318 Otterbein St · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.4/30.0
- ARV discount +10.5/15.0
- 1% rule +4.8/10.0
- DSCR +4.7/10.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Rent growth +2.2/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$184,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome Home to 318 Otterbein Street, tucked away in the Barre Circle Neighborhood. Its a great space for homeowners and investors. The neighborhood is one of a kind. Easy access to Camden Yards and M & T Stadiums & Inner Harbor. Close to westside Medical Centers and BioTech Park. 295, 395, 95, RT 1, 83 - it's all right there!! Open your door to walk across the street to a cute little neighborhood park. Live near where you work grants available for those who qualify. Off street parking in the rear of the home. Come take a look before it's gone!
Key facts
- Built 1900
- Listed 34 days
Property features AI
Finance
- Other: Annual ground rent noted in income/expense information
- Financial info: Fee simple ownership; Improvement assessed value reported; Land assessed value reported
Exterior
- Parking: Parking lot
- Utilities: Public water; Public sewer; Electric service
- Home design: End of row townhouse; Finished area above grade per assessor (812 finished)
- Construction: Brick construction; Other foundation; Other above- and below-grade structures; Year built per assessor
- Exterior features: Ground rent exists; Property located within city limits (Baltimore City)
Interior
- Bedrooms: 2 bedrooms on the main level
- Bathrooms: 1 full bathroom on the main level
- Heating & cooling: Forced air heating (electric); Central air conditioning (electric); Electric hot water
- Interior features: No basement; Living area per assessor
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath townhouse listed at $184k.
Deal economics
- At list price, monthly cash flow is $71 ($853/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $181k (1.7% below list).
- Recommended offer: $178k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Elmer A. Henderson: A Johns Hopkins Partnership (math 2% / reading 16%, grade F, #650 of 860 statewide, top 77%, 642 students, 80% FRL); Vanguard Collegiate Middle (math 3% / reading 15%, grade F, #212 of 225 statewide, top 95%, 343 students, 84% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL).
- Zoned-school proficiency averages 32% at this address vs 12% district-wide (+20 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents soft (-1.0%/yr); 363 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 35 days — a 3% lower offer ($178k) is reasonable based on typical stale-listing flexibility.
- 12 sale attempts since 26y ago; this cycle's ask has dropped $33k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.98% ✗
- Cap rate
- 6.76%
- Cash-on-cash
- 1.66%
- DSCR
- 1.07
- GRM
- 8.5
CMA / ARV
- ARV (median comp)
- $197,319
- List price
- $184,000
- Delta
- -6.75%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 864 Carroll St | 0.19mi | 2/1.5 | 880 (+8%) | 3mo | $89,000 | $101 | 73 |
