213 Como St · Struthers, OH 44471

$164,900

3 bd · 1.5 ba · 1,351 sqft · SingleFamily public records · 11 Days on market

Built 1932 6,398 sqft lot Est $181k · 9% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.5/30.0
• ARV discount +11.5/15.0
• DSCR +7.6/10.0
• 1% rule +5.6/10.0
• Schools +4.0/10.0
• Livability +3.6/5.0
• Appreciation +2.9/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

This home is a Beauty! The interior is meticulously maintained. Huge Rooms! Living room with tall ceilings, fireplace, hardwood floors, and beveled glass French doors to the formal dining room with hardwood floors and a built-in china cabinet with leaded glass details. Large ceramic tiled kitchen. Enclosed front and back porches. 3 bedrooms and updated full bath on the 2nd floor. Walk up 3rd floor attic is a potential 4th bedroom or family room. Full basement! 2 car detached garage with new garage door. Home Warranty is included for a worry-free purchase! Call today to schedule a private tour!

Key facts

• Second bathroom
• Enclosed front porch
• Dry basement

Tags

• ENCLOSED FRONT PORCH
• BEVELED GLASS FRENCH DOORS
• BUILT IN CHINA CABINET
• DIRECT ACCESS TO STORAGE
• DRY BASEMENT
• SECOND BATHROOM

Property features AI

Finance

• Other: Has home warranty

Exterior

• Parking: Detached garage; 2-car garage; Driveway; Garage faces front; Garage door opener; Lighted driveway/garage; Electricity in garage; Storage and workshop space in garage
• Security: Smoke detectors; Carbon monoxide detectors
• Utilities: Public water; Public sewer
• Home design: Faces south
• Construction: Aluminum siding; Asphalt roof; Full concrete basement (unfinished) with bath stubbed and storage
• Exterior features: Rear porch; Front porch; Glass-enclosed porch; Enclosed deck/patio; Deck; Patio; Porch; Front yard; Back yard; Fenced perimeter (full backyard); City lot; Irregular lot

Interior

• Kitchen: Range; Microwave; Refrigerator; Disposal
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Forced air gas heating; Central air conditioning; Ceiling fan(s)
• Interior features: Built-in features; Ceiling fans; Crown molding; High ceilings; Laminate counters; Storage; Natural woodwork; Double-pane windows; Blinds
• Laundry & utility: Washer hookup; Dryer; Gas dryer hookup; Laundry tub/sink in basement/lower level

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $165k.

Deal economics

• At list price, monthly cash flow is $309 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $165k).
• Cap rate 8.5% vs local median 6.4% in Struthers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#418 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: commute C-, amenities F, employment F.
• Struthers City (suburban): math 45% / reading 52% proficiency, ranked #475 of 656 in OH (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 66 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
• This rent runs 40% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
• 8 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $71k; list at $165k implies a 133% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1932 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $164,900

Questions for the listing agent

1. Built in 1932 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 8.54%
• Cash-on-cash: 8.03%
• DSCR: 1.36
• GRM: 7.9

CMA / ARV

• ARV (on-the-fly): $181,034
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
227 E Wilson St	0.07mi	3/1.0	1,365 (+1%)	1mo	$187,000	$137	92
93 Morrison St	0.31mi	3/1.5	1,360 (+1%)	6mo	$135,000	$99	80
32 Como St	0.34mi	3/2.5	1,358 (+0%)	1mo	$115,000	$85	79
42 E Wilson St	0.32mi	3/2.0	1,409 (+4%)	2mo	$155,000	$110	74
556 Idora Ln	0.58mi	3/1.5	1,326 (-2%)	1mo	$198,000	$149	69
281 Sexton St	0.36mi	3/1.0	1,248 (-8%)	1mo	$175,000	$140	68
24 Sexton St	0.47mi	3/1.0	1,440 (+7%)	1mo	$105,000	$73	64
537 7th St	0.65mi	3/1.0	1,280 (-5%)	3mo	$153,500	$120	56
2451 W Manor Ave	0.58mi	3/2.0	1,245 (-8%)	2mo	$209,900	$169	56
536 Creed St	0.62mi	3/1.0	1,272 (-6%)	4mo	$170,000	$134	56
101 Ridgeway St	0.71mi	3/2.0	1,536 (+14%)	1mo	$136,000	$89	41
587 Edison St	0.71mi	2/2.0 (-1)	1,163 (-14%)	2mo	$160,000	$138	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -4.1%
• Equity multiple: 0.85×
• Total profit: $-7,050
• Equity at exit: $24,587

10-year hold

• IRR: 5.6%
• Equity multiple: 1.41×
• Total profit: $19,139
• Equity at exit: $14,258

