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4333 S Dogwood Ave
C+ Composite 60.66
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.6/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.9/10.0
  • 1% rule +4.9/10.0
  • Livability +3.9/5.0
  • Rent growth +3.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$365,000

4333 S Dogwood Ave · Broken Arrow, OK 74011
4 bd · 2.5 ba · 2,869 sqft · SingleFamily public records · 21 Days on market
Built 1990 8,080 sqft lot Est $531k · 31% under $8/mo HOA

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

OPEN FLOOR PLAN. WOOD ENTRY. KING SIZE MASER & MASTER BATH W/ JACUZZI & STALL SHOWER. WOOD BLINDS THRUOUT. KITCHEN & BREAKFAXT AREA OPEN TO FAMILY ROOM W/ FP. GAS LOGS. 3 BEDROOMS UP W/ WALK-IN CLOSETS. PLENTY OF STORAGE.

Key facts

  • Open floor plan
  • Quartz countertops
  • Wood floors

Tags

OPEN FLOOR PLANWOOD FLOORSGENEROUS STORAGECOZY FIREPLACEQUARTZ COUNTERTOPSPANTRY STORAGE

Property features AI

Finance

  • HOA & community: Homeowners association with an annual fee of $100; Community gutters

Exterior

  • Parking: Attached 2-car garage
  • Security: Leased security system; Smoke detectors; No safety shelter
  • Utilities: Electricity available; Natural gas available; High-speed internet available; Public water; Public sewer
  • Home design: Two-story home; Faces east; Slab foundation; Home warranty in place
  • Construction: Built (year per public records); Brick and vinyl siding with wood frame construction; Asphalt fiberglass roof
  • Exterior features: Concrete driveway; Sprinkler/irrigation system; Landscaping; Exterior lighting; Rain gutters; Full privacy fencing; Mature trees

Interior

  • Kitchen: Kitchen with island, breakfast nook and pantry; Dishwasher; Oven / Range / Stove; Microwave
  • Bedrooms: Master bedroom on the first floor; Additional bedrooms on the second floor
  • Flooring: Carpet; Tile; Wood
  • Bathrooms: Two full bathrooms; One half bathroom; Master bath with separate shower, bathtub and whirlpool; Hall half bath
  • Heating & cooling: Central heating (gas) with multiple heating units; Central air conditioning (two units)
  • Interior features: High ceilings; Laminate counters, quartz counters, and stone counters; Ceiling fan(s); Insulated doors; Vinyl insulated windows
  • Laundry & utility: Washer hookup; Electric dryer hookup; Gas dryer hookup; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $365k.

Deal economics

  • At list price, monthly cash flow is $551 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $362k (0.8% below list).
  • Recommended offer: $360k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 4.1% in Broken Arrow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#7 in OK, #2,691 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F.
  • Broken Arrow (suburban): math 23% / reading 28% proficiency, ranked #79 of 270 in OK (top 29%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Aspen Creek Es (math 23% / reading 22%, grade F, #409 of 845 statewide, top 49%, 628 students, 0% FRL); Childers Ms (math 16% / reading 28%, grade F, #129 of 345 statewide, top 42%, 796 students, 0% FRL); Broken Arrow Hs (math 22% / reading 36%, grade F, #120 of 447 statewide, top 27%, 4,589 students, 0% FRL) — zoned schools average 0% FRL vs 33% district-wide (33 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+4.1%/yr); 386 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($99k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($360k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 35y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $172k; list at $365k implies a 113% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $359,525 (1.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
8.11%
Cash-on-cash
6.47%
DSCR
1.29
GRM
8.4

CMA / ARV

ARV (on-the-fly)
$530,765
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2411 W Birmingham Pl 0.12mi 3/2.5 (-1) 2,875 (+0%) 2mo $450,000 $157 87
2509 W Charleston St 0.17mi 3/2.5 (-1) 2,875 (+0%) 3mo $439,500 $153 84
4308 S Chestnut Ave 0.08mi 4/3.5 3,129 (+9%) 0mo $359,000 $115 77
3916 S Elder Blvd 0.43mi 4/2.5 2,841 (-1%) 2mo $519,900 $183 77
3922 S Dogwood Pl 0.36mi 4/2.5 2,814 (-2%) 4mo $519,900 $185 76
4305 S Chestnut Ave 0.09mi 4/2.5 2,469 (-14%) 1mo $340,000 $138 72
4114 S Fir Ct 0.29mi 4/3.5 3,136 (+9%) 5mo $589,900 $188 63
4008 S Gardenia Ave 0.39mi 4/3.0 2,570 (-10%) 5mo $543,747 $212 58
3920 S Elder Blvd 0.42mi 3/2.5 (-1) 2,486 (-13%) 1mo $492,295 $198 52
2722 W Roanoke St 0.47mi 3/2.5 (-1) 2,486 (-13%) 2mo $494,900 $199 49
1808 W Inglewood St W 0.74mi 4/2.5 2,497 (-13%) 1mo $300,000 $120 43
3302 W Quantico Ct 0.73mi 3/2.0 (-1) 2,568 (-10%) 1mo $715,000 $278 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.09% rent growth · sell at horizon

5-year hold
IRR
-5.2%
Equity multiple
0.80×
Total profit
$-20,102
Equity at exit
$54,423
10-year hold
IRR
5.6%
Equity multiple
1.43×
Total profit
$44,225
Equity at exit
$31,559

