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158 Oak Leaf
B Composite 71.84
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.7/10.0
  • Livability +4.2/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$85,000

158 Oak Leaf · College Station, TX 77845
4 bd · 2.0 ba · 1,792 sqft · Manufactured · 139 Days on market
Built 2000 Fair condition ↓ 14% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to your dream home just 3 miles from the vibrant Texas A & M University! This delightful manufactured home features four spacious bedrooms and two full bathrooms, providing ample space for family living or entertaining guests. Recent upgrades include a new roof and essential appliances like the central AC unit, water heater, refrigerator, and dishwasher. This welcoming 1792 square foot home features a charming front porch for afternoon relaxation and a spacious side porch within a fenced yard. The well-planned interior maximizes living space while providing plenty of natural light and comfortable gathering areas. Located in an established community with easy access to amenities, this move-in ready home offers both comfort and convenience. This home includes the home only and there is a lot lease. Nestled in a friendly neighborhood, this home provides easy access to local parks, shopping, and dining options. The proximity to Texas A & M makes it an ideal choice for faculty, and staff alike.

Key facts

  • Water heater
  • Dishwasher
  • Front porch

Tags

NEW ROOFCENTRAL AC UNITWATER HEATERREFRIGERATORDISHWASHERFRONT PORCH

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $85k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $1k ($16k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $85k).
  • Recommended offer: $75k (12.0% below list) — sets the bar for market timing.
  • Cap rate 24.9% vs local median 3.3% in College Station — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#11 in TX, #994 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, crime A-; Watch: employment C-.
  • College Station ISD (urban): math 58% / reading 54% proficiency, ranked #113 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.1%/yr); 1168 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $588 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.1% rent growth), your $24k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 139 days — a 12% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $14k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $74,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 139 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.84%
Cap rate
24.88%
Cash-on-cash
66.38%
DSCR
3.95
GRM
2.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.13% rent growth · sell at horizon

5-year hold
IRR
65.8%
Equity multiple
3.96×
Total profit
$70,430
Equity at exit
$12,674
10-year hold
IRR
70.1%
Equity multiple
8.17×
Total profit
$170,748
Equity at exit
$7,349

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77845

Rents YoY
3.1%
Active inventory
1168
Price-to-rent
2.9×

Monthly cashflow live

Estimated rent
$2,410 high interval (Pro) →
Mortgage (P&I)
$446
Tax est. 1.5%
$106 /mo · $1,275/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$506
Net cashflow
$1,317

Break-even live

Break-even rent $744
Max offer price $85,000
Occupancy floor 40%

Sensitivity live

Price -10% $1,375 -5% $1,346 +0% $1,317 +5% $1,287 +10% $1,258
Rent -10% $1,126 -5% $1,221 +0% $1,317 +5% $1,412 +10% $1,507
Rate -1.0pp $1,359 -0.5pp $1,338 base $1,317 +0.5pp $1,295 +1.0pp $1,272

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,250
Closing costs
$2,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 29 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
136 Oak Leaf College Station, TX 4.0 2.0 1474 $2,499 $1.70 44d 1 0.09mi
127 Oak Run College Station, TX 4.0 2.0 1685 $2,299 $1.36 44d 1 0.10mi
193 Oak Run College Station, TX 3.0 2.0 1264 $1,899 $1.50 22d 1 0.11mi
562 Momma Bear Dr College Station, TX 3.0 3.5 1729 $2,580 $1.49 14d 1 0.13mi
505 Momma Bear Dr College Station, TX 4.0 4.5 1902 $2,950 $1.55 14d 1 0.20mi
193 Ridge Walk College Station, TX 3.0 2.0 1493 $2,199 $1.47 22d 1 0.29mi
3004 Papa Bear Dr College Station, TX 4.0 4.0 1795 $3,250 $1.81 44d 1 0.31mi
3314 Papa Bear Dr College Station, TX 3.0 3.5 1753 $1,800 $1.03 44d 1 0.33mi
4303 Commando Trl College Station, TX 4.0 4.0 1773 $2,200 $1.24 44d 1 0.47mi
410 Baby Bear Dr College Station, TX 3.0 3.0 1261 $700 $0.56 22d 1 0.47mi
3545 Paloma Ridge Dr College Station, TX 3.0 3.0 1323 $1,700 $1.28 44d 1 0.52mi
3011 Towers Pkwy College Station, TX 3.0 3.0 1271 $1,895 $1.49 44d 1 0.53mi
3007 Towers Pkwy College Station, TX 4.0 4.0 1756 $500 $0.28 44d 1 0.54mi
3211 Sergeant Dr College Station, TX 4.0 4.0 1618 $2,400 $1.48 45d 1 0.54mi
3510 Paloma Ridge Dr College Station, TX 3.0 3.0 1300 $1,650 $1.27 14d 1 0.56mi
131 Deacon Dr W College Station, TX 4.0 4.0 1775 $2,000 $1.13 44d 1 0.65mi
118 Kimber Ln College Station, TX 4.0 4.0 1853 $500 $0.27 22d 1 0.67mi
156 Sunset Trl College Station, TX 4.0 2.0 1474 $1,999 $1.36 22d 1 0.67mi
104 Tang Cake Dr College Station, TX 4.0 4.0 1853 $2,800 $1.51 14d 1 0.68mi
3609 Haverford Rd College Station, TX 4.0 4.0 1874 $2,400 $1.28 14d 1 0.68mi
3210 Neuburg Ct College Station, TX 5.0 4.5 2186 $800 $0.37 44d 1 0.76mi
511 Fraternity Row College Station, TX 3.0 2.0 1278 $1,800 $1.41 44d 1 0.89mi
3209 Salzburg Ct College Station, TX 4.0 2.0 2253 $2,800 $1.24 44d 1 0.90mi
400 Heather Ln College Station, TX 3.0 2.0 1723 $2,400 $1.39 44d 1 0.91mi
2310 Pronghorn Ln College Station, TX 3.0 2.0 1350 $1,550 $1.15 14d 1 1.20mi
3709 Oldenburg Ln College Station, TX 3.0 3.0 1338 $1,600 $1.20 44d 1 1.34mi
4454 Reveille Rd College Station, TX 3.0 3.0 1463 $1,650 $1.13 44d 1 1.40mi
10328 N Dowling Rd College Station, TX 3.0 3.0 1400 $1,800 $1.29 14d 1 1.45mi
2300 Cottage Ln College Station, TX 2.0–5.0 2.0–5.0 1333 $1,143 $0.86 14d 33 1.49mi

