30 Squire Cir · Inwood, WV
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $787 – $1,461
Heat risk 5/10 · Moderate
- Hot days now (above 102°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 2.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.9/30.0
- ARV discount +15.0/15.0
- DSCR +4.9/10.0
- 1% rule +3.2/10.0
- Livability +3.2/5.0
- Schools +2.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$279,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
A large home for an affordable price is what you will find at 30 Squire Cir, Inwood. Laminate flooring and a cheerful color scheme flows throughout the upper level. The large eat-in kitchen features lots of counter-top and cabinet space as well as access to a sizable deck for outdoor entertaining/grilling. The rear yard is fenced to contain any furry friends that need room to roam. The driveway allows for off street parking. Home is being sold "As-Is" and is priced accordingly. Don't miss this opportunity to make this one your dream home.
Key facts
- $8 HOA
- Built 1998
- Listed 61 days
Property features AI
Finance
- HOA & community: HOA fee of $100 annually
Exterior
- Parking: Off-street parking
- Utilities: Public water; Public sewer; Electric hot water; Cable internet
- Home design: Semi-detached home; Fee simple ownership; Property in very good condition; Not in a federal flood zone
- Construction: Vinyl siding; Asphalt shingle roof; Concrete perimeter foundation; Above- and below-grade finished areas; Basement with connecting stairway, fully finished; Building not winterized; Year built estimated
- Exterior features: Sidewalks; Rear fencing; Deck(s); Shed; Landscaped lot; Cul-de-sac location
Interior
- Kitchen: Built-in microwave; Dishwasher; Self-cleaning oven; Electric range/oven; Refrigerator; Icemaker; Freezer; Stainless steel appliances
- Bedrooms: Two main-level bedrooms; One bedroom on the first lower level
- Flooring: Hardwood floors; Carpet; Laminate
- Bathrooms: Two full bathrooms (one on main level, one on first lower level)
- Heating & cooling: Heat pump heating and cooling (electric)
- Interior features: Traditional floor plan with combination kitchen/dining and eat-in/table space in the kitchen; Ceiling fans; Window treatments; Walk-in shower and tub/shower combination; Drywall walls and ceilings
- Laundry & utility: Washer and dryer; High-efficiency water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $280k.
Deal economics
- At list price, monthly cash flow is $134 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $231k (17.5% below list).
- Recommended offer: $231k (17.5% below list) — sets the bar for 1% rule.
- Cap rate 6.9% vs local median 3.7% in Inwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#143 in WV) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+; Watch: schools D-, amenities F, commute F.
- Berkeley County Schools (other): math 21% / reading 38% proficiency, ranked #24 of 55 in WV (top 44%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 174 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 1,460 units permitted in Berkeley County in 2024 (16 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Berkeley County population projected at +25% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 61 days — a 6% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $156k; list at $280k implies a 80% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 61 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 6.87%
- Cash-on-cash
- 2.05%
- DSCR
- 1.09
- GRM
- 10.1
CMA / ARV
- ARV (on-the-fly)
- $422,928
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 90 Larimar Ln | 0.43mi | 3/3.5 | 2,056 (-4%) | 1mo | $405,000 | $197 | 67 |
| 104 Larimar Ln | 0.44mi | 3/2.5 | 1,932 (-10%) | 3mo | $375,000 | $194 | 59 |