| 119 S Carrollton Ave | 0.45mi | 2/1.5 | 800 (-2%) | 4mo | $83,000 | $104 | 72 |
| 1241 Sargeant St | 0.40mi | 2/2.5 | 816 (+0%) | 4mo | $160,000 | $196 | 71 |
| 1121 Cleveland St | 0.25mi | 2/1.0 | 912 (+12%) | 2mo | $109,900 | $121 | 67 |
| 623 Archer St | 0.19mi | 2/2.0 | 720 (-11%) | 4mo | $190,000 | $264 | 65 |
| 1438 Ward St | 0.60mi | 2/1.0 | 804 (-1%) | 7mo | $50,000 | $62 | 65 |
| 731 S Hanover St Unit R2 | 0.74mi | 2/1.0 | 800 (-2%) | 0mo | $180,000 | $225 | 63 |
| 1133 Sargeant St | 0.30mi | 2/1.5 | 912 (+12%) | 2mo | $67,500 | $74 | 61 |
| 131 W Lee St W | 0.62mi | 1/1.0 (-1) | 846 (+4%) | 7mo | $259,900 | $307 | 53 |
| 421 S Sharp St S Unit R 11 | 0.61mi | 2/2.0 | 898 (+11%) | 2mo | $220,000 | $245 | 48 |
| 32 W Montgomery St Unit C | 0.75mi | 2/1.0 | 714 (-12%) | 3mo | $167,000 | $234 | 42 |
| 506 S Charles St Unit R92 | 0.72mi | 2/2.0 | 898 (+11%) | 4mo | $267,000 | $297 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -17.3%
- Equity multiple
- 0.41×
- Total profit
- $-30,506
- Equity at exit
- $27,435
- IRR
- -16.7%
- Equity multiple
- 0.21×
- Total profit
- $-40,885
- Equity at exit
- $15,909
Cash invested: $51,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21230
- Rents YoY
- -1.0%
- Active inventory
- 363
- Price-to-rent
- 8.5×
Monthly cashflow live
- Estimated rent
- $1,808 high interval (Pro) →
- Mortgage (P&I)
- −$965
- Tax from tax record
- −$316 /mo · $3,787/yr
- Insurance
- −$77
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$380
- Net cashflow
- $71
Break-even live
Sensitivity live
| Price | -10% $175 | -5% $123 | +0% $71 | +5% $19 | +10% $-33 |
|---|---|---|---|---|---|
| Rent | -10% $-72 | -5% $0 | +0% $71 | +5% $143 | +10% $214 |
| Rate | -1.0pp $164 | -0.5pp $118 | base $71 | +0.5pp $23 | +1.0pp $-25 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,000
- Closing costs
- $5,520
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 776 Washington Blvd Unit 3F Baltimore, MD | 1.0 | 1.0 | 800 | $1,000 | $1.25 | 45d | 1 | 0.07mi |
| 805 Washington Blvd Unit B Baltimore, MD | 2.0 | 2.0 | 1106 | $1,650 | $1.49 | 22d | 1 | 0.10mi |
| 805 Washington Blvd Unit A Baltimore, MD | 2.0 | 2.0 | 1050 | $1,650 | $1.57 | 45d | 1 | 0.10mi |
| 519 Scott St Unit 1 Baltimore, MD | 2.0 | 2.0 | 800 | $2,000 | $2.50 | 45d | 1 | 0.11mi |
| 666 Melvin Dr Baltimore, MD | 1.0 | 1.5 | 852 | $1,450 | $1.70 | 0d | 1 | 0.15mi |
| 725 W Pratt St Baltimore, MD | 1.0 | 1.0 | 584 | $1,925 | $3.29 | 0d | 8 | 0.15mi |
| 121 S Fremont Ave Baltimore, MD | 1.0 | 1.0 | 582 | $2,100 | $3.61 | 22d | 5 | 0.16mi |
| 812 S Paca St Baltimore, MD | 3.0 | 2.0 | 990 | $1,500 | $1.52 | 14d | 1 | 0.17mi |
| 657 Dover St Baltimore, MD | 1.0 | 2.0 | 1080 | $1,400 | $1.30 | 14d | 1 | 0.17mi |
| 638 S Paca St Unit 2404866494 Baltimore, MD | 3.0 | 1.5 | 1100 | $2,200 | $2.00 | 45d | 1 | 0.17mi |
| 653 Dover St Baltimore, MD | 1.0 | 1.5 | 936 | $1,500 | $1.60 | 22d | 1 | 0.17mi |
