11157 102nd Way #213 · Largo, FL 33773

$119,900

2 bd · 1.5 ba · 852 sqft · Manufactured public records · 622 Days on market

Built 1969 Est $103k · 16% over $168/mo HOA · 9% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +4.3/10.0
• Livability +4.1/5.0
• Condition / age +2.5/5.0
• Rent growth +1.7/5.0
• ARV discount +0.2/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Owner Financing Available w/ the FOLLOWING or VERY SIMILAR TERMS = $15K down, 7 Year Note @12%. PRICE INCLUDES LAND SHARE OF $55k! Clean & Affordable, 2 Bedroom, 1 1/2 Bath, Mobile Home, located in the Waterfront Community known as "LAKE SEMINOLE RESORT. " Lake Seminole Resort Mobile Home Park is a 5 STAR, 55+, Pet Friendly, MOTORCYCLE FRIENDLY, Community and hosts approximately 250 Homes. This Unit is a SPLIT PLAN Single Wide (12 x 56), with a 9 x 20 Bump Out (additional Living space), Covered Porch at Front Entrance (9 x 13), attached Carport and a Large Screened Patio that can be enjoyed Year Round! Other Highlights include; Newer 3/4 inch plywood floors, Double Roof-Over, New Electrical Panel & Water Heater, 8x10 Storage area with shelving & work bench, newer AC Wall Units, New Carpet in Bedrooms & Living Area, Beautiful Updated Master Bathroom with popular style Laminate, New LED Lighting & Flat Top Range in the Kitchen & New Toilets in both Bath areas. This Home is being sold PARTIALLY FURNISHED and is move - in ready, however it will also allow you to bring your own updating ideas, as well. Your Monthly fees are just $148.00 and ONE SMALL PET is welcome! The Park offers many amenities, such as, .. .boat slips, a junior-Olympic pool, hot tub, large meeting hall, library, laundry facility, recycling, dock for fishing and a variety of social events. You'll be just a few minutes away from the Largo and Seminole City Malls, many choices of Restaurants, Banks, Shopping, the VA Hospital, City and County Parks and of course, our FABULOUS Beaches! Live Year 'Round or enjoy as a Seasonal Home. Either way, you are sure to appreciate this well maintained, resort - style Community.

Key facts

• 2 parking spots
• Community pool
• Built 1969

Property features AI

Finance

• Other: Lease restrictions apply
• Financial info: Total monthly fees approximately $168 ($2,016 annually)
• HOA & community: HOA: Marlaine (monthly $168); HOA covers pool, sewer, water, trash, management, maintenance of grounds, private road, common area taxes, escrow reserves; Association approval required; Clubhouse, laundry, storage, shuffleboard court, spa/hot tub; Buyer approval required; Pool and sidewalks; Senior community; Pets allowed (cats and dogs) with limits; max pet weight 20 lbs; Partially furnished

Exterior

• Parking: Covered parking; 2-space carport
• Utilities: Public water; Public sewer; Electricity connected
• Home design: Residential mobile home (single wide); One story; Southwest facing; Crawlspace foundation
• Construction: Vinyl siding; Roof over
• Exterior features: Lighting; Sidewalk; Storage; Heated in-ground pool; Heated in-ground spa

Interior

• Kitchen: Range; Range hood; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Vinyl
• Bathrooms: 1 full bath; 1 half bath
• Heating & cooling: Electric heating; Ductless heating; Wall/window cooling units
• Interior features: Ceiling fans; Window treatments; Blinds
• Laundry & utility: Washer hookup; Dryer; Electric water heater; Outside laundry

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath manufactured listed at $120k.

