840 Bronx River Rd Unit 5B · Yonkers, NY
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.66%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.8/30.0
- ARV discount +7.5/15.0
- DSCR +7.3/10.0
- 1% rule +5.9/10.0
- Schools +4.1/10.0
- Rent growth +3.6/5.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$230,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Sleek, stylish, and pet-friendly one-bed apartment at Bronxville Ridge. Freshly painted and beautifully renovated! Brand-new kitchen with stainless-steel pro stove, fridge, dishwasher, quartz countertops, and brass hardware. The bright living room features a wood-burning fireplace to keep you cozy all winter. Five large closets hold all of your things, one specially made for shoes! Completely redone bathroom with glass shower. Lovely grounds, barbecue grills, eight-minute walk to Fleetwood Metro North station. CVS, Starbuck across the street. Additional Information: HeatingFuel:Oil Above Ground,
Key facts
- Renovated kitchen
- Landscaped courtyard
- Built 1925
Tags
Property features AI
Finance
- Other: Additional fee amount listed ($600) with frequency referenced in remarks
- HOA & community: Building amenities include basketball court, elevators, landscaping, maintenance, playground, snow removal, and trash service; Additional assessment fee noted (see remarks)
Exterior
- Parking: Assigned off-street parking in a parking lot; Parking fee applies
- Utilities: Electricity connected (Con Edison); Public water; Public sewer; Trash collection (public)
- Home design: Stock cooperative; One-level unit; Located between the 3rd and 5th floors
- Construction: Brick and frame construction; Concrete perimeter foundation
- Exterior features: Brick and frame construction; Concrete perimeter foundation; Not waterfront
Interior
- Kitchen: Dishwasher; Gas oven; Microwave; Refrigerator; Stainless steel appliances; Wine refrigerator
- Bedrooms: 3 rooms total (layout details not specified)
- Flooring: Hardwood floors
- Bathrooms: 1 full bathroom
- Heating & cooling: Oil heating; Wall/window air conditioning unit(s)
- Interior features: Elevator; Galley-style kitchen; Quartz/Quartzite counters; Double-pane windows; No basement (unit-level)
- Laundry & utility: Laundry in basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $230k.
Deal economics
- At list price, monthly cash flow is $399 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $230k).
- Recommended offer: $223k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.4% vs local median 5.3% in Yonkers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
- Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Yonkers Early Childhood Academy (327 students, 72% FRL); Yonkers Middle School (math 17% / reading 37%, grade F, #587 of 729 statewide, top 81%, 601 students, 88% FRL); Yonkers High School (math 92% / reading 88%, grade A+, #238 of 1,100 statewide, top 23%, 1,060 students, 76% FRL) — zoned schools average 79% FRL vs 64% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+4.3%/yr); 246 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 59 days — a 3% lower offer ($223k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 12y ago; this cycle's ask has dropped $30k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $188k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.09% ✓
- Cap rate
- 8.38%
- Cash-on-cash
- 7.44%
- DSCR
- 1.33
- GRM
- 7.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 4.27% rent growth · sell at horizon
- IRR
- -3.5%
- Equity multiple
- 0.87×
- Total profit
- $-8,546
- Equity at exit
- $34,294
- IRR
- 7.6%
- Equity multiple
- 1.61×
- Total profit
- $39,174
- Equity at exit
- $19,886
Cash invested: $64,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 5 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City Yonkers
- 5 Strongly Tenant-Friendly · D+20
ZIP-level market 10708
- Rents YoY
- 4.3%
