182 Upper Village Way · Jackson, PA 18372

$249,900

2 bd · 2.0 ba · 1,350 sqft · Townhouse · 206 Days on market

Built 1979 1,350 sqft lot $185/sqft · 32% below area Est $370k · 32% under $435/mo HOA · 21% of rent ↓ 31% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +5.2/30.0
• Appreciation +5.0/10.0
• Schools +4.0/10.0
• 1% rule +3.1/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +0.0/10.0

Listing remarks MLS

Welcome to your mountain retreat at The Village at Camelback! This inviting 3-bedroom, 2.5-bathroom townhome offers the perfect combination of comfort, charm, and convenience. 1st layer unit! Walk right out to the parking lot with your ski gear. Inside, step inside to a warm and welcoming living room centered around a beautiful wood-burning fireplace, ideal for laying back and relaxing after a day on the slopes. The open layout flows to a private balcony where you can take in the peaceful mountain views. Upstairs, a spacious loft overlooks the cozy living area below, providing a versatile space for additional lounging, a home office, or sleeping quarters. Perfectly situated, this property is just a short walk or quick drive to the bottom of Camelback Mountain Resort. This home is a dream for winter sports enthusiasts and summer adventurers alike. Enjoy easy access to the Pocono Premium Outlets, Mount Airy Casino and Resort, and Kalahari Indoor Water Park. HOA amenities include an indoor and outdoor swimming pool, basketball court, fitness center, game room and tennis courts! NEW ROOF on this cluster of units JUST INSTALLED. Whether you're looking for a year-round residence, a vacation getaway, or an investment property, this townhome has lots of potential and delivers the best of the Pocono lifestyle in one perfect package.

Key facts

• Private balcony
• Spacious loft
• Mountain views

Tags

• WOOD BURNING FIREPLACE
• PRIVATE BALCONY
• MOUNTAIN VIEWS
• SPACIOUS LOFT

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath townhouse listed at $250k.

Deal economics

• At list price, monthly cash flow is $-561 ($-7k/yr) — negative.
• To cash-flow at today's rent, offer at most $169k (32.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $203k (18.9% below list).
• Recommended offer: $169k (32.5% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 93 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($2k loan paydown + $-43 appreciation (-0.0% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 206 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 21% of rent.

Recommended offer $168,675 (32.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 206 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
3. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 3.60%
• Cash-on-cash: -9.63%
• DSCR: 0.57
• GRM: 10.3

CMA / ARV

• ARV (median comp): $370,041
• List price: $249,900
• Delta: -32.47%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
162 Upper Village Way	0.06mi	3/2.5 (+1)	1,350 (0%)	4mo	$290,000	$215	87
48 Slalom Way	0.17mi	3/2.5 (+1)	1,350 (0%)	4mo	$315,000	$233	82
174 Upper Village Way	0.04mi	3/2.0 (+1)	1,425 (+6%)	3mo	$290,000	$204	82
26 Middle Village Way	0.12mi	3/3.5 (+1)	1,350 (0%)	2mo	$320,000	$237	81
29 Middle Village Way	0.12mi	3/1.5 (+1)	1,350 (0%)	8mo	$255,000	$189	81
123 Cross Country Ln	0.05mi	3/2.5 (+1)	1,425 (+6%)	2mo	$260,000	$182	80
247 High Pass Way Way	0.09mi	3/2.5 (+1)	1,276 (-6%)	5mo	$220,000	$172	76
472 Spruce Dr	0.30mi	3/2.0 (+1)	1,326 (-2%)	3mo	$270,000	$204	75
480 Spruce Dr	0.27mi	3/2.0 (+1)	1,404 (+4%)	1mo	$270,000	$192	75
97 Cross Country Ln	0.10mi	3/2.5 (+1)	1,425 (+6%)	8mo	$265,000	$186	72
145 Pine Ct	0.52mi	3/2.0 (+1)	1,368 (+1%)	6mo	$315,000	$230	63
468 Garter Way	0.41mi	3/2.0 (+1)	1,404 (+4%)	8mo	$300,000	$214	63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.02% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -13.2%
• Equity multiple: 0.39×
• Total profit: $-42,966
• Equity at exit: $72,348

