5075 W 4700 St S #117 · West Valley City, UT
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $453 – $841
Heat risk 4/10 · Minor
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.8/30.0
- 1% rule +10.0/10.0
- ARV discount +7.5/15.0
- DSCR +7.0/10.0
- Livability +3.8/5.0
- Schools +2.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$105,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
There are no remarks available.
Key facts
- 2 parking spots
- Built 2000
- Listed 101 days
Property features AI
Finance
- Other: Above-grade finished area approximately 2000
- HOA & community: Homeowners association with monthly fee; Association fee $1,100 monthly; Association allows pets with rules; Picnic area in community; Subdivision: SHADOW RIDGE
Exterior
- Parking: Uncovered parking; Carport (2 spaces); 2 covered parking spaces total; 2 total parking spaces
- Utilities: Natural gas connected; Electricity connected; Sewer connected; Culinary (municipal) water
- Home design: Mobile (manufactured) home; Single-level living; Built/standing (effective year 2020); Residential zoning
- Construction: Aluminum exterior; Asbestos shingle roof; Built/standing condition; Effective year built 2020
- Exterior features: Open porch; Automatic partial sprinkler system; Landscaping: full; Flat terrain
Interior
- Kitchen: Gas range
- Bedrooms: 4 bedrooms (main level)
- Flooring: Carpet; Laminate; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Forced air heating; Gas central heating; Hot water heating
- Interior features: Primary bathroom; Walk-in closet; Gas range; Blinds on windows
- Laundry & utility: No basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath manufactured listed at $105k.
Deal economics
- At list price, monthly cash flow is $163 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $105k).
- Recommended offer: $96k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 76/100 on livability (#55 in UT, #3,285 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment A-; Watch: crime D-, amenities F, health & safety D-.
- Granite District (suburban): math 26% / reading 32% proficiency, ranked #69 of 80 in UT (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: West Kearns School (math 21% / reading 24%, grade F, #505 of 585 statewide, top 87%, 578 students, 76% FRL); West Lake Jr High (math 14% / reading 22%, grade F, #132 of 138 statewide, top 96%, 701 students, 73% FRL); Granger High (math 7% / reading 22%, grade F, #167 of 171 statewide, top 98%, 3,481 students, 63% FRL) — zoned schools average 71% FRL vs 45% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 118 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 4,970 units permitted in Salt Lake County in 2024 (1,963 in 5+ unit buildings).
- This rent runs 33% of the median local income ($91k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Salt Lake County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 102 days — a 9% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 6y ago; this cycle's ask has dropped $17k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 44% of rent.
Questions for the listing agent
- It's been on market 102 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.40% ✓
- Cap rate
- 8.15%
- Cash-on-cash
- 6.64%
- DSCR
- 1.30
- GRM
- 3.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -5.4%
- Equity multiple
- 0.80×
- Total profit
- $-5,937
- Equity at exit
- $15,656
- IRR
- 5.0%
- Equity multiple
- 1.38×
- Total profit
- $11,076
- Equity at exit
- $9,078
Cash invested: $29,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 86 Strongly Landlord-Friendly
- State Utah
- 86 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 84118
- Active inventory
- 118
- Price-to-rent
- 3.5×
Monthly cashflow live
- Estimated rent
- $2,517 medium interval (Pro) →
- Mortgage (P&I)
- −$551
- Tax est. 1.5%
- −$131 /mo · $1,575/yr
- Insurance
- −$44
- HOA
- −$1,100
- Vacancy / Maint / Mgmt
- −$529
- Net cashflow
- $163
Break-even live
Sensitivity live
| Price | -10% $235 | -5% $199 | +0% $163 | +5% $126 | +10% $90 |
|---|---|---|---|---|---|
| Rent | -10% $-36 | -5% $63 | +0% $163 | +5% $262 | +10% $362 |
| Rate | -1.0pp $216 | -0.5pp $189 | base $163 | +0.5pp $136 | +1.0pp $108 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $26,250
- Closing costs
- $3,150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3600 S Orion Cir West Valley City, UT | 1.0–3.0 | 1.0–1.5 | 1075 | $2,009 | $1.87 | 24d | 1 | 1.31mi |
HOA detail
- Monthly dues
- $1,100 · $13,200/yr
Listing history 18 events
-
2026-06-17days on market $105,000 Active 102 DOM
-
2026-06-16days on market $105,000 Active 101 DOM
-
2026-06-15days on market $105,000 Active 100 DOM
-
2026-06-13days on market $105,000 Active 98 DOM
-
2026-06-09days on market $105,000 Active 94 DOM
-
2026-06-08days on market $105,000 Active 93 DOM
-
2026-06-07days on market $105,000 Active 92 DOM
-
2026-06-03days on market $105,000 Active 88 DOM
-
2026-06-02days on market $105,000 Active 87 DOM
-
2026-06-01days on market $105,000 Active 86 DOM
-
2026-05-31days on market $105,000 Active 85 DOM
-
2026-04-28price $105,000
-
2026-03-07$122,000 Active
-
2021-01-28status Under Contract 31-char remark
Show marketing remark (31 chars)
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-
2021-01-21status Active 31-char remark
Show marketing remark (31 chars)
There are no remarks available.
