4333 S Dogwood Ave · Broken Arrow, OK
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $2,463 – $4,575
Heat risk 6/10 · Moderate
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.6/30.0
- ARV discount +15.0/15.0
- DSCR +6.9/10.0
- 1% rule +4.9/10.0
- Livability +3.9/5.0
- Rent growth +3.5/5.0
- Condition / age +2.5/5.0
- Schools +2.4/10.0
- Appreciation +0.0/10.0
$365,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
OPEN FLOOR PLAN. WOOD ENTRY. KING SIZE MASER & MASTER BATH W/ JACUZZI & STALL SHOWER. WOOD BLINDS THRUOUT. KITCHEN & BREAKFAXT AREA OPEN TO FAMILY ROOM W/ FP. GAS LOGS. 3 BEDROOMS UP W/ WALK-IN CLOSETS. PLENTY OF STORAGE.
Key facts
- Open floor plan
- Quartz countertops
- Wood floors
Tags
Property features AI
Finance
- HOA & community: Homeowners association with an annual fee of $100; Community gutters
Exterior
- Parking: Attached 2-car garage
- Security: Leased security system; Smoke detectors; No safety shelter
- Utilities: Electricity available; Natural gas available; High-speed internet available; Public water; Public sewer
- Home design: Two-story home; Faces east; Slab foundation; Home warranty in place
- Construction: Built (year per public records); Brick and vinyl siding with wood frame construction; Asphalt fiberglass roof
- Exterior features: Concrete driveway; Sprinkler/irrigation system; Landscaping; Exterior lighting; Rain gutters; Full privacy fencing; Mature trees
Interior
- Kitchen: Kitchen with island, breakfast nook and pantry; Dishwasher; Oven / Range / Stove; Microwave
- Bedrooms: Master bedroom on the first floor; Additional bedrooms on the second floor
- Flooring: Carpet; Tile; Wood
- Bathrooms: Two full bathrooms; One half bathroom; Master bath with separate shower, bathtub and whirlpool; Hall half bath
- Heating & cooling: Central heating (gas) with multiple heating units; Central air conditioning (two units)
- Interior features: High ceilings; Laminate counters, quartz counters, and stone counters; Ceiling fan(s); Insulated doors; Vinyl insulated windows
- Laundry & utility: Washer hookup; Electric dryer hookup; Gas dryer hookup; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $365k.
Deal economics
- At list price, monthly cash flow is $551 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $362k (0.8% below list).
- Recommended offer: $360k (1.5% below list) — sets the bar for market timing.
- Cap rate 8.1% vs local median 4.1% in Broken Arrow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#7 in OK, #2,691 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F.
- Broken Arrow (suburban): math 23% / reading 28% proficiency, ranked #79 of 270 in OK (top 29%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Aspen Creek Es (math 23% / reading 22%, grade F, #409 of 845 statewide, top 49%, 628 students, 0% FRL); Childers Ms (math 16% / reading 28%, grade F, #129 of 345 statewide, top 42%, 796 students, 0% FRL); Broken Arrow Hs (math 22% / reading 36%, grade F, #120 of 447 statewide, top 27%, 4,589 students, 0% FRL) — zoned schools average 0% FRL vs 33% district-wide (33 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising fast (+4.1%/yr); 386 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).
