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70 Scott Dr
B Composite 72.92
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.1/10.0
  • ARV discount +7.5/15.0
  • Appreciation +6.4/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.9/10.0

$85,000

70 Scott Dr · Perry, AR 72125
3 bd · 2.0 ba · 1,744 sqft · SingleFamily public records · 24 Days on market
Built 1985 1.30 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Square footage, taxes, and all additional property information is unknown. Information should be verified and is not guaranteed by listing firm.

Key facts

  • Rural setting
  • Well water
  • 1.3 acre lot

Tags

RURAL SETTINGWELL WATERCOUNTY WATER AVAILABLE

Property features AI

Finance

  • Other: Approximately 1.3 acres (131' x 437'); Road access: dirt and gravel
  • Financial info: Accepts cash and conventional loans

Exterior

  • Parking: 2-car parking
  • Utilities: Well water; Septic system; Insulated doors; Insulated windows
  • Home design: Metal/vinyl siding
  • Construction: Metal roof; Crawl space foundation
  • Exterior features: Porch; Outside storage area; Level, rural lot

Interior

  • Flooring: Laminate flooring; Tile flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central cooling (gas and electric)
  • Interior features: Washer and dryer connections (dryer electric); Electric water heater; Sheetrock walls/ceilings
  • Laundry & utility: Washer connection; Dryer connection (electric)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $85k.

Deal economics

  • At list price, monthly cash flow is $362 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $85k).
  • Recommended offer: $84k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 60/100 on livability (#269 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: employment D, schools F, crime F.
  • Two Rivers School District (rural): math 23% / reading 22% proficiency, ranked #201 of 238 in AR (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 2 active listings in the ZIP.

Forward outlook

  • In year one you build about $3k of equity ($588 loan paydown + $2k appreciation (2.8% local appreciation)).
  • Perry County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (2.8% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($84k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 8y ago; this cycle's ask has dropped $50k (37%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $45k; list at $85k implies a 89% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $83,725 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.41%
Cap rate
11.41%
Cash-on-cash
18.26%
DSCR
1.81
GRM
5.9

CMA / ARV

ARV (on-the-fly)
$242,416
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3615 Highway 9 0.64mi 3/1.5 1,544 (-12%) 4mo $214,900 $139 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.8% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
24.2%
Equity multiple
2.36×
Total profit
$32,416
Equity at exit
$37,256
10-year hold
IRR
25.3%
Equity multiple
4.54×
Total profit
$84,248
Equity at exit
$56,677

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72125

Home prices YoY
2.3%
Active inventory
2
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$1,202 medium interval (Pro) →
Mortgage (P&I)
$446
Tax est. 1.5%
$106 /mo · $1,275/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$252
Net cashflow
$362

Break-even live

Break-even rent $744
Max offer price $85,000
Occupancy floor 65%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,250
Closing costs
$2,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-19
    days on market $85,000 Active 24 DOM
  2. 2026-06-18
    days on market $85,000 Active 23 DOM
  3. 2026-06-17
    days on market $85,000 Active 22 DOM
  4. 2026-06-16
    days on market $85,000 Active 21 DOM
  5. 2026-06-15
    statusdays on market $85,000 Active 20 DOM
  6. 2026-06-14
    days on market $85,000 Price Change 18 DOM
  7. 2026-06-12
    days on market $85,000 Price Change 17 DOM
  8. 2026-06-09
    days on market $85,000 Price Change 14 DOM
  9. 2026-06-09
    pricestatus $85,000 Price Change 13 DOM
  10. 2026-06-08
    days on market $100,000 Active 13 DOM
  11. 2026-06-07
    days on market $100,000 Active 12 DOM
  12. 2026-06-07
    statusdays on market $100,000 Active 11 DOM
  13. 2026-06-04
    days on market $100,000 Price Change 8 DOM
  14. 2026-06-02
    days on market $100,000 Price Change 7 DOM
  15. 2026-06-01
    days on market $100,000 Price Change 6 DOM
  16. 2026-05-31
    days on market $100,000 Price Change 5 DOM
  17. 2026-05-31
    days on market $100,000 Price Change 4 DOM
  18. 2026-05-26
    listed $135,000 New Listing
  19. 2018-03-09
    soldstatus $45,000 144-char remark
    Show marketing remark (144 chars)

    Square footage, taxes, and all additional property information is unknown. Information should be verified and is not guaranteed by listing firm.

  20. 2018-01-29
    historical 144-char remark
    Show marketing remark (144 chars)

    Square footage, taxes, and all additional property information is unknown. Information should be verified and is not guaranteed by listing firm.

  21. 2018-01-01
    listed $45,000 144-char remark
    Show marketing remark (144 chars)

    Square footage, taxes, and all additional property information is unknown. Information should be verified and is not guaranteed by listing firm.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥112°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 8% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,424
− Mortgage interest
−$4,761
− Property taxes
−$1,275
− Insurance
−$425
− Repairs & maintenance
−$1,154
− Management
−$1,154
− Depreciation
−$2,473
Taxable income
$3,182
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$764
After-tax cash flow
$3,582/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Two Rivers School District
NCES district ID
0500079
Math proficiency
23% ▼ -20.00%
Reading proficiency
22% ▼ -12.00%
Median HH income
$37,227
Composite
18.77/100
National rank
#8872
State rank
#201 of 238 in AR

Livability — Perry

Score
60/100
State rank
#269
US rank
#19259

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
949

Population outlook (Perry County) Hauer SSP2

Today (2025)
9,798 people
By 2030
9,483 · -3.2%
By 2040
8,775 · -10.4%
By 2050
8,058 · -17.8%
By 2075
6,546 · -33.2%
By 2100
5,068 · -48.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 7% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Iranian 2% Italian 1% Lithuanian 1%
Foreign-born
1%
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Perry

2024 margin
Solid R (+57.5) · D 20.1% · R 77.6% · Other 2.2%
2008→2024 swing
-25.0pp toward R · 2008: -32.5pp · 2024: -57.5pp
All cycles
2024: R+57.5 2020: R+53.3 2016: R+46.1 2012: R+35.4 2008: R+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.80%
Current HPI
126.7025
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+200.0% since first listed
4 events — show timeline
  • 2026-05-26 Listed $135,000 CARMLS
  • 2018-03-09 Sold (MLS) $45,000 CARMLS
  • 2018-01-29 Listing Removed CARMLS
  • 2018-01-01 Listed $45,000 CARMLS

Property tax history

-8.1%/yr

Latest (2025): $82 · -46.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…