-
2021-01-11status Under Contract 31-char remark
Show marketing remark (31 chars)
There are no remarks available.
-
2020-12-29status Under Contract 31-char remark
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There are no remarks available.
-
2020-10-26$85,000 Active 31-char remark
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There are no remarks available.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥95°F today · 19 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,203
- − Mortgage interest
- −$5,882
- − Property taxes
- −$1,575
- − Insurance
- −$525
- − Repairs & maintenance
- −$2,416
- − Management
- −$2,416
- − HOA
- −$13,200
- − Depreciation
- −$3,055
- Taxable income
- $1,134
- Est. tax owed @ 24.0%
- −$272
- After-tax cash flow
- $1,680/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Granite District
- NCES district ID
- 4900360
- Math proficiency
- 26% ▼ -8.00%
- Reading proficiency
- 32% ▼ -3.00%
- Median HH income
- $55,971
- Composite
- 25.93/100
- National rank
- #7336
- State rank
- #69 of 80 in UT
Livability — West Valley City
- Score
- 76/100
- State rank
- #55
- US rank
- #3285
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- West Valley City, UT
- County
- Salt Lake County · 1,195,750 people
- City population
- 132,995
- Metro
- Salt Lake City, UT
- Population (ZIP)
- 42,853
- Household income
- $90,562
- Rent vs Own
- Severe rent burden
- 361.0
Population outlook (Salt Lake County) Hauer SSP2
- Today (2025)
- 1,305,860 people
- By 2030
- 1,402,611 · +7.4%
- By 2040
- 1,594,533 · +22.1%
- By 2050
- 1,787,244 · +36.9%
- By 2075
- 2,224,138 · +70.3%
- By 2100
- 2,551,390 · +95.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 49% Hispanic / Latino 39% Two or more races 14% Pacific Islander 4% Black 2% Asian 2% Native American 2%
- Hispanic origin (detail)
- Mexican 30% Puerto Rican 1%
- Common ancestry
- Slovak 3% Iranian 1% Italian 1%
- Foreign-born
- 18% · Canada, Jamaica
- Languages at home
- 64% English-only · Spanish 31% Other Asian/Pacific 2% Other Indo-European 1%
Political lean MEDSL · Salt Lake
- 2024 margin
- D (+10.2) · D 53.7% · R 43.5% · Other 2.8%
- 2008→2024 swing
- +10.1pp toward D · 2008: 0.1pp · 2024: 10.2pp
- All cycles
- 2024: D+10.2 2020: D+11.0 2016: D+10.2 2012: R+19.3 2008: D+0.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -207.24%
- Current HPI
- 349.5169
- Rent YoY
- —
- Metro
- Salt Lake City, UT
- State GDP YoY
- ▲ 3.54%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in UT)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $3B |
|
||
Price history
+23.5% since first listed7 events — show timeline
- 2026-04-28 Price Changed $105,000 WFRMLS
- 2026-03-07 Listed $122,000 WFRMLS
- 2021-01-28 Pending — WFRMLS
- 2021-01-21 Relisted — WFRMLS
- 2021-01-11 Pending — WFRMLS
- 2020-12-29 Pending — WFRMLS
- 2020-10-26 Listed $85,000 WFRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…