| 853 Reinhart St Baltimore, MD | 2.0 | 2.5 | 780 | $1,800 | $2.31 | 45d | 1 | 0.18mi |
| 802 Mangold St Baltimore, MD | 2.0 | 2.5 | 960 | $2,300 | $2.40 | 0d | 1 | 0.19mi |
| 847 McHenry St Baltimore, MD | 2.0 | 2.0 | 952 | $1,795 | $1.89 | 6d | 1 | 0.19mi |
| 923 McHenry St Baltimore, MD | 3.0 | 1.0 | 1008 | $1,625 | $1.61 | 45d | 1 | 0.25mi |
| 519 W Pratt St Baltimore, MD | 1.0 | 1.0 | 576 | $1,400 | $2.43 | 4d | 2 | 0.30mi |
| 1127 Sargeant St Baltimore, MD | 2.0 | 1.5 | 1080 | $1,275 | $1.18 | 25d | 1 | 0.32mi |
| 1125 Wicomico St Baltimore, MD | 3.0 | 3.0 | 1068 | $1,955 | $1.83 | 25d | 1 | 0.33mi |
| 1142 Sargeant St Baltimore, MD | 3.0 | 2.0 | 1080 | $1,601 | $1.48 | 3d | 1 | 0.33mi |
| 1142 Sargeant St Baltimore, MD | 3.0 | 2.0 | 1080 | $1,601 | $1.48 | 0d | 1 | 0.33mi |
| 511 W Pratt St Baltimore, MD | 2.0 | 1.0–2.0 | 925 | $3,455 | $3.74 | 0d | 10 | 0.33mi |
| 1160 Washington Blvd Baltimore, MD | 2.0 | 1.0 | 960 | $1,575 | $1.64 | 25d | 1 | 0.33mi |
| 1163 Washington Blvd Baltimore, MD | 2.0 | 2.5 | 1012 | $1,700 | $1.68 | 14d | 1 | 0.33mi |
| 1215 James St Baltimore, MD | 2.0 | 1.0 | 960 | $1,500 | $1.56 | 45d | 1 | 0.40mi |
| 410 W Lombard St Baltimore, MD | 1.0 | 1.0 | 686 | $1,423 | $2.07 | 0d | 6 | 0.42mi |
| 301 W Lombard St Baltimore, MD | 1.0 | 1.0–2.0 | 499 | $1,780 | $3.57 | 0d | 29 | 0.46mi |
| 11 S Eutaw St Baltimore, MD | 1.0–2.0 | 1.0–2.0 | 1023 | $2,146 | $2.10 | 0d | 12 | 0.51mi |
| 300 W Lombard St Baltimore, MD | 2.0 | 1.0–2.0 | 686 | $1,850 | $2.69 | 0d | 8 | 0.52mi |
| 617 W Lexington St Baltimore, MD | 1.0–2.0 | 1.0 | 975 | $2,200 | $2.26 | 12d | 4 | 0.52mi |
| 1 S Eutaw St Unit 1BR Baltimore, MD | 1.0 | 1.0 | 600 | $1,195 | $1.99 | 0d | 1 | 0.52mi |
| 101 N Schroeder St Baltimore, MD | 3.0 | 1.0–2.0 | 1037 | $2,588 | $2.50 | 0d | 11 | 0.53mi |
| 48 S Carrollton Ave Unit 4 Baltimore, MD | 2.0 | 1.0 | 670 | $1,600 | $2.39 | 45d | 1 | 0.53mi |
| 300 W Redwood St Baltimore, MD | 1.0 | 1.0 | 579 | $2,400 | $4.15 | 0d | 1 | 0.54mi |
| 311 W Baltimore St #503 Baltimore, MD | 1.0 | 1.0 | 900 | $1,599 | $1.78 | 45d | 1 | 0.55mi |
| 311 W Baltimore St Unit 504 Baltimore, MD | 2.0 | 2.0 | 1100 | $1,999 | $1.82 | 21d | 1 | 0.55mi |
| 123 W Barre St #112 Baltimore, MD | 2.0 | 1.5 | 975 | $2,200 | $2.26 | 45d | 1 | 0.59mi |
| 8 N Howard St Baltimore, MD | 2.0 | 1.0–2.0 | 1433 | $3,600 | $2.51 | 3d | 36 | 0.60mi |
| 305 S Calhoun St Baltimore, MD | 2.0 | 1.0 | 1000 | $1,300 | $1.30 | 23d | 1 | 0.60mi |
| 1432 Carroll St Baltimore, MD | 2.0 | 1.5 | 912 | $1,900 | $2.08 | 45d | 1 | 0.60mi |
| 1324 W Lombard St Unit 1 Baltimore, MD | 2.0 | 2.0 | 1100 | $1,500 | $1.36 | 25d | 1 | 0.61mi |
Listing history 50 events
-
2026-06-21pricedays on market $184,000 Active 35 DOM
-
2026-06-18days on market $197,000 Active 32 DOM
-
2026-06-17days on market $197,000 Active 31 DOM
-
2026-06-16days on market $197,000 Active 30 DOM
-
2026-06-15days on market $197,000 Active 29 DOM
-
2026-06-13days on market $197,000 Active 27 DOM
-
2026-06-09days on market $197,000 Active 23 DOM
-
2026-06-08days on market $197,000 Active 22 DOM