Listing history 19 events

  1. 2026-06-18
    days on market $85,000 Active 139 DOM
  2. 2026-06-17
    days on market $85,000 Active 138 DOM
  3. 2026-06-16
    days on market $85,000 Active 137 DOM
  4. 2026-06-15
    days on market $85,000 Active 136 DOM
  5. 2026-06-14
    days on market $85,000 Active 134 DOM
  6. 2026-06-13
    days on market $85,000 Active 133 DOM
  7. 2026-06-10
    days on market $85,000 Active 131 DOM
  8. 2026-06-09
    days on market $85,000 Active 130 DOM
  9. 2026-06-08
    days on market $85,000 Active 129 DOM
  10. 2026-06-07
    days on market $85,000 Active 128 DOM
  11. 2026-06-05
    days on market $85,000 Active 125 DOM
  12. 2026-06-02
    days on market $85,000 Active 123 DOM
  13. 2026-06-01
    days on market $85,000 Active 122 DOM
  14. 2026-05-31
    days on market $85,000 Active 121 DOM
  15. 2026-05-30
    days on market $85,000 Active 120 DOM
  16. 2026-03-23
    price $85,000 1020-char remark
    Show marketing remark (989 chars)

    Welcome to your dream home just 3 miles from the vibrant Texas A&M University! This delightful manufactured home features four spacious bedrooms and two full bathrooms, providing ample space for family living or entertaining guests. Recent upgrades include a new roof and essential appliances like the central AC unit, water heater, refrigerator, and dishwasher. This welcoming 1792 square foot home features a charming front porch perfect for afternoon relaxation and a spacious side porch within a secure fenced yard. The well-planned interior maximizes living space while providing plenty of natural light and comfortable gathering areas. Located in an established community with easy access to amenities, this move-in ready home offers both comfort and convenience. Nestled in a friendly neighborhood, this home provides easy access to local parks, shopping, and dining options. The proximity to Texas A&M makes it an ideal choice for students, faculty, and staff alike.

  17. 2026-03-23
    price $85,000 989-char remark
    Show marketing remark (989 chars)

    Welcome to your dream home just 3 miles from the vibrant Texas A&M University! This delightful manufactured home features four spacious bedrooms and two full bathrooms, providing ample space for family living or entertaining guests. Recent upgrades include a new roof and essential appliances like the central AC unit, water heater, refrigerator, and dishwasher. This welcoming 1792 square foot home features a charming front porch perfect for afternoon relaxation and a spacious side porch within a secure fenced yard. The well-planned interior maximizes living space while providing plenty of natural light and comfortable gathering areas. Located in an established community with easy access to amenities, this move-in ready home offers both comfort and convenience. Nestled in a friendly neighborhood, this home provides easy access to local parks, shopping, and dining options. The proximity to Texas A&M makes it an ideal choice for students, faculty, and staff alike.