Cash invested: $46,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44471

• Home prices YoY: -1.5%
• Active inventory: 66
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $1,742 medium
• Mortgage (P&I): −$865
• Tax from tax record: −$133 /mo · $1,601/yr
• Insurance: −$69
• HOA: −$0
• Vacancy / Maint / Mgmt: −$366
• Net cashflow: $309

Break-even live

Break-even rent $1,350

Max offer price $164,900

Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,225
• Closing costs: $4,947
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
465 W Omar St Struthers, OH	3.0	2.0	1544	$1,800	$1.17	13d	1	0.58mi
610 Elm St Struthers, OH	3.0	1.0	1050	$1,500	$1.43	13d	1	0.87mi
4807 Sheridan Rd Youngstown, OH	3.0	1.5	1586	$1,750	$1.10	13d	1	1.16mi
1914 S Heights Ave Youngstown, OH	3.0	1.0	1115	$1,950	$1.75	43d	1	1.41mi

Listing history 10 events

1. 2026-06-19
   days on market $164,900 Active 11 DOM
2. 2026-06-18
   days on market $164,900 Active 10 DOM
3. 2026-06-17
   days on market $164,900 Active 9 DOM
4. 2026-06-16
   days on market $164,900 Active 8 DOM
5. 2026-06-15
   days on market $164,900 Active 7 DOM
6. 2026-06-14
   days on market $164,900 Active 5 DOM
7. 2026-06-13
   days on market $164,900 Active 4 DOM
8. 2026-06-10
   days on market $164,900 Active 2 DOM
9. 2026-06-09
   remarks 699-char remark
10. 2026-06-09
    listed $164,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,601 · $133/mo
• Projected year-2 tax: $2,087 · $174/mo
• Expected delta: +$486/yr (+$40/mo · 30.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,901
• − Mortgage interest: −$9,237
• − Property taxes: −$1,601
• − Insurance: −$824
• − Repairs & maintenance: −$1,672
• − Management: −$1,672
• − Depreciation: −$4,797
• Taxable income: $1,098
• Est. tax owed @ 24.0%: −$263
• After-tax cash flow: $3,446/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Struthers City
• NCES district ID: 3904485
• Math proficiency: 45% ▼ -12.00%
• Reading proficiency: 52% ▼ -8.00%
• Median HH income: $37,753
• Composite: 40.35/100
• National rank: #3742
• State rank: #475 of 656 in OH

Livability — Struthers

• Score: 71/100
• State rank: #418
• US rank: #6867

Category grades

Amenities F Commute C- Cost of living A+ Crime B Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Struthers, OH
• County: Mahoning · 224,175 people
• City population: 10,296
• Metro: Youngstown-Warren, OH
• Population (ZIP): 10,296
• Household income: $52,811
• Rent vs Own: 31.2% rent · 68.8% own
• Severe rent burden: 12.2

Population outlook (Mahoning County) Hauer SSP2

• Today (2025): 223,932 people
• By 2030: 218,387 · -2.5%
• By 2040: 205,367 · -8.3%
• By 2050: 193,606 · -13.5%
• By 2075: 173,694 · -22.4%
• By 2100: 151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Hispanic / Latino 8% Two or more races 8% Black 4% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 5%
• Common ancestry: Romanian 8% Lithuanian 4% Slovak 1%
• Foreign-born: 2% · Canada
• Languages at home: 94% English-only · Spanish 4% Arabic 1% Other Indo-European 1%

Political lean MEDSL · Mahoning

• 2024 margin: Lean R (+9.4) · D 44.9% · R 54.4%
• 2008→2024 swing: -36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
• All cycles: 2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -4.12%
• Current HPI: 274.6394
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+106.4% since first listed

19 events — show timeline

• 2026-06-08 Listed $164,900 MLSNOW
• 2018-04-17 Pending — MLSNOW
• 2018-04-10 Sold (Public Records) $70,900 Public Records
• 2018-04-09 Sold (MLS) $70,900 MLSNOW
• 2018-03-15 Contingent — MLSNOW
• 2018-01-31 Listed $69,900 MLSNOW
• 2017-12-31 Listing Removed — MLSNOW
• 2017-12-08 Price Changed $71,900 MLSNOW
• 2017-10-12 Listed $79,000 MLSNOW
• 2011-03-07 Listing Removed — MLSNOW
• 2010-09-17 Listed $69,000 MLSNOW
• 2010-02-28 Listing Removed — MLSNOW
• 2009-06-12 Listed $57,000 MLSNOW
• 2009-02-28 Listing Removed — MLSNOW
• 2008-10-16 Listed $64,900 MLSNOW
• 2008-10-15 Listing Removed — MLSNOW
• 2008-09-15 Listed $79,900 MLSNOW
• 2008-09-14 Listing Removed — MLSNOW
• 2008-03-07 Listed $79,900 MLSNOW

Property tax history

+8.4%/yr

Latest (2025): $1,601 · -0.0% YoY. Source: county tax records.