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13355 SW 9th Ct Unit 313H
C Composite 57.05
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.1/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +5.3/10.0
  • Livability +4.2/5.0
  • Schools +4.1/10.0
  • Appreciation +4.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$125,000

13355 SW 9th Ct Unit 313H · Pembroke Pines, FL 33027
2 bd · 2.0 ba · 953 sqft · Condo public records · 84 Days on market
Built 1985 $750/mo HOA · 37% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

2 BEDROOM UNIT--LOCATED RIGHT ACROSS THE STREET FROM THE BEAUTIFUL CLUBHOUSE---COOL NORTH,SOUTH EXPOSURE---VERY NICE TO SHOW--CUSTOM MORRORS IN LIVING AND DINNING ROOM---EASY TO SHOW---

Key facts

  • Clubhouse
  • Garden view
  • Private balcony

Tags

GARDEN VIEWPRIVATE BALCONYRESORT-STYLE AMENITIESCLUBHOUSEPOOLSTENNIS COURTS

Property features AI

Finance

  • Other: Annual tax amount available
  • Financial info: Pets not allowed
  • HOA & community: Monthly HOA fee of $750; HOA includes amenities; On-site clubhouse, elevator(s), fitness center, laundry, pool, tennis courts; Senior community

Exterior

  • Parking: 1 covered garage space
  • Security: Security guard
  • Utilities: Has cooling (central air)
  • Home design: Attached property; 4-story building; Entry on level 3
  • Construction: Block construction; Effective year built
  • Exterior features: Fence; Security guard on-site

Interior

  • Kitchen: Kitchen island
  • Bedrooms: Primary bedroom on main level
  • Flooring: Tile
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central air conditioning
  • Interior features: Tile floors; Closet cabinetry; Kitchen island; Walk-in closets; Elevator; Bedroom on main level
  • Laundry & utility: Laundry in common area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $125k.

Deal economics

  • At list price, monthly cash flow is $86 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $125k).
  • Recommended offer: $118k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.1% vs local median 4.0% in Pembroke Pines — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#54 in FL, #933 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, schools A-; Watch: amenities D+, cost of living D+.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.2%/yr); 549 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-2.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 84 days — a 6% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 20y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 37% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $117,500 (6.0% below list)

Questions for the listing agent

  1. It's been on market 84 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.63%
Cap rate
7.12%
Cash-on-cash
2.95%
DSCR
1.13
GRM
5.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-2.01% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-11.4%
Equity multiple
0.57×
Total profit
$-15,082
Equity at exit
$24,205
10-year hold
IRR
-10.6%
Equity multiple
0.35×
Total profit
$-22,732
Equity at exit
$20,617

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33027

Home prices YoY
-0.6%
Rents YoY
-0.2%
Active inventory
549
Price-to-rent
5.1×

Monthly cashflow live

Estimated rent
$2,039 high interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$67 /mo · $807/yr
Insurance
$52
HOA
$750
Vacancy / Maint / Mgmt
$428
Net cashflow
$86

Break-even live

Break-even rent $1,930
Max offer price $125,000
Occupancy floor 91%

Sensitivity live

Price -10% $157 -5% $121 +0% $86 +5% $51 +10% $15
Rent -10% $-75 -5% $5 +0% $86 +5% $167 +10% $247
Rate -1.0pp $149 -0.5pp $118 base $86 +0.5pp $54 +1.0pp $21

