2880 Aplin Rd · Crestview, FL 32539

$225,000

3 bd · 2.0 ba · 1,066 sqft · SingleFamily public records · 64 Days on market

Built 1995 0.29 ac lot $211/sqft · 7% below area Est $242k · 7% under

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +10.6/15.0
• Cash flow +9.9/30.0
• Schools +5.2/10.0
• Livability +3.8/5.0
• DSCR +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Price reduced- seller motivated. Proven rental producing home with an extensive rental history. Seller is offering $7500 credit towards new appliances with acceptable offer. This home is centrally located in the fast growing town of Crestview, FL and would make the perfect starter home or rental property. Home is 3 bedroom-2 bath and offers high ceilings in the living room and a view through to the kitchen. Brand new roof Nov. 2022, new flooring 2023, and a fresh coat of paint 2023 has you started, all you need is to add your finishing touch.

Key facts

• 8-month-old hvac
• Updated ranch
• 2023 appliances

Tags

• UPDATED RANCH
• 2022 ROOF
• 2023 APPLIANCES
• 8-MONTH-OLD HVAC
• ABOVE GROUND POOL
• PARTIALLY LEVELED BACKYARD

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $225k.

Deal economics

• At list price, monthly cash flow is $-140 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $200k (11.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $166k (26.4% below list).
• Recommended offer: $166k (26.4% below list) — sets the bar for 1% rule.
• Cap rate 5.5% vs local median 4.4% in Crestview — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 75/100 on livability (#252 in FL, #3,858 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, amenities F, commute F.
• Okaloosa (other): math 60% / reading 60% proficiency, ranked #12 of 73 in FL (top 16%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents flat; 521 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,268 units permitted in Okaloosa County in 2024 (175 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Okaloosa County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 64 days — a 6% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 20y ago; this cycle's ask is 3% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $165,658 (26.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 64 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.74% ✗
• Cap rate: 5.54%
• Cash-on-cash: -2.67%
• DSCR: 0.88
• GRM: 11.3

CMA / ARV

• ARV (median comp): $241,895
• List price: $225,000
• Delta: -6.98%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2862 Shoffner Ave	0.14mi	3/2.0	1,142 (+7%)	14mo	$239,900	$210	70
504 Shortwell Ave	0.43mi	3/2.0	1,112 (+4%)	7mo	$209,900	$189	67
420 E Williams Ave	0.53mi	3/2.0	1,106 (+4%)	4mo	$195,900	$177	66
520 E Williams Ave	0.47mi	3/2.0	1,024 (-4%)	8mo	$199,900	$195	65
703 Brock Ave	0.41mi	3/1.0	1,121 (+5%)	4mo	$145,000	$129	65
393 Crossland St	0.50mi	3/2.0	1,030 (-3%)	10mo	$202,000	$196	63
591 Brock Ave	0.48mi	3/2.0	1,187 (+11%)	5mo	$199,999	$168	54
593 Brock Ave	0.48mi	3/2.0	1,187 (+11%)	5mo	$199,900	$168	54
812 E Edney Ave	0.53mi	3/1.0	1,024 (-4%)	14mo	$69,900	$68	54
521 Brock East Ave	0.53mi	3/2.0	1,219 (+14%)	7mo	$249,900	$205	46
502 Lee Ave	0.61mi	3/2.0	1,187 (+11%)	8mo	$229,000	$193	46
592 E Robinson Ave	0.46mi	3/1.0	1,200 (+13%)	10mo	$160,000	$133	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.12% rent growth · sell at horizon

5-year hold

• IRR: -23.8%
• Equity multiple: 0.20×
• Total profit: $-50,109
• Equity at exit: $33,548

10-year hold

• IRR: -28.5%
• Equity multiple: -0.16×
• Total profit: $-73,388
• Equity at exit: $19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32539

• Home prices YoY: -17.8%
• Rents YoY: 0.1%
• Active inventory: 521
• Price-to-rent: 11.3×

Monthly cashflow live

• Estimated rent: $1,657 high
• Mortgage (P&I): −$1,180
• Tax from tax record: −$175 /mo · $2,105/yr
• Insurance: −$94
• HOA: −$0
• Vacancy / Maint / Mgmt: −$348
• Net cashflow: $-140

Break-even live

Break-even rent $1,834

Max offer price $200,195

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,250
• Closing costs: $6,750
• Reserves months: —
• Total cash needed: —

