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2213 Murrieltown Rd
F Composite 21.82
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Appreciation +5.0/10.0
  • Livability +3.1/5.0
  • Schools +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +1.0/5.0
  • Cash flow +0.0/30.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0

$127,215

2213 Murrieltown Rd · Sonora, KY 42776
None bd · None ba · — sqft · SingleFamily · 77 Days on market
Poor condition 7.71 ac lot ↓ 35% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Another beautiful 7.39-acre tract located just minutes from Interstate 65 off the Sonora exit. Larue County water at the blacktop, excellent private location for a dream home and additional acreage Av. per the recorded plat offering a 6 tract division!

Key facts

  • Additional acreage
  • 7.71 acres
  • Excellent location

Tags

7.71 ACRESEXCELLENT LOCATIONADDITIONAL ACREAGE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a single-family listed at $127k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $-879 ($-11k/yr) — negative.
  • Rent doesn't cover operating costs at any purchase price — skip.
  • Recommended offer: $120k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 62/100 on livability (#342 in KY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: employment D+, schools D-, amenities F.
  • Larue County (rural): math 26% / reading 40% proficiency, ranked #82 of 165 in KY (top 50%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 18 active listings in the ZIP; 65 units permitted in Larue County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $761 of equity ($879 loan paydown + $-118 appreciation (-0.1% local appreciation)).
  • Larue County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 77 days — a 6% lower offer ($120k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts; this cycle's ask is 16% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $119,582 (6.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  3. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.00%
Cap rate
-2.00%
Cash-on-cash
-29.62%
DSCR
-0.32
GRM
0.0

CMA / ARV

ARV (median comp)
$372,461
List price
$127,215
Delta
-46.33%
Verdict
UNDERPRICED
Comps
1 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2422 Murrieltown Rd 0.12mi 3/2.0 1,792 9mo $250,000 $140 74

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.09% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-38.2%
Equity multiple
-0.69×
Total profit
$-60,267
Equity at exit
$36,353
10-year hold
IRR
-30.9%
Equity multiple
-2.05×
Total profit
$-108,511
Equity at exit
$43,232

Cash invested: $35,620 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Kentucky
83 Strongly Landlord-Friendly · R+16
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit (URLTA cities); generally landlord-friendly.

ZIP-level market 42776

Home prices YoY
-0.0%
Active inventory
18

Monthly cashflow live

Estimated rent
$0 none
Mortgage (P&I)
$667
Tax est. 1.5%
$159 /mo · $1,908/yr
Insurance
$53
HOA
$0
Vacancy / Maint / Mgmt
$0
Net cashflow
$-879

Break-even live

Break-even rent $1,113
Max offer price
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,804
Closing costs
$3,816
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 15 events

  1. 2026-06-18
    pricestatusdays on marketlisting id $127,215 Active 77 DOM
  2. 2026-05-07
    status Pending 252-char remark
    Show marketing remark (488 chars)

    Truely Amish built 1944' sq feet 2 story home on 6.62 acres with multiple barns, and beautiful views. This property was previously built by and for an Amish family that has moved out of state with no electricity in the home. Larue County water is actually on the property but no bathroom in the house. Multiple outbuildings and barns and tons of potential with this property. Additional acreage can be purchased per the recorded plat. Excellent location to I-65 just off the Sonora exit.

  3. 2026-05-07
    status Pending 488-char remark
    Show marketing remark (488 chars)

    Truely Amish built 1944' sq feet 2 story home on 6.62 acres with multiple barns, and beautiful views. This property was previously built by and for an Amish family that has moved out of state with no electricity in the home. Larue County water is actually on the property but no bathroom in the house. Multiple outbuildings and barns and tons of potential with this property. Additional acreage can be purchased per the recorded plat. Excellent location to I-65 just off the Sonora exit.

  4. 2026-04-28
    price $92,870
    Show marketing remark (252 chars)

    Another beautiful 7.39-acre tract located just minutes from Interstate 65 off the Sonora exit. Larue County water at the blacktop, excellent private location for a dream home and additional acreage Av. per the recorded plat offering a 6 tract division!

  5. 2026-04-28
    price $94,165
    Show marketing remark (252 chars)

    Another beautiful 7.39-acre tract located just minutes from Interstate 65 off the Sonora exit. Larue County water at the blacktop, excellent private location for a dream home and additional acreage Av. per the recorded plat offering a 6 tract division!

