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112 Mcdaniel St
D+ Composite 49.94
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • Appreciation +7.5/10.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0

$17,000

112 Mcdaniel St · Webbers Falls, OK 74470
3 bd · 2.0 ba · 1,116 sqft · Manufactured · 4 Days on market
Built 1970 9,894 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Great investment property across from school. Must be purchased with 4 other properties as a package in same vicinity. MLS#2621931, MLS#2621941, MLS#2621943, MLS#

Key facts

  • 9,894 sq ft lot
  • Garage
  • Built 1970

Property features AI

Exterior

  • Parking: 1-car garage; Carport; Driveway
  • Security: No safety shelter
  • Utilities: Electricity available; Natural gas available; Public water; Public sewer
  • Home design: Single-wide mobile home; Single-story; Faces west; Entry on crawlspace with tie-downs
  • Construction: Metal roof; Aluminum siding; Wood frame construction; Built (year from public records)
  • Exterior features: Covered porch; Storage structure; Dirt driveway; Mature trees; Boat ramp/lift access to Arkansas River

Interior

  • Kitchen: Oven; Range; Stove
  • Flooring: Laminate flooring; Vinyl flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Gas heating; Radiant heating; Window cooling units
  • Interior features: Aluminum window frames; Accessible doors; Laminate counters; Ceiling fan(s); Gas range and gas oven connections
  • Laundry & utility: Electric dryer hookup; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $17k.

Deal economics

  • At list price, monthly cash flow is $656 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($979 rent vs $17k).

Location & tenants

  • Location reads 62/100 on livability (#269 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: health & safety C-, schools F, amenities F.
  • Webbers Falls (rural): math 15% / reading 20% proficiency, ranked #444 of 513 in OK (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 19 active listings in the ZIP; 58 units permitted in Muskogee County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $979 of equity ($118 loan paydown + $861 appreciation (5.1% local appreciation)).
  • Muskogee County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (5.1% appreciation + 3.0% rent growth), your $5k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • Only 4 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $17,000

Questions for the listing agent

  1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
5.76%
Cap rate
52.58%
Cash-on-cash
165.32%
DSCR
8.36
GRM
1.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

5.07% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
10.61×
Total profit
$45,764
Equity at exit
$9,702
10-year hold
IRR
Equity multiple
22.48×
Total profit
$102,238
Equity at exit
$16,802

Cash invested: $4,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74470

Home prices YoY
1.8%
Active inventory
19
Price-to-rent
1.4×

Monthly cashflow live

Estimated rent
$979 medium interval (Pro) →
Mortgage (P&I)
$89
Tax est. 1.5%
$21 /mo · $255/yr
Insurance
$7
HOA
$0
Vacancy / Maint / Mgmt
$206
Net cashflow
$656

Break-even live

Break-even rent $149
Max offer price $17,000
Occupancy floor 28%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$4,250
Closing costs
$510
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 5 events

  1. 2026-06-19
    days on market $17,000 Active 4 DOM
  2. 2026-06-18
    days on market $17,000 Active 3 DOM
  3. 2026-06-17
    days on market $17,000 Active 2 DOM
  4. 2026-06-16
    remarks 162-char remark
  5. 2026-06-16
    listed $17,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (shaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥112°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,746
− Mortgage interest
−$952
− Property taxes
−$255
− Insurance
−$85
− Repairs & maintenance
−$940
− Management
−$940
− Depreciation
−$495
Taxable income
$8,080
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,939
After-tax cash flow
$5,930/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Webbers Falls
NCES district ID
4032130
Math proficiency
15% ▲ 5.00%
Reading proficiency
20% ▬ 0.00%
Median HH income
$37,908
Composite
18.02/100
National rank
#14093
State rank
#444 of 513 in OK

Livability — Webbers Falls

Score
62/100
State rank
#269
US rank
#17101

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Webbers Falls, OK
Population (ZIP)
1,362

Population outlook (Muskogee County) Hauer SSP2

Today (2025)
66,842 people
By 2030
64,969 · -2.8%
By 2040
60,920 · -8.9%
By 2050
56,978 · -14.8%
By 2075
47,160 · -29.4%
By 2100
35,336 · -47.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 61% Two or more races 20% Native American 17% Asian 1%
Common ancestry
Italian 5% Slovak 1% Serbian 1%
Foreign-born
1% · China, Vietnam
Languages at home
98% English-only · Spanish 1% Chinese 1%

Political lean MEDSL · Muskogee

2024 margin
Solid R (+37.6) · D 30.4% · R 68.0% · Other 1.7%
2008→2024 swing
-22.6pp toward R · 2008: -15.0pp · 2024: -37.6pp
All cycles
2024: R+37.6 2020: R+33.9 2016: R+29.2 2012: R+14.8 2008: R+15.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.07%
Current HPI
283.3825
Rent YoY
Metro
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-15 Listed $17,000 MLS Technology, Inc.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…