158 Oak Leaf · College Station, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.7/10.0
- Livability +4.2/5.0
- Rent growth +3.3/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$85,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to your dream home just 3 miles from the vibrant Texas A & M University! This delightful manufactured home features four spacious bedrooms and two full bathrooms, providing ample space for family living or entertaining guests. Recent upgrades include a new roof and essential appliances like the central AC unit, water heater, refrigerator, and dishwasher. This welcoming 1792 square foot home features a charming front porch for afternoon relaxation and a spacious side porch within a fenced yard. The well-planned interior maximizes living space while providing plenty of natural light and comfortable gathering areas. Located in an established community with easy access to amenities, this move-in ready home offers both comfort and convenience. This home includes the home only and there is a lot lease. Nestled in a friendly neighborhood, this home provides easy access to local parks, shopping, and dining options. The proximity to Texas A & M makes it an ideal choice for faculty, and staff alike.
Key facts
- Water heater
- Dishwasher
- Front porch
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath manufactured listed at $85k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $1k ($16k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $85k).
- Recommended offer: $75k (12.0% below list) — sets the bar for market timing.
- Cap rate 24.9% vs local median 3.3% in College Station — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#11 in TX, #994 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, crime A-; Watch: employment C-.
- College Station ISD (urban): math 58% / reading 54% proficiency, ranked #113 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+3.1%/yr); 1168 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).
- This rent runs 33% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $588 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.1% rent growth), your $24k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 139 days — a 12% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $14k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 139 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.84% ✓
- Cap rate
- 24.88%
- Cash-on-cash
- 66.38%
- DSCR
- 3.95
- GRM
- 2.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.13% rent growth · sell at horizon
- IRR
- 65.8%
- Equity multiple
- 3.96×
- Total profit
- $70,430
- Equity at exit
- $12,674
- IRR
- 70.1%
- Equity multiple
- 8.17×
- Total profit
- $170,748
- Equity at exit
- $7,349
Cash invested: $23,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77845
- Rents YoY
- 3.1%
- Active inventory
- 1168
- Price-to-rent
- 2.9×
Monthly cashflow live
- Estimated rent
- $2,410 high interval (Pro) →
- Mortgage (P&I)
- −$446
- Tax est. 1.5%
- −$106 /mo · $1,275/yr
- Insurance
- −$35
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$506
- Net cashflow
- $1,317
Break-even live
Sensitivity live
| Price | -10% $1,375 | -5% $1,346 | +0% $1,317 | +5% $1,287 | +10% $1,258 |
|---|---|---|---|---|---|
| Rent | -10% $1,126 | -5% $1,221 | +0% $1,317 | +5% $1,412 | +10% $1,507 |
| Rate | -1.0pp $1,359 | -0.5pp $1,338 | base $1,317 | +0.5pp $1,295 | +1.0pp $1,272 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,250
- Closing costs
- $2,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 29 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 136 Oak Leaf College Station, TX | 4.0 | 2.0 | 1474 | $2,499 | $1.70 | 44d | 1 | 0.09mi |
| 127 Oak Run College Station, TX | 4.0 | 2.0 | 1685 | $2,299 | $1.36 | 44d | 1 | 0.10mi |
| 193 Oak Run College Station, TX | 3.0 | 2.0 | 1264 | $1,899 | $1.50 | 22d | 1 | 0.11mi |
| 562 Momma Bear Dr College Station, TX | 3.0 | 3.5 | 1729 | $2,580 | $1.49 | 14d | 1 | 0.13mi |
| 505 Momma Bear Dr College Station, TX | 4.0 | 4.5 | 1902 | $2,950 | $1.55 | 14d | 1 | 0.20mi |
| 193 Ridge Walk College Station, TX | 3.0 | 2.0 | 1493 | $2,199 | $1.47 | 22d | 1 | 0.29mi |
| 3004 Papa Bear Dr College Station, TX | 4.0 | 4.0 | 1795 | $3,250 | $1.81 | 44d | 1 | 0.31mi |
| 3314 Papa Bear Dr College Station, TX | 3.0 | 3.5 | 1753 | $1,800 | $1.03 | 44d | 1 | 0.33mi |
| 4303 Commando Trl College Station, TX | 4.0 | 4.0 | 1773 | $2,200 | $1.24 | 44d | 1 | 0.47mi |
| 410 Baby Bear Dr College Station, TX | 3.0 | 3.0 | 1261 | $700 | $0.56 | 22d | 1 | 0.47mi |
| 3545 Paloma Ridge Dr College Station, TX | 3.0 | 3.0 | 1323 | $1,700 | $1.28 | 44d | 1 | 0.52mi |
| 3011 Towers Pkwy College Station, TX | 3.0 | 3.0 | 1271 | $1,895 | $1.49 | 44d | 1 | 0.53mi |
| 3007 Towers Pkwy College Station, TX | 4.0 | 4.0 | 1756 | $500 | $0.28 | 44d | 1 | 0.54mi |
| 3211 Sergeant Dr College Station, TX | 4.0 | 4.0 | 1618 | $2,400 | $1.48 | 45d | 1 | 0.54mi |