- Active inventory
- 246
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $2,517 high interval (Pro) →
- Mortgage (P&I)
- −$1,206
- Tax est. 1.5%
- −$288 /mo · $3,450/yr
- Insurance
- −$96
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$529
- Net cashflow
- $399
Break-even live
Sensitivity live
| Price | -10% $558 | -5% $479 | +0% $399 | +5% $320 | +10% $240 |
|---|---|---|---|---|---|
| Rent | -10% $200 | -5% $300 | +0% $399 | +5% $499 | +10% $598 |
| Rate | -1.0pp $515 | -0.5pp $458 | base $399 | +0.5pp $340 | +1.0pp $279 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,500
- Closing costs
- $6,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 80 W Grand St Mount Vernon, NY | 1.0 | 1.0 | 850 | $1,942 | $2.28 | 26d | 1 | 0.19mi |
| 645 N MacQuesten Pkwy Unit 3G Mt Vernon, NY | 2.0 | 1.0 | 950 | $3,195 | $3.36 | 26d | 1 | 0.19mi |
| 669 N Terrace Ave Mount Vernon, NY | 1.0 | 1.0 | 750 | $2,031 | $2.71 | 26d | 1 | 0.27mi |
| 42 Broad St W Mount Vernon, NY | 3.0 | 1.0–2.0 | 955 | $2,841 | $2.97 | 3d | 16 | 0.29mi |
| 42 Broad St W Mount Vernon, NY | 3.0 | 1.0–2.0 | 1014 | $3,956 | $3.90 | 25d | 15 | 0.29mi |
| 33 William St Mount Vernon, NY | 1.0–2.0 | 1.0 | 725 | $1,850 | $2.55 | 23d | 2 | 0.36mi |
| 671 Bronx River Rd Unit 3A Yonkers, NY | 2.0 | 1.5 | 950 | $3,000 | $3.16 | 26d | 1 | 0.36mi |
| 200 Crescent Pl Unit 2nd fl Yonkers, NY | 1.0 | 1.0 | 800 | $2,300 | $2.88 | 18d | 1 | 0.41mi |
| 12 Putnam St Mount Vernon, NY | 2.0 | 1.0 | 950 | $2,600 | $2.74 | 26d | 1 | 0.61mi |
| 28 Tunis Ave Unit 2 Yonkers, NY | 2.0 | 1.0 | 900 | $3,000 | $3.33 | 45d | 1 | 0.69mi |
| 230 N 7th Ave Unit 2 Mt Vernon, NY | 1.0 | 1.0 | 950 | $2,300 | $2.42 | 11d | 1 | 0.70mi |
| 86 Edgewood Ave Unit 2W Yonkers, NY | 2.0 | 1.0 | 1000 | $2,699 | $2.70 | 45d | 1 | 0.73mi |
| 86 Edgewood Ave Apt 2E Yonkers, NY | 2.0 | 1.0 | 1000 | $2,599 | $2.60 | 20d | 1 | 0.73mi |
| 103 North St Mount Vernon, NY | 1.0 | 1.0 | 720 | $1,900 | $2.64 | 22d | 1 | 0.75mi |
| 14 Elm St Unit 2 Mt Vernon, NY | 2.0 | 1.0 | 1000 | $2,800 | $2.80 | 26d | 1 | 0.84mi |
| 51 Parkway Rd Apt 3 Bronxville, NY | 1.0 | 1.0 | 1100 | $3,100 | $2.82 | 26d | 1 | 0.85mi |
| 495 Kimball Ave Unit First Floor Yonkers, NY | 2.0 | 1.0 | 1100 | $3,000 | $2.73 | 45d | 1 | 0.90mi |
| 142 Trenchard St Unit 2E Yonkers, NY | 1.0 | 1.0 | 900 | $2,250 | $2.50 | 12d | 1 | 1.01mi |
| 32 N Bond St Mount Vernon, NY | 1.0 | 1.0 | 850 | $1,900 | $2.24 | 8d | 1 | 1.02mi |
| 20 Overhill Pl Unit 3 Yonkers, NY | 2.0 | 1.0 | 800 | $3,000 | $3.75 | 45d | 1 | 1.05mi |
| 18 N Bond St Unit 3D Mt Vernon, NY | 1.0 | 1.0 | 750 | $2,000 | $2.67 | 26d | 1 | 1.05mi |
| 13 N Bond St Mount Vernon, NY | 1.0 | 1.0 | 600 | $1,785 | $2.98 | 26d | 1 | 1.07mi |
| 148 Claremont Ave Mount Vernon, NY | 2.0 | 1.0 | 960 | $2,400 | $2.50 | 20d | 1 | 1.08mi |
| 118 N Columbus Ave Mount Vernon, NY | 1.0 | 1.0 | 650 | $1,700 | $2.62 | 26d | 1 | 1.28mi |
| 112 N Columbus Ave Unit 2 Mt Vernon, NY | 2.0 | 2.0 | 900 | $2,997 | $3.33 | 20d | 1 | 1.29mi |
| 277 Bronx River Rd Apt 3M Yonkers, NY | — | 1.0 | 550 | $1,700 | $3.09 | 45d | 1 | 1.33mi |
| 2325 Cortlandt St Unit 4 Mt Vernon, NY | 2.0 | 1.0 | 700 | $2,300 | $3.29 | 26d | 1 | 1.33mi |
| 64 Sagamore Rd Unit A6 Bronxville, NY | 1.0 | 1.0 | 850 | $2,900 | $3.41 | 6d | 1 | 1.36mi |
| 119 S 11th Ave Unit 1 Mt Vernon, NY | 2.0 | 1.0 | 700 | $2,800 | $4.00 | 12d | 1 | 1.37mi |
| 23 Alida St Unit 2s Yonkers, NY | 2.0 | 1.0 | 1000 | $2,900 | $2.90 | 26d | 1 | 1.38mi |
| 255 Bronx River Rd Unit 4R Yonkers, NY | 1.0 | 1.0 | 800 | $2,250 | $2.81 | 25d | 1 | 1.38mi |
| 119 S 13th Ave Mount Vernon, NY | 2.0 | 1.0 | 800 | $2,997 | $3.75 | 14d | 1 | 1.41mi |
| 150 S 6th Ave Unit 2 Mt Vernon, NY | 1.0 | 1.0 | 800 | $2,500 | $3.12 | 8d | 1 | 1.41mi |
| 150 S 6th Ave Unit 2 Mt Vernon, NY | 1.0 | 1.0 | 800 | $2,500 | $3.12 | 19d | 1 | 1.41mi |
| 64 Kensington Rd Apt 1A Bronxville, NY | 1.0 | 1.0 | 800 | $2,895 | $3.62 | 13d | 1 | 1.42mi |