Rent comps 33 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14 Flora Cv Crestview, FL	3.0	2.0	1357	$1,750	$1.29	21d	1	0.07mi
475 Aplin Rd Crestview, FL	1.0–2.0	1.0–2.0	764	$999	$1.31	43d	5	0.20mi
812 E Edney Ave Crestview, FL	2.0	2.0	1024	$1,400	$1.37	21d	1	0.51mi
812 E Edney Ave Crestview, FL	2.0	2.0	1024	$1,400	$1.37	44d	1	0.51mi
408 Church St Crestview, FL	2.0	2.0	1086	$1,200	$1.10	43d	1	0.57mi
295 Limestone Cir Crestview, FL	3.0	2.0	1107	$1,625	$1.47	43d	1	0.57mi
111 Swaying Pine Ct Crestview, FL	3.0	2.5	1440	$1,300	$0.90	43d	1	0.60mi
301 E Redstone Ave Crestview, FL	1.0–3.0	1.0–2.0	1100	$2,202	$2.00	13d	20	0.60mi
4 Holly Rd Crestview, FL	3.0	2.0	1165	$1,725	$1.48	21d	1	0.62mi
4 Holly Rd Crestview, FL	3.0	2.0	1165	$1,725	$1.48	13d	1	0.62mi
3016 Aplin Rd Crestview, FL	3.0	2.0	1280	$1,400	$1.09	43d	1	0.66mi
343 Crooked Pine Trl Unit 1 Crestview, FL	3.0	2.5	1415	$1,350	$0.95	13d	1	0.66mi
143 Swaying Pine Ct Crestview, FL	3.0	2.5	1440	$1,450	$1.01	21d	1	0.66mi
347 Crooked Pine Trl Crestview, FL	3.0	2.5	1356	$1,500	$1.11	13d	1	0.66mi
147 Swaying Pine Ct Crestview, FL	3.0	2.5	1309	$1,395	$1.07	21d	1	0.67mi
365 Crooked Pine Trl Crestview, FL	3.0	2.5	1356	$1,350	$1.00	13d	1	0.71mi
163 Swaying Pine Ct Crestview, FL	3.0	2.5	1356	$1,300	$0.96	43d	1	0.71mi
2500 E Redstone Ave Crestview, FL	1.0–3.0	1.0–2.0	1428	$1,952	$1.37	13d	6	0.72mi
223 Johnson Ct #223 Crestview, FL	3.0	2.5	1496	$1,450	$0.97	43d	1	0.78mi
204 Johnson Ct Crestview, FL	3.0	2.5	1496	$1,450	$0.97	43d	1	0.82mi
202 Johnson Ct Crestview, FL	3.0	2.5	1496	$1,450	$0.97	43d	1	0.83mi
234 Swaying Pine Ct Crestview, FL	3.0	2.5	1440	$1,350	$0.94	43d	1	0.87mi
240 Swaying Pine Ct Crestview, FL	3.0	2.5	1356	$1,400	$1.03	43d	1	0.88mi
648 Alysheba Dr Crestview, FL	3.0	2.0	1341	$1,800	$1.34	21d	1	1.00mi
401 S Booker St Crestview, FL	3.0	1.5	1040	$1,225	$1.18	43d	1	1.20mi
503 W Griffith Ave Crestview, FL	3.0	1.0	962	$1,395	$1.45	43d	1	1.21mi
124 Hampton Dr Crestview, FL	2.0	1.5	952	$1,195	$1.26	21d	1	1.31mi
122 Hampton Dr Crestview, FL	2.0	1.5	1080	$1,195	$1.11	43d	1	1.31mi
122 Hampton Dr Unit 1 Crestview, FL	2.0	2.0	1080	$1,195	$1.11	43d	1	1.31mi
124 Hampton Dr Unit 1 Crestview, FL	2.0	1.5	952	$1,195	$1.26	43d	1	1.31mi
107 Hampton Dr Crestview, FL	2.0	1.5	972	$1,300	$1.34	21d	1	1.34mi
812 Carlton St Crestview, FL	3.0	2.5	1393	$1,495	$1.07	21d	1	1.41mi
816 W Walnut Ave Crestview, FL	3.0	2.0	1297	$1,595	$1.23	43d	1	1.45mi