- This rent runs 44% of the median local income ($99k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
- Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 21 days — a 2% lower offer ($360k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 35y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $172k; list at $365k implies a 113% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.99% ✗
- Cap rate
- 8.11%
- Cash-on-cash
- 6.47%
- DSCR
- 1.29
- GRM
- 8.4
CMA / ARV
- ARV (on-the-fly)
- $530,765
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2411 W Birmingham Pl | 0.12mi | 3/2.5 (-1) | 2,875 (+0%) | 2mo | $450,000 | $157 | 87 |
| 2509 W Charleston St | 0.17mi | 3/2.5 (-1) | 2,875 (+0%) | 3mo | $439,500 | $153 | 84 |
| 4308 S Chestnut Ave | 0.08mi | 4/3.5 | 3,129 (+9%) | 0mo | $359,000 | $115 | 77 |
| 3916 S Elder Blvd | 0.43mi | 4/2.5 | 2,841 (-1%) | 2mo | $519,900 | $183 | 77 |
| 3922 S Dogwood Pl | 0.36mi | 4/2.5 | 2,814 (-2%) | 4mo | $519,900 | $185 | 76 |
| 4305 S Chestnut Ave | 0.09mi | 4/2.5 | 2,469 (-14%) | 1mo | $340,000 | $138 | 72 |
| 4114 S Fir Ct | 0.29mi | 4/3.5 | 3,136 (+9%) | 5mo | $589,900 | $188 | 63 |
| 4008 S Gardenia Ave | 0.39mi | 4/3.0 | 2,570 (-10%) | 5mo | $543,747 | $212 | 58 |
| 3920 S Elder Blvd | 0.42mi | 3/2.5 (-1) | 2,486 (-13%) | 1mo | $492,295 | $198 | 52 |
| 2722 W Roanoke St | 0.47mi | 3/2.5 (-1) | 2,486 (-13%) | 2mo | $494,900 | $199 | 49 |
| 1808 W Inglewood St W | 0.74mi | 4/2.5 | 2,497 (-13%) | 1mo | $300,000 | $120 | 43 |
| 3302 W Quantico Ct | 0.73mi | 3/2.0 (-1) | 2,568 (-10%) | 1mo | $715,000 | $278 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.09% rent growth · sell at horizon
- IRR
- -5.2%
- Equity multiple
- 0.80×
- Total profit
- $-20,102
- Equity at exit
- $54,423
- IRR
- 5.6%
- Equity multiple
- 1.43×
- Total profit
- $44,225
- Equity at exit
- $31,559
Cash invested: $102,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Oklahoma
- 83 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 74011
- Rents YoY
- 4.1%
- Active inventory
- 386
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $3,620 medium interval (Pro) →
- Mortgage (P&I)
- −$1,914
- Tax from tax record
- −$234 /mo · $2,810/yr
- Insurance
- −$152
- HOA
- −$8
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$760
- Net cashflow
- $551
Break-even live
Sensitivity live
| Price | -10% $758 | -5% $655 | +0% $551 | +5% $448 | +10% $345 |
|---|---|---|---|---|---|
| Rent | -10% $265 | -5% $408 | +0% $551 | +5% $694 | +10% $837 |
| Rate | -1.0pp $735 | -0.5pp $644 | base $551 | +0.5pp $457 | +1.0pp $360 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $91,250
- Closing costs
- $10,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2410 W Charleston St Broken Arrow, OK | 4.0 | 2.5 | 2582 | $5,000 | $1.94 | 0d | 1 | 0.13mi |
| 4623 S Chestnut Ave Broken Arrow, OK | 4.0 | 3.0 | 2023 | $3,800 | $1.88 | 0d | 1 | 0.23mi |
| 4308 S Walnut Ave Broken Arrow, OK | 3.0 | 2.5 | 2659 | $2,400 | $0.90 | 26d | 1 | 0.33mi |
| 2614 S Gardenia Ave Broken Arrow, OK | 3.0 | 2.5 | 2397 | $1,950 | $0.81 | 26d | 1 | 1.42mi |
HOA detail
- Monthly dues
- $8 · $96/yr
- Likely covers
- gas
Listing history 16 events
-
2026-06-22days on market $365,000 Active 21 DOM
-
2026-06-22days on market $365,000 Active 20 DOM
-
2026-06-18days on market $365,000 Active 17 DOM
-
2026-06-17price $365,000 Active 16 DOM
-
2026-06-17days on market $380,000 Active 16 DOM
-
2026-06-16days on market $380,000 Active 15 DOM
-
2026-06-15days on market $380,000 Active 14 DOM
-
2026-06-13days on market $380,000 Active 12 DOM
