3044 Tuckahoe Rd · Camden, NJ 08104

$135,000

3 bd · 1.0 ba · 1,048 sqft · SingleFamily public records · 58 Days on market

Built 1915 3,115 sqft lot Est $204k · 34% under

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.8/30.0
• ARV discount +15.0/15.0
• DSCR +9.8/10.0
• 1% rule +7.8/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +0.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

CASH FLOW ALERT!!! Investors, grab this turnkey opportunity in Camden's Fairview section before it's gone. This 3 bed, 1 bath row home is a pure numbers play, already generating $1,375.00/ monthly in steady income. Priced for a fast - track sale. This property is being sold strictly AS -IS - perfect for seasoned investors looking to add immediate scale to their portfolio without the headache of finding a tenant. INVESTORS ONLY. No showing without an accepted offer. Do not disturb the tenant. High demand, high yield, and priced to move NOW. Submit your highest and best offer today!

Key facts

• Built 1915
• Listed 57 days

🏷️ Possibly a rental listed for sale. The $135,000 price doesn't fit this home's estimated sale value (~$204,360) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $135k.

Deal economics

• At list price, monthly cash flow is $412 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $135k).
• Recommended offer: $131k (3.0% below list) — sets the bar for market timing.
• Cap rate 10.0% vs local median 7.1% in Camden — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#262 in NJ) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A; Watch: schools F, crime F, employment F.
• Camden City School District (urban): math 3% / reading 16% proficiency, ranked #472 of 472 in NJ (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 86% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 95 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,018 units permitted in Camden County in 2024 (509 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Camden County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $38k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 58 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 26y ago; this cycle's ask has dropped $44k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $58k; list at $135k implies a 133% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 40% chance of damaging wind over 30y; extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $130,950 (3.0% below list)

Questions for the listing agent

1. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.28% ✓
• Cap rate: 9.95%
• Cash-on-cash: 13.07%
• DSCR: 1.58
• GRM: 6.5

CMA / ARV

• ARV (on-the-fly): $204,360
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2894 Tuckahoe Rd	0.17mi	3/1.0	1,000 (-5%)	10mo	$99,000	$99	76
607 N Johnson Blvd	0.37mi	3/1.0	1,098 (+5%)	7mo	$250,000	$228	69
1433 N Chesapeake Rd	0.49mi	2/1.5 (-1)	1,048 (0%)	2mo	$195,000	$186	69
130 Yale Ave	0.54mi	3/1.0	1,072 (+2%)	14mo	$265,000	$247	60
114 Harvard Ave	0.38mi	2/1.0 (-1)	980 (-6%)	11mo	$210,000	$214	58
111 N Sussex St	0.70mi	2/1.5 (-1)	1,088 (+4%)	6mo	$222,000	$204	49
805 Mercer St	0.53mi	4/1.0 (+1)	1,002 (-4%)	17mo	$195,000	$195	49
1504 Minnesota Rd	0.53mi	3/1.0	1,145 (+9%)	17mo	$155,000	$135	46
17 Barlow Ave	0.65mi	2/2.0 (-1)	964 (-8%)	4mo	$155,000	$161	44
1535 Minnesota Rd	0.58mi	2/1.0 (-1)	900 (-14%)	4mo	$76,000	$84	42
505 Nicholson Rd	0.60mi	2/1.0 (-1)	924 (-12%)	14mo	$176,500	$191	36
333 Mercer St	0.64mi	2/1.0 (-1)	928 (-12%)	17mo	$215,000	$232	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 3.0%
• Equity multiple: 1.12×
• Total profit: $4,379
• Equity at exit: $20,129

10-year hold

• IRR: 12.6%
• Equity multiple: 2.00×
• Total profit: $37,718
• Equity at exit: $11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 21 Tenant-Leaning
• State New Jersey: 21 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Methodology + full state rankings →

ZIP-level market 08104

• Active inventory: 95
• Price-to-rent: 6.5×

Monthly cashflow live

• Estimated rent: $1,721 high
• Mortgage (P&I): −$708
• Tax from tax record: −$184 /mo · $2,209/yr
• Insurance: −$56
• HOA: −$0
• Vacancy / Maint / Mgmt: −$361
• Net cashflow: $412

Break-even live

Break-even rent $1,200

Max offer price $135,000

Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,750
• Closing costs: $4,050
• Reserves months: —
• Total cash needed: —