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
13355 SW 9th Ct Unit 317H Pembroke Pines, FL 2.0 2.0 1044 $1,975 $1.89 6d 1 0.02mi
801 SW 133rd Ter Unit 401K Pembroke Pines, FL 1.0 1.0 960 $1,850 $1.93 25d 1 0.04mi
850 SW 133rd Ter Pembroke Pines, FL 2.0 1.5 953 $1,938 $2.03 2d 2 0.06mi
850 SW 133rd Ter Pembroke Pines, FL 2.0 1.5 953 $1,938 $2.03 22d 2 0.06mi
850 SW 133rd Ter Unit 106B Pembroke Pines, FL 2.0 1.5 953 $1,975 $2.07 23d 1 0.06mi
850 SW 133rd Ter Unit B406 Pembroke Pines, FL 2.0 1.5 953 $1,900 $1.99 25d 1 0.06mi
13455 SW 9th Ct Pembroke Pines, FL 1.0 1.5 811 $1,685 $2.08 23d 2 0.06mi
13255 SW 9th Ct Unit 402G Pembroke Pines, FL 2.0 2.0 1044 $1,800 $1.72 25d 1 0.08mi
13475 SW 9th St Unit 407A Pembroke Pines, FL 1.0 1.0 685 $1,550 $2.26 25d 1 0.10mi
13255 SW 9th Ct Unit 202G Pembroke Pines, FL 2.0 2.0 1044 $1,790 $1.71 19d 1 0.10mi
13250 SW 7th Ct Unit 402L Pembroke Pines, FL 2.0 2.0 1044 $1,750 $1.68 16d 1 0.10mi
13250 SW 7th Ct Unit 402L Pembroke Pines, FL 2.0 2.0 1044 $1,750 $1.68 3d 1 0.10mi
13255 SW 7th Ct Unit 305D Pembroke Pines, FL 2.0 1.5 953 $1,850 $1.94 25d 1 0.15mi
13255 SW 7th Ct Unit 406D Pembroke Pines, FL 2.0 1.5 953 $1,850 $1.94 9d 1 0.15mi
800 SW 131st Ave Unit 311F Pembroke Pines, FL 1.0 1.5 811 $1,800 $2.22 25d 1 0.15mi
13255 SW 7th Ct Pembroke Pines, FL 2.0 1.5 953 $1,825 $1.92 0d 2 0.15mi
13155 SW 7th Ct Unit 402E Pembroke Pines, FL 2.0 2.0 1044 $2,000 $1.92 25d 1 0.19mi
301 SW 135th Ave Unit 415C Pembroke Pines, FL 1.0 1.5 811 $1,650 $2.03 0d 1 0.20mi
301 SW 135th Ave Unit 415C Pembroke Pines, FL 1.0 1.5 811 $1,650 $2.03 23d 1 0.20mi
551 SW 135th Ave Unit 405B Pembroke Pines, FL 2.0 1.5 953 $1,700 $1.78 25d 1 0.25mi
800 SW 137th Ave Unit G404 Pembroke Pines, FL 1.0 1.0 540 $1,590 $2.94 25d 1 0.27mi
800 SW 137th Ave Unit G404 Pembroke Pines, FL 1.0 1.0 540 $1,580 $2.93 0d 1 0.27mi
400 SW 134th Way Pembroke Pines, FL 1.0–2.0 1.5–2.0 927 $2,000 $2.16 25d 3 0.31mi
400 SW 134th Way Pembroke Pines, FL 1.0–2.0 1.5–2.0 927 $2,000 $2.16 12d 2 0.31mi
400 SW 134th Way Unit 302F Pembroke Pines, FL 2.0 2.0 1044 $2,000 $1.92 9d 1 0.31mi
251 SW 134th Way Unit 210M Pembroke Pines, FL 2.0 1.5 954 $1,645 $1.72 23d 1 0.32mi
251 SW 134th Way Pembroke Pines, FL 1.0–2.0 1.5 882 $1,645 $1.86 9d 2 0.32mi
1401 SW 134th Way Unit C314 Pembroke Pines, FL 2.0 2.0 1044 $2,700 $2.59 25d 1 0.33mi
850 SW 138th Ave Pembroke Pines, FL 1.0–2.0 1.5–2.0 1120 $2,250 $2.01 23d 2 0.36mi
251 SW 132nd Way Unit 204H Pembroke Pines, FL 1.0 1.5 811 $1,700 $2.10 25d 1 0.38mi
13055 SW 15th Ct Pembroke Pines, FL 1.0–2.0 1.5–2.0 1011 $2,000 $1.98 25d 2 0.39mi
13055 SW 15th Ct Pembroke Pines, FL 1.0–2.0 1.5–2.0 1011 $2,000 $1.98 6d 2 0.39mi
1551 SW 135th Ter Pembroke Pines, FL 1.0–2.0 1.5 752 $1,900 $2.53 15d 2 0.42mi
200 SW 132nd Way Pembroke Pines, FL 1.0–2.0 1.5 882 $1,750 $1.98 5d 2 0.42mi
1300 SW 130th Ave Pembroke Pines, FL 1.0–2.0 1.0–2.0 885 $1,975 $2.23 25d 2 0.43mi
13455 SW 16th Ct Unit 306-F Pembroke Pines, FL 2.0 1.5 936 $2,000 $2.14 20d 1 0.44mi
13455 SW 3rd St Unit 309S Pembroke Pines, FL 1.0 1.5 811 $1,700 $2.10 25d 1 0.45mi
701 SW 141st Ave Unit 110R Pembroke Pines, FL 2.0 1.5 1032 $2,200 $2.13 25d 1 0.46mi
701 SW 141st Ave Unit 405R Pembroke Pines, FL 2.0 1.5 1032 $2,000 $1.94 25d 1 0.46mi
701 SW 141st Ave Unit 110R Pembroke Pines, FL 2.0 1.5 1032 $2,200 $2.13 9d 1 0.46mi