| 69 Jester Ct | 0.08mi | 4/3.5 (+1) | 2,016 (-6%) | 21mo | $339,000 | $168 | 59 |
| 134 Lair Way | 0.18mi | 3/3.0 | 2,359 (+10%) | 14mo | $360,000 | $153 | 58 |
| 173 Larimar Ln | 0.37mi | 4/2.5 (+1) | 1,927 (-10%) | 6mo | $399,750 | $207 | 54 |
| 26 Powder Mill Ct | 0.70mi | 4/3.0 (+1) | 2,100 (-2%) | 5mo | $355,000 | $169 | 51 |
| 583 Basin Dr | 0.57mi | 4/2.5 (+1) | 2,094 (-2%) | 19mo | $469,900 | $224 | 48 |
| 1596 E Nadenbousch Ln | 0.50mi | 3/2.0 | 2,000 (-6%) | 22mo | $395,000 | $198 | 48 |
| 648 Platt Mountain Ln | 0.61mi | 3/2.5 | 1,924 (-10%) | 8mo | $370,000 | $192 | 46 |
| 131 Larimar Ln | 0.37mi | 4/2.5 (+1) | 1,927 (-10%) | 17mo | $387,100 | $201 | 45 |
| 103 Larimar Ln | 0.43mi | 3/2.5 | 1,874 (-12%) | 21mo | $378,150 | $202 | 40 |
| 777 Basin Dr | 0.51mi | 4/2.5 (+1) | 1,932 (-10%) | 18mo | $400,000 | $207 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -13.1%
- Equity multiple
- 0.53×
- Total profit
- $-36,958
- Equity at exit
- $41,734
- IRR
- -4.2%
- Equity multiple
- 0.72×
- Total profit
- $-21,689
- Equity at exit
- $24,201
Cash invested: $78,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State West Virginia
- 83 Strongly Landlord-Friendly · R+22
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 25428
- Home prices YoY
- -11.7%
- Active inventory
- 174
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $2,308 medium interval (Pro) →
- Mortgage (P&I)
- −$1,468
- Tax from tax record
- −$97 /mo · $1,169/yr
- Insurance
- −$117
- HOA
- −$8
- Vacancy / Maint / Mgmt
- −$485
- Net cashflow
- $134
Break-even live
Sensitivity live
| Price | -10% $292 | -5% $213 | +0% $134 | +5% $54 | +10% $-25 |
|---|---|---|---|---|---|
| Rent | -10% $-49 | -5% $42 | +0% $134 | +5% $225 | +10% $316 |
| Rate | -1.0pp $275 | -0.5pp $205 | base $134 | +0.5pp $61 | +1.0pp $-13 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,975
- Closing costs
- $8,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 197 Catch Release Ct Inwood, WV | 3.0 | 2.0 | 1932 | $2,600 | $1.35 | 14d | 1 | 0.73mi |
| 61 Zander Rd Inwood, WV | 3.0 | 2.5 | 2280 | $2,100 | $0.92 | 23d | 1 | 1.34mi |
| 30 Trotting Rd Inwood, WV | 4.0 | 3.5 | 1989 | $2,199 | $1.11 | 23d | 1 | 1.38mi |
| 70 Trotting Rd Inwood, WV | 3.0 | 2.5 | 2280 | $2,100 | $0.92 | 23d | 1 | 1.38mi |
HOA detail
- Monthly dues
- $8 · $96/yr
Listing history 34 events
-
2026-06-22days on market $279,900 Active 61 DOM
-
2026-06-18days on market $279,900 Active 58 DOM
-
2026-06-17days on market $279,900 Active 57 DOM
-
2026-06-16days on market $279,900 Active 56 DOM
-
2026-06-15days on market $279,900 Active 55 DOM
-
2026-06-14days on market $279,900 Active 53 DOM
-
2026-06-13days on market $279,900 Active 52 DOM
-
2026-06-10days on market $279,900 Active 50 DOM
-
2026-06-09days on market $279,900 Active 49 DOM
-
2026-06-08days on market $279,900 Active 48 DOM
-
2026-06-07days on market $279,900 Active 47 DOM
-
2026-06-02days on market $279,900 Active 42 DOM
-
2026-06-01days on market $279,900 Active 41 DOM
-
2026-05-31days on market $279,900 Active 40 DOM
-
2026-05-30days on market $279,900 Active 39 DOM
-
2026-05-21price $279,900
-
2026-04-21$285,000 Active
-
2020-09-09soldstatus $155,500
-
2020-09-04soldstatus $155,500 Closed 554-char remark
Show marketing remark (554 chars)
A large home for an affordable price is what you will find at 30 Squire Cir, Inwood. Laminate flooring and a cheerful color scheme flows throughout the upper level. The large eat-in kitchen features lots of counter-top and cabinet space as well as access to a sizable deck for outdoor entertaining/grilling. The rear yard is fenced to contain any furry friends that need room to roam. The driveway allows for off street parking. Home is being sold "As-Is" and is priced accordingly. Don't miss this opportunity to make this one your dream home.