-
2026-06-07pricedays on market $197,000 Active 21 DOM
-
2026-06-04days on market $217,000 Active 18 DOM
-
2026-06-03days on market $217,000 Active 17 DOM
-
2026-06-02days on market $217,000 Active 16 DOM
-
2026-06-01days on market $217,000 Active 15 DOM
-
2026-05-31days on market $217,000 Active 14 DOM
-
2026-05-18$217,000 Active 954-char remark
-
2026-05-15historical $217,000 954-char remark
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2024-06-12soldstatus $179,000
-
2024-05-20soldstatus $179,000 Closed 561-char remark
Show marketing remark (561 chars)
Welcome Home to 318 Otterbein Street, tucked away in the Barre Circle Neighborhood. Its a great space for homeowners and investors. The neighborhood is one of a kind. Easy access to Camden Yards and M & T Stadiums & Inner Harbor. Close to westside Medical Centers and BioTech Park. 295, 395, 95, RT 1, 83 - it's all right there!! Open your door to walk across the street to a cute little neighborhood park. Live near where you work grants available for those who qualify. Off street parking in the rear of the home. Come take a look before it's gone!
-
2024-04-29status Pending 561-char remark
Show marketing remark (561 chars)
Welcome Home to 318 Otterbein Street, tucked away in the Barre Circle Neighborhood. Its a great space for homeowners and investors. The neighborhood is one of a kind. Easy access to Camden Yards and M & T Stadiums & Inner Harbor. Close to westside Medical Centers and BioTech Park. 295, 395, 95, RT 1, 83 - it's all right there!! Open your door to walk across the street to a cute little neighborhood park. Live near where you work grants available for those who qualify. Off street parking in the rear of the home. Come take a look before it's gone!
-
2024-03-21price $189,000 561-char remark
Show marketing remark (561 chars)
Welcome Home to 318 Otterbein Street, tucked away in the Barre Circle Neighborhood. Its a great space for homeowners and investors. The neighborhood is one of a kind. Easy access to Camden Yards and M & T Stadiums & Inner Harbor. Close to westside Medical Centers and BioTech Park. 295, 395, 95, RT 1, 83 - it's all right there!! Open your door to walk across the street to a cute little neighborhood park. Live near where you work grants available for those who qualify. Off street parking in the rear of the home. Come take a look before it's gone!
-
2024-02-28$195,000 Active 561-char remark
Show marketing remark (561 chars)
Welcome Home to 318 Otterbein Street, tucked away in the Barre Circle Neighborhood. Its a great space for homeowners and investors. The neighborhood is one of a kind. Easy access to Camden Yards and M & T Stadiums & Inner Harbor. Close to westside Medical Centers and BioTech Park. 295, 395, 95, RT 1, 83 - it's all right there!! Open your door to walk across the street to a cute little neighborhood park. Live near where you work grants available for those who qualify. Off street parking in the rear of the home. Come take a look before it's gone!