-
2026-06-10days on market $380,000 Active 9 DOM
-
2026-06-09days on market $380,000 Active 8 DOM
-
2026-06-08days on market $380,000 Active 7 DOM
-
2026-06-07days on market $380,000 Active 6 DOM
-
2026-06-05days on market $380,000 Active 3 DOM
-
2026-06-03days on market $380,000 Active 2 DOM
-
2026-06-02remarks 642-char remark
-
2026-06-02$380,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OK · Resets to sale price
- Current annual tax
- $2,810 · $234/mo
- Projected year-2 tax
- $3,285 · $274/mo
- Expected delta
- +$475/yr (+$40/mo · 16.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
- Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $43,437
- − Mortgage interest
- −$20,446
- − Property taxes
- −$2,810
- − Insurance
- −$1,825
- − Repairs & maintenance
- −$3,475
- − Management
- −$3,475
- − HOA
- −$96
- − Depreciation
- −$10,618
- Taxable income
- $692
- Est. tax owed @ 24.0%
- −$166
- After-tax cash flow
- $6,449/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broken Arrow
- NCES district ID
- 4005490
- Math proficiency
- 23% ▼ -9.00%
- Reading proficiency
- 28% ▼ -9.00%
- Median HH income
- $64,646
- Composite
- 23.86/100
- National rank
- #7801
- State rank
- #79 of 270 in OK
Livability — Broken Arrow
- Score
- 78/100
- State rank
- #7
- US rank
- #2691
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Broken Arrow, OK
- County
- Tulsa County · 640,811 people
- City population
- 144,172
- Metro
- Tulsa, OK
- Population (ZIP)
- 33,900
- Household income
- $99,157
- Rent vs Own
- Severe rent burden
- 389.0
Population outlook (Tulsa County) Hauer SSP2
- Today (2025)
- 723,846 people
- By 2030
- 766,033 · +5.8%
- By 2040
- 851,386 · +17.6%
- By 2050
- 938,389 · +29.6%
- By 2075
- 1,166,011 · +61.1%
- By 2100
- 1,350,277 · +86.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Two or more races 15% Hispanic / Latino 10% Native American 4% Black 4% Asian 3%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 3% Serbian 2% Slovak 2%
- Foreign-born
- 5% · Canada
- Languages at home
- 93% English-only · Spanish 5% Other Asian/Pacific 1%
Political lean MEDSL · Tulsa
- 2024 margin
- R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
- 2008→2024 swing
- +9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
- All cycles
- 2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -180.15%
- Current HPI
- 210.8302
- Rent YoY
- ▲ 4.09%
- Metro
- Tulsa, OK
- State GDP YoY
- ▲ 1.55%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in OK)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 3 | $48B |
|
||
Price history
+2071.4% since first listed15 events — show timeline
- 2026-05-29 Listed $380,000 MLS Technology, Inc.
- 2002-07-26 Sold (Public Records) $171,500 Public Records
- 2002-07-19 Sold (MLS) $171,500 MLS Technology, Inc.
- 2002-07-02 Listing Removed — MLS Technology, Inc.
- 2002-03-15 Listed $169,500 MLS Technology, Inc.
- 1994-06-01 Sold (Public Records) $134,000 Public Records
- 1994-05-04 Listing Removed — MLS Technology, Inc.
- 1994-04-25 Listed $137,900 MLS Technology, Inc.
- 1994-01-04 Listed $139,900 MLS Technology, Inc.
- 1992-02-04 Sold (Public Records) $128,000 Public Records
- 1992-01-06 Listing Removed — MLS Technology, Inc.
- 1991-07-11 Listed $127,900 MLS Technology, Inc.
- 1991-05-25 Listing Removed — MLS Technology, Inc.
- 1991-02-25 Listed $124,900 MLS Technology, Inc.
- 1990-09-01 Sold (Public Records) $17,500 Public Records
Property tax history
+1.5%/yrLatest (2025): $2,810 · +3.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…