10-year hold

• IRR: -6.7%
• Equity multiple: 0.29×
• Total profit: $-49,682
• Equity at exit: $86,795

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18372

• Home prices YoY: -0.0%
• Active inventory: 93
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $2,026 medium
• Mortgage (P&I): −$1,311
• Tax est. 1.5%: −$312 /mo · $3,748/yr
• Insurance: −$104
• HOA: −$435
• Vacancy / Maint / Mgmt: −$425
• Net cashflow: $-561

Break-even live

Break-even rent $2,737

Max offer price $168,675

Occupancy floor —

Sensitivity live

Price	-10% $-389	-5% $-475	+0% $-561	+5% $-648	+10% $-734
Rent	-10% $-721	-5% $-641	+0% $-561	+5% $-481	+10% $-401
Rate	-1.0pp $-435	-0.5pp $-498	base $-561	+0.5pp $-626	+1.0pp $-692

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,475
• Closing costs: $7,497
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
221 Cross Country Ln Tannersville, PA	3.0	2.0	1425	$1,900	$1.33	44d	1	0.05mi
371 Linden Ct Tannersville, PA	3.0	2.0	1437	$2,250	$1.57	45d	1	0.47mi
228 Evergreen Ct Tannersville, PA	3.0	2.0	1260	$2,000	$1.59	44d	1	1.08mi
126 Snyder Ln Scotrun, PA	3.0	2.5	1854	$3,500	$1.89	44d	1	1.39mi

HOA detail

• Monthly dues: $435 · $5,220/yr
• Likely covers: waterpoolgym

Listing history 31 events

1. 2026-06-18
   days on market $249,900 Active 206 DOM
2. 2026-06-17
   days on market $249,900 Active 205 DOM
3. 2026-06-16
   days on market $249,900 Active 204 DOM
4. 2026-06-15
   days on market $249,900 Active 203 DOM
5. 2026-06-14
   days on market $249,900 Active 201 DOM
6. 2026-06-13
   days on market $249,900 Active 200 DOM
7. 2026-06-10
   days on market $249,900 Active 198 DOM
8. 2026-06-08
   days on market $249,900 Active 196 DOM
9. 2026-06-07
   days on market $249,900 Active 195 DOM
10. 2026-06-02
    days on market $249,900 Active 190 DOM
11. 2026-06-01
    days on market $249,900 Active 189 DOM
12. 2026-05-31
    days on market $249,900 Active 188 DOM
13. 2026-05-30
    days on market $249,900 Active 187 DOM
14. 2026-02-22
    status Active 1346-char remark

    Show marketing remark (1346 chars)

    Welcome to your mountain retreat at The Village at Camelback! This inviting 3-bedroom, 2.5-bathroom townhome offers the perfect combination of comfort, charm, and convenience. 1st layer unit! Walk right out to the parking lot with your ski gear. Inside, step inside to a warm and welcoming living room centered around a beautiful wood-burning fireplace, ideal for laying back and relaxing after a day on the slopes. The open layout flows to a private balcony where you can take in the peaceful mountain views. Upstairs, a spacious loft overlooks the cozy living area below, providing a versatile space for additional lounging, a home office, or sleeping quarters. Perfectly situated, this property is just a short walk or quick drive to the bottom of Camelback Mountain Resort. This home is a dream for winter sports enthusiasts and summer adventurers alike. Enjoy easy access to the Pocono Premium Outlets, Mount Airy Casino and Resort, and Kalahari Indoor Water Park. HOA amenities include an indoor and outdoor swimming pool, basketball court, fitness center, game room and tennis courts! NEW ROOF on this cluster of units JUST INSTALLED. Whether you're looking for a year-round residence, a vacation getaway, or an investment property, this townhome has lots of potential and delivers the best of the Pocono lifestyle in one perfect package.