Listing history 40 events

1. 2026-06-18
   days on market $225,000 Active 64 DOM
2. 2026-06-17
   days on market $225,000 Active 63 DOM
3. 2026-06-16
   days on market $225,000 Active 62 DOM
4. 2026-06-15
   days on market $225,000 Active 61 DOM
5. 2026-06-14
   days on market $225,000 Active 59 DOM
6. 2026-06-13
   days on market $225,000 Active 58 DOM
7. 2026-06-10
   days on market $225,000 Active 56 DOM
8. 2026-06-09
   days on market $225,000 Active 55 DOM
9. 2026-06-08
   days on market $225,000 Active 54 DOM
10. 2026-06-07
    days on market $225,000 Active 53 DOM
11. 2026-06-05
    days on market $225,000 Active 50 DOM
12. 2026-06-02
    days on market $225,000 Active 48 DOM
13. 2026-06-01
    days on market $225,000 Active 47 DOM
14. 2026-05-31
    days on market $225,000 Active 46 DOM
15. 2026-05-30
    days on market $225,000 Active 45 DOM
16. 2026-03-31
    listed $217,500 Active
17. 2023-10-18
    soldstatus $200,900 Sold 550-char remark

    Show marketing remark (550 chars)

    Price reduced- seller motivated. Proven rental producing home with an extensive rental history. Seller is offering $7500 credit towards new appliances with acceptable offer. This home is centrally located in the fast growing town of Crestview, FL and would make the perfect starter home or rental property. Home is 3 bedroom-2 bath and offers high ceilings in the living room and a view through to the kitchen. Brand new roof Nov. 2022, new flooring 2023, and a fresh coat of paint 2023 has you started, all you need is to add your finishing touch.

18. 2023-10-18
    soldstatus $201,000

    Show marketing remark (550 chars)

    Price reduced- seller motivated. Proven rental producing home with an extensive rental history. Seller is offering $7500 credit towards new appliances with acceptable offer. This home is centrally located in the fast growing town of Crestview, FL and would make the perfect starter home or rental property. Home is 3 bedroom-2 bath and offers high ceilings in the living room and a view through to the kitchen. Brand new roof Nov. 2022, new flooring 2023, and a fresh coat of paint 2023 has you started, all you need is to add your finishing touch.

19. 2023-09-21
    status Pending 550-char remark

    Show marketing remark (550 chars)

    Price reduced- seller motivated. Proven rental producing home with an extensive rental history. Seller is offering $7500 credit towards new appliances with acceptable offer. This home is centrally located in the fast growing town of Crestview, FL and would make the perfect starter home or rental property. Home is 3 bedroom-2 bath and offers high ceilings in the living room and a view through to the kitchen. Brand new roof Nov. 2022, new flooring 2023, and a fresh coat of paint 2023 has you started, all you need is to add your finishing touch.

20. 2023-09-21
    price $210,000 550-char remark

    Show marketing remark (550 chars)

    Price reduced- seller motivated. Proven rental producing home with an extensive rental history. Seller is offering $7500 credit towards new appliances with acceptable offer. This home is centrally located in the fast growing town of Crestview, FL and would make the perfect starter home or rental property. Home is 3 bedroom-2 bath and offers high ceilings in the living room and a view through to the kitchen. Brand new roof Nov. 2022, new flooring 2023, and a fresh coat of paint 2023 has you started, all you need is to add your finishing touch.

21. 2023-09-18
    price $199,990 550-char remark

    Show marketing remark (550 chars)

    Price reduced- seller motivated. Proven rental producing home with an extensive rental history. Seller is offering $7500 credit towards new appliances with acceptable offer. This home is centrally located in the fast growing town of Crestview, FL and would make the perfect starter home or rental property. Home is 3 bedroom-2 bath and offers high ceilings in the living room and a view through to the kitchen. Brand new roof Nov. 2022, new flooring 2023, and a fresh coat of paint 2023 has you started, all you need is to add your finishing touch.

22. 2023-09-13
    price $205,000 550-char remark

    Show marketing remark (550 chars)

    Price reduced- seller motivated. Proven rental producing home with an extensive rental history. Seller is offering $7500 credit towards new appliances with acceptable offer. This home is centrally located in the fast growing town of Crestview, FL and would make the perfect starter home or rental property. Home is 3 bedroom-2 bath and offers high ceilings in the living room and a view through to the kitchen. Brand new roof Nov. 2022, new flooring 2023, and a fresh coat of paint 2023 has you started, all you need is to add your finishing touch.

23. 2023-09-05
    price $210,000 550-char remark

    Show marketing remark (550 chars)

    Price reduced- seller motivated. Proven rental producing home with an extensive rental history. Seller is offering $7500 credit towards new appliances with acceptable offer. This home is centrally located in the fast growing town of Crestview, FL and would make the perfect starter home or rental property. Home is 3 bedroom-2 bath and offers high ceilings in the living room and a view through to the kitchen. Brand new roof Nov. 2022, new flooring 2023, and a fresh coat of paint 2023 has you started, all you need is to add your finishing touch.