Rent comps 25 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3136 Tuckahoe Rd Camden, NJ	2.0	1.0	800	$1,350	$1.69	24d	1	0.06mi
1021 Monitor Rd Camden, NJ	3.0	1.0	1012	$1,710	$1.69	24d	1	0.09mi
1063 S Merrimac Rd Camden, NJ	4.0	1.0	1024	$1,900	$1.86	24d	1	0.15mi
2829 Idaho Rd Camden, NJ	3.0	1.5	1048	$1,700	$1.62	24d	1	0.28mi
3079 Alabama Rd Camden, NJ	2.0	1.0	832	$1,700	$2.04	24d	1	0.39mi
2892 N Constitution Rd Camden, NJ	3.0	1.0	1040	$2,000	$1.92	24d	1	0.40mi
3132 Independence Rd Camden, NJ	3.0	1.5	1168	$1,595	$1.37	21d	1	0.50mi
3255 Crescent Dr Unit 03-3220 Camden, NJ	2.0	1.0	700	$1,350	$1.93	24d	1	0.69mi
334 Middlesex St Gloucester City, NJ	3.0	1.0	896	$1,800	$2.01	24d	1	0.70mi
534 Bergen St Gloucester City, NJ	3.0	1.0	1246	$2,000	$1.61	18d	1	0.71mi
1220 Grant Ave Unit 2 Oaklyn, NJ	2.0	1.0	1000	$1,800	$1.80	20d	1	0.81mi
5 Meadow Ln Gloucester City, NJ	1.0–2.0	1.0–2.0	833	$2,385	$2.86	24d	8	0.99mi
602 Powell St Gloucester City, NJ	3.0	1.0	1170	$1,850	$1.58	24d	1	1.00mi
227 S Broadway Gloucester City, NJ	3.0	1.0	1123	$1,775	$1.58	24d	1	1.01mi
301 Champion Ave Oaklyn, NJ	2.0	1.0	661	$1,770	$2.68	4d	3	1.01mi
604 Hunter St Gloucester City, NJ	3.0	1.0	1066	$1,900	$1.78	4d	1	1.06mi
1034 Collings Ave Oaklyn, NJ	2.0	1.0	1100	$1,750	$1.59	18d	1	1.07mi
231 3rd St Gloucester City, NJ	3.0	2.0	1376	$2,150	$1.56	24d	1	1.08mi
209 Cedar Ave Oaklyn, NJ	2.0	1.0	1400	$1,500	$1.07	16d	1	1.09mi
209 Cedar Ave Oaklyn, NJ	2.0	1.0	1400	$1,800	$1.29	5d	1	1.09mi
145 Cooper Ave Unit 1N Woodlynne, NJ	2.0	1.0	850	$1,725	$2.03	18d	1	1.23mi
141 Cooper Ave Oaklyn, NJ	2.0	1.0	850	$1,725	$2.03	24d	1	1.24mi
917 Koehler St Gloucester City, NJ	3.0	1.0	916	$1,800	$1.97	18d	1	1.30mi
430 Richey Ave Unit 1A Oaklyn, NJ	2.0	1.0	897	$2,100	$2.34	4d	1	1.37mi
1759 S 4th St Unit B Camden, NJ	2.0	1.0	800	$1,500	$1.88	24d	1	1.40mi

Listing history 19 events

1. 2026-06-03
   days on market $135,000 Active 58 DOM
2. 2026-06-02
   days on market $135,000 Active 57 DOM
3. 2026-06-01
   days on market $135,000 Active 56 DOM
4. 2026-05-31
   days on market $135,000 Active 55 DOM
5. 2026-05-20
   price $135,000 588-char remark

   Show marketing remark (588 chars)

   CASH FLOW ALERT!!! Investors, grab this turnkey opportunity in Camden's Fairview section before it's gone. This 3 bed, 1 bath row home is a pure numbers play, already generating $1,375.00/ monthly in steady income. Priced for a fast - track sale. This property is being sold strictly AS -IS - perfect for seasoned investors looking to add immediate scale to their portfolio without the headache of finding a tenant. INVESTORS ONLY. No showing without an accepted offer. Do not disturb the tenant. High demand, high yield, and priced to move NOW. Submit your highest and best offer today!

6. 2026-05-02
   price $145,000 588-char remark

   Show marketing remark (588 chars)

   CASH FLOW ALERT!!! Investors, grab this turnkey opportunity in Camden's Fairview section before it's gone. This 3 bed, 1 bath row home is a pure numbers play, already generating $1,375.00/ monthly in steady income. Priced for a fast - track sale. This property is being sold strictly AS -IS - perfect for seasoned investors looking to add immediate scale to their portfolio without the headache of finding a tenant. INVESTORS ONLY. No showing without an accepted offer. Do not disturb the tenant. High demand, high yield, and priced to move NOW. Submit your highest and best offer today!

7. 2026-04-26
   price $165,000 588-char remark

   Show marketing remark (588 chars)

   CASH FLOW ALERT!!! Investors, grab this turnkey opportunity in Camden's Fairview section before it's gone. This 3 bed, 1 bath row home is a pure numbers play, already generating $1,375.00/ monthly in steady income. Priced for a fast - track sale. This property is being sold strictly AS -IS - perfect for seasoned investors looking to add immediate scale to their portfolio without the headache of finding a tenant. INVESTORS ONLY. No showing without an accepted offer. Do not disturb the tenant. High demand, high yield, and priced to move NOW. Submit your highest and best offer today!