  6. 2026-04-28
    price $121,935 252-char remark
    Show marketing remark (252 chars)

    Another beautiful 7.39-acre tract located just minutes from Interstate 65 off the Sonora exit. Larue County water at the blacktop, excellent private location for a dream home and additional acreage Av. per the recorded plat offering a 6 tract division!

  7. 2026-04-28
    price $127,215
    Show marketing remark (252 chars)

    Another beautiful 7.39-acre tract located just minutes from Interstate 65 off the Sonora exit. Larue County water at the blacktop, excellent private location for a dream home and additional acreage Av. per the recorded plat offering a 6 tract division!

  8. 2026-04-28
    price $92,500
    Show marketing remark (252 chars)

    Another beautiful 7.39-acre tract located just minutes from Interstate 65 off the Sonora exit. Larue County water at the blacktop, excellent private location for a dream home and additional acreage Av. per the recorded plat offering a 6 tract division!

  9. 2026-04-02
    price $144,900 252-char remark
    Show marketing remark (488 chars)

    Truely Amish built 1944' sq feet 2 story home on 6.62 acres with multiple barns, and beautiful views. This property was previously built by and for an Amish family that has moved out of state with no electricity in the home. Larue County water is actually on the property but no bathroom in the house. Multiple outbuildings and barns and tons of potential with this property. Additional acreage can be purchased per the recorded plat. Excellent location to I-65 just off the Sonora exit.

  10. 2026-04-02
    listed $144,950 Active 252-char remark
    Show marketing remark (488 chars)

    Truely Amish built 1944' sq feet 2 story home on 6.62 acres with multiple barns, and beautiful views. This property was previously built by and for an Amish family that has moved out of state with no electricity in the home. Larue County water is actually on the property but no bathroom in the house. Multiple outbuildings and barns and tons of potential with this property. Additional acreage can be purchased per the recorded plat. Excellent location to I-65 just off the Sonora exit.

  11. 2026-04-02
    listed $199,900 Active 488-char remark
    Show marketing remark (488 chars)

    Truely Amish built 1944' sq feet 2 story home on 6.62 acres with multiple barns, and beautiful views. This property was previously built by and for an Amish family that has moved out of state with no electricity in the home. Larue County water is actually on the property but no bathroom in the house. Multiple outbuildings and barns and tons of potential with this property. Additional acreage can be purchased per the recorded plat. Excellent location to I-65 just off the Sonora exit.

  12. 2026-04-02
    listed $109,900 Active
    Show marketing remark (488 chars)

    Truely Amish built 1944' sq feet 2 story home on 6.62 acres with multiple barns, and beautiful views. This property was previously built by and for an Amish family that has moved out of state with no electricity in the home. Larue County water is actually on the property but no bathroom in the house. Multiple outbuildings and barns and tons of potential with this property. Additional acreage can be purchased per the recorded plat. Excellent location to I-65 just off the Sonora exit.

  13. 2026-04-02
    listed $109,900 Active
    Show marketing remark (488 chars)

    Truely Amish built 1944' sq feet 2 story home on 6.62 acres with multiple barns, and beautiful views. This property was previously built by and for an Amish family that has moved out of state with no electricity in the home. Larue County water is actually on the property but no bathroom in the house. Multiple outbuildings and barns and tons of potential with this property. Additional acreage can be purchased per the recorded plat. Excellent location to I-65 just off the Sonora exit.

  14. 2026-04-02
    listed $144,900 Active
    Show marketing remark (488 chars)

    Truely Amish built 1944' sq feet 2 story home on 6.62 acres with multiple barns, and beautiful views. This property was previously built by and for an Amish family that has moved out of state with no electricity in the home. Larue County water is actually on the property but no bathroom in the house. Multiple outbuildings and barns and tons of potential with this property. Additional acreage can be purchased per the recorded plat. Excellent location to I-65 just off the Sonora exit.

  15. 2026-04-02
    listed $109,900 Active
    Show marketing remark (488 chars)

    Truely Amish built 1944' sq feet 2 story home on 6.62 acres with multiple barns, and beautiful views. This property was previously built by and for an Amish family that has moved out of state with no electricity in the home. Larue County water is actually on the property but no bathroom in the house. Multiple outbuildings and barns and tons of potential with this property. Additional acreage can be purchased per the recorded plat. Excellent location to I-65 just off the Sonora exit.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$0
− Mortgage interest
−$7,126
− Property taxes
−$1,908
− Insurance
−$636
− Repairs & maintenance
−$0
− Management
−$0
− Depreciation
−$3,701
Taxable loss
−$13,371
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,209
After-tax cash flow
$-7,341/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Poor 20/100 Extensive rehab

This property requires extensive repairs and updates to bring it up to a livable condition. Significant work is needed on the roof, exterior, flooring, interior walls, HVAC systems, and landscaping.