| 3510 Paloma Ridge Dr College Station, TX | 3.0 | 3.0 | 1300 | $1,650 | $1.27 | 14d | 1 | 0.56mi |
| 131 Deacon Dr W College Station, TX | 4.0 | 4.0 | 1775 | $2,000 | $1.13 | 44d | 1 | 0.65mi |
| 118 Kimber Ln College Station, TX | 4.0 | 4.0 | 1853 | $500 | $0.27 | 22d | 1 | 0.67mi |
| 156 Sunset Trl College Station, TX | 4.0 | 2.0 | 1474 | $1,999 | $1.36 | 22d | 1 | 0.67mi |
| 104 Tang Cake Dr College Station, TX | 4.0 | 4.0 | 1853 | $2,800 | $1.51 | 14d | 1 | 0.68mi |
| 3609 Haverford Rd College Station, TX | 4.0 | 4.0 | 1874 | $2,400 | $1.28 | 14d | 1 | 0.68mi |
| 3210 Neuburg Ct College Station, TX | 5.0 | 4.5 | 2186 | $800 | $0.37 | 44d | 1 | 0.76mi |
| 511 Fraternity Row College Station, TX | 3.0 | 2.0 | 1278 | $1,800 | $1.41 | 44d | 1 | 0.89mi |
| 3209 Salzburg Ct College Station, TX | 4.0 | 2.0 | 2253 | $2,800 | $1.24 | 44d | 1 | 0.90mi |
| 400 Heather Ln College Station, TX | 3.0 | 2.0 | 1723 | $2,400 | $1.39 | 44d | 1 | 0.91mi |
| 2310 Pronghorn Ln College Station, TX | 3.0 | 2.0 | 1350 | $1,550 | $1.15 | 14d | 1 | 1.20mi |
| 3709 Oldenburg Ln College Station, TX | 3.0 | 3.0 | 1338 | $1,600 | $1.20 | 44d | 1 | 1.34mi |
| 4454 Reveille Rd College Station, TX | 3.0 | 3.0 | 1463 | $1,650 | $1.13 | 44d | 1 | 1.40mi |
| 10328 N Dowling Rd College Station, TX | 3.0 | 3.0 | 1400 | $1,800 | $1.29 | 14d | 1 | 1.45mi |
| 2300 Cottage Ln College Station, TX | 2.0–5.0 | 2.0–5.0 | 1333 | $1,143 | $0.86 | 14d | 33 | 1.49mi |
Listing history 19 events
-
2026-06-18days on market $85,000 Active 139 DOM
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2026-06-17days on market $85,000 Active 138 DOM
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2026-06-16days on market $85,000 Active 137 DOM
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2026-06-15days on market $85,000 Active 136 DOM
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2026-06-14days on market $85,000 Active 134 DOM
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2026-06-13days on market $85,000 Active 133 DOM
-
2026-06-10days on market $85,000 Active 131 DOM
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2026-06-09days on market $85,000 Active 130 DOM
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2026-06-08days on market $85,000 Active 129 DOM
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2026-06-07days on market $85,000 Active 128 DOM
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2026-06-05days on market $85,000 Active 125 DOM
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2026-06-02days on market $85,000 Active 123 DOM
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2026-06-01days on market $85,000 Active 122 DOM
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2026-05-31days on market $85,000 Active 121 DOM
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2026-05-30days on market $85,000 Active 120 DOM
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2026-03-23price $85,000 1020-char remark
Show marketing remark (989 chars)
Welcome to your dream home just 3 miles from the vibrant Texas A&M University! This delightful manufactured home features four spacious bedrooms and two full bathrooms, providing ample space for family living or entertaining guests. Recent upgrades include a new roof and essential appliances like the central AC unit, water heater, refrigerator, and dishwasher. This welcoming 1792 square foot home features a charming front porch perfect for afternoon relaxation and a spacious side porch within a secure fenced yard. The well-planned interior maximizes living space while providing plenty of natural light and comfortable gathering areas. Located in an established community with easy access to amenities, this move-in ready home offers both comfort and convenience. Nestled in a friendly neighborhood, this home provides easy access to local parks, shopping, and dining options. The proximity to Texas A&M makes it an ideal choice for students, faculty, and staff alike.
-
2026-03-23price $85,000 989-char remark
Show marketing remark (989 chars)
Welcome to your dream home just 3 miles from the vibrant Texas A&M University! This delightful manufactured home features four spacious bedrooms and two full bathrooms, providing ample space for family living or entertaining guests. Recent upgrades include a new roof and essential appliances like the central AC unit, water heater, refrigerator, and dishwasher. This welcoming 1792 square foot home features a charming front porch perfect for afternoon relaxation and a spacious side porch within a secure fenced yard. The well-planned interior maximizes living space while providing plenty of natural light and comfortable gathering areas. Located in an established community with easy access to amenities, this move-in ready home offers both comfort and convenience. Nestled in a friendly neighborhood, this home provides easy access to local parks, shopping, and dining options. The proximity to Texas A&M makes it an ideal choice for students, faculty, and staff alike.