24. 2023-08-28
    price $219,000 550-char remark

    Show marketing remark (550 chars)

    Price reduced- seller motivated. Proven rental producing home with an extensive rental history. Seller is offering $7500 credit towards new appliances with acceptable offer. This home is centrally located in the fast growing town of Crestview, FL and would make the perfect starter home or rental property. Home is 3 bedroom-2 bath and offers high ceilings in the living room and a view through to the kitchen. Brand new roof Nov. 2022, new flooring 2023, and a fresh coat of paint 2023 has you started, all you need is to add your finishing touch.

25. 2023-08-16
    price $220,000 550-char remark

    Show marketing remark (550 chars)

    Price reduced- seller motivated. Proven rental producing home with an extensive rental history. Seller is offering $7500 credit towards new appliances with acceptable offer. This home is centrally located in the fast growing town of Crestview, FL and would make the perfect starter home or rental property. Home is 3 bedroom-2 bath and offers high ceilings in the living room and a view through to the kitchen. Brand new roof Nov. 2022, new flooring 2023, and a fresh coat of paint 2023 has you started, all you need is to add your finishing touch.

26. 2023-08-16
    status Active 550-char remark

    Show marketing remark (550 chars)

    Price reduced- seller motivated. Proven rental producing home with an extensive rental history. Seller is offering $7500 credit towards new appliances with acceptable offer. This home is centrally located in the fast growing town of Crestview, FL and would make the perfect starter home or rental property. Home is 3 bedroom-2 bath and offers high ceilings in the living room and a view through to the kitchen. Brand new roof Nov. 2022, new flooring 2023, and a fresh coat of paint 2023 has you started, all you need is to add your finishing touch.

27. 2023-07-15
    historical 550-char remark

    Show marketing remark (550 chars)

    Price reduced- seller motivated. Proven rental producing home with an extensive rental history. Seller is offering $7500 credit towards new appliances with acceptable offer. This home is centrally located in the fast growing town of Crestview, FL and would make the perfect starter home or rental property. Home is 3 bedroom-2 bath and offers high ceilings in the living room and a view through to the kitchen. Brand new roof Nov. 2022, new flooring 2023, and a fresh coat of paint 2023 has you started, all you need is to add your finishing touch.

28. 2023-07-06
    price $229,900 550-char remark

    Show marketing remark (550 chars)

    Price reduced- seller motivated. Proven rental producing home with an extensive rental history. Seller is offering $7500 credit towards new appliances with acceptable offer. This home is centrally located in the fast growing town of Crestview, FL and would make the perfect starter home or rental property. Home is 3 bedroom-2 bath and offers high ceilings in the living room and a view through to the kitchen. Brand new roof Nov. 2022, new flooring 2023, and a fresh coat of paint 2023 has you started, all you need is to add your finishing touch.

29. 2023-06-13
    price $239,950 550-char remark

    Show marketing remark (550 chars)

    Price reduced- seller motivated. Proven rental producing home with an extensive rental history. Seller is offering $7500 credit towards new appliances with acceptable offer. This home is centrally located in the fast growing town of Crestview, FL and would make the perfect starter home or rental property. Home is 3 bedroom-2 bath and offers high ceilings in the living room and a view through to the kitchen. Brand new roof Nov. 2022, new flooring 2023, and a fresh coat of paint 2023 has you started, all you need is to add your finishing touch.

30. 2023-05-30
    price $249,900 550-char remark

    Show marketing remark (550 chars)

    Price reduced- seller motivated. Proven rental producing home with an extensive rental history. Seller is offering $7500 credit towards new appliances with acceptable offer. This home is centrally located in the fast growing town of Crestview, FL and would make the perfect starter home or rental property. Home is 3 bedroom-2 bath and offers high ceilings in the living room and a view through to the kitchen. Brand new roof Nov. 2022, new flooring 2023, and a fresh coat of paint 2023 has you started, all you need is to add your finishing touch.

31. 2023-05-23
    listed $250,000 Active 550-char remark

    Show marketing remark (550 chars)

    Price reduced- seller motivated. Proven rental producing home with an extensive rental history. Seller is offering $7500 credit towards new appliances with acceptable offer. This home is centrally located in the fast growing town of Crestview, FL and would make the perfect starter home or rental property. Home is 3 bedroom-2 bath and offers high ceilings in the living room and a view through to the kitchen. Brand new roof Nov. 2022, new flooring 2023, and a fresh coat of paint 2023 has you started, all you need is to add your finishing touch.