Deal economics

• At list price, monthly cash flow is $87 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $120k).
• Recommended offer: $106k (12.0% below list) — sets the bar for market timing.
• Cap rate 11.4% vs local median 4.2% in Largo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#82 in FL, #1,240 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, amenities F.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents falling (-3.4%/yr); 118 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $829 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 622 days — a 12% lower offer ($106k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 8y ago; this cycle's ask has dropped $26k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $56k; list at $120k implies a 114% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $105,512 (12.0% below list)

Questions for the listing agent

1. It's been on market 622 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.56% ✓
• Cap rate: 11.43%
• Cash-on-cash: 18.36%
• DSCR: 1.82
• GRM: 5.3

CMA / ARV

• ARV (on-the-fly): $103,092
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
11045 102nd St N #159	0.10mi	1/1.0 (-1)	756 (-11%)	3mo	$82,500	$109	67
10350 106th Ave #11	0.43mi	2/2.0	912 (+7%)	6mo	$110,000	$121	62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -16.7%
• Equity multiple: 0.43×
• Total profit: $-18,995
• Equity at exit: $17,877

10-year hold

• IRR: -21.9%
• Equity multiple: 0.13×
• Total profit: $-29,088
• Equity at exit: $10,367

Cash invested: $33,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33773

• Rents YoY: -3.4%
• Active inventory: 118
• Price-to-rent: 5.3×

Monthly cashflow live

• Estimated rent: $1,873 high
• Mortgage (P&I): −$629
• Tax from tax record: −$119 /mo · $1,434/yr
• Insurance: −$50
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$168
• Vacancy / Maint / Mgmt: −$393
• Net cashflow: $87

Break-even live

Break-even rent $1,763

Max offer price $119,900

Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,975
• Closing costs: $3,597
• Reserves months: —
• Total cash needed: —

Rent comps 19 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10580 112th Ave Largo, FL	3.0	1.0	925	$1,995	$2.16	4d	1	0.32mi
10165 106th Ter Unit 1 Largo, FL	1.0	1.0	624	$1,325	$2.12	24d	1	0.35mi
10160 Sailwinds Blvd S Largo, FL	2.0	2.0	901	$1,950	$2.16	24d	2	0.37mi
10155 Sailwinds Blvd S #204 Largo, FL	2.0	2.0	1018	$1,750	$1.72	2d	1	0.38mi
10546 106th Ave N Unit a Largo, FL	1.0	1.0	624	$1,223	$1.96	24d	1	0.52mi
11290 109th Ln Largo, FL	2.0	1.0	988	$1,995	$2.02	24d	1	0.61mi
10932 104th Ave Largo, FL	2.0	1.0	962	$1,950	$2.03	24d	1	0.78mi
10932 104th Ave Largo, FL	2.0	1.0	962	$1,950	$2.03	20d	1	0.78mi
12100 Seminole Blvd Largo, FL	2.0	2.0	1050	$1,750	$1.67	24d	1	0.82mi
12651 Seminole Blvd #44 Largo, FL	2.0	1.5	1000	$1,450	$1.45	24d	1	0.87mi
11201 122nd Ave Largo, FL	1.0–2.0	1.0–2.0	867	$2,300	$2.65	4d	2	1.09mi
11013 Temple Ave Seminole, FL	3.0	1.0	951	$2,050	$2.16	4d	1	1.19mi
9209 Seminole Blvd #139 Seminole, FL	2.0	1.5	1015	$1,800	$1.77	24d	1	1.30mi
10888 Temple Ave Seminole, FL	2.0	2.0	1101	$2,150	$1.95	3d	1	1.35mi
9209 Seminole Blvd Seminole, FL	2.0	1.5	1015	$1,700	$1.67	3d	2	1.37mi
9209 Seminole Blvd Seminole, FL	2.0	1.5	1015	$1,675	$1.65	4d	3	1.37mi
9700 Starkey Rd #322 Seminole, FL	1.0	1.0	700	$1,499	$2.14	21d	1	1.40mi
9992 86th St Seminole, FL	2.0	2.0	945	$1,900	$2.01	3d	1	1.42mi
9319 91st Ter Seminole, FL	3.0	2.0	952	$2,549	$2.68	24d	1	1.50mi

