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1303 Dunhill Dr
D Composite 42.06
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.6/30.0
  • ARV discount +8.5/15.0
  • Schools +5.1/10.0
  • Livability +4.0/5.0
  • 1% rule +3.5/10.0
  • Rent growth +3.5/5.0
  • DSCR +3.4/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$299,000

1303 Dunhill Dr · Longwood, FL 32750
3 bd · 2.0 ba · 1,378 sqft · Townhouse public records · 109 Days on market
Built 1983 6,966 sqft lot Est $306k · at est. $100/mo HOA · 4% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Wow. You will absolutely love this beautiful home in Longwood's Coventry neighborhood. The home has been nicely updated with a brand new roof, new interior paint, new carpet, new bedroom ceiling fans and brand new subway tile in the large master shower. The kitchen is great with stainless appliances, gas range, plenty of cabinets for storage and an eat-in area. The interior offers an open floor plan great for entertaining, high ceilings in the great room and the center atrium with so much natural light coming into the home. Exterior features include a rear screened patio, fenced corner lot and large 2 car garage. How about enjoying a warm afternoon at the community pool or hitting some tennis balls. Both are right across the street. The home is zoned for the great Seminole County schools of Woodlands Elementary, Rock Lake Middle and Lake Mary High. Call today, this won't last long!

Key facts

  • Indoor garden area
  • Personal pool
  • Wood fireplace

Tags

WOOD FIREPLACEINDOOR GARDEN AREAGAS STOVESCREENED PORCHFENCED BACKYARDPERSONAL POOL

Property features AI

Finance

  • Other: Total acreage: 0 to less than 1/4 acre
  • Financial info: Lease restrictions apply
  • HOA & community: HOA required (Westlake Manor) — $100 monthly; HOA includes pool; Community amenities: pool, basketball court, tennis courts; Association approval required; Pets allowed

Exterior

  • Parking: Attached garage (2 spaces)
  • Utilities: Public water; Public sewer; Natural gas connected
  • Home design: Townhouse; One story; Faces west; Residential property
  • Construction: Frame construction; Shingle roof; Slab foundation; Built as one-story unit
  • Exterior features: Sliding doors; Paved road access

Interior

  • Kitchen: Dishwasher; Microwave; Range; Refrigerator
  • Bedrooms: 3 bedrooms
  • Flooring: Tile; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; High ceilings; Living room/dining room combo; Walk-in closet(s); Wood-burning fireplace in living room
  • Laundry & utility: Washer; Laundry located in kitchen; Laundry area in garage

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath townhouse listed at $299k.

Deal economics

  • At list price, monthly cash flow is $-95 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $282k (5.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $253k (15.5% below list).
  • Recommended offer: $253k (15.5% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 4.0% in Longwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#92 in FL, #1,438 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, schools A; Watch: amenities F.
  • Seminole (suburban): math 57% / reading 61% proficiency, ranked #13 of 73 in FL (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.9%/yr); 149 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,979 units permitted in Seminole County in 2024 (1,191 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Seminole County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 109 days — a 9% lower offer ($272k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 8y ago; this cycle's ask has dropped $38k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $205k; 46% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $252,790 (15.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 109 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
5.91%
Cash-on-cash
-1.36%
DSCR
0.94
GRM
9.9

