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30 Squire Cir
D+ Composite 49.88
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +4.9/10.0
  • 1% rule +3.2/10.0
  • Livability +3.2/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$279,900

30 Squire Cir · Inwood, WV 25428
3 bd · 2.0 ba · 2,136 sqft · SingleFamily public records · 61 Days on market
Built 1998 4,704 sqft lot Est $423k · 34% under $8/mo HOA

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

A large home for an affordable price is what you will find at 30 Squire Cir, Inwood. Laminate flooring and a cheerful color scheme flows throughout the upper level. The large eat-in kitchen features lots of counter-top and cabinet space as well as access to a sizable deck for outdoor entertaining/grilling. The rear yard is fenced to contain any furry friends that need room to roam. The driveway allows for off street parking. Home is being sold "As-Is" and is priced accordingly. Don't miss this opportunity to make this one your dream home.

Key facts

  • $8 HOA
  • Built 1998
  • Listed 61 days

Property features AI

Finance

  • HOA & community: HOA fee of $100 annually

Exterior

  • Parking: Off-street parking
  • Utilities: Public water; Public sewer; Electric hot water; Cable internet
  • Home design: Semi-detached home; Fee simple ownership; Property in very good condition; Not in a federal flood zone
  • Construction: Vinyl siding; Asphalt shingle roof; Concrete perimeter foundation; Above- and below-grade finished areas; Basement with connecting stairway, fully finished; Building not winterized; Year built estimated
  • Exterior features: Sidewalks; Rear fencing; Deck(s); Shed; Landscaped lot; Cul-de-sac location

Interior

  • Kitchen: Built-in microwave; Dishwasher; Self-cleaning oven; Electric range/oven; Refrigerator; Icemaker; Freezer; Stainless steel appliances
  • Bedrooms: Two main-level bedrooms; One bedroom on the first lower level
  • Flooring: Hardwood floors; Carpet; Laminate
  • Bathrooms: Two full bathrooms (one on main level, one on first lower level)
  • Heating & cooling: Heat pump heating and cooling (electric)
  • Interior features: Traditional floor plan with combination kitchen/dining and eat-in/table space in the kitchen; Ceiling fans; Window treatments; Walk-in shower and tub/shower combination; Drywall walls and ceilings
  • Laundry & utility: Washer and dryer; High-efficiency water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $280k.

Deal economics

  • At list price, monthly cash flow is $134 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $231k (17.5% below list).
  • Recommended offer: $231k (17.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 3.7% in Inwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#143 in WV) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+; Watch: schools D-, amenities F, commute F.
  • Berkeley County Schools (other): math 21% / reading 38% proficiency, ranked #24 of 55 in WV (top 44%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 174 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 1,460 units permitted in Berkeley County in 2024 (16 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Berkeley County population projected at +25% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 61 days — a 6% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $156k; list at $280k implies a 80% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $230,831 (17.5% below list)

Questions for the listing agent

  1. It's been on market 61 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.87%
Cash-on-cash
2.05%
DSCR
1.09
GRM
10.1

CMA / ARV

ARV (on-the-fly)
$422,928
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
90 Larimar Ln 0.43mi 3/3.5 2,056 (-4%) 1mo $405,000 $197 67
104 Larimar Ln 0.44mi 3/2.5 1,932 (-10%) 3mo $375,000 $194 59
69 Jester Ct 0.08mi 4/3.5 (+1) 2,016 (-6%) 21mo $339,000 $168 59
134 Lair Way 0.18mi 3/3.0 2,359 (+10%) 14mo $360,000 $153 58
173 Larimar Ln 0.37mi 4/2.5 (+1) 1,927 (-10%) 6mo $399,750 $207 54
26 Powder Mill Ct 0.70mi 4/3.0 (+1) 2,100 (-2%) 5mo $355,000 $169 51
583 Basin Dr 0.57mi 4/2.5 (+1) 2,094 (-2%) 19mo $469,900 $224 48
1596 E Nadenbousch Ln 0.50mi 3/2.0 2,000 (-6%) 22mo $395,000 $198 48
648 Platt Mountain Ln 0.61mi 3/2.5 1,924 (-10%) 8mo $370,000 $192 46
131 Larimar Ln 0.37mi 4/2.5 (+1) 1,927 (-10%) 17mo $387,100 $201 45
103 Larimar Ln 0.43mi 3/2.5 1,874 (-12%) 21mo $378,150 $202 40
777 Basin Dr 0.51mi 4/2.5 (+1) 1,932 (-10%) 18mo $400,000 $207 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-13.1%
Equity multiple
0.53×
Total profit
$-36,958
Equity at exit
$41,734
10-year hold
IRR
-4.2%
Equity multiple
0.72×
Total profit
$-21,689
Equity at exit
$24,201