Repairs flagged

  • Major roof — Significant weathering and possible rust
  • Major exterior siding — Weathered and possibly peeling
  • Major flooring — Worn and uneven
  • Major interior walls/paint — Chipped and uneven
  • Major HVAC/mechanicals — No visible systems
  • Major landscaping — Overgrown and unkempt

Value-add opportunities

  • Both Paint exterior — Enhances curb appeal and property value
  • Both Replace flooring — Improves living space and property value
  • Both Paint interior walls — Enhances interior appearance and property value
  • Both Install HVAC systems — Improves comfort and property value
  • Both Landscaping — Enhances curb appeal and property value

Renovation cost estimate screening

Repair itemSeverityEst. cost
roof · Significant weathering and possible rust Major $15,000–50,000
exterior siding · Weathered and possibly peeling Major $15,000–50,000
flooring · Worn and uneven Major $15,000–50,000
interior walls/paint · Chipped and uneven Major $15,000–50,000
HVAC/mechanicals · No visible systems Major $15,000–50,000
landscaping · Overgrown and unkempt Major $15,000–50,000
Total estimated repair cost · 6 items $90,000–300,000

Value-add ROI direction

  • Both Paint exterior — Enhances curb appeal and property value
  • Both Replace flooring — Improves living space and property value
  • Both Paint interior walls — Enhances interior appearance and property value
  • Both Install HVAC systems — Improves comfort and property value
  • Both Landscaping — Enhances curb appeal and property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Larue County
NCES district ID
2103180
Math proficiency
26% ▼ -20.00%
Reading proficiency
40% ▼ -19.00%
Median HH income
$39,784
Composite
27.66/100
National rank
#6918
State rank
#82 of 165 in KY

Livability — Sonora

Score
62/100
State rank
#342
US rank
#16237

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment D+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
2,071

Population outlook (Larue County) Hauer SSP2

Today (2025)
14,441 people
By 2030
14,453 · +0.1%
By 2040
14,258 · -1.3%
By 2050
13,687 · -5.2%
By 2075
12,271 · -15.0%
By 2100
10,639 · -26.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (96%)
Race & ethnicity
White 96% Two or more races 4%
Common ancestry
Serbian 1% Lithuanian 1% Portuguese 1%
Foreign-born
0%
Languages at home
96% English-only · German/W. Germanic 4% Spanish 1%

Political lean MEDSL · Larue

2024 margin
Solid R (+60.4) · D 19.1% · R 79.5% · Other 1.3%
2008→2024 swing
-24.1pp toward R · 2008: -36.3pp · 2024: -60.4pp
All cycles
2024: R+60.4 2020: R+57.3 2016: R+55.4 2012: R+37.8 2008: R+36.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.09%
Current HPI
334.9918
Rent YoY
Metro
State GDP YoY
▲ 1.81%
F500 in state
4

Industry mix (Fortune 500 HQ in KY)

Industry F500 HQs Revenue

Price history

-35.0% since first listed
14 events — show timeline
  • 2026-05-07 Pending Metro Search MLS
  • 2026-05-07 Pending Metro Search MLS
  • 2026-04-28 Price Changed $94,165 Metro Search MLS
  • 2026-04-28 Price Changed $92,870 Metro Search MLS
  • 2026-04-28 Price Changed $121,935 Metro Search MLS
  • 2026-04-28 Price Changed $127,215 Metro Search MLS
  • 2026-04-28 Price Changed $92,500 Metro Search MLS
  • 2026-04-02 Price Changed $144,900 Metro Search MLS
  • 2026-04-02 Listed $109,900 Metro Search MLS
  • 2026-04-02 Listed $144,900 Metro Search MLS
  • 2026-04-02 Listed $109,900 Metro Search MLS
  • 2026-04-02 Listed $109,900 Metro Search MLS
  • 2026-04-02 Listed $199,900 Metro Search MLS
  • 2026-04-02 Listed $144,950 Metro Search MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…