20 Eagle Mountain Villa Ct · Ellijay, GA 30540

$139,500

2 bd · 2.0 ba · 864 sqft · SingleFamily public records · 77 Days on market

Built 1988 0.30 ac lot $161/sqft · 57% below area $90/mo HOA · 6% of rent ↓ 25% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.3/30.0
• ARV discount +7.5/15.0
• DSCR +6.1/10.0
• 1% rule +5.3/10.0
• Livability +3.6/5.0
• Schools +3.2/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

Key facts

• 0.3 acre lot
• Community pool
• Built 1988

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $140k.

Deal economics

• At list price, monthly cash flow is $153 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $140k).
• Recommended offer: $131k (6.0% below list) — sets the bar for market timing.
• Cap rate 7.6% vs local median 1.8% in Ellijay — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#85 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, amenities F.
• Gilmer County (rural): math 39% / reading 36% proficiency, ranked #56 of 174 in GA (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 971 active listings in the ZIP; 176 units permitted in Gilmer County in 2024 (74 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $964 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Gilmer County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 77 days — a 6% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts; this cycle's ask has dropped $60k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $131,130 (6.0% below list)

Questions for the listing agent

1. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.03% ✓
• Cap rate: 7.61%
• Cash-on-cash: 4.69%
• DSCR: 1.21
• GRM: 8.1

CMA / ARV

• ARV (median comp): $323,537
• List price: $139,500
• Delta: -56.88%
• Verdict: UNDERPRICED
• Comps: 2 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
151 Oneida Cir Unit 1,330 SF	0.47mi	2/2.5	900 (+4%)	7mo	$360,000	$400	63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -9.0%
• Equity multiple: 0.67×
• Total profit: $-12,841
• Equity at exit: $20,800

10-year hold

• IRR: 0.5%
• Equity multiple: 1.04×
• Total profit: $1,485
• Equity at exit: $12,061

Cash invested: $39,060 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30540

• Home prices YoY: -11.0%
• Active inventory: 971
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $1,438 medium
• Mortgage (P&I): −$732
• Tax from tax record: −$104 /mo · $1,243/yr
• Insurance: −$58
• HOA: −$90
• Vacancy / Maint / Mgmt: −$302
• Net cashflow: $153

Break-even live

Break-even rent $1,245

Max offer price $139,500

Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,875
• Closing costs: $4,185
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $90 · $1,080/yr
• Likely covers: landscapingpoolsecurity

Listing history 35 events

1. 2026-06-18
   days on market $139,500 Active 77 DOM
2. 2026-06-17
   days on market $139,500 Active 76 DOM
3. 2026-06-16
   days on market $139,500 Active 75 DOM
4. 2026-06-15
   days on market $139,500 Active 74 DOM
5. 2026-06-14
   days on market $139,500 Active 72 DOM
6. 2026-06-13
   days on market $139,500 Active 71 DOM
7. 2026-06-10
   days on market $139,500 Active 69 DOM
8. 2026-06-09
   days on market $139,500 Active 68 DOM
9. 2026-06-08
   days on market $139,500 Active 67 DOM
10. 2026-06-07
    days on market $139,500 Active 66 DOM
11. 2026-06-05
    days on market $139,500 Active 63 DOM
12. 2026-06-03
    days on market $139,500 Active 62 DOM
13. 2026-06-02
    days on market $139,500 Active 61 DOM
14. 2026-06-01
    days on market $139,500 Active 60 DOM
15. 2026-06-01
    price $139,500 Active 59 DOM
16. 2026-05-31
    days on market $149,500 Active 59 DOM
17. 2026-05-31
    days on market $149,500 Active 58 DOM
18. 2026-04-02
    status Active 1548-char remark

    Show marketing remark (1557 chars)

    Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

19. 2026-04-02
    status Active 1557-char remark

    Show marketing remark (1557 chars)

    Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

20. 2026-03-31
    historical 1548-char remark

    Show marketing remark (1557 chars)

    Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

21. 2026-03-31
    historical 1557-char remark

    Show marketing remark (1557 chars)

    Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

22. 2026-03-17
    price $149,500 1548-char remark

    Show marketing remark (1548 chars)

    Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

23. 2026-03-17
    price $149,500

    Show marketing remark (1548 chars)

    Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

24. 2026-02-28
    price $159,500 1548-char remark

    Show marketing remark (1548 chars)

    Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

25. 2026-02-28
    price $159,500

    Show marketing remark (1548 chars)

    Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

26. 2026-01-06
    price $164,500 1548-char remark

    Show marketing remark (1548 chars)

    Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

27. 2026-01-06
    price $164,500

    Show marketing remark (1548 chars)

    Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

28. 2025-12-12
    price $170,000 1548-char remark

    Show marketing remark (1548 chars)

    Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

29. 2025-12-12
    price $170,000

    Show marketing remark (1548 chars)

    Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

30. 2025-11-25
    price $180,000 1548-char remark

    Show marketing remark (1548 chars)

    Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

31. 2025-10-29
    price $190,000

    Show marketing remark (1548 chars)

    Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

32. 2025-10-29
    price $190,000 1548-char remark

    Show marketing remark (1548 chars)

    Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

33. 2025-09-27
    listed $200,000 Active 1548-char remark

    Show marketing remark (1557 chars)

    Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

34. 2025-09-27
    listed $149,500 1557-char remark

    Show marketing remark (1557 chars)

    Charming 2-Bedroom, 2-Bath Cabin in River Resort Community - A Fixer-Upper with Great Potential! Discover an incredible opportunity to own a cabin in one of Ellijay's most sought-after gated river resort communities. This 2-bedroom, 2-bath cabin is ready for your vision and updates — perfect for buyers looking to invest sweat equity and create their dream mountain retreat. The home offers an open living area with rustic charm, and while it needs work, it's a blank canvas for your personal touches. Enjoy the serenity of the North Georgia mountains and all the outdoor adventures the region is known for. Resort-Style Amenities Include: • Beaver Lake Fishing Pond • Sparkling community pool • Tennis and pickleball courts • Camping areas and playgrounds • Scenic hiking and nature trails This gated community provides a safe, welcoming environment for full-time residents and vacation homeowners alike. With a little TLC, this cabin could become your perfect getaway or a lucrative investment property in a popular destination. Location Highlights: • Situated in the heart of Ellijay, GA — famous for its apple orchards, festivals, and mountain charm • Close to shops, dining, and outdoor adventures • A fantastic opportunity to build equity in a thriving mountain community Bring your imagination and tools — with some updates and care, this cabin can shine! Don't miss this chance to secure your spot in a desirable resort neighborhood with amazing amenities.

35. 2025-09-25
    listed $200,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $1,243 · $104/mo
• Projected year-2 tax: $1,283 · $107/mo
• Expected delta: +$41/yr (+$3/mo · 3.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥101°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,256
• − Mortgage interest: −$7,814
• − Property taxes: −$1,243
• − Insurance: −$698
• − Repairs & maintenance: −$1,380
• − Management: −$1,380
• − HOA: −$1,080
• − Depreciation: −$4,058
• Taxable loss: −$397
• Est. tax savings @ 24.0%: +$95
• After-tax cash flow: $1,929/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Gilmer County
• NCES district ID: 1302340
• Math proficiency: 39% ▼ -7.00%
• Reading proficiency: 36% ▼ -6.00%
• Median HH income: $40,473
• Composite: 31.53/100
• National rank: #5961
• State rank: #56 of 174 in GA

Livability — Ellijay

• Score: 71/100
• State rank: #85
• US rank: #7087

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 20,145

Population outlook (Gilmer County) Hauer SSP2

• Today (2025): 31,466 people
• By 2030: 32,199 · +2.3%
• By 2040: 33,034 · +5.0%
• By 2050: 33,266 · +5.7%
• By 2075: 33,686 · +7.1%
• By 2100: 33,792 · +7.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Hispanic / Latino 12% Two or more races 6% Native American 2%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Slovak 4% Lithuanian 2% Romanian 2%
• Foreign-born: 6% · Canada, Jamaica
• Languages at home: 91% English-only · Spanish 7% Other Indo-European 1%

Political lean MEDSL · Gilmer

• 2024 margin: Solid R (+62.6) · D 18.5% · R 81.0%
• 2008→2024 swing: -10.6pp toward R · 2008: -52.0pp · 2024: -62.6pp
• All cycles: 2024: R+62.6 2020: R+63.5 2016: R+66.9 2012: R+63.3 2008: R+52.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -33.49%
• Current HPI: 270.796
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

-25.2% since first listed

18 events — show timeline

• 2026-04-02 Relisted — GCAR
• 2026-04-02 Relisted — REALTRACS as Distributed by MLS Grid
• 2026-03-31 Delisted — GCAR
• 2026-03-31 Listing Removed — REALTRACS as Distributed by MLS Grid
• 2026-03-17 Price Changed $149,500 GCAR
• 2026-03-17 Price Changed $149,500 GAMLS
• 2026-02-28 Price Changed $159,500 GCAR
• 2026-02-28 Price Changed $159,500 GAMLS
• 2026-01-06 Price Changed $164,500 GCAR
• 2026-01-06 Price Changed $164,500 GAMLS
• 2025-12-12 Price Changed $170,000 GCAR
• 2025-12-12 Price Changed $170,000 GAMLS
• 2025-11-25 Price Changed $180,000 GCAR
• 2025-10-29 Price Changed $190,000 GAMLS
• 2025-10-29 Price Changed $190,000 GCAR
• 2025-09-27 Listed $200,000 GCAR
• 2025-09-27 Listed $149,500 REALTRACS as Distributed by MLS Grid
• 2025-09-25 Listed $200,000 GAMLS

Property tax history

+18.1%/yr

Latest (2025): $1,243 · -0.7% YoY. Source: county tax records.