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14747 Cumberland Dr #206
D- Composite 39.0
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • 1% rule +6.9/10.0
  • Cash flow +5.8/30.0
  • Appreciation +5.3/10.0
  • Schools +4.3/10.0
  • Livability +3.9/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • DSCR +0.2/10.0

$215,700

14747 Cumberland Dr #206 · Delray Beach, FL 33446
2 bd · 2.0 ba · 1,100 sqft · Condo · 102 Days on market
Built 1980 $963/mo HOA · 38% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

LARGE 2 BEDROOM WITH BEST VW TO LAKE AND GOLF COURSE. 2 FULL BATHS EXTRA LARGE CLOSETS. TENANT OCCUPIED AND HE IS NOT A GOOD HOUSEKEEPER. HE IS AN ELDERLY MAN AND LIKES TO LIVE THAT WAY. WHEN HE GOES IT WILL BE DELIVERED CLEAN WITH OR WITHOUT THE FURNITURE. BEST PRICE FOR THE LOCATION AND THE VIEW. LARGE EAT-IN KITCHEN WITH A PASS-THRU TO THE DINNG ROOM. , THE ENTRANCE AND THE KITCHEN HAS TILED FLOORS, THE LIVING AREAS AND BEDROOM HAS CARPETING. THE MASTER BEDROOM ALSO HAS A WONDERFUL VIEW TO THE LAKE AND GOLF COURSE AND HAS A DOOR TO THE SCREENED IN PATIO.

Key facts

  • Gated community
  • Outside storage
  • Extra large closets

Tags

WATER VIEWGATED COMMUNITYEXTRA LARGE CLOSETSFULL LAUNDRY INSIDE UNITOUTSIDE STORAGEBUILDING HAS ELEVATOR

Property features AI

Finance

  • HOA & community: Community with HOA (monthly fee); Monthly HOA fee: $963; Association amenities include billiard room, clubhouse, car wash area, fitness center, pool, shuffleboard court, kitchen facilities, library and security; HOA covers insurance, structural maintenance, sewer, trash, water, common areas, elevator, reserves and roof repairs; Senior community

Exterior

  • Parking: Assigned parking; Guest parking
  • Security: Smoke detectors; Security fence; Security patrol
  • Home design: Condominium; Resale; 4-story building; Model: BONAIRE; Faces east; Located west of US-1
  • Construction: CBS construction
  • Exterior features: Porch (glass enclosed); Fenced; Waterfront property

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Electric water heater
  • Bedrooms: 1 bedroom on the main level
  • Flooring: Ceramic tile; Laminate
  • Bathrooms: 2 full bathrooms (one on the main level)
  • Heating & cooling: Central heating (electric); Central air conditioning (electric); Ceiling fan(s)
  • Interior features: Walk-in closets; Closet cabinetry; Unfurnished

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $216k.

Deal economics

  • At list price, monthly cash flow is $-429 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $154k (28.8% below list).
  • Meets the 1% rule at list price ($3k rent vs $216k).
  • Recommended offer: $154k (28.8% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 77/100 on livability (#202 in FL, #3,160 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, commute A-; Watch: cost of living C-, crime D-, amenities F.
  • Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 583 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $3k of equity ($1k loan paydown + $1k appreciation (0.7% local appreciation)).
  • Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 10, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 102 days — a 9% lower offer ($196k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $60k; list at $216k implies a 260% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 38% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $153,616 (28.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 102 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.19%
Cap rate
3.91%
Cash-on-cash
-8.52%
DSCR
0.62
GRM
7.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.69% appreciation · 0.51% rent growth · sell at horizon

5-year hold
IRR
-11.1%
Equity multiple
0.47×
Total profit
$-32,212
Equity at exit
$70,142
10-year hold
IRR
-7.4%
Equity multiple
0.20×
Total profit
$-48,618
Equity at exit
$90,568

Cash invested: $60,396 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33446

Home prices YoY
0.3%
Rents YoY
0.5%
Active inventory
583
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$2,563 high interval (Pro) →
Mortgage (P&I)
$1,131
Tax est. 1.5%
$270 /mo · $3,236/yr
Insurance
$90
HOA
$963
Vacancy / Maint / Mgmt
$538
Net cashflow
$-429

