6611 Romilly Dr · Jacksonville, FL 32210

$200,000

3 bd · 1.0 ba · 1,194 sqft · SingleFamily public records · 76 Days on market

Built 1957 8,712 sqft lot Est $196k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.4/30.0
• ARV discount +6.5/15.0
• Livability +4.2/5.0
• DSCR +4.0/10.0
• Schools +3.9/10.0
• Rent growth +3.0/5.0
• 1% rule +2.5/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

$10,000 Buyer credit for closing cost or rate buy down. Well maintained ranch-style home in the Oak Hill subdivision 3 bed 1 bath home. This home has a layout that just makes sense. The front door opens to a formal living room that flows right into the kitchen, where appliances will stay, cabinets line the walls, and there's space for a table to gather around. Just past the kitchen, a sunken den creates a cozy second living area with access to the double carports. The yard is fully fenced, ready for pets, play, or a little privacy. Workshop and laundry room right off rear patio. Off the living room, down the hallway the bathroom sits to the left, updated shower/tub while keeping its vintage

Key facts

• Ranch style home
• Formal living room
• Fully fenced yard

Tags

• RANCH STYLE HOME
• FORMAL LIVING ROOM
• SUNKEN DEN
• FULLY FENCED YARD
• WORKSHOP AND LAUNDRY ROOM
• UPDATED SHOWER TUB

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Attached carport; 2-car carport
• Utilities: Public sewer; Electricity connected; Sewer connected; Water connected
• Home design: Single family residence; One level
• Construction: Shingle roof
• Exterior features: Front porch; Patio; Screened porch; Full backyard fencing; Back yard fence; Shed(s); Cleared lot; Drainage canal on lot; Few trees on lot

Interior

• Kitchen: Electric oven; Electric range; Microwave; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Wood
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Eat-in kitchen
• Laundry & utility: Washer; Dryer; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $200k.

Deal economics

• At list price, monthly cash flow is $5 ($57/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $151k (24.7% below list).
• Recommended offer: $151k (24.7% below list) — sets the bar for 1% rule.
• Cap rate 6.3% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+2.1%/yr); 441 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 76 days — a 6% lower offer ($188k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $60k; list at $200k implies a 231% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $150,580 (24.7% below list)

Questions for the listing agent

1. It's been on market 76 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
2. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 6.32%
• Cash-on-cash: 0.10%
• DSCR: 1.00
• GRM: 11.1

CMA / ARV

• ARV (on-the-fly): $195,816
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4819 Daughtry Blvd E	0.12mi	3/2.0	1,218 (+2%)	0mo	$195,000	$160	87
6766 London Bridge Ln	0.25mi	3/1.5	1,216 (+2%)	3mo	$127,000	$104	81
4714 Anvers Blvd	0.18mi	3/2.0	1,264 (+6%)	8mo	$207,500	$164	71
6853 London Bridge Ln	0.42mi	3/1.5	1,249 (+5%)	3mo	$199,900	$160	68
4439 Anvers Blvd	0.41mi	3/2.0	1,170 (-2%)	9mo	$125,000	$107	66
4558 Daughtry Blvd E	0.31mi	3/2.0	1,304 (+9%)	6mo	$120,000	$92	61
6873 Mother Hubbard Dr	0.41mi	4/2.0 (+1)	1,272 (+6%)	2mo	$220,000	$173	59
6866 Daughtry Blvd S	0.40mi	4/2.0 (+1)	1,281 (+7%)	4mo	$220,000	$172	57
7060 Perke Dr	0.65mi	3/2.0	1,251 (+5%)	4mo	$229,900	$184	54
4495 Twin Hills Way	0.42mi	3/2.0	1,365 (+14%)	8mo	$253,000	$185	46
6037 Transylvania Ave	0.67mi	4/1.0 (+1)	1,352 (+13%)	2mo	$174,121	$129	40
6204 Sage Dr	0.71mi	3/2.0	1,359 (+14%)	7mo	$239,725	$176	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.11% rent growth · sell at horizon

5-year hold

• IRR: -17.1%
• Equity multiple: 0.40×
• Total profit: $-33,540
• Equity at exit: $29,821

10-year hold

• IRR: -10.6%
• Equity multiple: 0.38×
• Total profit: $-34,602
• Equity at exit: $17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32210