15. 2026-02-22
    status Active 1346-char remark

    Show marketing remark (1346 chars)

    Welcome to your mountain retreat at The Village at Camelback! This inviting 3-bedroom, 2.5-bathroom townhome offers the perfect combination of comfort, charm, and convenience. 1st layer unit! Walk right out to the parking lot with your ski gear. Inside, step inside to a warm and welcoming living room centered around a beautiful wood-burning fireplace, ideal for laying back and relaxing after a day on the slopes. The open layout flows to a private balcony where you can take in the peaceful mountain views. Upstairs, a spacious loft overlooks the cozy living area below, providing a versatile space for additional lounging, a home office, or sleeping quarters. Perfectly situated, this property is just a short walk or quick drive to the bottom of Camelback Mountain Resort. This home is a dream for winter sports enthusiasts and summer adventurers alike. Enjoy easy access to the Pocono Premium Outlets, Mount Airy Casino and Resort, and Kalahari Indoor Water Park. HOA amenities include an indoor and outdoor swimming pool, basketball court, fitness center, game room and tennis courts! NEW ROOF on this cluster of units JUST INSTALLED. Whether you're looking for a year-round residence, a vacation getaway, or an investment property, this townhome has lots of potential and delivers the best of the Pocono lifestyle in one perfect package.

16. 2026-02-10
    status Pending 1346-char remark

    Show marketing remark (1346 chars)

    Welcome to your mountain retreat at The Village at Camelback! This inviting 3-bedroom, 2.5-bathroom townhome offers the perfect combination of comfort, charm, and convenience. 1st layer unit! Walk right out to the parking lot with your ski gear. Inside, step inside to a warm and welcoming living room centered around a beautiful wood-burning fireplace, ideal for laying back and relaxing after a day on the slopes. The open layout flows to a private balcony where you can take in the peaceful mountain views. Upstairs, a spacious loft overlooks the cozy living area below, providing a versatile space for additional lounging, a home office, or sleeping quarters. Perfectly situated, this property is just a short walk or quick drive to the bottom of Camelback Mountain Resort. This home is a dream for winter sports enthusiasts and summer adventurers alike. Enjoy easy access to the Pocono Premium Outlets, Mount Airy Casino and Resort, and Kalahari Indoor Water Park. HOA amenities include an indoor and outdoor swimming pool, basketball court, fitness center, game room and tennis courts! NEW ROOF on this cluster of units JUST INSTALLED. Whether you're looking for a year-round residence, a vacation getaway, or an investment property, this townhome has lots of potential and delivers the best of the Pocono lifestyle in one perfect package.

17. 2026-02-10
    status Pending 1346-char remark

    Show marketing remark (1346 chars)

    Welcome to your mountain retreat at The Village at Camelback! This inviting 3-bedroom, 2.5-bathroom townhome offers the perfect combination of comfort, charm, and convenience. 1st layer unit! Walk right out to the parking lot with your ski gear. Inside, step inside to a warm and welcoming living room centered around a beautiful wood-burning fireplace, ideal for laying back and relaxing after a day on the slopes. The open layout flows to a private balcony where you can take in the peaceful mountain views. Upstairs, a spacious loft overlooks the cozy living area below, providing a versatile space for additional lounging, a home office, or sleeping quarters. Perfectly situated, this property is just a short walk or quick drive to the bottom of Camelback Mountain Resort. This home is a dream for winter sports enthusiasts and summer adventurers alike. Enjoy easy access to the Pocono Premium Outlets, Mount Airy Casino and Resort, and Kalahari Indoor Water Park. HOA amenities include an indoor and outdoor swimming pool, basketball court, fitness center, game room and tennis courts! NEW ROOF on this cluster of units JUST INSTALLED. Whether you're looking for a year-round residence, a vacation getaway, or an investment property, this townhome has lots of potential and delivers the best of the Pocono lifestyle in one perfect package.

18. 2025-11-13
    listed $249,900 Active 1346-char remark

    Show marketing remark (1346 chars)

    Welcome to your mountain retreat at The Village at Camelback! This inviting 3-bedroom, 2.5-bathroom townhome offers the perfect combination of comfort, charm, and convenience. 1st layer unit! Walk right out to the parking lot with your ski gear. Inside, step inside to a warm and welcoming living room centered around a beautiful wood-burning fireplace, ideal for laying back and relaxing after a day on the slopes. The open layout flows to a private balcony where you can take in the peaceful mountain views. Upstairs, a spacious loft overlooks the cozy living area below, providing a versatile space for additional lounging, a home office, or sleeping quarters. Perfectly situated, this property is just a short walk or quick drive to the bottom of Camelback Mountain Resort. This home is a dream for winter sports enthusiasts and summer adventurers alike. Enjoy easy access to the Pocono Premium Outlets, Mount Airy Casino and Resort, and Kalahari Indoor Water Park. HOA amenities include an indoor and outdoor swimming pool, basketball court, fitness center, game room and tennis courts! NEW ROOF on this cluster of units JUST INSTALLED. Whether you're looking for a year-round residence, a vacation getaway, or an investment property, this townhome has lots of potential and delivers the best of the Pocono lifestyle in one perfect package.