HOA detail

• Monthly dues: $168 · $2,016/yr
• Likely covers: waterelectricpool

Listing history 26 events

1. 2026-06-18
   days on market $119,900 Active 622 DOM
2. 2026-06-17
   days on market $119,900 Active 621 DOM
3. 2026-06-16
   days on market $119,900 Active 620 DOM
4. 2026-06-15
   days on market $119,900 Active 619 DOM
5. 2026-06-13
   days on market $119,900 Active 617 DOM
6. 2026-06-09
   days on market $119,900 Active 613 DOM
7. 2026-06-08
   days on market $119,900 Active 612 DOM
8. 2026-06-07
   days on market $119,900 Active 611 DOM
9. 2026-06-04
   days on market $119,900 Active 608 DOM
10. 2026-06-03
    days on market $119,900 Active 607 DOM
11. 2026-06-01
    days on market $119,900 Active 605 DOM
12. 2026-05-31
    days on market $119,900 Active 604 DOM
13. 2025-09-30
    price $119,900
14. 2025-03-26
    price $139,900
15. 2024-10-04
    listed $145,900 Active
16. 2020-06-24
    soldstatus $56,000 Sold 1750-char remark

    Show marketing remark (1750 chars)

    Owner Financing Available w/ the FOLLOWING or VERY SIMILAR TERMS = $15K down, 7 Year Note @12%. PRICE INCLUDES LAND SHARE OF $55k! Clean & Affordable, 2 Bedroom, 1 1/2 Bath, Mobile Home, located in the Waterfront Community known as "LAKE SEMINOLE RESORT. " Lake Seminole Resort Mobile Home Park is a 5 STAR, 55+, Pet Friendly, MOTORCYCLE FRIENDLY, Community and hosts approximately 250 Homes. This Unit is a SPLIT PLAN Single Wide (12 x 56), with a 9 x 20 Bump Out (additional Living space), Covered Porch at Front Entrance (9 x 13), attached Carport and a Large Screened Patio that can be enjoyed Year Round! Other Highlights include; Newer 3/4 inch plywood floors, Double Roof-Over, New Electrical Panel & Water Heater, 8x10 Storage area with shelving & work bench, newer AC Wall Units, New Carpet in Bedrooms & Living Area, Beautiful Updated Master Bathroom with popular style Laminate, New LED Lighting & Flat Top Range in the Kitchen & New Toilets in both Bath areas. This Home is being sold PARTIALLY FURNISHED and is move - in ready, however it will also allow you to bring your own updating ideas, as well. Your Monthly fees are just $148.00 and ONE SMALL PET is welcome! The Park offers many amenities, such as, .. .boat slips, a junior-Olympic pool, hot tub, large meeting hall, library, laundry facility, recycling, dock for fishing and a variety of social events. You'll be just a few minutes away from the Largo and Seminole City Malls, many choices of Restaurants, Banks, Shopping, the VA Hospital, City and County Parks and of course, our FABULOUS Beaches! Live Year 'Round or enjoy as a Seasonal Home. Either way, you are sure to appreciate this well maintained, resort - style Community.

17. 2020-06-05
    status Pending 1750-char remark

    Show marketing remark (1750 chars)

    Owner Financing Available w/ the FOLLOWING or VERY SIMILAR TERMS = $15K down, 7 Year Note @12%. PRICE INCLUDES LAND SHARE OF $55k! Clean & Affordable, 2 Bedroom, 1 1/2 Bath, Mobile Home, located in the Waterfront Community known as "LAKE SEMINOLE RESORT. " Lake Seminole Resort Mobile Home Park is a 5 STAR, 55+, Pet Friendly, MOTORCYCLE FRIENDLY, Community and hosts approximately 250 Homes. This Unit is a SPLIT PLAN Single Wide (12 x 56), with a 9 x 20 Bump Out (additional Living space), Covered Porch at Front Entrance (9 x 13), attached Carport and a Large Screened Patio that can be enjoyed Year Round! Other Highlights include; Newer 3/4 inch plywood floors, Double Roof-Over, New Electrical Panel & Water Heater, 8x10 Storage area with shelving & work bench, newer AC Wall Units, New Carpet in Bedrooms & Living Area, Beautiful Updated Master Bathroom with popular style Laminate, New LED Lighting & Flat Top Range in the Kitchen & New Toilets in both Bath areas. This Home is being sold PARTIALLY FURNISHED and is move - in ready, however it will also allow you to bring your own updating ideas, as well. Your Monthly fees are just $148.00 and ONE SMALL PET is welcome! The Park offers many amenities, such as, .. .boat slips, a junior-Olympic pool, hot tub, large meeting hall, library, laundry facility, recycling, dock for fishing and a variety of social events. You'll be just a few minutes away from the Largo and Seminole City Malls, many choices of Restaurants, Banks, Shopping, the VA Hospital, City and County Parks and of course, our FABULOUS Beaches! Live Year 'Round or enjoy as a Seasonal Home. Either way, you are sure to appreciate this well maintained, resort - style Community.