| 85 Bennett Ave Unit 2 Yonkers, NY | 2.0 | 1.0 | 1000 | $2,500 | $2.50 | 45d | 1 | 1.43mi |
| 594 Yonkers Ave Unit 5 Yonkers, NY | 2.0 | 1.0 | 900 | $2,500 | $2.78 | 26d | 1 | 1.43mi |
| 594 Yonkers Ave Unit 5 Yonkers, NY | 2.0 | 1.0 | 900 | $2,500 | $2.78 | 45d | 1 | 1.43mi |
| 28 Kenilworth Rd Unit The Cottage Yonkers, NY | 1.0 | 1.0 | 600 | $1,950 | $3.25 | 15d | 1 | 1.49mi |
| 216 1st St Unit 1 Yonkers, NY | 1.0 | 1.0 | 600 | $2,000 | $3.33 | 45d | 1 | 1.49mi |
HOA detail condo
- Monthly dues
- $0 · $0/yr
- Likely covers
- landscaping
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 32 events
-
2026-06-21days on market $230,000 Active 59 DOM
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2026-06-18days on market $230,000 Active 56 DOM
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2026-06-17price $230,000 Active 55 DOM
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2026-06-17days on market $260,000 Active 55 DOM
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2026-06-16days on market $260,000 Active 54 DOM
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2026-06-15days on market $260,000 Active 53 DOM
-
2026-06-13days on market $260,000 Active 51 DOM
-
2026-06-09days on market $260,000 Active 47 DOM
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2026-06-08days on market $260,000 Active 46 DOM
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2026-06-07days on market $260,000 Active 45 DOM
-
2026-06-04days on market $260,000 Active 42 DOM
-
2026-06-03days on market $260,000 Active 41 DOM
-
2026-06-02days on market $260,000 Active 40 DOM
-
2026-06-01days on market $260,000 Active 39 DOM
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2026-05-31days on market $260,000 Active 38 DOM
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2026-03-12$260,000 Active 1109-char remark
-
2022-05-25soldstatus $187,500 Closed 602-char remark
Show marketing remark (602 chars)
Sleek, stylish, and pet-friendly one-bed apartment at Bronxville Ridge. Freshly painted and beautifully renovated! Brand-new kitchen with stainless-steel pro stove, fridge, dishwasher, quartz countertops, and brass hardware. The bright living room features a wood-burning fireplace to keep you cozy all winter. Five large closets hold all of your things, one specially made for shoes! Completely redone bathroom with glass shower. Lovely grounds, barbecue grills, eight-minute walk to Fleetwood Metro North station. CVS, Starbuck across the street. Additional Information: HeatingFuel:Oil Above Ground,
-
2022-01-24status Pending 602-char remark
Show marketing remark (602 chars)
Sleek, stylish, and pet-friendly one-bed apartment at Bronxville Ridge. Freshly painted and beautifully renovated! Brand-new kitchen with stainless-steel pro stove, fridge, dishwasher, quartz countertops, and brass hardware. The bright living room features a wood-burning fireplace to keep you cozy all winter. Five large closets hold all of your things, one specially made for shoes! Completely redone bathroom with glass shower. Lovely grounds, barbecue grills, eight-minute walk to Fleetwood Metro North station. CVS, Starbuck across the street. Additional Information: HeatingFuel:Oil Above Ground,
-
2021-11-13status Active 602-char remark
Show marketing remark (602 chars)
Sleek, stylish, and pet-friendly one-bed apartment at Bronxville Ridge. Freshly painted and beautifully renovated! Brand-new kitchen with stainless-steel pro stove, fridge, dishwasher, quartz countertops, and brass hardware. The bright living room features a wood-burning fireplace to keep you cozy all winter. Five large closets hold all of your things, one specially made for shoes! Completely redone bathroom with glass shower. Lovely grounds, barbecue grills, eight-minute walk to Fleetwood Metro North station. CVS, Starbuck across the street. Additional Information: HeatingFuel:Oil Above Ground,