-
2023-11-15historical
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2023-11-02historical Active Under Contract
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2023-09-29$187,500 Active
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2013-10-23soldstatus $148,500
-
2013-09-27historical
-
2013-09-23soldstatus $148,500 Sold
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2013-09-23soldstatus $148,500
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2013-08-06status Contract
-
2013-08-05historical
-
2013-06-24price $159,000
-
2013-06-08$169,000 Active
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2013-06-08$159,000
-
2009-08-03historical
-
2009-08-03historical
-
2009-07-18status
-
2009-07-17historical
-
2009-07-02status Active
-
2009-06-27historical
-
2009-06-13price
-
2009-02-17price
-
2009-02-14price
-
2009-01-20
-
2009-01-20$190,000
-
2005-09-19soldstatus $180,000
-
2003-10-09soldstatus $81,000
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2003-08-27soldstatus $81,000
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2003-07-07historical
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2003-06-26$79,900
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2001-11-02soldstatus $50,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $3,787 · $316/mo
- Projected year-2 tax
- $3,787 · $316/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,695
- − Mortgage interest
- −$10,307
- − Property taxes
- −$3,787
- − Insurance
- −$920
- − Repairs & maintenance
- −$1,736
- − Management
- −$1,736
- − Depreciation
- −$5,353
- Taxable loss
- −$2,143
- Est. tax savings @ 24.0%
- +$514
- After-tax cash flow
- $1,367/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 32,977
- Household income
- $91,842
- Rent vs Own
- Severe rent burden
- 1463.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 55% Black 23% Hispanic / Latino 13% Two or more races 6% Asian 4%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 1%
- Common ancestry
- Romanian 5% Lithuanian 2% Italian 2%
- Foreign-born
- 10% · Canada, China
- Languages at home
- 85% English-only · Spanish 9% Other Indo-European 1% Other Asian/Pacific 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -311.43%
- Current HPI
- 284.338
- Rent YoY
- ▼ -1.00%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
|
||
| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+328.3% since first listed43 events — show timeline
- 2026-06-07 Price Changed $197,000 BRIGHT MLS
- 2026-05-18 Listed $217,000 BRIGHT MLS
- 2026-05-15 Coming Soon $217,000 BRIGHT MLS
- 2024-06-12 Sold (Public Records) $179,000 Public Records
- 2024-05-20 Sold (MLS) $179,000 BRIGHT MLS
- 2024-04-29 Pending — BRIGHT MLS
- 2024-03-21 Price Changed $189,000 BRIGHT MLS
- 2024-02-28 Listed $195,000 BRIGHT MLS
- 2023-11-15 Listing Removed — BRIGHT MLS
- 2023-11-02 Contingent — BRIGHT MLS
- 2023-09-29 Listed $187,500 BRIGHT MLS
- 2013-10-23 Sold (Public Records) $148,500 Public Records
- 2013-09-27 Delisted — MRIS
- 2013-09-23 Sold (MLS) $148,500 BRIGHT MLS
- 2013-09-23 Sold (MLS) $148,500 MRIS
- 2013-08-06 Pending — MRIS
- 2013-08-05 Listing Removed — BRIGHT MLS
- 2013-06-24 Price Changed $159,000 MRIS
- 2013-06-08 Listed $169,000 MRIS
- 2013-06-08 Listed $159,000 BRIGHT MLS
- 2009-08-03 Delisted — MRIS
- 2009-08-03 Listing Removed — BRIGHT MLS
- 2009-07-18 Relisted — MRIS
- 2009-07-17 Delisted — MRIS
- 2009-07-02 Relisted — MRIS
- 2009-06-27 Delisted — MRIS
- 2009-06-13 Price Changed — MRIS
- 2009-02-17 Price Changed — MRIS
- 2009-02-14 Price Changed — MRIS
- 2009-01-20 Listed — MRIS
- 2009-01-20 Listed $190,000 BRIGHT MLS
- 2005-09-19 Sold (Public Records) $180,000 Public Records
- 2003-10-09 Sold (Public Records) $81,000 Public Records
- 2003-08-27 Sold (MLS) $81,000 MRIS
- 2003-07-07 Delisted — MRIS
- 2003-06-26 Listed $79,900 MRIS
- 2001-11-02 Sold (Public Records) $50,000 Public Records
- 2001-10-02 Sold (MLS) $50,000 MRIS
- 2001-07-31 Delisted — MRIS
- 2001-07-23 Listed $51,900 MRIS
- 2001-06-01 Delisted — MRIS
- 2000-10-06 Listed — MRIS
- 1986-02-05 Sold (Public Records) $46,000 Public Records
Property tax history
+1.8%/yrLatest (2025): $3,787 · +7.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…