19. 2025-11-13
    listed $249,900 Active 1346-char remark

    Show marketing remark (1346 chars)

    Welcome to your mountain retreat at The Village at Camelback! This inviting 3-bedroom, 2.5-bathroom townhome offers the perfect combination of comfort, charm, and convenience. 1st layer unit! Walk right out to the parking lot with your ski gear. Inside, step inside to a warm and welcoming living room centered around a beautiful wood-burning fireplace, ideal for laying back and relaxing after a day on the slopes. The open layout flows to a private balcony where you can take in the peaceful mountain views. Upstairs, a spacious loft overlooks the cozy living area below, providing a versatile space for additional lounging, a home office, or sleeping quarters. Perfectly situated, this property is just a short walk or quick drive to the bottom of Camelback Mountain Resort. This home is a dream for winter sports enthusiasts and summer adventurers alike. Enjoy easy access to the Pocono Premium Outlets, Mount Airy Casino and Resort, and Kalahari Indoor Water Park. HOA amenities include an indoor and outdoor swimming pool, basketball court, fitness center, game room and tennis courts! NEW ROOF on this cluster of units JUST INSTALLED. Whether you're looking for a year-round residence, a vacation getaway, or an investment property, this townhome has lots of potential and delivers the best of the Pocono lifestyle in one perfect package.

20. 2025-06-26
    historical
21. 2025-05-14
    price $280,000
22. 2025-05-14
    price $280,000
23. 2024-09-24
    price $297,000
24. 2024-09-24
    price $297,000
25. 2024-07-02
    listed $314,000 Active
26. 2024-07-01
    listed $314,000 Active
27. 2024-06-28
    historical
28. 2023-11-18
    price $339,000
29. 2023-09-02
    status Active
30. 2023-08-21
    historical
31. 2023-06-23
    listed $359,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥93°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,314
• − Mortgage interest: −$13,998
• − Property taxes: −$3,748
• − Insurance: −$1,250
• − Repairs & maintenance: −$1,945
• − Management: −$1,945
• − HOA: −$5,220
• − Depreciation: −$7,270
• Taxable loss: −$11,062
• Est. tax savings @ 24.0%: +$2,655
• After-tax cash flow: $-4,081/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Jackson

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Population (ZIP): 3,397

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: White 60% Black 11% Hispanic / Latino 10% Two or more races 8% Asian 5%
• Hispanic origin (detail): Puerto Rican 9%
• Common ancestry: Romanian 7% Russian 3% Slovak 2%
• Foreign-born: 9% · Canada
• Languages at home: 78% English-only · Other Indo-European 12% Chinese 7% Spanish 3%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▬ -0.02%
• Current HPI: 147.7957
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-30.6% since first listed

18 events — show timeline

• 2026-02-22 Relisted — PMAR
• 2026-02-22 Relisted — GLVRMLS
• 2026-02-10 Pending — GLVRMLS
• 2026-02-10 Pending — PMAR
• 2025-11-13 Listed $249,900 PMAR
• 2025-11-13 Listed $249,900 GLVRMLS
• 2025-06-26 Listing Removed — BRIGHT MLS
• 2025-05-14 Price Changed $280,000 BRIGHT MLS
• 2025-05-14 Price Changed $280,000 PWMLS
• 2024-09-24 Price Changed $297,000 BRIGHT MLS
• 2024-09-24 Price Changed $297,000 PWMLS
• 2024-07-02 Listed $314,000 PWMLS
• 2024-07-01 Listed $314,000 BRIGHT MLS
• 2024-06-28 Coming Soon — BRIGHT MLS
• 2023-11-18 Price Changed $339,000 PMAR
• 2023-09-02 Relisted — PMAR
• 2023-08-21 Delisted — PMAR
• 2023-06-23 Listed $359,900 PMAR