8. 2026-04-06
   listed $179,000 Active 588-char remark

   Show marketing remark (588 chars)

   CASH FLOW ALERT!!! Investors, grab this turnkey opportunity in Camden's Fairview section before it's gone. This 3 bed, 1 bath row home is a pure numbers play, already generating $1,375.00/ monthly in steady income. Priced for a fast - track sale. This property is being sold strictly AS -IS - perfect for seasoned investors looking to add immediate scale to their portfolio without the headache of finding a tenant. INVESTORS ONLY. No showing without an accepted offer. Do not disturb the tenant. High demand, high yield, and priced to move NOW. Submit your highest and best offer today!

9. 2004-05-29
   listed $72,000
10. 2004-05-29
    historical
11. 2001-01-05
    soldstatus $58,000
12. 2000-11-20
    historical
13. 2000-07-20
    listed $62,000
14. 2000-03-13
    soldstatus $26,300
15. 2000-03-07
    soldstatus $15,007
16. 2000-02-07
    historical
17. 2000-01-13
    listed $15,007
18. 1996-03-12
    soldstatus $42,100
19. 1985-11-27
    soldstatus $32,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

• Current annual tax: $2,209 · $184/mo
• Projected year-2 tax: $2,785 · $232/mo
• Expected delta: +$576/yr (+$48/mo · 26.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 14 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 40% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,657
• − Mortgage interest: −$7,562
• − Property taxes: −$2,209
• − Insurance: −$675
• − Repairs & maintenance: −$1,653
• − Management: −$1,653
• − Depreciation: −$3,927
• Taxable income: $2,979
• Est. tax owed @ 24.0%: −$715
• After-tax cash flow: $4,225/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Camden City School District
• NCES district ID: 3402640
• Math proficiency: 3% ▼ -6.00%
• Reading proficiency: 16% ▬ 0.00%
• Median HH income: $25,845
• Composite: 6.85/100
• National rank: #9981
• State rank: #472 of 472 in NJ

Livability — Camden

• Score: 70/100
• State rank: #262
• US rank: #7721

Category grades

Amenities A+ Commute A+ Cost of living A Crime F Employment F Housing B+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Camden, NJ
• City population: 20,865
• Population (ZIP): 21,508

Population outlook (Camden County) Hauer SSP2

• Today (2025): 507,964 people
• By 2030: 502,182 · -1.1%
• By 2040: 485,602 · -4.4%
• By 2050: 465,630 · -8.3%
• By 2075: 419,986 · -17.3%
• By 2100: 369,492 · -27.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: Black 53% Hispanic / Latino 40% Two or more races 9% White 2% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 22% Cuban 2% Dominican 9%
• Common ancestry: Hispanic 2%
• Foreign-born: 9% · Canada, Vietnam
• Languages at home: 69% English-only · Spanish 29% Vietnamese 1%

Political lean MEDSL · Camden

• 2024 margin: Strong D (+27.4) · D 63.0% · R 35.5% · Other 1.5%
• 2008→2024 swing: -8.8pp toward R · 2008: 36.2pp · 2024: 27.4pp
• All cycles: 2024: D+27.4 2020: D+33.5 2016: D+32.4 2012: D+36.6 2008: D+36.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -123.43%
• Current HPI: 209.3596
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.05%
• F500 in state: 34

Industry mix (Fortune 500 HQ in NJ)

Industry	F500 HQs	Revenue
▸Consumer Goods	3	$31B
▸Pharmaceuticals	2	$153B
▸Technology	2	$21B
▸Insurance	2	$20B
▸Healthcare	2	$19B
▸Financial Services	1	$70B

Price history

+310.3% since first listed

15 events — show timeline

• 2026-05-20 Price Changed $135,000 BRIGHT MLS
• 2026-05-02 Price Changed $145,000 BRIGHT MLS
• 2026-04-26 Price Changed $165,000 BRIGHT MLS
• 2026-04-06 Listed $179,000 BRIGHT MLS
• 2004-05-29 Listing Removed — BRIGHT MLS
• 2004-05-29 Listed $72,000 BRIGHT MLS
• 2001-01-05 Sold (Public Records) $58,000 Public Records
• 2000-11-20 Listing Removed — BRIGHT MLS
• 2000-07-20 Listed $62,000 BRIGHT MLS
• 2000-03-13 Sold (Public Records) $26,300 Public Records
• 2000-03-07 Sold (MLS) $15,007 BRIGHT MLS
• 2000-02-07 Listing Removed — BRIGHT MLS
• 2000-01-13 Listed $15,007 BRIGHT MLS
• 1996-03-12 Sold (Public Records) $42,100 Public Records
• 1985-11-27 Sold (Public Records) $32,900 Public Records

Property tax history

+0.1%/yr

Latest (2025): $2,209 · +4.1% YoY. Source: county tax records.