-
2021-11-07price $195,000 602-char remark
Show marketing remark (602 chars)
Sleek, stylish, and pet-friendly one-bed apartment at Bronxville Ridge. Freshly painted and beautifully renovated! Brand-new kitchen with stainless-steel pro stove, fridge, dishwasher, quartz countertops, and brass hardware. The bright living room features a wood-burning fireplace to keep you cozy all winter. Five large closets hold all of your things, one specially made for shoes! Completely redone bathroom with glass shower. Lovely grounds, barbecue grills, eight-minute walk to Fleetwood Metro North station. CVS, Starbuck across the street. Additional Information: HeatingFuel:Oil Above Ground,
-
2021-11-03historical 602-char remark
Show marketing remark (602 chars)
Sleek, stylish, and pet-friendly one-bed apartment at Bronxville Ridge. Freshly painted and beautifully renovated! Brand-new kitchen with stainless-steel pro stove, fridge, dishwasher, quartz countertops, and brass hardware. The bright living room features a wood-burning fireplace to keep you cozy all winter. Five large closets hold all of your things, one specially made for shoes! Completely redone bathroom with glass shower. Lovely grounds, barbecue grills, eight-minute walk to Fleetwood Metro North station. CVS, Starbuck across the street. Additional Information: HeatingFuel:Oil Above Ground,
-
2021-10-18$180,000 Active 602-char remark
Show marketing remark (602 chars)
Sleek, stylish, and pet-friendly one-bed apartment at Bronxville Ridge. Freshly painted and beautifully renovated! Brand-new kitchen with stainless-steel pro stove, fridge, dishwasher, quartz countertops, and brass hardware. The bright living room features a wood-burning fireplace to keep you cozy all winter. Five large closets hold all of your things, one specially made for shoes! Completely redone bathroom with glass shower. Lovely grounds, barbecue grills, eight-minute walk to Fleetwood Metro North station. CVS, Starbuck across the street. Additional Information: HeatingFuel:Oil Above Ground,
-
2019-11-08soldstatus $150,000 Sold
Show marketing remark (836 chars)
Welcome to Bronxville Ridge, located in south-east Bronxville directly across from Metro North Fleetwood train station and close to the prestigious Sarah Lawrence College. This pet friendly, over-sized one bedroom apartment is pre-war charming building, bright and spacious with a working fireplace, hardwood floors throughout, high ceilings, built-in shelves, multiple closet space and kitchen with Stainless Steel appliances. In walking distance to Bronxville village and conveniently located near Cross County Mall with great shops and restaurants as well as major highways and public transportation (Metro North and Beeline Bus systems to Manhattan and Northern Westchester County). Dogs and Cats are allowed in the building. Short wait for outdoor parking. Star Rebate about $1200/year. Close to Bronx River Parkway Nature Trail.
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2019-07-01status Pending
Show marketing remark (836 chars)
Welcome to Bronxville Ridge, located in south-east Bronxville directly across from Metro North Fleetwood train station and close to the prestigious Sarah Lawrence College. This pet friendly, over-sized one bedroom apartment is pre-war charming building, bright and spacious with a working fireplace, hardwood floors throughout, high ceilings, built-in shelves, multiple closet space and kitchen with Stainless Steel appliances. In walking distance to Bronxville village and conveniently located near Cross County Mall with great shops and restaurants as well as major highways and public transportation (Metro North and Beeline Bus systems to Manhattan and Northern Westchester County). Dogs and Cats are allowed in the building. Short wait for outdoor parking. Star Rebate about $1200/year. Close to Bronx River Parkway Nature Trail.