CMA / ARV

ARV (on-the-fly)
$305,916
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1033 Wentworth Ct 0.06mi 3/2.0 1,378 (0%) 10mo $317,000 $230 89
1037 Wentworth Ct 0.07mi 2/2.0 (-1) 1,284 (-7%) 1mo $280,000 $218 79
945 Norfolk Ct 0.16mi 2/2.0 (-1) 1,402 (+2%) 8mo $325,000 $232 78
1301 Dunhill Dr 0.03mi 2/2.0 (-1) 1,284 (-7%) 6mo $262,000 $204 77
1335 Landry Cir 0.05mi 2/2.0 (-1) 1,310 (-5%) 15mo $291,000 $222 72
942 Malden Ct 0.29mi 3/2.0 1,491 (+8%) 4mo $300,000 $201 70
975 Malden Ct 0.30mi 3/2.0 1,491 (+8%) 8mo $347,000 $233 66
1450 Cricket Ct 0.16mi 3/2.5 1,500 (+9%) 13mo $322,450 $215 65
1689 Torrington Cir 0.24mi 2/2.0 (-1) 1,175 (-15%) 2mo $225,000 $191 57
840 Hillary Ct 0.42mi 3/2.0 1,527 (+11%) 9mo $315,000 $206 55
978 Cobbler Ct 0.35mi 3/2.0 1,527 (+11%) 14mo $388,675 $255 54
946 Malden Ct 0.29mi 2/2.0 (-1) 1,175 (-15%) 9mo $265,000 $226 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.89% rent growth · sell at horizon

5-year hold
IRR
-17.5%
Equity multiple
0.38×
Total profit
$-52,151
Equity at exit
$44,582
10-year hold
IRR
-7.9%
Equity multiple
0.48×
Total profit
$-43,426
Equity at exit
$25,852

Cash invested: $83,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32750

Rents YoY
3.9%
Active inventory
149
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$2,528 high interval (Pro) →
Mortgage (P&I)
$1,568
Tax from tax record
$299 /mo · $3,591/yr
Insurance
$125
HOA
$100
Vacancy / Maint / Mgmt
$531
Net cashflow
$-95

Break-even live

Break-even rent $2,648
Max offer price $282,253
Occupancy floor 99%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,750
Closing costs
$8,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1025 Wentworth Ct Longwood, FL 3.0 2.5 1461 $2,300 $1.57 4d 1 0.06mi
919 Rangeline Rd Longwood, FL 3.0 2.0 1816 $1,300 $0.72 19d 1 0.07mi
1000 Huntington Ct Longwood, FL 3.0 2.0 1774 $3,000 $1.69 20d 1 0.17mi
107 Margo Ln Longwood, FL 4.0 2.0 1717 $2,720 $1.58 23d 1 0.24mi
1640 Overlook Rd Longwood, FL 3.0 2.0 1750 $2,475 $1.41 23d 1 0.61mi
506 Parson Brown Way Longwood, FL 3.0 2.0 1500 $2,275 $1.52 21d 1 0.91mi
161 Sheridan Ave Longwood, FL 4.0 2.0 1859 $2,691 $1.45 2d 1 0.98mi
881 W Warren Ave Longwood, FL 3.0 1.0–2.0 1071 $2,827 $2.64 1d 26 1.00mi
1709 Pine Bay Dr Lake Mary, FL 3.0 2.0 1413 $2,300 $1.63 21d 1 1.24mi
265 W Bay Ave Longwood, FL 3.0 1.0 1160 $3,250 $2.80 23d 1 1.27mi
1580 Banks St Longwood, FL 3.0 2.0 1675 $2,445 $1.46 23d 1 1.32mi
553 John L Mica Way Longwood, FL 3.0 3.0 1488 $2,500 $1.68 23d 1 1.37mi
77 Myrtle St Longwood, FL 3.0 2.5 1488 $2,275 $1.53 20d 1 1.39mi
100 Myrtle St Longwood, FL 2.0–3.0 2.0 1087 $2,175 $2.00 2d 11 1.39mi