Break-even live

Break-even rent $3,106
Max offer price $153,616
Occupancy floor

Sensitivity live

Price -10% $-280 -5% $-355 +0% $-429 +5% $-504 +10% $-578
Rent -10% $-632 -5% $-530 +0% $-429 +5% $-328 +10% $-227
Rate -1.0pp $-320 -0.5pp $-374 base $-429 +0.5pp $-485 +1.0pp $-542

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,925
Closing costs
$6,471
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14747 Cumberland Dr #301 Delray Beach, FL 2.0 2.0 1044 $1,900 $1.82 25d 1 0.01mi
14723 Cumberland Dr Unit 404 B Delray Beach, FL 1.0 2.0 912 $1,850 $2.03 25d 1 0.07mi
14800 Cumberland Dr Delray Beach, FL 2.0–3.0 2.0 1324 $3,827 $2.89 0d 4 0.09mi
14 Willowbrook Ln #101 Delray Beach, FL 2.0 2.0 1005 $1,700 $1.69 6d 1 0.12mi
14828 Golden Jax Ln Unit 8-105 Radiance Delray Beach, FL 2.0 2.0 1321 $3,948 $2.99 16d 1 0.15mi
14828 Golden Jax Ln Unit 6-105 Radiance Delray Beach, FL 2.0 2.0 1321 $4,148 $3.14 18d 1 0.15mi
14828 Golden Jax Ln Unit 8103 Delray Beach, FL 2.0 2.0 1321 $3,948 $2.99 0d 1 0.15mi
14509 Sloan Ridge Dr Unit 10-104 Luminosa Delray Beach, FL 3.0 2.0 1328 $3,827 $2.88 25d 1 0.15mi
20 Abbey Ln #102 Delray Beach, FL 2.0 2.0 925 $2,600 $2.81 25d 1 0.17mi
21 Abbey Ln #107 Delray Beach, FL 2.0 2.0 925 $1,800 $1.95 16d 1 0.20mi
19 Abbey Ln #206 Delray Beach, FL 2.0 2.0 925 $1,750 $1.89 25d 1 0.21mi
23 Abbey Ln #208 Delray Beach, FL 2.0 2.0 925 $1,500 $1.62 4d 1 0.21mi
10 Willowbrook Ln #105 Delray Beach, FL 2.0 2.0 1005 $2,100 $2.09 12d 1 0.21mi
14896 Bal Moral Ln Delray Beach, FL 2.0 2.0 1040 $2,200 $2.12 25d 1 0.22mi
7260 Kinghurst Dr #205 Delray Beach, FL 2.0 2.0 1230 $2,800 $2.28 20d 1 0.22mi
14534 Highland Center Way Delray Beach, FL 2.0 2.0 1319 $3,400 $2.58 9d 1 0.23mi
14895 Builtmore Way Delray Beach, FL 2.0 2.0 1103 $1,800 $1.63 25d 1 0.24mi
14898 Wedgefield Dr #202 Delray Beach, FL 2.0 2.0 1103 $2,000 $1.81 18d 1 0.24mi
14556 Wiley Range Rd Delray Beach, FL 2.0 2.0 1319 $3,000 $2.27 25d 1 0.27mi
14624 Three Ponds Trl Delray Beach, FL 3.0 2.0 1411 $3,250 $2.30 18d 1 0.28mi
31 Abbey Ln #207 Delray Beach, FL 2.0 2.0 925 $1,300 $1.41 25d 1 0.28mi
3 Abbey Ln #102 Delray Beach, FL 2.0 2.0 925 $2,500 $2.70 25d 1 0.29mi
6813 Moonlit Dr Delray Beach, FL 2.0 2.0 1148 $2,150 $1.87 25d 1 0.29mi
7310 Ashford Pl Delray Beach, FL 2.0 2.0 1230 $3,200 $2.60 16d 1 0.30mi
7310 Ashford Pl Delray Beach, FL 2.0 2.0 1230 $3,200 $2.60 9d 1 0.30mi
7310 Ashford Pl Delray Beach, FL 2.0 2.0 1230 $2,700 $2.20 20d 2 0.30mi
32 Abbey Ln #207 Delray Beach, FL 2.0 2.0 925 $2,500 $2.70 25d 1 0.31mi
7192 Huntington Ln #307 Delray Beach, FL 2.0 2.0 1070 $3,500 $3.27 19d 1 0.35mi
7286 Huntington Ln #105 Delray Beach, FL 2.0 2.0 1070 $3,350 $3.13 25d 1 0.36mi
15015 Michelangelo Blvd #102 Delray Beach, FL 3.0 2.0 1238 $2,499 $2.02 25d 1 0.37mi
15015 Michelangelo Blvd #102 Delray Beach, FL 3.0 2.0 1238 $2,499 $2.02 4d 1 0.37mi
7076 Huntington Ln #608 Delray Beach, FL 2.0 2.0 1230 $2,600 $2.11 25d 1 0.38mi
15035 Michelangelo Blvd #103 Delray Beach, FL 2.0 2.0 1079 $2,000 $1.85 25d 1 0.39mi
15035 Michelangelo Blvd #202 Delray Beach, FL 1.0 1.0 700 $1,895 $2.71 0d 1 0.39mi
14671 Bonaire Blvd #505 Delray Beach, FL 1.0 2.0 925 $1,600 $1.73 25d 1 0.39mi
7301 Amberly Ln #304 Delray Beach, FL 2.0 2.0 1080 $1,495 $1.38 9d 1 0.42mi
7515 S Oriole Blvd Delray Beach, FL 2.0 2.0 850 $1,700 $2.00 25d 1 0.42mi
15065 Michelangelo Blvd #105 Delray Beach, FL 2.0 2.0 1079 $2,400 $2.22 23d 1 0.42mi
15065 Michelangelo Blvd #105 Delray Beach, FL 2.0 2.0 1079 $2,400 $2.22 3d 1 0.42mi
15005 Michelangelo Blvd Delray Beach, FL 2.0–3.0 2.0 1234 $2,050 $1.66 0d 21 0.43mi

