70 Scott Dr · Perry, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 6/10 · Moderate
- Hot days now (above 112°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 8.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.1/10.0
- ARV discount +7.5/15.0
- Appreciation +6.4/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.9/10.0
$85,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Square footage, taxes, and all additional property information is unknown. Information should be verified and is not guaranteed by listing firm.
Key facts
- Rural setting
- Well water
- 1.3 acre lot
Tags
Property features AI
Finance
- Other: Approximately 1.3 acres (131' x 437'); Road access: dirt and gravel
- Financial info: Accepts cash and conventional loans
Exterior
- Parking: 2-car parking
- Utilities: Well water; Septic system; Insulated doors; Insulated windows
- Home design: Metal/vinyl siding
- Construction: Metal roof; Crawl space foundation
- Exterior features: Porch; Outside storage area; Level, rural lot
Interior
- Flooring: Laminate flooring; Tile flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central cooling (gas and electric)
- Interior features: Washer and dryer connections (dryer electric); Electric water heater; Sheetrock walls/ceilings
- Laundry & utility: Washer connection; Dryer connection (electric)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $85k.
Deal economics
- At list price, monthly cash flow is $362 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $85k).
- Recommended offer: $84k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 60/100 on livability (#269 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: employment D, schools F, crime F.
- Two Rivers School District (rural): math 23% / reading 22% proficiency, ranked #201 of 238 in AR (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 2 active listings in the ZIP.
Forward outlook
- In year one you build about $3k of equity ($588 loan paydown + $2k appreciation (2.8% local appreciation)).
- Perry County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (2.8% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 24 days — a 2% lower offer ($84k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 8y ago; this cycle's ask has dropped $50k (37%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $45k; list at $85k implies a 89% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.41% ✓
- Cap rate
- 11.41%
- Cash-on-cash
- 18.26%
- DSCR
- 1.81
- GRM
- 5.9
CMA / ARV
- ARV (on-the-fly)
- $242,416
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3615 Highway 9 | 0.64mi | 3/1.5 | 1,544 (-12%) | 4mo | $214,900 | $139 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
2.8% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 24.2%
- Equity multiple
- 2.36×
- Total profit
- $32,416
- Equity at exit
- $37,256
- IRR
- 25.3%
- Equity multiple
- 4.54×
- Total profit
- $84,248
- Equity at exit
- $56,677
Cash invested: $23,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72125
- Home prices YoY
- 2.3%
- Active inventory
- 2
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $1,202 medium interval (Pro) →
- Mortgage (P&I)
- −$446
- Tax est. 1.5%
- −$106 /mo · $1,275/yr
- Insurance
- −$35
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$252
- Net cashflow
- $362
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,250
- Closing costs
- $2,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 21 events
-
2026-06-19days on market $85,000 Active 24 DOM
-
2026-06-18days on market $85,000 Active 23 DOM
-
2026-06-17days on market $85,000 Active 22 DOM
-
2026-06-16days on market $85,000 Active 21 DOM
-
2026-06-15statusdays on market $85,000 Active 20 DOM
-
2026-06-14days on market $85,000 Price Change 18 DOM
-
2026-06-12days on market $85,000 Price Change 17 DOM
-
2026-06-09days on market $85,000 Price Change 14 DOM
-
2026-06-09pricestatus $85,000 Price Change 13 DOM
-
2026-06-08days on market $100,000 Active 13 DOM
-
2026-06-07days on market $100,000 Active 12 DOM
-
2026-06-07statusdays on market $100,000 Active 11 DOM
-
2026-06-04days on market $100,000 Price Change 8 DOM
-
2026-06-02days on market $100,000 Price Change 7 DOM
-
2026-06-01days on market $100,000 Price Change 6 DOM
-
2026-05-31days on market $100,000 Price Change 5 DOM
-
2026-05-31days on market $100,000 Price Change 4 DOM
-
2026-05-26$135,000 New Listing
-
2018-03-09soldstatus $45,000 144-char remark
Show marketing remark (144 chars)
Square footage, taxes, and all additional property information is unknown. Information should be verified and is not guaranteed by listing firm.
-
2018-01-29historical 144-char remark
Show marketing remark (144 chars)
Square footage, taxes, and all additional property information is unknown. Information should be verified and is not guaranteed by listing firm.
-
2018-01-01$45,000 144-char remark
Show marketing remark (144 chars)
Square footage, taxes, and all additional property information is unknown. Information should be verified and is not guaranteed by listing firm.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥112°F today · 19 d/yr by 30 yrs out
- Wind 3/10 Moderate 8% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,424
- − Mortgage interest
- −$4,761
- − Property taxes
- −$1,275
- − Insurance
- −$425
- − Repairs & maintenance
- −$1,154
- − Management
- −$1,154
- − Depreciation
- −$2,473
- Taxable income
- $3,182
- Est. tax owed @ 24.0%
- −$764
- After-tax cash flow
- $3,582/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Two Rivers School District
- NCES district ID
- 0500079
- Math proficiency
- 23% ▼ -20.00%
- Reading proficiency
- 22% ▼ -12.00%
- Median HH income
- $37,227
- Composite
- 18.77/100
- National rank
- #8872
- State rank
- #201 of 238 in AR
Livability — Perry
- Score
- 60/100
- State rank
- #269
- US rank
- #19259
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 949
Population outlook (Perry County) Hauer SSP2
- Today (2025)
- 9,798 people
- By 2030
- 9,483 · -3.2%
- By 2040
- 8,775 · -10.4%
- By 2050
- 8,058 · -17.8%
- By 2075
- 6,546 · -33.2%
- By 2100
- 5,068 · -48.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Hispanic / Latino 7% Two or more races 6% Asian 4%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Iranian 2% Italian 1% Lithuanian 1%
- Foreign-born
- 1%
- Languages at home
- 99% English-only · Spanish 1%
Political lean MEDSL · Perry
- 2024 margin
- Solid R (+57.5) · D 20.1% · R 77.6% · Other 2.2%
- 2008→2024 swing
- -25.0pp toward R · 2008: -32.5pp · 2024: -57.5pp
- All cycles
- 2024: R+57.5 2020: R+53.3 2016: R+46.1 2012: R+35.4 2008: R+32.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.80%
- Current HPI
- 126.7025
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
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| Food / Agriculture | 1 | $53B |
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| Retail / Energy | 1 | $22B |
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| Transportation / Logistics | 1 | $12B |
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| Energy | 1 | $4B |
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Price history
+200.0% since first listed4 events — show timeline
- 2026-05-26 Listed $135,000 CARMLS
- 2018-03-09 Sold (MLS) $45,000 CARMLS
- 2018-01-29 Listing Removed — CARMLS
- 2018-01-01 Listed $45,000 CARMLS
Property tax history
-8.1%/yrLatest (2025): $82 · -46.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…