HOA detail

Monthly dues
$100 · $1,200/yr
Likely covers
gaspool

Listing history 22 events

  1. 2026-06-10
    status $299,000 Pending 109 DOM
  2. 2026-06-09
    days on market $299,000 Active 109 DOM
  3. 2026-06-08
    days on market $299,000 Active 108 DOM
  4. 2026-06-07
    days on market $299,000 Active 107 DOM
  5. 2026-06-04
    days on market $299,000 Active 104 DOM
  6. 2026-06-03
    days on market $299,000 Active 103 DOM
  7. 2026-06-02
    days on market $299,000 Active 102 DOM
  8. 2026-06-02
    days on market $299,000 Active 101 DOM
  9. 2026-05-31
    days on market $299,000 Active 100 DOM
  10. 2026-05-08
    price $307,500
  11. 2026-05-04
    price $310,000
  12. 2026-04-21
    price $314,500
  13. 2026-04-10
    price $330,000
  14. 2026-02-20
    listed $337,000 Active
  15. 2018-10-15
    soldstatus $204,900
  16. 2018-10-04
    soldstatus $204,900 Sold 894-char remark
    Show marketing remark (894 chars)

    Wow. You will absolutely love this beautiful home in Longwood's Coventry neighborhood. The home has been nicely updated with a brand new roof, new interior paint, new carpet, new bedroom ceiling fans and brand new subway tile in the large master shower. The kitchen is great with stainless appliances, gas range, plenty of cabinets for storage and an eat-in area. The interior offers an open floor plan great for entertaining, high ceilings in the great room and the center atrium with so much natural light coming into the home. Exterior features include a rear screened patio, fenced corner lot and large 2 car garage. How about enjoying a warm afternoon at the community pool or hitting some tennis balls. Both are right across the street. The home is zoned for the great Seminole County schools of Woodlands Elementary, Rock Lake Middle and Lake Mary High. Call today, this won't last long!

  17. 2018-09-05
    status Pending 894-char remark
    Show marketing remark (894 chars)

    Wow. You will absolutely love this beautiful home in Longwood's Coventry neighborhood. The home has been nicely updated with a brand new roof, new interior paint, new carpet, new bedroom ceiling fans and brand new subway tile in the large master shower. The kitchen is great with stainless appliances, gas range, plenty of cabinets for storage and an eat-in area. The interior offers an open floor plan great for entertaining, high ceilings in the great room and the center atrium with so much natural light coming into the home. Exterior features include a rear screened patio, fenced corner lot and large 2 car garage. How about enjoying a warm afternoon at the community pool or hitting some tennis balls. Both are right across the street. The home is zoned for the great Seminole County schools of Woodlands Elementary, Rock Lake Middle and Lake Mary High. Call today, this won't last long!

  18. 2018-08-22
    status Active 894-char remark
    Show marketing remark (894 chars)

    Wow. You will absolutely love this beautiful home in Longwood's Coventry neighborhood. The home has been nicely updated with a brand new roof, new interior paint, new carpet, new bedroom ceiling fans and brand new subway tile in the large master shower. The kitchen is great with stainless appliances, gas range, plenty of cabinets for storage and an eat-in area. The interior offers an open floor plan great for entertaining, high ceilings in the great room and the center atrium with so much natural light coming into the home. Exterior features include a rear screened patio, fenced corner lot and large 2 car garage. How about enjoying a warm afternoon at the community pool or hitting some tennis balls. Both are right across the street. The home is zoned for the great Seminole County schools of Woodlands Elementary, Rock Lake Middle and Lake Mary High. Call today, this won't last long!

  19. 2018-08-14
    status Pending 894-char remark
    Show marketing remark (894 chars)

    Wow. You will absolutely love this beautiful home in Longwood's Coventry neighborhood. The home has been nicely updated with a brand new roof, new interior paint, new carpet, new bedroom ceiling fans and brand new subway tile in the large master shower. The kitchen is great with stainless appliances, gas range, plenty of cabinets for storage and an eat-in area. The interior offers an open floor plan great for entertaining, high ceilings in the great room and the center atrium with so much natural light coming into the home. Exterior features include a rear screened patio, fenced corner lot and large 2 car garage. How about enjoying a warm afternoon at the community pool or hitting some tennis balls. Both are right across the street. The home is zoned for the great Seminole County schools of Woodlands Elementary, Rock Lake Middle and Lake Mary High. Call today, this won't last long!