  18. 2026-01-30
    listed $99,000 Active 1020-char remark
    Show marketing remark (989 chars)

    Welcome to your dream home just 3 miles from the vibrant Texas A&M University! This delightful manufactured home features four spacious bedrooms and two full bathrooms, providing ample space for family living or entertaining guests. Recent upgrades include a new roof and essential appliances like the central AC unit, water heater, refrigerator, and dishwasher. This welcoming 1792 square foot home features a charming front porch perfect for afternoon relaxation and a spacious side porch within a secure fenced yard. The well-planned interior maximizes living space while providing plenty of natural light and comfortable gathering areas. Located in an established community with easy access to amenities, this move-in ready home offers both comfort and convenience. Nestled in a friendly neighborhood, this home provides easy access to local parks, shopping, and dining options. The proximity to Texas A&M makes it an ideal choice for students, faculty, and staff alike.

  19. 2026-01-30
    listed $99,000 Active 989-char remark
    Show marketing remark (989 chars)

    Welcome to your dream home just 3 miles from the vibrant Texas A&M University! This delightful manufactured home features four spacious bedrooms and two full bathrooms, providing ample space for family living or entertaining guests. Recent upgrades include a new roof and essential appliances like the central AC unit, water heater, refrigerator, and dishwasher. This welcoming 1792 square foot home features a charming front porch perfect for afternoon relaxation and a spacious side porch within a secure fenced yard. The well-planned interior maximizes living space while providing plenty of natural light and comfortable gathering areas. Located in an established community with easy access to amenities, this move-in ready home offers both comfort and convenience. Nestled in a friendly neighborhood, this home provides easy access to local parks, shopping, and dining options. The proximity to Texas A&M makes it an ideal choice for students, faculty, and staff alike.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,921
− Mortgage interest
−$4,761
− Property taxes
−$1,275
− Insurance
−$425
− Repairs & maintenance
−$2,314
− Management
−$2,314
− Depreciation
−$2,473
Taxable income
$15,360
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,686
After-tax cash flow
$12,112/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

This manufactured home requires moderate repairs and maintenance, with potential for significant value increases through updates to interior walls, flooring, and landscaping.

Repairs flagged

  • Minor wooden deck — slight wear
  • Minor wooden deck — slight wear
  • Minor wooden deck — slight wear

Value-add opportunities

  • Resale paint interior walls — enhances curb appeal and interior aesthetics
  • Resale replace carpet with hardwood — increases value and reduces maintenance
  • Resale install new kitchen cabinets — modernizes space and adds value
  • Resale install new bathroom fixtures — enhances functionality and aesthetics
  • Both landscaping improvements — enhances curb appeal and adds value

Renovation cost estimate screening

Repair itemSeverityEst. cost
wooden deck · slight wear Minor $500–3,000
wooden deck · slight wear Minor $500–3,000
wooden deck · slight wear Minor $500–3,000
Total estimated repair cost · 3 items $1,500–9,000

Value-add ROI direction

  • Resale paint interior walls — enhances curb appeal and interior aesthetics
  • Resale replace carpet with hardwood — increases value and reduces maintenance
  • Resale install new kitchen cabinets — modernizes space and adds value
  • Resale install new bathroom fixtures — enhances functionality and aesthetics
  • Both landscaping improvements — enhances curb appeal and adds value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
College Station ISD
NCES district ID
4807350
Math proficiency
58% ▼ -4.00%
Reading proficiency
54% ▼ -2.00%
Median HH income
$36,991
Composite
46.54/100
National rank
#2428
State rank
#113 of 826 in TX

Livability — College Station

Score
83/100
State rank
#11
US rank
#994

Category grades

Amenities A+ Commute A+ Cost of living A- Crime A- Employment C- Housing A- Health & safety B User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Brazos County · 233,400 people
City population
131,628
Metro
College Station-Bryan, TX
Population (ZIP)
76,764
Household income
$88,851
Rent vs Own
37.2% rent · 62.8% own
Severe rent burden
3329.0

Population outlook (Brazos County) Hauer SSP2

Today (2025)
267,942 people
By 2030
296,630 · +10.7%
By 2040
354,560 · +32.3%
By 2050
414,616 · +54.7%
By 2075
562,158 · +109.8%
By 2100
678,828 · +153.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Hispanic / Latino 16% Two or more races 9% Asian 8% Black 5%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Lithuanian 2% Romanian 2% Italian 2%
Foreign-born
11% · Canada, China, South Korea
Languages at home
83% English-only · Spanish 8% Other Indo-European 3% Chinese 2%

Political lean MEDSL · Brazos

2024 margin
Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
2008→2024 swing
+4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
All cycles
2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -133.31%
Current HPI
175.9669
Rent YoY
▲ 3.13%
Metro
College Station-Bryan, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-14.1% since first listed
4 events — show timeline
  • 2026-03-23 Price Changed $85,000 BCSRMLS
  • 2026-03-23 Price Changed $85,000 HARMLS
  • 2026-01-30 Listed $99,000 HARMLS
  • 2026-01-30 Listed $99,000 BCSRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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