1102 Jewett · San Antonio, TX 78237

$174,000

2 bd · 1.0 ba · 772 sqft · SingleFamily public records · 98 Days on market

Built 1952 5,837 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• Cash flow +7.6/30.0
• ARV discount +7.5/15.0
• Rent growth +4.0/5.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• 1% rule +1.8/10.0
• DSCR +1.7/10.0
• Schools +1.3/10.0

Listing remarks MLS

Don't pass up this rare opportunity to fix up your starter home. Large-sized backyard has lots of room for gathering. This diamond in the rough is being sold as-is. Seller is unable to make any repairs. OPEN HOUSE: SATURDAY, 8/23 FROM 2PM TO 4PM.

Key facts

• New stove
• Spacious lot
• New roof

Tags

• NEW HVAC SYSTEM
• NEW ROOF
• NEW STOVE
• SPACIOUS LOT

Property features AI

Finance

• Other:
• Financial info: Down payment resources available
• HOA & community: Subdivision: WEST LAWN AREA 5

Exterior

• Parking:
• Security:
• Utilities: Public water system
• Home design: Pre-owned single-family home; Approximate age: 74 years
• Construction: Siding exterior; Composition roof
• Exterior features: Corner lot; Recent rehab

Interior

• Kitchen: Stove/Range; Microwave; Solid countertops; Custom cabinets; Garbage disposal
• Bedrooms: Master bedroom with ceiling fan (14 x 11); Second bedroom (11 x 10)
• Flooring: Vinyl flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (natural gas); Central air conditioning
• Interior features: Ceiling fans; Chandelier; Washer and dryer connections; Microwave; Stove/Range; Gas cooking; Dishwasher disposal; Solid countertops; Custom cabinets; 1 living area
• Laundry & utility: Washer connection; Dryer connection

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $174k.

Deal economics

• At list price, monthly cash flow is $-209 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $137k (21.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $118k (32.2% below list).
• Recommended offer: $118k (32.2% below list) — sets the bar for 1% rule.
• Cap rate 4.9% vs local median 3.8% in San Antonio — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
• Edgewood ISD (urban): math 12% / reading 21% proficiency, ranked #812 of 826 in TX (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Stafford El (math 11% / reading 20%, grade F, #3,990 of 4,322 statewide, top 93%, 266 students, 92% FRL) — zoned schools average 92% FRL vs 24% district-wide (68 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+6.1%/yr); 127 active listings in the ZIP; lower-income renter base — watch delinquency; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
• This rent runs 33% of the median local income ($43k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $19k of equity ($1k loan paydown + $17k appreciation (10.0% local appreciation)).
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 3, paydown + projected appreciation supports a ~$47k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 98 days — a 9% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $16k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $117,908 (32.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 98 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
3. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.68% ✗
• Cap rate: 4.85%
• Cash-on-cash: -5.14%
• DSCR: 0.77
• GRM: 12.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 6.13% rent growth · sell at horizon

5-year hold

• IRR: 21.5%
• Equity multiple: 2.75×
• Total profit: $85,274
• Equity at exit: $156,753

10-year hold

• IRR: 20.0%
• Equity multiple: 6.55×
• Total profit: $270,354
• Equity at exit: $338,044

Cash invested: $48,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78237

• Home prices YoY: 14.1%
• Rents YoY: 6.1%
• Active inventory: 127
• Price-to-rent: 12.3×

Monthly cashflow live

• Estimated rent: $1,179 medium
• Mortgage (P&I): −$912
• Tax from tax record: −$155 /mo · $1,864/yr
• Insurance: −$72
• HOA: −$0
• Vacancy / Maint / Mgmt: −$248
• Net cashflow: $-209

Break-even live

Break-even rent $1,443

Max offer price $137,111

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,500
• Closing costs: $5,220
• Reserves months: —
• Total cash needed: —

Listing history 15 events

1. 2026-06-18
   days on market $174,000 Active 98 DOM
2. 2026-06-17
   days on market $174,000 Active 97 DOM
3. 2026-06-16
   days on market $174,000 Active 96 DOM
4. 2026-06-15
   days on market $174,000 Active 95 DOM
5. 2026-06-13
   days on market $174,000 Active 93 DOM
6. 2026-06-12
   days on market $174,000 Active 92 DOM
7. 2026-06-09
   days on market $174,000 Active 89 DOM
8. 2026-06-08
   days on market $174,000 Active 88 DOM
9. 2026-06-08
   days on market $174,000 Active 87 DOM
10. 2026-06-07
    days on market $174,000 Active 86 DOM
11. 2026-06-03
    days on market $174,000 Active 83 DOM
12. 2026-06-02
    days on market $174,000 Active 82 DOM
13. 2026-06-01
    days on market $174,000 Active 81 DOM
14. 2026-05-31
    remarks 654-char remark
15. 2026-05-31
    listed $174,000 Active 80 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $1,864 · $155/mo
• Projected year-2 tax: $3,184 · $265/mo
• Expected delta: +$1,320/yr (+$110/mo · 70.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,149
• − Mortgage interest: −$9,747
• − Property taxes: −$1,864
• − Insurance: −$870
• − Repairs & maintenance: −$1,132
• − Management: −$1,132
• − Depreciation: −$5,062
• Taxable loss: −$5,657
• Est. tax savings @ 24.0%: +$1,358
• After-tax cash flow: $-1,148/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Edgewood ISD
• NCES district ID: 4818150
• Math proficiency: 12% ▼ -18.00%
• Reading proficiency: 21% ▼ -5.00%
• Median HH income: $27,419
• Composite: 12.82/100
• National rank: #9597
• State rank: #812 of 826 in TX

Livability — San Antonio

• Score: 80/100
• State rank: #31
• US rank: #1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: San Antonio, TX
• County: Bexar County · 1,990,555 people
• City population: 1,806,925
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 37,379
• Household income: $42,772
• Rent vs Own: 38.7% rent · 61.3% own
• Severe rent burden: 1185.0

Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (95%)
• Race & ethnicity: Hispanic / Latino 95% Two or more races 50% White 3% Native American 2% Black 2%
• Hispanic origin (detail): Mexican 84%
• Foreign-born: 18% · Canada
• Languages at home: 34% English-only · Spanish 66%

Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 30.52%
• Current HPI: 247.7257
• Rent YoY: ▲ 6.13%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+167.7% since first listed

11 events — show timeline

• 2026-04-25 Price Changed $174,000 LERA
• 2026-03-24 Price Changed $179,999 LERA
• 2026-03-12 Listed $190,000 LERA
• 2025-09-26 Sold (MLS) — LERA
• 2025-09-26 Sold (Public Records) — Public Records
• 2025-09-03 Pending — LERA
• 2025-08-27 Contingent — LERA
• 2025-08-23 Price Changed $55,000 LERA
• 2025-07-22 Listed $65,000 LERA
• 2018-10-22 Sold (Public Records) — Public Records
• 1979-11-01 Sold (Public Records) — Public Records

Property tax history

+5.8%/yr

Latest (2025): $1,864 · +10.0% YoY. Source: county tax records.