Cash invested: $78,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 25428

Home prices YoY
-11.7%
Active inventory
174
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$2,308 medium interval (Pro) →
Mortgage (P&I)
$1,468
Tax from tax record
$97 /mo · $1,169/yr
Insurance
$117
HOA
$8
Vacancy / Maint / Mgmt
$485
Net cashflow
$134

Break-even live

Break-even rent $2,139
Max offer price $279,900
Occupancy floor 89%

Sensitivity live

Price -10% $292 -5% $213 +0% $134 +5% $54 +10% $-25
Rent -10% $-49 -5% $42 +0% $134 +5% $225 +10% $316
Rate -1.0pp $275 -0.5pp $205 base $134 +0.5pp $61 +1.0pp $-13

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,975
Closing costs
$8,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
197 Catch Release Ct Inwood, WV 3.0 2.0 1932 $2,600 $1.35 14d 1 0.73mi
61 Zander Rd Inwood, WV 3.0 2.5 2280 $2,100 $0.92 23d 1 1.34mi
30 Trotting Rd Inwood, WV 4.0 3.5 1989 $2,199 $1.11 23d 1 1.38mi
70 Trotting Rd Inwood, WV 3.0 2.5 2280 $2,100 $0.92 23d 1 1.38mi

HOA detail

Monthly dues
$8 · $96/yr

Listing history 34 events

  1. 2026-06-22
    days on market $279,900 Active 61 DOM
  2. 2026-06-18
    days on market $279,900 Active 58 DOM
  3. 2026-06-17
    days on market $279,900 Active 57 DOM
  4. 2026-06-16
    days on market $279,900 Active 56 DOM
  5. 2026-06-15
    days on market $279,900 Active 55 DOM
  6. 2026-06-14
    days on market $279,900 Active 53 DOM
  7. 2026-06-13
    days on market $279,900 Active 52 DOM
  8. 2026-06-10
    days on market $279,900 Active 50 DOM
  9. 2026-06-09
    days on market $279,900 Active 49 DOM
  10. 2026-06-08
    days on market $279,900 Active 48 DOM
  11. 2026-06-07
    days on market $279,900 Active 47 DOM
  12. 2026-06-02
    days on market $279,900 Active 42 DOM
  13. 2026-06-01
    days on market $279,900 Active 41 DOM
  14. 2026-05-31
    days on market $279,900 Active 40 DOM
  15. 2026-05-30
    days on market $279,900 Active 39 DOM
  16. 2026-05-21
    price $279,900
  17. 2026-04-21
    listed $285,000 Active
  18. 2020-09-09
    soldstatus $155,500
  19. 2020-09-04
    soldstatus $155,500 Closed 554-char remark
    Show marketing remark (554 chars)

    A large home for an affordable price is what you will find at 30 Squire Cir, Inwood. Laminate flooring and a cheerful color scheme flows throughout the upper level. The large eat-in kitchen features lots of counter-top and cabinet space as well as access to a sizable deck for outdoor entertaining/grilling. The rear yard is fenced to contain any furry friends that need room to roam. The driveway allows for off street parking. Home is being sold "As-Is" and is priced accordingly. Don't miss this opportunity to make this one your dream home.

  20. 2020-08-27
    status Pending 554-char remark
    Show marketing remark (554 chars)

    A large home for an affordable price is what you will find at 30 Squire Cir, Inwood. Laminate flooring and a cheerful color scheme flows throughout the upper level. The large eat-in kitchen features lots of counter-top and cabinet space as well as access to a sizable deck for outdoor entertaining/grilling. The rear yard is fenced to contain any furry friends that need room to roam. The driveway allows for off street parking. Home is being sold "As-Is" and is priced accordingly. Don't miss this opportunity to make this one your dream home.