-
2020-08-27status Pending 554-char remark
Show marketing remark (554 chars)
A large home for an affordable price is what you will find at 30 Squire Cir, Inwood. Laminate flooring and a cheerful color scheme flows throughout the upper level. The large eat-in kitchen features lots of counter-top and cabinet space as well as access to a sizable deck for outdoor entertaining/grilling. The rear yard is fenced to contain any furry friends that need room to roam. The driveway allows for off street parking. Home is being sold "As-Is" and is priced accordingly. Don't miss this opportunity to make this one your dream home.
-
2020-08-04price $155,000 554-char remark
Show marketing remark (554 chars)
A large home for an affordable price is what you will find at 30 Squire Cir, Inwood. Laminate flooring and a cheerful color scheme flows throughout the upper level. The large eat-in kitchen features lots of counter-top and cabinet space as well as access to a sizable deck for outdoor entertaining/grilling. The rear yard is fenced to contain any furry friends that need room to roam. The driveway allows for off street parking. Home is being sold "As-Is" and is priced accordingly. Don't miss this opportunity to make this one your dream home.
-
2020-08-03historical Active Under Contract 554-char remark
Show marketing remark (554 chars)
A large home for an affordable price is what you will find at 30 Squire Cir, Inwood. Laminate flooring and a cheerful color scheme flows throughout the upper level. The large eat-in kitchen features lots of counter-top and cabinet space as well as access to a sizable deck for outdoor entertaining/grilling. The rear yard is fenced to contain any furry friends that need room to roam. The driveway allows for off street parking. Home is being sold "As-Is" and is priced accordingly. Don't miss this opportunity to make this one your dream home.
-
2020-07-31$145,000 Active 554-char remark
Show marketing remark (554 chars)
A large home for an affordable price is what you will find at 30 Squire Cir, Inwood. Laminate flooring and a cheerful color scheme flows throughout the upper level. The large eat-in kitchen features lots of counter-top and cabinet space as well as access to a sizable deck for outdoor entertaining/grilling. The rear yard is fenced to contain any furry friends that need room to roam. The driveway allows for off street parking. Home is being sold "As-Is" and is priced accordingly. Don't miss this opportunity to make this one your dream home.
-
2013-12-20historical 392-char remark
Show marketing remark (392 chars)
Looking for home with lots of space. 3+Bed/2 bath Duplex in Inwood presently rented and has existing lease of $1150.. Fenced back yard, deck and 2 sheds for storage. Family Room and Living Room. 3 Bedroom and 1 extra room that could be used for study or den. Tenants have lease until 4/1/14. Lots of storage space. Could be great investment or your family home. Make your appt to view today!
-
2013-12-20soldstatus $107,000 Sold 392-char remark
Show marketing remark (392 chars)
Looking for home with lots of space. 3+Bed/2 bath Duplex in Inwood presently rented and has existing lease of $1150.. Fenced back yard, deck and 2 sheds for storage. Family Room and Living Room. 3 Bedroom and 1 extra room that could be used for study or den. Tenants have lease until 4/1/14. Lots of storage space. Could be great investment or your family home. Make your appt to view today!
-
2013-12-20soldstatus $107,000
Show marketing remark (392 chars)
Looking for home with lots of space. 3+Bed/2 bath Duplex in Inwood presently rented and has existing lease of $1150.. Fenced back yard, deck and 2 sheds for storage. Family Room and Living Room. 3 Bedroom and 1 extra room that could be used for study or den. Tenants have lease until 4/1/14. Lots of storage space. Could be great investment or your family home. Make your appt to view today!
-
2013-11-16status Contingent (No Kick Out) 392-char remark
Show marketing remark (392 chars)
Looking for home with lots of space. 3+Bed/2 bath Duplex in Inwood presently rented and has existing lease of $1150.. Fenced back yard, deck and 2 sheds for storage. Family Room and Living Room. 3 Bedroom and 1 extra room that could be used for study or den. Tenants have lease until 4/1/14. Lots of storage space. Could be great investment or your family home. Make your appt to view today!
-
2013-11-15historical
-
2013-09-18$119,900 Active 392-char remark
Show marketing remark (392 chars)
Looking for home with lots of space. 3+Bed/2 bath Duplex in Inwood presently rented and has existing lease of $1150.. Fenced back yard, deck and 2 sheds for storage. Family Room and Living Room. 3 Bedroom and 1 extra room that could be used for study or den. Tenants have lease until 4/1/14. Lots of storage space. Could be great investment or your family home. Make your appt to view today!