HOA detail condo

Monthly dues
$750 · $9,000/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 23 events

  1. 2026-06-21
    days on market $125,000 Active 84 DOM
  2. 2026-06-18
    days on market $125,000 Active 81 DOM
  3. 2026-06-17
    days on market $125,000 Active 80 DOM
  4. 2026-06-16
    days on market $125,000 Active 79 DOM
  5. 2026-06-15
    days on market $125,000 Active 78 DOM
  6. 2026-06-13
    days on market $125,000 Active 76 DOM
  7. 2026-06-09
    days on market $125,000 Active 72 DOM
  8. 2026-06-08
    days on market $125,000 Active 71 DOM
  9. 2026-06-07
    days on market $125,000 Active 70 DOM
  10. 2026-06-04
    remarks 699-char remark
  11. 2026-06-04
    pricedays on market $125,000 Active 67 DOM
  12. 2026-06-03
    days on market $135,000 Active 66 DOM
  13. 2026-06-02
    days on market $135,000 Active 65 DOM
  14. 2026-06-01
    days on market $135,000 Active 64 DOM
  15. 2026-05-31
    days on market $135,000 Active 63 DOM
  16. 2026-03-29
    listed $135,000 Active
  17. 2025-11-16
    historical
  18. 2025-08-15
    price $160,000
  19. 2025-08-15
    price $170,000
  20. 2025-08-05
    listed $150,000 Active
  21. 2006-10-10
    soldstatus $130,000
  22. 2006-09-29
    soldstatus $130,000 185-char remark
    Show marketing remark (185 chars)

    2 BEDROOM UNIT--LOCATED RIGHT ACROSS THE STREET FROM THE BEAUTIFUL CLUBHOUSE---COOL NORTH,SOUTH EXPOSURE---VERY NICE TO SHOW--CUSTOM MORRORS IN LIVING AND DINNING ROOM---EASY TO SHOW---

  23. 2006-06-14
    listed $135,000 185-char remark
    Show marketing remark (185 chars)

    2 BEDROOM UNIT--LOCATED RIGHT ACROSS THE STREET FROM THE BEAUTIFUL CLUBHOUSE---COOL NORTH,SOUTH EXPOSURE---VERY NICE TO SHOW--CUSTOM MORRORS IN LIVING AND DINNING ROOM---EASY TO SHOW---

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$807 · $67/mo
Projected year-2 tax
$1,038 · $86/mo
Expected delta
+$231/yr (+$19/mo · 28.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,469
− Mortgage interest
−$7,002
− Property taxes
−$807
− Insurance
−$625
− Repairs & maintenance
−$1,958
− Management
−$1,958
− HOA
−$9,000
− Depreciation
−$3,636
Taxable loss
−$516
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$124
After-tax cash flow
$1,156/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Pembroke Pines

Score
83/100
State rank
#54
US rank
#933

Category grades

Amenities D+ Commute A- Cost of living D+ Crime A- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pembroke Pines, FL
County
Broward County · 1,963,430 people
City population
180,224
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
65,116
Household income
$76,561
Rent vs Own
22.2% rent · 77.8% own
Severe rent burden
1728.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Hispanic / Latino 52% Two or more races 23% Black 22% White 16% Asian 6%
Hispanic origin (detail)
Puerto Rican 6% Cuban 19% Dominican 3%
Common ancestry
Hispanic 6% Romanian 1% Scotch-Irish 1%
Foreign-born
47% · Canada, Jamaica, Vietnam
Languages at home
40% English-only · Spanish 47% French/Haitian/Cajun 5% Other Indo-European 2%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -2.01%
Current HPI
359.5973
Rent YoY
▼ -0.20%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
8 events — show timeline
  • 2026-03-29 Listed $135,000 MARMLS
  • 2025-11-16 Listing Removed MARMLS
  • 2025-08-15 Price Changed $160,000 MARMLS
  • 2025-08-15 Price Changed $170,000 MARMLS
  • 2025-08-05 Listed $150,000 MARMLS
  • 2006-10-10 Sold (Public Records) $130,000 Public Records
  • 2006-09-29 Sold (MLS) $130,000 Beaches MLS
  • 2006-06-14 Listed $135,000 Beaches MLS

Property tax history

+3.3%/yr

Latest (2025): $807 · +3.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…