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402 Hermine Blvd
C- Composite 50.15
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +11.5/30.0
  • 1% rule +5.0/10.0
  • Appreciation +5.0/10.0
  • Livability +4.0/5.0
  • DSCR +3.4/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.4/10.0

$180,000

402 Hermine Blvd · San Antonio, TX 78212-1130
3 bd · 2.0 ba · 1,590 sqft · SingleFamily public records · 166 Days on market
Built 1946 7,797 sqft lot $113/sqft · 25% below area Est $240k · 25% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

WELCOME HOME! Grand entrance of columns to welcome all guest to this beautifully maintained 3 bedroom home. Open floor plan as you enter home with generous kitchen and large kitchen island for prepping, storage, and entertaining. Large master and secondary rooms with no carpet. Large backyard with deck and mature trees to enjoy the evenings. Detached garage space. Minutes away from Olmos Park and Alamo Quarry. Conveniently located to major highways, shopping, food, and entertainment. Price adjustment for any repairs needed.

Key facts

  • 7,797 sq ft lot
  • Garage
  • Built 1946

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $180k.

Deal economics

  • At list price, monthly cash flow is $-61 ($-730/yr) — negative.
  • To cash-flow at today's rent, offer at most $169k (6.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $180k (0.2% below list).
  • Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
  • Cap rate 5.9% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
  • San Antonio ISD (urban): math 12% / reading 22% proficiency, ranked #805 of 826 in TX (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 1 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

  • In year one you build about $7k of equity ($1k loan paydown + $5k appreciation (3.0% local appreciation)).
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $50k cash investment doubles in ~7 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 166 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
  • 12 sale attempts since 21y ago; this cycle's ask has dropped $44k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 3.1% of price; built in 1946 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $158,400 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 166 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Built in 1946 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
5.89%
Cash-on-cash
-1.45%
DSCR
0.94
GRM
8.3

CMA / ARV

ARV (median comp)
$239,858
List price
$180,000
Delta
-24.96%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
219 Thorain 0.36mi 3/2.0 1,621 (+2%) 4mo $195,000 $120 76
607 Lovera 0.19mi 3/2.0 1,684 (+6%) 8mo $175,000 $104 75
369 W Mandalay 0.10mi 3/2.0 1,804 (+14%) 5mo $235,000 $130 69
839 Alametos 0.47mi 3/2.0 1,532 (-4%) 6mo $184,000 $120 67
241 W Hermine Blvd 0.31mi 3/2.0 1,756 (+10%) 4mo $365,000 $208 65
281 Hermine Blvd 0.20mi 3/1.5 1,394 (-12%) 4mo $265,000 $190 65
803 Fresno 0.65mi 4/2.0 (+1) 1,610 (+1%) 1mo $249,900 $155 62
313 W Wildwood 0.27mi 3/2.0 1,382 (-13%) 5mo $249,999 $181 62
110 Hermine 0.60mi 2/2.0 (-1) 1,656 (+4%) 1mo $299,900 $181 60
815 Edison 0.59mi 4/3.0 (+1) 1,666 (+5%) 1mo $89,000 $53 55
514 Fresno 0.63mi 4/2.0 (+1) 1,400 (-12%) 6mo $198,500 $142 40
935 W Mariposa 0.57mi 4/2.0 (+1) 1,386 (-13%) 8mo $275,000 $198 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
6.2%
Equity multiple
1.36×
Total profit
$17,979
Equity at exit
$80,936
10-year hold
IRR
9.2%
Equity multiple
2.38×
Total profit
$69,703
Equity at exit
$124,732

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78212-1130

Active inventory
1
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,797 high interval (Pro) →
Mortgage (P&I)
$944
Tax from tax record
$462 /mo · $5,539/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$377
Net cashflow
$-61

Break-even live

Break-even rent $1,874
Max offer price $169,247
Occupancy floor 98%

Sensitivity live

Price -10% $41 -5% $-10 +0% $-61 +5% $-112 +10% $-163
Rent -10% $-203 -5% $-132 +0% $-61 +5% $10 +10% $81
Rate -1.0pp $30 -0.5pp $-15 base $-61 +0.5pp $-108 +1.0pp $-155