32. 2008-10-16
    soldstatus $109,900
33. 2008-10-10
    soldstatus $109,900
34. 2008-10-10
    soldstatus $109,900
35. 2008-03-04
    listed $109,900
36. 2008-03-04
    listed $109,900
37. 2007-12-19
    historical
38. 2006-12-19
    listed $130,000
39. 2006-12-19
    listed $130,000
40. 2006-05-08
    listed $145,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,105 · $175/mo
• Projected year-2 tax: $2,105 · $175/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,879
• − Mortgage interest: −$12,603
• − Property taxes: −$2,105
• − Insurance: −$1,125
• − Repairs & maintenance: −$1,590
• − Management: −$1,590
• − Depreciation: −$6,545
• Taxable loss: −$5,681
• Est. tax savings @ 24.0%: +$1,363
• After-tax cash flow: $-322/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Okaloosa
• NCES district ID: 1201380
• Math proficiency: 60% ▼ -12.00%
• Reading proficiency: 60% ▼ -4.00%
• Median HH income: $55,601
• Composite: 51.62/100
• National rank: #1705
• State rank: #12 of 73 in FL

Livability — Crestview

• Score: 75/100
• State rank: #252
• US rank: #3858

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment D Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Crestview, FL
• County: Okaloosa County · 194,352 people
• City population: 58,889
• Metro: Crestview-Fort Walton Beach-Destin, FL
• Population (ZIP): 33,290
• Household income: $74,369
• Rent vs Own: 21.7% rent · 78.3% own
• Severe rent burden: 371.0

Population outlook (Okaloosa County) Hauer SSP2

• Today (2025): 235,133 people
• By 2030: 253,483 · +7.8%
• By 2040: 289,537 · +23.1%
• By 2050: 322,954 · +37.3%
• By 2075: 399,624 · +70.0%
• By 2100: 425,311 · +80.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Black 12% Two or more races 8% Hispanic / Latino 7% Asian 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 2%
• Common ancestry: Lithuanian 4% Iranian 2% Romanian 2%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 3% Russian/Polish/Slavic 1% Other Asian/Pacific 1%

Political lean MEDSL · Okaloosa

• 2024 margin: Solid R (+42.4) · D 28.2% · R 70.7% · Other 1.1%
• 2008→2024 swing: +2.5pp toward D · 2008: -44.9pp · 2024: -42.4pp
• All cycles: 2024: R+42.4 2020: R+39.1 2016: R+47.8 2012: R+49.4 2008: R+44.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -56.52%
• Current HPI: 261.1557
• Rent YoY: ▲ 0.12%
• Metro: Crestview-Fort Walton Beach-Destin, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+50.0% since first listed

25 events — show timeline

• 2026-03-31 Listed $217,500 ECAR
• 2023-10-18 Sold (Public Records) $201,000 Public Records
• 2023-10-18 Sold (MLS) $200,900 ECAR
• 2023-09-21 Pending — ECAR
• 2023-09-21 Price Changed $210,000 ECAR
• 2023-09-18 Price Changed $199,990 ECAR
• 2023-09-13 Price Changed $205,000 ECAR
• 2023-09-05 Price Changed $210,000 ECAR
• 2023-08-28 Price Changed $219,000 ECAR
• 2023-08-16 Price Changed $220,000 ECAR
• 2023-08-16 Relisted — ECAR
• 2023-07-15 Delisted — ECAR
• 2023-07-06 Price Changed $229,900 ECAR
• 2023-06-13 Price Changed $239,950 ECAR
• 2023-05-30 Price Changed $249,900 ECAR
• 2023-05-23 Listed $250,000 ECAR
• 2008-10-16 Sold (Public Records) $109,900 Public Records
• 2008-10-10 Sold (MLS) $109,900 ECAR
• 2008-10-10 Sold (MLS) $109,900 NAMLS
• 2008-03-04 Listed $109,900 ECAR
• 2008-03-04 Listed $109,900 NAMLS
• 2007-12-19 Listing Removed — NAMLS
• 2006-12-19 Listed $130,000 NAMLS
• 2006-12-19 Listed $130,000 ECAR
• 2006-05-08 Listed $145,000 ECAR

Property tax history

+6.1%/yr

Latest (2023): $2,105 · +7.8% YoY. Source: county tax records.