• Rents YoY: 2.1%
• Active inventory: 441
• Price-to-rent: 11.1×

Monthly cashflow live

• Estimated rent: $1,506 high
• Mortgage (P&I): −$1,049
• Tax from tax record: −$53 /mo · $632/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$316
• Net cashflow: $5

Break-even live

Break-even rent $1,500

Max offer price $200,000

Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $50,000
• Closing costs: $6,000
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6511 Burgundy Rd S Jacksonville, FL	3.0	2.0	1361	$1,685	$1.24	4d	1	0.19mi
4710 Herta Rd Jacksonville, FL	4.0	2.0	1272	$1,670	$1.31	23d	1	0.27mi
6766 Londonbridge Ln Jacksonville, FL	3.0	2.0	1300	$1,775	$1.37	20d	1	0.27mi
4503 Anvers Blvd Jacksonville, FL	3.0	2.0	1084	$1,595	$1.47	23d	1	0.36mi
6479 Sweetbay Ln Jacksonville, FL	2.0	2.0	1040	$1,365	$1.31	23d	1	0.46mi
6522 Sweetbay Ln Jacksonville, FL	2.0	2.0	951	$1,195	$1.26	23d	1	0.47mi
6379 Delacy Rd Jacksonville, FL	3.0	1.0	1296	$1,495	$1.15	23d	1	0.47mi
6468 Sweetbay Ln Unit 102 Jacksonville, FL	2.0	2.0	1040	$1,174	$1.13	21d	1	0.47mi
6468 Sweetbay Ln #101 Jacksonville, FL	2.0	2.0	1025	$1,199	$1.17	3d	1	0.47mi
6528 Sweetbay Ln Jacksonville, FL	2.0	2.0	1040	$1,150	$1.11	23d	1	0.49mi
6462 Sweetbay Ln Jacksonville, FL	2.0	2.0	1040	$1,365	$1.31	16d	1	0.49mi
6534 Sweetbay Ln Jacksonville, FL	2.0	2.0	951	$1,225	$1.29	23d	1	0.49mi
4804 Ducheneau Dr Unit 26 Jacksonville, FL	3.0	2.0	1182	$1,635	$1.38	23d	1	0.49mi
6461 Sweetbay Ln Jacksonville, FL	2.0	2.0	995	$1,295	$1.30	16d	4	0.49mi
6547 Sweetbay Ln Unit 102 Jacksonville, FL	2.0	2.0	1040	$1,195	$1.15	4d	1	0.50mi
6325 Delacy Rd Jacksonville, FL	4.0	2.0	1286	$1,680	$1.31	4d	1	0.50mi
4336 Harlow Blvd Jacksonville, FL	3.0	2.0	1408	$1,499	$1.06	1d	1	0.53mi
6408 Sweetbay Ln Jacksonville, FL	2.0	2.0	951	$1,225	$1.29	16d	1	0.54mi
6870 103rd St Jacksonville, FL	1.0–2.0	1.0–1.5	825	$1,075	$1.30	2d	14	0.56mi
6560 Barmer Dr S Jacksonville, FL	4.0	2.0	1370	$1,750	$1.28	1d	1	0.59mi
5745 Antoinette Ln Jacksonville, FL	2.0	1.0	1200	$1,150	$0.96	3d	1	0.65mi
7059 Melvin Rd Jacksonville, FL	3.0	2.0	1330	$1,600	$1.20	1d	1	0.65mi
5747 Antoinette Ln Jacksonville, FL	2.0	1.0	1200	$1,195	$1.00	23d	1	0.66mi
5984 Windsor Forest Dr Jacksonville, FL	2.0	1.5	900	$1,174	$1.30	21d	2	0.71mi
5985 Windsor Forest Dr Unit 23 Jacksonville, FL	2.0	1.5	900	$999	$1.11	21d	1	0.71mi
5985 Windsor Forest Dr Jacksonville, FL	2.0	1.5	900	$1,099	$1.22	7d	1	0.71mi
5985 Windsor Forest Dr Unit 15 Jacksonville, FL	2.0	1.5	900	$999	$1.11	7d	1	0.71mi
5931 Wilmar Rd Jacksonville, FL	4.0	1.0	706	$1,095	$1.55	23d	1	0.75mi
5913 Tampico Rd Jacksonville, FL	3.0	1.0	1110	$1,348	$1.21	13d	1	0.75mi
5933 Jammes Rd Jacksonville, FL	3.0	3.0	1071	$1,900	$1.77	23d	1	0.76mi
5951 Wilmar Rd Jacksonville, FL	2.0	1.0	706	$1,095	$1.55	23d	1	0.77mi
5984 Creekside Crossing Dr Jacksonville, FL	3.0	2.5	1404	$1,695	$1.21	14d	1	0.84mi
5988 Creekside Crossing Dr Jacksonville, FL	3.0	2.5	1404	$1,850	$1.32	14d	1	0.84mi
5958 Creekside Crossing Dr Jacksonville, FL	3.0	2.5	1404	$1,895	$1.35	10d	1	0.85mi
6236 Autlan Dr Jacksonville, FL	3.0	2.0	1299	$1,555	$1.20	4d	1	0.88mi
4442 Georgetown Dr Jacksonville, FL	3.0	2.0	1259	$1,386	$1.10	3d	1	0.90mi
5816 Sonora Dr W Jacksonville, FL	3.0	1.0	975	$1,580	$1.62	17d	1	0.92mi
6715 Cotton Tail Ln Jacksonville, FL	3.0	1.5	1120	$1,450	$1.29	14d	1	0.94mi
6019 Verdes Rd Jacksonville, FL	3.0	1.0	1209	$1,335	$1.10	23d	1	0.97mi
7262 Kivler Dr Jacksonville, FL	3.0	1.0	759	$1,499	$1.97	23d	1	0.98mi