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
415 W Mariposa Dr Unit NA San Antonio, TX 3.0 2.0 1312 $1,750 $1.33 15d 1 0.17mi
415 W Mariposa Dr San Antonio, TX 3.0 2.0 1312 $1,950 $1.49 24d 1 0.17mi
294 El Monte Blvd San Antonio, TX 2.0 1.0 1267 $1,600 $1.26 3d 1 0.23mi
125 San Angelo San Antonio, TX 3.0 2.5 1430 $1,950 $1.36 15d 1 0.26mi
542 Thorain Blvd Unit 1 San Antonio, TX 3.0 1.0 1935 $1,450 $0.75 24d 1 0.27mi
207 W Hermine Blvd Unit 1 San Antonio, TX 2.0 1.0 1371 $2,000 $1.46 3d 1 0.39mi
204 Lovera Blvd San Antonio, TX 3.0 2.0 1859 $2,500 $1.34 11d 1 0.41mi
244 W Hermosa Dr San Antonio, TX 3.0 2.0 1664 $2,245 $1.35 5d 1 0.43mi
166 El Monte Blvd Unit 2 San Antonio, TX 2.0 2.0 1842 $1,250 $0.68 24d 1 0.47mi
862 Clower Unit 2 San Antonio, TX 3.0 1.0 1250 $1,195 $0.96 21d 1 0.49mi
802 Alametos Unit A San Antonio, TX 3.0 2.0 1350 $1,700 $1.26 24d 1 0.50mi
823 La Manda Blvd San Antonio, TX 3.0 2.0 1166 $1,550 $1.33 5d 1 0.50mi
4507 Howard St San Antonio, TX 3.0 2.0 1289 $1,600 $1.24 22d 1 0.50mi
143 Kinder Dr San Antonio, TX 4.0 2.0 1438 $2,250 $1.56 24d 1 0.50mi
331 Clarence St San Antonio, TX 4.0 2.0 1678 $1,965 $1.17 11d 1 0.51mi
118 Gaskin Dr San Antonio, TX 3.0 2.0 1340 $2,050 $1.53 44d 1 0.61mi
158 Weizmann St San Antonio, TX 3.0 2.0 1288 $1,750 $1.36 15d 1 0.70mi
1106 Alametos San Antonio, TX 4.0 2.0 1275 $1,595 $1.25 22d 1 0.72mi
918 McIlvaine San Antonio, TX 2.0 1.0 1921 $1,595 $0.83 44d 1 0.79mi
654 Santa Monica St San Antonio, TX 3.0 1.0 1125 $1,550 $1.38 4d 1 0.82mi
1211 Lee Hall San Antonio, TX 4.0 2.0 1078 $1,500 $1.39 24d 1 0.85mi
820 W Olmos Dr San Antonio, TX 2.0 1.0 1500 $1,000 $0.67 44d 1 0.92mi
1331 W Wildwood Dr San Antonio, TX 3.0 1.0 1178 $1,600 $1.36 44d 1 0.93mi
101 Aribe Dr San Antonio, TX 3.0 2.5 1800 $2,200 $1.22 44d 1 0.99mi
315 W Norwood Ct Unit 1 San Antonio, TX 2.0 2.0 1976 $1,550 $0.78 5d 1 1.05mi
636 W Norwood Ct San Antonio, TX 3.0 2.0 1168 $1,650 $1.41 4d 1 1.05mi
200 Melrose Pl Unit 300 San Antonio, TX 2.0 2.5 1336 $1,995 $1.49 44d 1 1.06mi
100 W El Prado Dr San Antonio, TX 2.0 2.0 1460 $2,148 $1.47 24d 2 1.06mi
100 W El Prado Dr #112 San Antonio, TX 2.0 2.0 1460 $1,995 $1.37 15d 1 1.06mi
611 W Ridgewood Ct Unit 2 San Antonio, TX 2.0 1.0 2048 $1,300 $0.63 24d 1 1.08mi
130 Melrose Pl San Antonio, TX 3.0 1.0–2.5 1230 $1,865 $1.52 4d 22 1.11mi
109 W Norwood Ct Unit 3 San Antonio, TX 2.0 1.0 1400 $1,395 $1.00 24d 1 1.12mi
109 W Norwood Ct Unit 1 San Antonio, TX 2.0 2.0 1400 $1,495 $1.07 44d 1 1.12mi
1035 San Francisco San Antonio, TX 3.0 2.5 1516 $1,795 $1.18 44d 1 1.13mi
311 W Lullwood Ave San Antonio, TX 2.0 1.0 1512 $1,250 $0.83 24d 1 1.18mi
309 W Lullwood Ave San Antonio, TX 2.0 1.0 2186 $1,200 $0.55 44d 1 1.18mi
711 W Lullwood Ave San Antonio, TX 3.0 2.0 1527 $2,350 $1.54 17d 1 1.19mi
1627 W Mariposa Dr San Antonio, TX 3.0 2.0 1400 $1,850 $1.32 13d 1 1.21mi
217 W Lullwood Ave Unit 3 San Antonio, TX 2.0 1.0 1130 $1,120 $0.99 44d 1 1.21mi
201 Annie San Antonio, TX 3.0 2.0 1668 $3,300 $1.98 44d 1 1.22mi