HOA detail condo

Monthly dues
$963 · $11,556/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 32 events

  1. 2026-06-21
    days on market $215,700 Active 102 DOM
  2. 2026-06-18
    days on market $215,700 Active 99 DOM
  3. 2026-06-17
    days on market $215,700 Active 98 DOM
  4. 2026-06-16
    days on market $215,700 Active 97 DOM
  5. 2026-06-15
    days on market $215,700 Active 96 DOM
  6. 2026-06-13
    days on market $215,700 Active 94 DOM
  7. 2026-06-09
    days on market $215,700 Active 90 DOM
  8. 2026-06-08
    days on market $215,700 Active 89 DOM
  9. 2026-06-07
    days on market $215,700 Active 88 DOM
  10. 2026-06-04
    days on market $215,700 Active 85 DOM
  11. 2026-06-03
    days on market $215,700 Active 84 DOM
  12. 2026-06-02
    days on market $215,700 Active 83 DOM
  13. 2026-06-01
    days on market $215,700 Active 82 DOM
  14. 2026-05-31
    days on market $215,700 Active 81 DOM
  15. 2026-01-25
    historical $1,700
  16. 2025-11-15
    listed $215,700 Active
  17. 2025-11-08
    price $1,700
  18. 2025-10-14
    price $1,900
  19. 2025-08-20
    listed $2,000
  20. 2014-09-02
    soldstatus $60,000 Closed 563-char remark
    Show marketing remark (563 chars)

    LARGE 2 BEDROOM WITH BEST VW TO LAKE AND GOLF COURSE. 2 FULL BATHS EXTRA LARGE CLOSETS. TENANT OCCUPIED AND HE IS NOT A GOOD HOUSEKEEPER. HE IS AN ELDERLY MAN AND LIKES TO LIVE THAT WAY. WHEN HE GOES IT WILL BE DELIVERED CLEAN WITH OR WITHOUT THE FURNITURE. BEST PRICE FOR THE LOCATION AND THE VIEW. LARGE EAT-IN KITCHEN WITH A PASS-THRU TO THE DINNG ROOM. , THE ENTRANCE AND THE KITCHEN HAS TILED FLOORS, THE LIVING AREAS AND BEDROOM HAS CARPETING. THE MASTER BEDROOM ALSO HAS A WONDERFUL VIEW TO THE LAKE AND GOLF COURSE AND HAS A DOOR TO THE SCREENED IN PATIO.

  21. 2014-07-19
    status Pending 563-char remark
    Show marketing remark (563 chars)

    LARGE 2 BEDROOM WITH BEST VW TO LAKE AND GOLF COURSE. 2 FULL BATHS EXTRA LARGE CLOSETS. TENANT OCCUPIED AND HE IS NOT A GOOD HOUSEKEEPER. HE IS AN ELDERLY MAN AND LIKES TO LIVE THAT WAY. WHEN HE GOES IT WILL BE DELIVERED CLEAN WITH OR WITHOUT THE FURNITURE. BEST PRICE FOR THE LOCATION AND THE VIEW. LARGE EAT-IN KITCHEN WITH A PASS-THRU TO THE DINNG ROOM. , THE ENTRANCE AND THE KITCHEN HAS TILED FLOORS, THE LIVING AREAS AND BEDROOM HAS CARPETING. THE MASTER BEDROOM ALSO HAS A WONDERFUL VIEW TO THE LAKE AND GOLF COURSE AND HAS A DOOR TO THE SCREENED IN PATIO.