Cash invested: $102,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74011

Rents YoY
4.1%
Active inventory
386
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$3,620 medium interval (Pro) →
Mortgage (P&I)
$1,914
Tax from tax record
$234 /mo · $2,810/yr
Insurance
$152
HOA
$8
Vacancy / Maint / Mgmt
$760
Net cashflow
$551

Break-even live

Break-even rent $2,922
Max offer price $365,000
Occupancy floor 80%

Sensitivity live

Price -10% $758 -5% $655 +0% $551 +5% $448 +10% $345
Rent -10% $265 -5% $408 +0% $551 +5% $694 +10% $837
Rate -1.0pp $735 -0.5pp $644 base $551 +0.5pp $457 +1.0pp $360

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$91,250
Closing costs
$10,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2410 W Charleston St Broken Arrow, OK 4.0 2.5 2582 $5,000 $1.94 0d 1 0.13mi
4623 S Chestnut Ave Broken Arrow, OK 4.0 3.0 2023 $3,800 $1.88 0d 1 0.23mi
4308 S Walnut Ave Broken Arrow, OK 3.0 2.5 2659 $2,400 $0.90 26d 1 0.33mi
2614 S Gardenia Ave Broken Arrow, OK 3.0 2.5 2397 $1,950 $0.81 26d 1 1.42mi

HOA detail

Monthly dues
$8 · $96/yr
Likely covers
gas

Listing history 16 events

  1. 2026-06-22
    days on market $365,000 Active 21 DOM
  2. 2026-06-22
    days on market $365,000 Active 20 DOM
  3. 2026-06-18
    days on market $365,000 Active 17 DOM
  4. 2026-06-17
    price $365,000 Active 16 DOM
  5. 2026-06-17
    days on market $380,000 Active 16 DOM
  6. 2026-06-16
    days on market $380,000 Active 15 DOM
  7. 2026-06-15
    days on market $380,000 Active 14 DOM
  8. 2026-06-13
    days on market $380,000 Active 12 DOM
  9. 2026-06-10
    days on market $380,000 Active 9 DOM
  10. 2026-06-09
    days on market $380,000 Active 8 DOM
  11. 2026-06-08
    days on market $380,000 Active 7 DOM
  12. 2026-06-07
    days on market $380,000 Active 6 DOM
  13. 2026-06-05
    days on market $380,000 Active 3 DOM
  14. 2026-06-03
    days on market $380,000 Active 2 DOM
  15. 2026-06-02
    remarks 642-char remark
  16. 2026-06-02
    listed $380,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$2,810 · $234/mo
Projected year-2 tax
$3,285 · $274/mo
Expected delta
+$475/yr (+$40/mo · 16.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$43,437
− Mortgage interest
−$20,446
− Property taxes
−$2,810
− Insurance
−$1,825
− Repairs & maintenance
−$3,475
− Management
−$3,475
− HOA
−$96
− Depreciation
−$10,618
Taxable income
$692
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$166
After-tax cash flow
$6,449/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broken Arrow
NCES district ID
4005490
Math proficiency
23% ▼ -9.00%
Reading proficiency
28% ▼ -9.00%
Median HH income
$64,646
Composite
23.86/100
National rank
#7801
State rank
#79 of 270 in OK

Livability — Broken Arrow

Score
78/100
State rank
#7
US rank
#2691

Category grades

Amenities F Commute A+ Cost of living A+ Crime B+ Employment B+ Housing A+ Health & safety C+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Broken Arrow, OK
County
Tulsa County · 640,811 people
City population
144,172
Metro
Tulsa, OK
Population (ZIP)
33,900
Household income
$99,157
Rent vs Own
21.4% rent · 78.6% own
Severe rent burden
389.0

Population outlook (Tulsa County) Hauer SSP2

Today (2025)
723,846 people
By 2030
766,033 · +5.8%
By 2040
851,386 · +17.6%
By 2050
938,389 · +29.6%
By 2075
1,166,011 · +61.1%
By 2100
1,350,277 · +86.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Two or more races 15% Hispanic / Latino 10% Native American 4% Black 4% Asian 3%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 3% Serbian 2% Slovak 2%
Foreign-born
5% · Canada
Languages at home
93% English-only · Spanish 5% Other Asian/Pacific 1%

Political lean MEDSL · Tulsa

2024 margin
R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
2008→2024 swing
+9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
All cycles
2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -180.15%
Current HPI
210.8302
Rent YoY
▲ 4.09%
Metro
Tulsa, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+2071.4% since first listed
15 events — show timeline
  • 2026-05-29 Listed $380,000 MLS Technology, Inc.
  • 2002-07-26 Sold (Public Records) $171,500 Public Records
  • 2002-07-19 Sold (MLS) $171,500 MLS Technology, Inc.
  • 2002-07-02 Listing Removed MLS Technology, Inc.
  • 2002-03-15 Listed $169,500 MLS Technology, Inc.
  • 1994-06-01 Sold (Public Records) $134,000 Public Records
  • 1994-05-04 Listing Removed MLS Technology, Inc.
  • 1994-04-25 Listed $137,900 MLS Technology, Inc.
  • 1994-01-04 Listed $139,900 MLS Technology, Inc.
  • 1992-02-04 Sold (Public Records) $128,000 Public Records
  • 1992-01-06 Listing Removed MLS Technology, Inc.
  • 1991-07-11 Listed $127,900 MLS Technology, Inc.
  • 1991-05-25 Listing Removed MLS Technology, Inc.
  • 1991-02-25 Listed $124,900 MLS Technology, Inc.
  • 1990-09-01 Sold (Public Records) $17,500 Public Records

Property tax history

+1.5%/yr

Latest (2025): $2,810 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…