-
2026-01-30$99,000 Active 1020-char remark
Show marketing remark (989 chars)
Welcome to your dream home just 3 miles from the vibrant Texas A&M University! This delightful manufactured home features four spacious bedrooms and two full bathrooms, providing ample space for family living or entertaining guests. Recent upgrades include a new roof and essential appliances like the central AC unit, water heater, refrigerator, and dishwasher. This welcoming 1792 square foot home features a charming front porch perfect for afternoon relaxation and a spacious side porch within a secure fenced yard. The well-planned interior maximizes living space while providing plenty of natural light and comfortable gathering areas. Located in an established community with easy access to amenities, this move-in ready home offers both comfort and convenience. Nestled in a friendly neighborhood, this home provides easy access to local parks, shopping, and dining options. The proximity to Texas A&M makes it an ideal choice for students, faculty, and staff alike.
-
2026-01-30$99,000 Active 989-char remark
Show marketing remark (989 chars)
Welcome to your dream home just 3 miles from the vibrant Texas A&M University! This delightful manufactured home features four spacious bedrooms and two full bathrooms, providing ample space for family living or entertaining guests. Recent upgrades include a new roof and essential appliances like the central AC unit, water heater, refrigerator, and dishwasher. This welcoming 1792 square foot home features a charming front porch perfect for afternoon relaxation and a spacious side porch within a secure fenced yard. The well-planned interior maximizes living space while providing plenty of natural light and comfortable gathering areas. Located in an established community with easy access to amenities, this move-in ready home offers both comfort and convenience. Nestled in a friendly neighborhood, this home provides easy access to local parks, shopping, and dining options. The proximity to Texas A&M makes it an ideal choice for students, faculty, and staff alike.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $28,921
- − Mortgage interest
- −$4,761
- − Property taxes
- −$1,275
- − Insurance
- −$425
- − Repairs & maintenance
- −$2,314
- − Management
- −$2,314
- − Depreciation
- −$2,473
- Taxable income
- $15,360
- Est. tax owed @ 24.0%
- −$3,686
- After-tax cash flow
- $12,112/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This manufactured home requires moderate repairs and maintenance, with potential for significant value increases through updates to interior walls, flooring, and landscaping.
Repairs flagged
- Minor wooden deck — slight wear
- Minor wooden deck — slight wear
- Minor wooden deck — slight wear
Value-add opportunities
- Resale paint interior walls — enhances curb appeal and interior aesthetics
- Resale replace carpet with hardwood — increases value and reduces maintenance
- Resale install new kitchen cabinets — modernizes space and adds value
- Resale install new bathroom fixtures — enhances functionality and aesthetics
- Both landscaping improvements — enhances curb appeal and adds value
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| wooden deck · slight wear | Minor | $500–3,000 |
| wooden deck · slight wear | Minor | $500–3,000 |
| wooden deck · slight wear | Minor | $500–3,000 |
| Total estimated repair cost · 3 items | $1,500–9,000 |
Value-add ROI direction
- Resale paint interior walls — enhances curb appeal and interior aesthetics ↑
- Resale replace carpet with hardwood — increases value and reduces maintenance ↑
- Resale install new kitchen cabinets — modernizes space and adds value ↑
- Resale install new bathroom fixtures — enhances functionality and aesthetics ↑
- Both landscaping improvements — enhances curb appeal and adds value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- College Station ISD
- NCES district ID
- 4807350
- Math proficiency
- 58% ▼ -4.00%
- Reading proficiency
- 54% ▼ -2.00%
- Median HH income
- $36,991
- Composite
- 46.54/100
- National rank
- #2428
- State rank
- #113 of 826 in TX
Livability — College Station
- Score
- 83/100
- State rank
- #11
- US rank
- #994
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Brazos County · 233,400 people
- City population
- 131,628
- Metro
- College Station-Bryan, TX
- Population (ZIP)
- 76,764
- Household income
- $88,851
- Rent vs Own
- Severe rent burden
- 3329.0
Population outlook (Brazos County) Hauer SSP2
- Today (2025)
- 267,942 people
- By 2030
- 296,630 · +10.7%
- By 2040
- 354,560 · +32.3%
- By 2050
- 414,616 · +54.7%
- By 2075
- 562,158 · +109.8%
- By 2100
- 678,828 · +153.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Hispanic / Latino 16% Two or more races 9% Asian 8% Black 5%
- Hispanic origin (detail)
- Mexican 12%
- Common ancestry
- Lithuanian 2% Romanian 2% Italian 2%
- Foreign-born
- 11% · Canada, China, South Korea
- Languages at home
- 83% English-only · Spanish 8% Other Indo-European 3% Chinese 2%
Political lean MEDSL · Brazos
- 2024 margin
- Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
- 2008→2024 swing
- +4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
- All cycles
- 2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -133.31%
- Current HPI
- 175.9669
- Rent YoY
- ▲ 3.13%
- Metro
- College Station-Bryan, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-14.1% since first listed4 events — show timeline
- 2026-03-23 Price Changed $85,000 BCSRMLS
- 2026-03-23 Price Changed $85,000 HARMLS
- 2026-01-30 Listed $99,000 HARMLS
- 2026-01-30 Listed $99,000 BCSRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…