-
2013-09-18$119,900
Show marketing remark (392 chars)
Looking for home with lots of space. 3+Bed/2 bath Duplex in Inwood presently rented and has existing lease of $1150.. Fenced back yard, deck and 2 sheds for storage. Family Room and Living Room. 3 Bedroom and 1 extra room that could be used for study or den. Tenants have lease until 4/1/14. Lots of storage space. Could be great investment or your family home. Make your appt to view today!
-
2004-01-30soldstatus $100,000
-
2004-01-15soldstatus $100,000
-
2003-11-13historical
-
2003-11-05$105,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast WV · Resets to sale price
- Current annual tax
- $1,169 · $97/mo
- Projected year-2 tax
- $1,651 · $138/mo
- Expected delta
- +$482/yr (+$40/mo · 41.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥102°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low 2% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,700
- − Mortgage interest
- −$15,679
- − Property taxes
- −$1,169
- − Insurance
- −$1,400
- − Repairs & maintenance
- −$2,216
- − Management
- −$2,216
- − HOA
- −$96
- − Depreciation
- −$8,143
- Taxable loss
- −$3,218
- Est. tax savings @ 24.0%
- +$772
- After-tax cash flow
- $2,376/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Berkeley County Schools
- NCES district ID
- 5400060
- Math proficiency
- 21% ▼ -12.00%
- Reading proficiency
- 38% ▼ -6.00%
- Median HH income
- $54,599
- Composite
- 26.16/100
- National rank
- #7273
- State rank
- #24 of 55 in WV
Livability — Inwood
- Score
- 64/100
- State rank
- #143
- US rank
- #14358
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 13,690
Population outlook (Berkeley County) Hauer SSP2
- Today (2025)
- 127,359 people
- By 2030
- 134,684 · +5.8%
- By 2040
- 148,219 · +16.4%
- By 2050
- 159,300 · +25.1%
- By 2075
- 179,920 · +41.3%
- By 2100
- 183,896 · +44.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Hispanic / Latino 6% Two or more races 5% Black 5%
- Hispanic origin (detail)
- Mexican 2%
- Common ancestry
- Italian 3% Lithuanian 2% Slovak 1%
- Foreign-born
- 5% · Canada, Vietnam
- Languages at home
- 94% English-only · Spanish 3% Other Indo-European 2%
Political lean MEDSL · Berkeley
- 2024 margin
- Solid R (+35.8) · D 31.2% · R 67.0% · Other 1.8%
- 2008→2024 swing
- -22.8pp toward R · 2008: -13.0pp · 2024: -35.8pp
- All cycles
- 2024: R+35.8 2020: R+31.2 2016: R+37.2 2012: R+21.3 2008: R+13.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -28.08%
- Current HPI
- 211.7001
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
+166.6% since first listed19 events — show timeline
- 2026-05-21 Price Changed $279,900 BRIGHT MLS
- 2026-04-21 Listed $285,000 BRIGHT MLS
- 2020-09-09 Sold (Public Records) $155,500 Public Records
- 2020-09-04 Sold (MLS) $155,500 BRIGHT MLS
- 2020-08-27 Pending — BRIGHT MLS
- 2020-08-04 Price Changed $155,000 BRIGHT MLS
- 2020-08-03 Contingent — BRIGHT MLS
- 2020-07-31 Listed $145,000 BRIGHT MLS
- 2013-12-20 Delisted — MRIS
- 2013-12-20 Sold (MLS) $107,000 BRIGHT MLS
- 2013-12-20 Sold (MLS) $107,000 MRIS
- 2013-11-16 Pending — MRIS
- 2013-11-15 Listing Removed — BRIGHT MLS
- 2013-09-18 Listed $119,900 MRIS
- 2013-09-18 Listed $119,900 BRIGHT MLS
- 2004-01-30 Sold (Public Records) $100,000 Public Records
- 2004-01-15 Sold (MLS) $100,000 MRIS
- 2003-11-13 Delisted — MRIS
- 2003-11-05 Listed $105,000 MRIS
Property tax history
+0.7%/yrLatest (2025): $1,169 · -2.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…