18. 2020-05-31
    price $57,890 1750-char remark

    Show marketing remark (1750 chars)

    Owner Financing Available w/ the FOLLOWING or VERY SIMILAR TERMS = $15K down, 7 Year Note @12%. PRICE INCLUDES LAND SHARE OF $55k! Clean & Affordable, 2 Bedroom, 1 1/2 Bath, Mobile Home, located in the Waterfront Community known as "LAKE SEMINOLE RESORT. " Lake Seminole Resort Mobile Home Park is a 5 STAR, 55+, Pet Friendly, MOTORCYCLE FRIENDLY, Community and hosts approximately 250 Homes. This Unit is a SPLIT PLAN Single Wide (12 x 56), with a 9 x 20 Bump Out (additional Living space), Covered Porch at Front Entrance (9 x 13), attached Carport and a Large Screened Patio that can be enjoyed Year Round! Other Highlights include; Newer 3/4 inch plywood floors, Double Roof-Over, New Electrical Panel & Water Heater, 8x10 Storage area with shelving & work bench, newer AC Wall Units, New Carpet in Bedrooms & Living Area, Beautiful Updated Master Bathroom with popular style Laminate, New LED Lighting & Flat Top Range in the Kitchen & New Toilets in both Bath areas. This Home is being sold PARTIALLY FURNISHED and is move - in ready, however it will also allow you to bring your own updating ideas, as well. Your Monthly fees are just $148.00 and ONE SMALL PET is welcome! The Park offers many amenities, such as, .. .boat slips, a junior-Olympic pool, hot tub, large meeting hall, library, laundry facility, recycling, dock for fishing and a variety of social events. You'll be just a few minutes away from the Largo and Seminole City Malls, many choices of Restaurants, Banks, Shopping, the VA Hospital, City and County Parks and of course, our FABULOUS Beaches! Live Year 'Round or enjoy as a Seasonal Home. Either way, you are sure to appreciate this well maintained, resort - style Community.

19. 2020-05-02
    price $57,900 1750-char remark

    Show marketing remark (1750 chars)

    Owner Financing Available w/ the FOLLOWING or VERY SIMILAR TERMS = $15K down, 7 Year Note @12%. PRICE INCLUDES LAND SHARE OF $55k! Clean & Affordable, 2 Bedroom, 1 1/2 Bath, Mobile Home, located in the Waterfront Community known as "LAKE SEMINOLE RESORT. " Lake Seminole Resort Mobile Home Park is a 5 STAR, 55+, Pet Friendly, MOTORCYCLE FRIENDLY, Community and hosts approximately 250 Homes. This Unit is a SPLIT PLAN Single Wide (12 x 56), with a 9 x 20 Bump Out (additional Living space), Covered Porch at Front Entrance (9 x 13), attached Carport and a Large Screened Patio that can be enjoyed Year Round! Other Highlights include; Newer 3/4 inch plywood floors, Double Roof-Over, New Electrical Panel & Water Heater, 8x10 Storage area with shelving & work bench, newer AC Wall Units, New Carpet in Bedrooms & Living Area, Beautiful Updated Master Bathroom with popular style Laminate, New LED Lighting & Flat Top Range in the Kitchen & New Toilets in both Bath areas. This Home is being sold PARTIALLY FURNISHED and is move - in ready, however it will also allow you to bring your own updating ideas, as well. Your Monthly fees are just $148.00 and ONE SMALL PET is welcome! The Park offers many amenities, such as, .. .boat slips, a junior-Olympic pool, hot tub, large meeting hall, library, laundry facility, recycling, dock for fishing and a variety of social events. You'll be just a few minutes away from the Largo and Seminole City Malls, many choices of Restaurants, Banks, Shopping, the VA Hospital, City and County Parks and of course, our FABULOUS Beaches! Live Year 'Round or enjoy as a Seasonal Home. Either way, you are sure to appreciate this well maintained, resort - style Community.