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2019-06-11$149,000 Active
Show marketing remark (836 chars)
Welcome to Bronxville Ridge, located in south-east Bronxville directly across from Metro North Fleetwood train station and close to the prestigious Sarah Lawrence College. This pet friendly, over-sized one bedroom apartment is pre-war charming building, bright and spacious with a working fireplace, hardwood floors throughout, high ceilings, built-in shelves, multiple closet space and kitchen with Stainless Steel appliances. In walking distance to Bronxville village and conveniently located near Cross County Mall with great shops and restaurants as well as major highways and public transportation (Metro North and Beeline Bus systems to Manhattan and Northern Westchester County). Dogs and Cats are allowed in the building. Short wait for outdoor parking. Star Rebate about $1200/year. Close to Bronx River Parkway Nature Trail.
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2014-04-17price $82,000 Sold
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2014-04-17soldstatus $82,000 Sold
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2014-04-17soldstatus $82,000
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2014-02-04historical Pending
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2014-02-04price $85,000
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2014-01-08$85,000 Active
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2014-01-08$85,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 66% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,209
- − Mortgage interest
- −$12,884
- − Property taxes
- −$3,450
- − Insurance
- −$1,150
- − Repairs & maintenance
- −$2,417
- − Management
- −$2,417
- − Depreciation
- −$6,691
- Taxable income
- $1,201
- Est. tax owed @ 24.0%
- −$288
- After-tax cash flow
- $4,503/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Yonkers City School District
- NCES district ID
- 3631920
- Math proficiency
- 41% ▼ -1.00%
- Reading proficiency
- 54% ▲ 14.00%
- Median HH income
- $58,042
- Composite
- 41.43/100
- National rank
- #3471
- State rank
- #413 of 590 in NY
Livability — Yonkers
- Score
- 68/100
- State rank
- #528
- US rank
- #9394
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yonkers, NY
- County
- Westchester County · 709,332 people
- City population
- 212,407
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 22,482
- Household income
- $126,343
- Rent vs Own
- Severe rent burden
- 357.0
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Hispanic / Latino 17% Two or more races 10% Black 6% Asian 4%
- Hispanic origin (detail)
- Puerto Rican 7% Dominican 3%
- Common ancestry
- Romanian 2% Lithuanian 2% Scotch-Irish 1%
- Foreign-born
- 16% · Canada, China
- Languages at home
- 76% English-only · Spanish 10% Other Indo-European 6% Other Asian/Pacific 2%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -668.11%
- Current HPI
- 203.4295
- Rent YoY
- ▲ 4.27%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
+170.6% since first listed18 events — show timeline
- 2026-06-17 Price Changed $230,000 OneKey® MLS as Distributed by MLS Grid
- 2026-03-12 Listed $260,000 OneKey® MLS as Distributed by MLS Grid
- 2022-05-25 Sold (MLS) $187,500 OneKey® MLS as Distributed by MLS Grid
- 2022-01-24 Pending — OneKey® MLS as Distributed by MLS Grid
- 2021-11-13 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2021-11-07 Price Changed $195,000 OneKey® MLS as Distributed by MLS Grid
- 2021-11-03 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2021-10-18 Listed $180,000 OneKey® MLS as Distributed by MLS Grid
- 2019-11-08 Sold (MLS) $150,000 OneKey® MLS as Distributed by MLS Grid
- 2019-07-01 Pending — OneKey® MLS as Distributed by MLS Grid
- 2019-06-11 Listed $149,000 OneKey® MLS as Distributed by MLS Grid
- 2014-04-17 Sold (MLS) $82,000 HGMLS
- 2014-04-17 Price Changed $82,000 HGMLS
- 2014-04-17 Sold (MLS) $82,000 OneKey® MLS as Distributed by MLS Grid
- 2014-02-04 Contingent — HGMLS
- 2014-02-04 Price Changed $85,000 HGMLS
- 2014-01-08 Listed $85,000 HGMLS
- 2014-01-08 Listed $85,000 OneKey® MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…