  21. 2020-08-04
    price $155,000 554-char remark
    Show marketing remark (554 chars)

    A large home for an affordable price is what you will find at 30 Squire Cir, Inwood. Laminate flooring and a cheerful color scheme flows throughout the upper level. The large eat-in kitchen features lots of counter-top and cabinet space as well as access to a sizable deck for outdoor entertaining/grilling. The rear yard is fenced to contain any furry friends that need room to roam. The driveway allows for off street parking. Home is being sold "As-Is" and is priced accordingly. Don't miss this opportunity to make this one your dream home.

  22. 2020-08-03
    historical Active Under Contract 554-char remark
    Show marketing remark (554 chars)

    A large home for an affordable price is what you will find at 30 Squire Cir, Inwood. Laminate flooring and a cheerful color scheme flows throughout the upper level. The large eat-in kitchen features lots of counter-top and cabinet space as well as access to a sizable deck for outdoor entertaining/grilling. The rear yard is fenced to contain any furry friends that need room to roam. The driveway allows for off street parking. Home is being sold "As-Is" and is priced accordingly. Don't miss this opportunity to make this one your dream home.

  23. 2020-07-31
    listed $145,000 Active 554-char remark
    Show marketing remark (554 chars)

    A large home for an affordable price is what you will find at 30 Squire Cir, Inwood. Laminate flooring and a cheerful color scheme flows throughout the upper level. The large eat-in kitchen features lots of counter-top and cabinet space as well as access to a sizable deck for outdoor entertaining/grilling. The rear yard is fenced to contain any furry friends that need room to roam. The driveway allows for off street parking. Home is being sold "As-Is" and is priced accordingly. Don't miss this opportunity to make this one your dream home.

  24. 2013-12-20
    historical 392-char remark
    Show marketing remark (392 chars)

    Looking for home with lots of space. 3+Bed/2 bath Duplex in Inwood presently rented and has existing lease of $1150.. Fenced back yard, deck and 2 sheds for storage. Family Room and Living Room. 3 Bedroom and 1 extra room that could be used for study or den. Tenants have lease until 4/1/14. Lots of storage space. Could be great investment or your family home. Make your appt to view today!

  25. 2013-12-20
    soldstatus $107,000 Sold 392-char remark
    Show marketing remark (392 chars)

    Looking for home with lots of space. 3+Bed/2 bath Duplex in Inwood presently rented and has existing lease of $1150.. Fenced back yard, deck and 2 sheds for storage. Family Room and Living Room. 3 Bedroom and 1 extra room that could be used for study or den. Tenants have lease until 4/1/14. Lots of storage space. Could be great investment or your family home. Make your appt to view today!

  26. 2013-12-20
    soldstatus $107,000
    Show marketing remark (392 chars)

    Looking for home with lots of space. 3+Bed/2 bath Duplex in Inwood presently rented and has existing lease of $1150.. Fenced back yard, deck and 2 sheds for storage. Family Room and Living Room. 3 Bedroom and 1 extra room that could be used for study or den. Tenants have lease until 4/1/14. Lots of storage space. Could be great investment or your family home. Make your appt to view today!

  27. 2013-11-16
    status Contingent (No Kick Out) 392-char remark
    Show marketing remark (392 chars)

    Looking for home with lots of space. 3+Bed/2 bath Duplex in Inwood presently rented and has existing lease of $1150.. Fenced back yard, deck and 2 sheds for storage. Family Room and Living Room. 3 Bedroom and 1 extra room that could be used for study or den. Tenants have lease until 4/1/14. Lots of storage space. Could be great investment or your family home. Make your appt to view today!