20. 2020-04-06
    listed $58,900 Active 1750-char remark

    Show marketing remark (1750 chars)

    Owner Financing Available w/ the FOLLOWING or VERY SIMILAR TERMS = $15K down, 7 Year Note @12%. PRICE INCLUDES LAND SHARE OF $55k! Clean & Affordable, 2 Bedroom, 1 1/2 Bath, Mobile Home, located in the Waterfront Community known as "LAKE SEMINOLE RESORT. " Lake Seminole Resort Mobile Home Park is a 5 STAR, 55+, Pet Friendly, MOTORCYCLE FRIENDLY, Community and hosts approximately 250 Homes. This Unit is a SPLIT PLAN Single Wide (12 x 56), with a 9 x 20 Bump Out (additional Living space), Covered Porch at Front Entrance (9 x 13), attached Carport and a Large Screened Patio that can be enjoyed Year Round! Other Highlights include; Newer 3/4 inch plywood floors, Double Roof-Over, New Electrical Panel & Water Heater, 8x10 Storage area with shelving & work bench, newer AC Wall Units, New Carpet in Bedrooms & Living Area, Beautiful Updated Master Bathroom with popular style Laminate, New LED Lighting & Flat Top Range in the Kitchen & New Toilets in both Bath areas. This Home is being sold PARTIALLY FURNISHED and is move - in ready, however it will also allow you to bring your own updating ideas, as well. Your Monthly fees are just $148.00 and ONE SMALL PET is welcome! The Park offers many amenities, such as, .. .boat slips, a junior-Olympic pool, hot tub, large meeting hall, library, laundry facility, recycling, dock for fishing and a variety of social events. You'll be just a few minutes away from the Largo and Seminole City Malls, many choices of Restaurants, Banks, Shopping, the VA Hospital, City and County Parks and of course, our FABULOUS Beaches! Live Year 'Round or enjoy as a Seasonal Home. Either way, you are sure to appreciate this well maintained, resort - style Community.

21. 2018-07-10
    soldstatus $50,000 Sold 589-char remark

    Show marketing remark (589 chars)

    Lovely 2 bedroom, 1 1/2 bath, Florida Home, now ready to move in! 12x56, with added 9x20 bump out, split plan, all open with lots of light & bright living area (like a double wide). Double Roof Over, enjoyable 11x20 Screen Room, Front 9x13 Covered Patio, and spacious 8x10 storage shed. Fully furnished! Parking for 2 cars! Lots of extras! Located in the popular 5 star Lake Seminole Resort, with resort style pool, fishing, and docks for your boat! Only minutes to the beaches, bike trail, restaurants, golf courses, shopping, VA Hospital, airports, and everything you would want!

22. 2018-06-16
    status Pending 589-char remark

    Show marketing remark (589 chars)

    Lovely 2 bedroom, 1 1/2 bath, Florida Home, now ready to move in! 12x56, with added 9x20 bump out, split plan, all open with lots of light & bright living area (like a double wide). Double Roof Over, enjoyable 11x20 Screen Room, Front 9x13 Covered Patio, and spacious 8x10 storage shed. Fully furnished! Parking for 2 cars! Lots of extras! Located in the popular 5 star Lake Seminole Resort, with resort style pool, fishing, and docks for your boat! Only minutes to the beaches, bike trail, restaurants, golf courses, shopping, VA Hospital, airports, and everything you would want!

23. 2018-03-11
    status Active 589-char remark

    Show marketing remark (589 chars)

    Lovely 2 bedroom, 1 1/2 bath, Florida Home, now ready to move in! 12x56, with added 9x20 bump out, split plan, all open with lots of light & bright living area (like a double wide). Double Roof Over, enjoyable 11x20 Screen Room, Front 9x13 Covered Patio, and spacious 8x10 storage shed. Fully furnished! Parking for 2 cars! Lots of extras! Located in the popular 5 star Lake Seminole Resort, with resort style pool, fishing, and docks for your boat! Only minutes to the beaches, bike trail, restaurants, golf courses, shopping, VA Hospital, airports, and everything you would want!