Listing history 49 events

  1. 2026-05-15
    price $180,000 535-char remark
    Show marketing remark (535 chars)

    WELCOME HOME! Grand entrance of columns to welcome all guest to this beautifully maintained 3 bedroom home. Open floor plan as you enter home with generous kitchen and large kitchen island for prepping, storage, and entertaining. Large master and secondary rooms with no carpet. Large backyard with deck and mature trees to enjoy the evenings. Detached garage space. Minutes away from Olmos Park and Alamo Quarry. Conveniently located to major highways, shopping, food, and entertainment. Price adjustment for any repairs needed.

  2. 2026-05-14
    status Back on Market 535-char remark
    Show marketing remark (535 chars)

    WELCOME HOME! Grand entrance of columns to welcome all guest to this beautifully maintained 3 bedroom home. Open floor plan as you enter home with generous kitchen and large kitchen island for prepping, storage, and entertaining. Large master and secondary rooms with no carpet. Large backyard with deck and mature trees to enjoy the evenings. Detached garage space. Minutes away from Olmos Park and Alamo Quarry. Conveniently located to major highways, shopping, food, and entertainment. Price adjustment for any repairs needed.

  3. 2026-04-13
    price $199,000 535-char remark
    Show marketing remark (535 chars)

    WELCOME HOME! Grand entrance of columns to welcome all guest to this beautifully maintained 3 bedroom home. Open floor plan as you enter home with generous kitchen and large kitchen island for prepping, storage, and entertaining. Large master and secondary rooms with no carpet. Large backyard with deck and mature trees to enjoy the evenings. Detached garage space. Minutes away from Olmos Park and Alamo Quarry. Conveniently located to major highways, shopping, food, and entertainment. Price adjustment for any repairs needed.

  4. 2026-04-13
    status Active Option 535-char remark
    Show marketing remark (535 chars)

    WELCOME HOME! Grand entrance of columns to welcome all guest to this beautifully maintained 3 bedroom home. Open floor plan as you enter home with generous kitchen and large kitchen island for prepping, storage, and entertaining. Large master and secondary rooms with no carpet. Large backyard with deck and mature trees to enjoy the evenings. Detached garage space. Minutes away from Olmos Park and Alamo Quarry. Conveniently located to major highways, shopping, food, and entertainment. Price adjustment for any repairs needed.

  5. 2026-03-11
    historical $2,000
  6. 2026-03-03
    status Pending
  7. 2026-03-01
    historical
  8. 2026-02-26
    price $199,000
  9. 2026-02-10
    price $200,000
  10. 2026-01-30
    price $205,000
  11. 2026-01-19
    price $218,000
  12. 2026-01-02
    listed $224,000 New
  13. 2025-12-29
    historical
  14. 2025-12-14
    price $225,000
  15. 2025-11-27
    listed $2,000
  16. 2025-09-05
    price $235,000
  17. 2025-08-07
    price $240,000
  18. 2025-07-22
    price $244,000
  19. 2025-07-11
    price $245,000
  20. 2025-06-13
    listed $250,000 New
  21. 2023-06-23
    historical 535-char remark
    Show marketing remark (535 chars)

    WELCOME HOME! Grand entrance of columns to welcome all guest to this beautifully maintained 3 bedroom home. Open floor plan as you enter home with generous kitchen and large kitchen island for prepping, storage, and entertaining. Large master and secondary rooms with no carpet. Large backyard with deck and mature trees to enjoy the evenings. Detached garage space. Minutes away from Olmos Park and Alamo Quarry. Conveniently located to major highways, shopping, food, and entertainment. Price adjustment for any repairs needed.