  28. 2013-11-15
    historical
  29. 2013-09-18
    listed $119,900 Active 392-char remark
    Show marketing remark (392 chars)

    Looking for home with lots of space. 3+Bed/2 bath Duplex in Inwood presently rented and has existing lease of $1150.. Fenced back yard, deck and 2 sheds for storage. Family Room and Living Room. 3 Bedroom and 1 extra room that could be used for study or den. Tenants have lease until 4/1/14. Lots of storage space. Could be great investment or your family home. Make your appt to view today!

  30. 2013-09-18
    listed $119,900
    Show marketing remark (392 chars)

    Looking for home with lots of space. 3+Bed/2 bath Duplex in Inwood presently rented and has existing lease of $1150.. Fenced back yard, deck and 2 sheds for storage. Family Room and Living Room. 3 Bedroom and 1 extra room that could be used for study or den. Tenants have lease until 4/1/14. Lots of storage space. Could be great investment or your family home. Make your appt to view today!

  31. 2004-01-30
    soldstatus $100,000
  32. 2004-01-15
    soldstatus $100,000
  33. 2003-11-13
    historical
  34. 2003-11-05
    listed $105,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WV · Resets to sale price

Current annual tax
$1,169 · $97/mo
Projected year-2 tax
$1,651 · $138/mo
Expected delta
+$482/yr (+$40/mo · 41.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥102°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,700
− Mortgage interest
−$15,679
− Property taxes
−$1,169
− Insurance
−$1,400
− Repairs & maintenance
−$2,216
− Management
−$2,216
− HOA
−$96
− Depreciation
−$8,143
Taxable loss
−$3,218
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$772
After-tax cash flow
$2,376/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Berkeley County Schools
NCES district ID
5400060
Math proficiency
21% ▼ -12.00%
Reading proficiency
38% ▼ -6.00%
Median HH income
$54,599
Composite
26.16/100
National rank
#7273
State rank
#24 of 55 in WV

Livability — Inwood

Score
64/100
State rank
#143
US rank
#14358

Category grades

Amenities F Commute F Cost of living B- Crime A+ Employment C+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
13,690

Population outlook (Berkeley County) Hauer SSP2

Today (2025)
127,359 people
By 2030
134,684 · +5.8%
By 2040
148,219 · +16.4%
By 2050
159,300 · +25.1%
By 2075
179,920 · +41.3%
By 2100
183,896 · +44.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 6% Two or more races 5% Black 5%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Italian 3% Lithuanian 2% Slovak 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
94% English-only · Spanish 3% Other Indo-European 2%

Political lean MEDSL · Berkeley

2024 margin
Solid R (+35.8) · D 31.2% · R 67.0% · Other 1.8%
2008→2024 swing
-22.8pp toward R · 2008: -13.0pp · 2024: -35.8pp
All cycles
2024: R+35.8 2020: R+31.2 2016: R+37.2 2012: R+21.3 2008: R+13.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -28.08%
Current HPI
211.7001
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

+166.6% since first listed
19 events — show timeline
  • 2026-05-21 Price Changed $279,900 BRIGHT MLS
  • 2026-04-21 Listed $285,000 BRIGHT MLS
  • 2020-09-09 Sold (Public Records) $155,500 Public Records
  • 2020-09-04 Sold (MLS) $155,500 BRIGHT MLS
  • 2020-08-27 Pending BRIGHT MLS
  • 2020-08-04 Price Changed $155,000 BRIGHT MLS
  • 2020-08-03 Contingent BRIGHT MLS
  • 2020-07-31 Listed $145,000 BRIGHT MLS
  • 2013-12-20 Delisted MRIS
  • 2013-12-20 Sold (MLS) $107,000 BRIGHT MLS
  • 2013-12-20 Sold (MLS) $107,000 MRIS
  • 2013-11-16 Pending MRIS
  • 2013-11-15 Listing Removed BRIGHT MLS
  • 2013-09-18 Listed $119,900 MRIS
  • 2013-09-18 Listed $119,900 BRIGHT MLS
  • 2004-01-30 Sold (Public Records) $100,000 Public Records
  • 2004-01-15 Sold (MLS) $100,000 MRIS
  • 2003-11-13 Delisted MRIS
  • 2003-11-05 Listed $105,000 MRIS

Property tax history

+0.7%/yr

Latest (2025): $1,169 · -2.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…