  22. 2013-10-21
    price $65,000 563-char remark
    Show marketing remark (563 chars)

    LARGE 2 BEDROOM WITH BEST VW TO LAKE AND GOLF COURSE. 2 FULL BATHS EXTRA LARGE CLOSETS. TENANT OCCUPIED AND HE IS NOT A GOOD HOUSEKEEPER. HE IS AN ELDERLY MAN AND LIKES TO LIVE THAT WAY. WHEN HE GOES IT WILL BE DELIVERED CLEAN WITH OR WITHOUT THE FURNITURE. BEST PRICE FOR THE LOCATION AND THE VIEW. LARGE EAT-IN KITCHEN WITH A PASS-THRU TO THE DINNG ROOM. , THE ENTRANCE AND THE KITCHEN HAS TILED FLOORS, THE LIVING AREAS AND BEDROOM HAS CARPETING. THE MASTER BEDROOM ALSO HAS A WONDERFUL VIEW TO THE LAKE AND GOLF COURSE AND HAS A DOOR TO THE SCREENED IN PATIO.

  23. 2013-10-21
    status Active 563-char remark
    Show marketing remark (563 chars)

    LARGE 2 BEDROOM WITH BEST VW TO LAKE AND GOLF COURSE. 2 FULL BATHS EXTRA LARGE CLOSETS. TENANT OCCUPIED AND HE IS NOT A GOOD HOUSEKEEPER. HE IS AN ELDERLY MAN AND LIKES TO LIVE THAT WAY. WHEN HE GOES IT WILL BE DELIVERED CLEAN WITH OR WITHOUT THE FURNITURE. BEST PRICE FOR THE LOCATION AND THE VIEW. LARGE EAT-IN KITCHEN WITH A PASS-THRU TO THE DINNG ROOM. , THE ENTRANCE AND THE KITCHEN HAS TILED FLOORS, THE LIVING AREAS AND BEDROOM HAS CARPETING. THE MASTER BEDROOM ALSO HAS A WONDERFUL VIEW TO THE LAKE AND GOLF COURSE AND HAS A DOOR TO THE SCREENED IN PATIO.

  24. 2013-10-04
    status Pending 563-char remark
    Show marketing remark (563 chars)

    LARGE 2 BEDROOM WITH BEST VW TO LAKE AND GOLF COURSE. 2 FULL BATHS EXTRA LARGE CLOSETS. TENANT OCCUPIED AND HE IS NOT A GOOD HOUSEKEEPER. HE IS AN ELDERLY MAN AND LIKES TO LIVE THAT WAY. WHEN HE GOES IT WILL BE DELIVERED CLEAN WITH OR WITHOUT THE FURNITURE. BEST PRICE FOR THE LOCATION AND THE VIEW. LARGE EAT-IN KITCHEN WITH A PASS-THRU TO THE DINNG ROOM. , THE ENTRANCE AND THE KITCHEN HAS TILED FLOORS, THE LIVING AREAS AND BEDROOM HAS CARPETING. THE MASTER BEDROOM ALSO HAS A WONDERFUL VIEW TO THE LAKE AND GOLF COURSE AND HAS A DOOR TO THE SCREENED IN PATIO.

  25. 2013-09-22
    historical 191-char remark
    Show marketing remark (191 chars)

    LOVELY 2/2 CONDO WITH VIEW OF LAKE AND GOLF COURSE. FRESHLY PAINTED, NEW CARPET, UPDATED APPLIANCES, FURNISHED, DISHWASHER. CLUBHOUSE, GATED, HURRICANE SHUTTERS. $500 BONUS TO SELLING BROKER.