  22. 2023-06-02
    price $244,800 535-char remark
    Show marketing remark (535 chars)

    WELCOME HOME! Grand entrance of columns to welcome all guest to this beautifully maintained 3 bedroom home. Open floor plan as you enter home with generous kitchen and large kitchen island for prepping, storage, and entertaining. Large master and secondary rooms with no carpet. Large backyard with deck and mature trees to enjoy the evenings. Detached garage space. Minutes away from Olmos Park and Alamo Quarry. Conveniently located to major highways, shopping, food, and entertainment. Price adjustment for any repairs needed.

  23. 2023-04-29
    price $244,900 535-char remark
    Show marketing remark (535 chars)

    WELCOME HOME! Grand entrance of columns to welcome all guest to this beautifully maintained 3 bedroom home. Open floor plan as you enter home with generous kitchen and large kitchen island for prepping, storage, and entertaining. Large master and secondary rooms with no carpet. Large backyard with deck and mature trees to enjoy the evenings. Detached garage space. Minutes away from Olmos Park and Alamo Quarry. Conveniently located to major highways, shopping, food, and entertainment. Price adjustment for any repairs needed.

  24. 2023-04-19
    price $245,000 535-char remark
    Show marketing remark (535 chars)

    WELCOME HOME! Grand entrance of columns to welcome all guest to this beautifully maintained 3 bedroom home. Open floor plan as you enter home with generous kitchen and large kitchen island for prepping, storage, and entertaining. Large master and secondary rooms with no carpet. Large backyard with deck and mature trees to enjoy the evenings. Detached garage space. Minutes away from Olmos Park and Alamo Quarry. Conveniently located to major highways, shopping, food, and entertainment. Price adjustment for any repairs needed.

  25. 2023-04-07
    status Back on Market 535-char remark
    Show marketing remark (535 chars)

    WELCOME HOME! Grand entrance of columns to welcome all guest to this beautifully maintained 3 bedroom home. Open floor plan as you enter home with generous kitchen and large kitchen island for prepping, storage, and entertaining. Large master and secondary rooms with no carpet. Large backyard with deck and mature trees to enjoy the evenings. Detached garage space. Minutes away from Olmos Park and Alamo Quarry. Conveniently located to major highways, shopping, food, and entertainment. Price adjustment for any repairs needed.

  26. 2023-04-03
    historical Active Option 535-char remark
    Show marketing remark (535 chars)

    WELCOME HOME! Grand entrance of columns to welcome all guest to this beautifully maintained 3 bedroom home. Open floor plan as you enter home with generous kitchen and large kitchen island for prepping, storage, and entertaining. Large master and secondary rooms with no carpet. Large backyard with deck and mature trees to enjoy the evenings. Detached garage space. Minutes away from Olmos Park and Alamo Quarry. Conveniently located to major highways, shopping, food, and entertainment. Price adjustment for any repairs needed.

  27. 2023-03-20
    price $249,900 535-char remark
    Show marketing remark (535 chars)

    WELCOME HOME! Grand entrance of columns to welcome all guest to this beautifully maintained 3 bedroom home. Open floor plan as you enter home with generous kitchen and large kitchen island for prepping, storage, and entertaining. Large master and secondary rooms with no carpet. Large backyard with deck and mature trees to enjoy the evenings. Detached garage space. Minutes away from Olmos Park and Alamo Quarry. Conveniently located to major highways, shopping, food, and entertainment. Price adjustment for any repairs needed.

  28. 2023-03-08
    price $256,000 535-char remark
    Show marketing remark (535 chars)

    WELCOME HOME! Grand entrance of columns to welcome all guest to this beautifully maintained 3 bedroom home. Open floor plan as you enter home with generous kitchen and large kitchen island for prepping, storage, and entertaining. Large master and secondary rooms with no carpet. Large backyard with deck and mature trees to enjoy the evenings. Detached garage space. Minutes away from Olmos Park and Alamo Quarry. Conveniently located to major highways, shopping, food, and entertainment. Price adjustment for any repairs needed.

  29. 2023-02-22
    listed $259,000 New 535-char remark
    Show marketing remark (535 chars)

    WELCOME HOME! Grand entrance of columns to welcome all guest to this beautifully maintained 3 bedroom home. Open floor plan as you enter home with generous kitchen and large kitchen island for prepping, storage, and entertaining. Large master and secondary rooms with no carpet. Large backyard with deck and mature trees to enjoy the evenings. Detached garage space. Minutes away from Olmos Park and Alamo Quarry. Conveniently located to major highways, shopping, food, and entertainment. Price adjustment for any repairs needed.