  20. 2018-08-07
    listed $204,900 Active 894-char remark
    Show marketing remark (894 chars)

    Wow. You will absolutely love this beautiful home in Longwood's Coventry neighborhood. The home has been nicely updated with a brand new roof, new interior paint, new carpet, new bedroom ceiling fans and brand new subway tile in the large master shower. The kitchen is great with stainless appliances, gas range, plenty of cabinets for storage and an eat-in area. The interior offers an open floor plan great for entertaining, high ceilings in the great room and the center atrium with so much natural light coming into the home. Exterior features include a rear screened patio, fenced corner lot and large 2 car garage. How about enjoying a warm afternoon at the community pool or hitting some tennis balls. Both are right across the street. The home is zoned for the great Seminole County schools of Woodlands Elementary, Rock Lake Middle and Lake Mary High. Call today, this won't last long!

  21. 1998-12-04
    soldstatus $76,000
  22. 1983-08-01
    soldstatus $76,600

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,591 · $299/mo
Projected year-2 tax
$3,591 · $299/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,335
− Mortgage interest
−$16,749
− Property taxes
−$3,591
− Insurance
−$1,495
− Repairs & maintenance
−$2,427
− Management
−$2,427
− HOA
−$1,200
− Depreciation
−$8,698
Taxable loss
−$6,252
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,500
After-tax cash flow
$363/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Seminole
NCES district ID
1201710
Math proficiency
57% ▼ -7.00%
Reading proficiency
61% ▼ -1.00%
Median HH income
$58,478
Composite
51.05/100
National rank
#1769
State rank
#13 of 73 in FL

Livability — Longwood

Score
81/100
State rank
#92
US rank
#1438

Category grades

Amenities F Commute C+ Cost of living B+ Crime B Employment C+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Longwood, FL
County
Seminole County · 436,154 people
City population
55,088
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
26,164
Household income
$86,125
Rent vs Own
25.4% rent · 74.6% own
Severe rent burden
774.0

Population outlook (Seminole County) Hauer SSP2

Today (2025)
515,494 people
By 2030
545,713 · +5.9%
By 2040
598,068 · +16.0%
By 2050
640,663 · +24.3%
By 2075
724,461 · +40.5%
By 2100
755,530 · +46.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (63%)
Race & ethnicity
White 63% Hispanic / Latino 22% Two or more races 17% Black 5% Asian 3%
Hispanic origin (detail)
Mexican 2% Puerto Rican 9% Cuban 3%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 2%
Foreign-born
12% · Canada, Jamaica, China
Languages at home
81% English-only · Spanish 13% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Seminole

2024 margin
Toss-up / Even · D 47.6% · R 51.1% · Other 1.3%
2008→2024 swing
-0.8pp no change · 2008: -2.8pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.8 2016: R+1.6 2012: R+6.5 2008: R+2.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -250.13%
Current HPI
335.7221
Rent YoY
▲ 3.89%
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+301.4% since first listed
13 events — show timeline
  • 2026-05-08 Price Changed $307,500 Stellar MLS as Distributed by MLS Grid
  • 2026-05-04 Price Changed $310,000 Stellar MLS as Distributed by MLS Grid
  • 2026-04-21 Price Changed $314,500 Stellar MLS as Distributed by MLS Grid
  • 2026-04-10 Price Changed $330,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-20 Listed $337,000 Stellar MLS as Distributed by MLS Grid
  • 2018-10-15 Sold (Public Records) $204,900 Public Records
  • 2018-10-04 Sold (MLS) $204,900 Stellar MLS as Distributed by MLS Grid
  • 2018-09-05 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-08-22 Relisted Stellar MLS as Distributed by MLS Grid
  • 2018-08-14 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-08-07 Listed $204,900 Stellar MLS as Distributed by MLS Grid
  • 1998-12-04 Sold (Public Records) $76,000 Public Records
  • 1983-08-01 Sold (Public Records) $76,600 Public Records

Property tax history

+16.7%/yr

Latest (2025): $3,591 · +6.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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