  26. 2013-09-08
    listed $59,500 Active 563-char remark
    Show marketing remark (563 chars)

    LARGE 2 BEDROOM WITH BEST VW TO LAKE AND GOLF COURSE. 2 FULL BATHS EXTRA LARGE CLOSETS. TENANT OCCUPIED AND HE IS NOT A GOOD HOUSEKEEPER. HE IS AN ELDERLY MAN AND LIKES TO LIVE THAT WAY. WHEN HE GOES IT WILL BE DELIVERED CLEAN WITH OR WITHOUT THE FURNITURE. BEST PRICE FOR THE LOCATION AND THE VIEW. LARGE EAT-IN KITCHEN WITH A PASS-THRU TO THE DINNG ROOM. , THE ENTRANCE AND THE KITCHEN HAS TILED FLOORS, THE LIVING AREAS AND BEDROOM HAS CARPETING. THE MASTER BEDROOM ALSO HAS A WONDERFUL VIEW TO THE LAKE AND GOLF COURSE AND HAS A DOOR TO THE SCREENED IN PATIO.

  27. 2000-03-29
    listed $57,888 191-char remark
    Show marketing remark (191 chars)

    LOVELY 2/2 CONDO WITH VIEW OF LAKE AND GOLF COURSE. FRESHLY PAINTED, NEW CARPET, UPDATED APPLIANCES, FURNISHED, DISHWASHER. CLUBHOUSE, GATED, HURRICANE SHUTTERS. $500 BONUS TO SELLING BROKER.

  28. 2000-01-03
    soldstatus $43,000
  29. 1999-11-24
    historical
  30. 1999-10-07
    historical
  31. 1999-09-08
    listed $50,000
  32. 1999-08-08
    listed $48,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥107°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$30,753
− Mortgage interest
−$12,083
− Property taxes
−$3,236
− Insurance
−$1,078
− Repairs & maintenance
−$2,460
− Management
−$2,460
− HOA
−$11,556
− Depreciation
−$6,275
Taxable loss
−$8,395
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,015
After-tax cash flow
$-3,134/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Palm Beach
NCES district ID
1201500
Math proficiency
46% ▼ -16.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$53,943
Composite
42.72/100
National rank
#3160
State rank
#34 of 73 in FL

Livability — Delray Beach

Score
77/100
State rank
#202
US rank
#3160

Category grades

Amenities F Commute A- Cost of living C- Crime D- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Palm Beach County · 1,438,312 people
City population
123,167
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
28,431
Household income
$80,187
Rent vs Own
11.4% rent · 88.6% own
Severe rent burden
494.0

Population outlook (Palm Beach County) Hauer SSP2

Today (2025)
1,637,487 people
By 2030
1,743,255 · +6.5%
By 2040
1,948,712 · +19.0%
By 2050
2,132,979 · +30.3%
By 2075
2,530,027 · +54.5%
By 2100
2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Hispanic / Latino 13% Two or more races 9% Black 4%
Hispanic origin (detail)
Puerto Rican 3% Dominican 1%
Common ancestry
Romanian 9% Scotch-Irish 9% Italian 2%
Foreign-born
20% · Canada, Jamaica, Guatemala
Languages at home
80% English-only · Spanish 12% Other Indo-European 2% French/Haitian/Cajun 2%

Political lean MEDSL · Palm Beach

2024 margin
Toss-up / Even · D 50.0% · R 49.2%
2008→2024 swing
-22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
All cycles
2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.69%
Current HPI
242.5138
Rent YoY
▲ 0.51%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-96.5% since first listed
18 events — show timeline
  • 2026-01-25 Rental Removed $1,700 GFLMLS
  • 2025-11-15 Listed $215,700 Beaches MLS
  • 2025-11-08 Price Changed $1,700 GFLMLS
  • 2025-10-14 Price Changed $1,900 GFLMLS
  • 2025-08-20 Listed for Rent $2,000 GFLMLS
  • 2014-09-02 Sold (MLS) $60,000 Beaches MLS
  • 2014-07-19 Pending Beaches MLS
  • 2013-10-21 Price Changed $65,000 Beaches MLS
  • 2013-10-21 Relisted Beaches MLS
  • 2013-10-04 Pending Beaches MLS
  • 2013-09-22 Listing Removed Beaches MLS
  • 2013-09-08 Listed $59,500 Beaches MLS
  • 2000-03-29 Listed $57,888 Beaches MLS
  • 2000-01-03 Sold (MLS) $43,000 Beaches MLS
  • 1999-11-24 Listing Removed Beaches MLS
  • 1999-10-07 Listing Removed Beaches MLS
  • 1999-09-08 Listed $50,000 Beaches MLS
  • 1999-08-08 Listed $48,900 Beaches MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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