  30. 2022-04-20
    soldstatus
  31. 2022-04-18
    soldstatus Sold
  32. 2022-03-04
    status Pending
  33. 2022-02-25
    historical Active Option
  34. 2022-02-21
    status Back on Market
  35. 2022-02-17
    historical Active Option
  36. 2021-12-30
    listed $215,000 New
  37. 2021-12-08
    historical
  38. 2021-11-19
    price $217,999
  39. 2021-11-12
    listed $219,999 New
  40. 2021-11-12
    historical
  41. 2021-10-16
    price $218,998
  42. 2021-10-08
    price $218,999
  43. 2021-09-29
    price $219,499
  44. 2021-09-22
    price $219,999
  45. 2021-09-10
    listed $220,000 New
  46. 2006-05-12
    soldstatus
  47. 2006-04-21
    soldstatus
  48. 2005-11-01
    listed $89,000
  49. 2004-11-15
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,539 · $462/mo
Projected year-2 tax
$5,539 · $462/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,564
− Mortgage interest
−$10,083
− Property taxes
−$5,539
− Insurance
−$900
− Repairs & maintenance
−$1,725
− Management
−$1,725
− Depreciation
−$5,236
Taxable loss
−$3,644
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$875
After-tax cash flow
$144/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
San Antonio ISD
NCES district ID
4838730
Math proficiency
12% ▼ -21.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$30,952
Composite
13.57/100
National rank
#9512
State rank
#805 of 826 in TX

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Antonio, TX

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Not yet ingested

Political lean
Race & ethnicity
Common origin
Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+102.2% since first listed
49 events — show timeline
  • 2026-05-15 Price Changed $180,000 LERA
  • 2026-05-14 Relisted LERA
  • 2026-04-13 Price Changed $199,000 LERA
  • 2026-04-13 Relisted LERA
  • 2026-03-11 Rental Removed $2,000 SABOR
  • 2026-03-03 Pending LERA
  • 2026-03-01 Listing Removed LERA
  • 2026-02-26 Price Changed $199,000 LERA
  • 2026-02-10 Price Changed $200,000 LERA
  • 2026-01-30 Price Changed $205,000 LERA
  • 2026-01-19 Price Changed $218,000 LERA
  • 2026-01-02 Listed $224,000 LERA
  • 2025-12-29 Listing Removed LERA
  • 2025-12-14 Price Changed $225,000 LERA
  • 2025-11-27 Listed for Rent $2,000 SABOR
  • 2025-09-05 Price Changed $235,000 LERA
  • 2025-08-07 Price Changed $240,000 LERA
  • 2025-07-22 Price Changed $244,000 LERA
  • 2025-07-11 Price Changed $245,000 LERA
  • 2025-06-13 Listed $250,000 LERA
  • 2023-06-23 Listing Removed LERA
  • 2023-06-02 Price Changed $244,800 LERA
  • 2023-04-29 Price Changed $244,900 LERA
  • 2023-04-19 Price Changed $245,000 LERA
  • 2023-04-07 Relisted LERA
  • 2023-04-03 Contingent LERA
  • 2023-03-20 Price Changed $249,900 LERA
  • 2023-03-08 Price Changed $256,000 LERA
  • 2023-02-22 Listed $259,000 LERA
  • 2022-04-20 Sold (Public Records) Public Records
  • 2022-04-18 Sold (MLS) LERA
  • 2022-03-04 Pending LERA
  • 2022-02-25 Contingent LERA
  • 2022-02-21 Relisted LERA
  • 2022-02-17 Contingent LERA
  • 2021-12-30 Listed $215,000 LERA
  • 2021-12-08 Listing Removed LERA
  • 2021-11-19 Price Changed $217,999 LERA
  • 2021-11-12 Listing Removed LERA
  • 2021-11-12 Listed $219,999 LERA
  • 2021-10-16 Price Changed $218,998 LERA
  • 2021-10-08 Price Changed $218,999 LERA
  • 2021-09-29 Price Changed $219,499 LERA
  • 2021-09-22 Price Changed $219,999 LERA
  • 2021-09-10 Listed $220,000 LERA
  • 2006-05-12 Sold (Public Records) Public Records
  • 2006-04-21 Sold (MLS) LERA
  • 2005-11-01 Listed $89,000 LERA
  • 2004-11-15 Sold (Public Records) Public Records

Property tax history

+6.8%/yr

Latest (2025): $5,539 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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