24. 2018-03-01
    status Pending 589-char remark

    Show marketing remark (589 chars)

    Lovely 2 bedroom, 1 1/2 bath, Florida Home, now ready to move in! 12x56, with added 9x20 bump out, split plan, all open with lots of light & bright living area (like a double wide). Double Roof Over, enjoyable 11x20 Screen Room, Front 9x13 Covered Patio, and spacious 8x10 storage shed. Fully furnished! Parking for 2 cars! Lots of extras! Located in the popular 5 star Lake Seminole Resort, with resort style pool, fishing, and docks for your boat! Only minutes to the beaches, bike trail, restaurants, golf courses, shopping, VA Hospital, airports, and everything you would want!

25. 2018-01-10
    listed $53,900 Active 589-char remark

    Show marketing remark (589 chars)

    Lovely 2 bedroom, 1 1/2 bath, Florida Home, now ready to move in! 12x56, with added 9x20 bump out, split plan, all open with lots of light & bright living area (like a double wide). Double Roof Over, enjoyable 11x20 Screen Room, Front 9x13 Covered Patio, and spacious 8x10 storage shed. Fully furnished! Parking for 2 cars! Lots of extras! Located in the popular 5 star Lake Seminole Resort, with resort style pool, fishing, and docks for your boat! Only minutes to the beaches, bike trail, restaurants, golf courses, shopping, VA Hospital, airports, and everything you would want!

26. 1995-04-01
    soldstatus $28,600

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,434 · $119/mo
• Projected year-2 tax: $1,434 · $119/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 6 d/yr ≥107°F today · 21 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,479
• − Mortgage interest: −$6,716
• − Property taxes: −$1,434
• − Insurance: −$5,718
• − Repairs & maintenance: −$1,798
• − Management: −$1,798
• − HOA: −$2,016
• − Depreciation: −$3,488
• Taxable loss: −$490
• Est. tax savings @ 24.0%: +$118
• After-tax cash flow: $1,163/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — Largo

• Score: 82/100
• State rank: #82
• US rank: #1240

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Pinellas County · 939,478 people
• City population: 106,311
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 16,741
• Household income: $76,867
• Rent vs Own: 25.9% rent · 74.1% own
• Severe rent burden: 314.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Two or more races 8% Hispanic / Latino 8% Asian 7% Black 5%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3% Cuban 2%
• Common ancestry: Romanian 4% Lithuanian 3% Italian 2%
• Foreign-born: 12% · Canada, Vietnam, South Korea
• Languages at home: 83% English-only · Spanish 5% Vietnamese 3% Other Indo-European 2%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -367.92%
• Current HPI: 319.4536
• Rent YoY: ▼ -3.37%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+319.2% since first listed

14 events — show timeline

• 2025-09-30 Price Changed $119,900 Stellar MLS as Distributed by MLS Grid
• 2025-03-26 Price Changed $139,900 Stellar MLS as Distributed by MLS Grid
• 2024-10-04 Listed $145,900 Stellar MLS as Distributed by MLS Grid
• 2020-06-24 Sold (MLS) $56,000 Stellar MLS as Distributed by MLS Grid
• 2020-06-05 Pending — Stellar MLS as Distributed by MLS Grid
• 2020-05-31 Price Changed $57,890 Stellar MLS as Distributed by MLS Grid
• 2020-05-02 Price Changed $57,900 Stellar MLS as Distributed by MLS Grid
• 2020-04-06 Listed $58,900 Stellar MLS as Distributed by MLS Grid
• 2018-07-10 Sold (MLS) $50,000 Stellar MLS as Distributed by MLS Grid
• 2018-06-16 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-03-11 Relisted — Stellar MLS as Distributed by MLS Grid
• 2018-03-01 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-01-10 Listed $53,900 Stellar MLS as Distributed by MLS Grid
• 1995-04-01 Sold (Public Records) $28,600 Public Records

Property tax history

+3.7%/yr

Latest (2025): $1,434 · +89.3% YoY. Source: county tax records.