Listing history 16 events

1. 2026-06-18
   days on market $200,000 Active 76 DOM
2. 2026-06-17
   days on market $200,000 Active 75 DOM
3. 2026-06-16
   days on market $200,000 Active 74 DOM
4. 2026-06-15
   days on market $200,000 Active 73 DOM
5. 2026-06-13
   days on market $200,000 Active 70 DOM
6. 2026-06-10
   days on market $200,000 Active 67 DOM
7. 2026-06-08
   days on market $200,000 Active 66 DOM
8. 2026-06-07
   days on market $200,000 Active 65 DOM
9. 2026-06-03
   days on market $200,000 Active 61 DOM
10. 2026-06-02
    days on market $200,000 Active 60 DOM
11. 2026-06-01
    days on market $200,000 Active 59 DOM
12. 2026-05-31
    days on market $200,000 Active 58 DOM
13. 2026-05-18
    price $200,000
14. 2026-04-03
    price $210,000
15. 2026-03-31
    listed $200,000 Active
16. 1996-05-06
    soldstatus $60,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $632 · $53/mo
• Projected year-2 tax: $1,660 · $138/mo
• Expected delta: +$1,028/yr (+$86/mo · 162.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,070
• − Mortgage interest: −$11,203
• − Property taxes: −$632
• − Insurance: −$1,000
• − Repairs & maintenance: −$1,446
• − Management: −$1,446
• − Depreciation: −$5,818
• Taxable loss: −$3,475
• Est. tax savings @ 24.0%: +$834
• After-tax cash flow: $891/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 65,729
• Household income: $61,050
• Rent vs Own: 42.6% rent · 57.4% own
• Severe rent burden: 3605.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 43% Black 38% Hispanic / Latino 10% Two or more races 7% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 3%
• Common ancestry: Slovak 2% Hispanic 2% Italian 1%
• Foreign-born: 10% · Canada, Vietnam, China
• Languages at home: 86% English-only · Spanish 7% French/Haitian/Cajun 2% Tagalog/Filipino 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -314.81%
• Current HPI: 281.2688
• Rent YoY: ▲ 2.11%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+230.6% since first listed

4 events — show timeline

• 2026-05-18 Price Changed $200,000 realMLS
• 2026-04-03 Price Changed $210,000 realMLS
• 2026-03-31 Listed $200,000 realMLS
• 1996-05-06 Sold (Public Records) $60,500 Public Records

Property tax history

-0.5%/yr

Latest (2025): $632 · +41.0% YoY. Source: county tax records.