mi |
| 7923 S 700 W Midvale, UT | 2.0 | 1.0 | 900 | $1,195 | $1.33 | 24d | 1 | 1.18mi |
| 7533 S Vinci Pl Midvale, UT | 3.0 | 4.0 | 1698 | $2,295 | $1.35 | 14d | 1 | 1.18mi |
| 7487 S Main St Midvale, UT | 1.0–2.0 | 1.0–2.0 | 813 | $1,800 | $2.21 | 24d | 2 | 1.29mi |
| 834 Lennox St Midvale, UT | 3.0 | 2.5 | 1305 | $2,190 | $1.68 | 21d | 1 | 1.46mi |
| 759 W Center St Midvale, UT | 2.0–3.0 | 1.0 | 861 | $1,099 | $1.28 | 24d | 2 | 1.47mi |
| 7222 S 2700 W Unit A West Jordan, UT | 3.0 | 2.0 | 1318 | $2,200 | $1.67 | 3d | 1 | 1.49mi |
Listing history 6 events
-
2026-05-18price $230,000
-
2026-04-17price $240,000
-
2026-03-06price $250,000
-
2026-02-17status Active
-
2026-02-05status Under Contract
-
2026-01-21$260,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 6 d/yr ≥95°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,596
- − Mortgage interest
- −$12,884
- − Property taxes
- −$3,450
- − Insurance
- −$1,150
- − Repairs & maintenance
- −$1,888
- − Management
- −$1,888
- − Depreciation
- −$6,691
- Taxable loss
- −$4,354
- Est. tax savings @ 24.0%
- +$1,045
- After-tax cash flow
- $612/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jordan District
- NCES district ID
- 4900420
- Math proficiency
- 38% ▼ -7.00%
- Reading proficiency
- 43% ▼ -4.00%
- Median HH income
- $78,154
- Composite
- 37.59/100
- National rank
- #4384
- State rank
- #36 of 80 in UT
Livability — West Jordan
- Score
- 80/100
- State rank
- #34
- US rank
- #1632
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- West Jordan, UT
- County
- Salt Lake County · 1,195,750 people
- City population
- 123,084
- Metro
- Salt Lake City, UT
- Population (ZIP)
- 31,542
- Household income
- $96,056
- Rent vs Own
- Severe rent burden
- 502.0
Population outlook (Salt Lake County) Hauer SSP2
- Today (2025)
- 1,305,860 people
- By 2030
- 1,402,611 · +7.4%
- By 2040
- 1,594,533 · +22.1%
- By 2050
- 1,787,244 · +36.9%
- By 2075
- 2,224,138 · +70.3%
- By 2100
- 2,551,390 · +95.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Hispanic / Latino 23% Two or more races 13% Asian 4% Pacific Islander 2%
- Hispanic origin (detail)
- Mexican 13% Salvadoran 1%
- Common ancestry
- Slovak 4% Italian 3% Lithuanian 3%
- Foreign-born
- 12% · Canada, Jamaica, Dominican Republic
- Languages at home
- 81% English-only · Spanish 14% Tagalog/Filipino 1% Other Indo-European 1%
Political lean MEDSL · Salt Lake
- 2024 margin
- D (+10.2) · D 53.7% · R 43.5% · Other 2.8%
- 2008→2024 swing
- +10.1pp toward D · 2008: 0.1pp · 2024: 10.2pp
- All cycles
- 2024: D+10.2 2020: D+11.0 2016: D+10.2 2012: R+19.3 2008: D+0.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -429.02%
- Current HPI
- 318.8455
- Rent YoY
- ▲ 5.72%
- Metro
- Salt Lake City, UT
- State GDP YoY
- ▲ 3.54%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in UT)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $3B |
|
||
Price history
-11.5% since first listed6 events — show timeline
- 2026-05-18 Price Changed $230,000 WFRMLS
- 2026-04-17 Price Changed $240,000 WFRMLS
- 2026-03-06 Price Changed $250,000 WFRMLS
- 2026-02-17 Relisted — WFRMLS
- 2026-02-05 Pending — WFRMLS
- 2026-01-21 Listed $260,000 WFRMLS
Property tax history
-14.7%/yrLatest (2025): $74 · -87.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…