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280 Feathers St
D- Composite 36.8
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +6.2/30.0
  • Condition / age +4.0/5.0
  • Livability +3.6/5.0
  • 1% rule +2.9/10.0
  • Schools +2.6/10.0
  • Rent growth +2.1/5.0
  • DSCR +0.5/10.0
  • Appreciation +0.0/10.0

$233,220

280 Feathers St · Jarrell, TX 76537
3 bd · 2.0 ba · 1,242 sqft · SingleFamily · 313 Days on market
Built 2025 Good condition 4,534 sqft lot $188/sqft · 19% below area Est $287k · 19% under $20/mo HOA · 1% of rent ↓ 2% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This contemporary, single-story home showcases an open floor plan with a spacious living room, which is perfect for entertaining and relaxation. The kitchen boasts flat-panel upper cabinets, Arctic Pearl granite countertops and stylish tile backsplash. The primary bedroom features plush carpeting, a convenient walk-in closet and connecting bath that offers tile flooring, a dual-sink vanity, Silestone® countertops and tub/shower combination. Additional highlights include a smart thermostat, Sherwin-Williams® interior paint and modern Moen® fixtures. Relax outdoors on the covered back patio. See sales counselor for approximate timing required for move-in ready homes.

Key facts

  • Open floor plan
  • Walk-in closet
  • Dual-sink vanity

Tags

OPEN FLOOR PLANFLAT-PANEL UPPER CABINETSTILE BACKSPLASHWALK-IN CLOSETDUAL-SINK VANITYTILE FLOORING

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $233k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-424 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $158k (32.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $183k (21.5% below list).
  • Recommended offer: $158k (32.1% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 71/100 on livability (#313 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F.
  • Jarrell ISD (rural): math 19% / reading 28% proficiency, ranked #713 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Jarrell El (math 19% / reading 27%, grade F, #3,277 of 4,322 statewide, top 77%, 785 students, 62% FRL); Jarrell Middle (math 21% / reading 29%, grade F, #1,258 of 1,662 statewide, top 77%, 741 students, 64% FRL); Jarrell H S (math 22% / reading 37%, grade F, #1,112 of 1,632 statewide, top 70%, 868 students, 58% FRL).
  • Market conditions: Rents soft (-1.7%/yr); 915 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals lingering (median 42d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 313 days — a 12% lower offer ($205k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 2.7% of price.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $158,354 (32.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 313 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
4.11%
Cash-on-cash
-7.79%
DSCR
0.65
GRM
10.6

CMA / ARV

ARV (median comp)
$287,033
List price
$233,220
Delta
-18.75%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
117 Starpacker Ln 0.48mi 3/2.0 1,273 (+2%) 2mo $201,999 $159 72
140 Star Packer Ln 0.52mi 3/2.0 1,273 (+2%) 0mo $201,999 $159 71
229 Brannigan Dr 0.39mi 3/2.0 1,402 (+13%) 0mo $236,990 $169 60
525 Old Western Pass 0.49mi 3/2.0 1,412 (+14%) 0mo $230,190 $163 54
132 Star Packer Ln 0.51mi 3/2.0 1,409 (+13%) 0mo $211,499 $150 54
124 Star Packer Ln 0.49mi 3/2.0 1,418 (+14%) 2mo $209,999 $148 52
129 Starpacker Ln 0.50mi 3/2.0 1,418 (+14%) 2mo $218,999 $154 51
137 Starpacker Ln 0.52mi 3/2.0 1,418 (+14%) 2mo $209,999 $148 51
141 Starpacker Ln 0.52mi 3/2.0 1,418 (+14%) 2mo $204,999 $145 50
149 Starpacker Ln 0.54mi 3/2.0 1,418 (+14%) 2mo $204,999 $145 50
153 Starpacker Ln 0.55mi 3/2.0 1,418 (+14%) 2mo $209,999 $148 49
360 Brannigan Dr 0.56mi 3/2.0 1,409 (+13%) 3mo $216,999 $154 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-33.9%
Equity multiple
-0.07×
Total profit
$-69,965
Equity at exit
$34,774
10-year hold
IRR
-70.3%
Equity multiple
-0.77×
Total profit
$-115,669
Equity at exit
$20,165

Cash invested: $65,302 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
61 active · 29 under contract
Months of supply
11.8 mo (8%/mo absorbed)
Median asking
$234,560 ($170/sqft)
Median days on market
86 d
This list price
44% of active listings are priced below it
ARV vs active asking
+36.0% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 76537

Home prices YoY
-14.4%
Rents YoY
-1.7%
Active inventory
915
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$1,832 high interval (Pro) →
Mortgage (P&I)
$1,223
Tax from tax record
$531 /mo · $6,369/yr
Insurance
$97
HOA
$20
Vacancy / Maint / Mgmt
$385
Net cashflow
$-424

Break-even live

Break-even rent $2,368
Max offer price $158,354
Occupancy floor

Sensitivity live

Price -10% $-292 -5% $-358 +0% $-424 +5% $-490 +10% $-556
Rent -10% $-569 -5% $-496 +0% $-424 +5% $-351 +10% $-279
Rate -1.0pp $-306 -0.5pp $-364 base $-424 +0.5pp $-484 +1.0pp $-546

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,305
Closing costs
$6,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
125 Paradise Canyon Dr Jarrell, TX 3.0 2.0 1305 $2,095 $1.61 31d 1 0.31mi
221 Barbary Coast Ln Jarrell, TX 3.0 2.0 1450 $1,650 $1.14 9d 1 0.33mi
105 McLintock Rd Jarrell, TX 3.0–5.0 2.0–3.5 1773 $2,055 $1.16 9d 1 0.42mi
216 The Duke Dr Jarrell, TX 3.0 2.0 1413 $1,700 $1.20 30d 1 0.46mi
113 Star Pass Jarrell, TX 3.0 2.0 1417 $1,500 $1.06 32d 1 0.47mi
104 Fighting Seabees Run Unit NA Jarrell, TX 2.0 1.0 900 $1,500 $1.67 51d 1 0.50mi
137 Star Pass Jarrell, TX 4.0 2.0 1418 $1,700 $1.20 9d 1 0.52mi
149 Star Pass Jarrell, TX 3.0 2.0 1418 $1,700 $1.20 9d 1 0.54mi
153 Star Pass Jarrell, TX 3.0 2.0 1418 $1,700 $1.20 16d 1 0.55mi
107 Wild Wind Cv Jarrell, TX 3.0 2.0 1214 $1,700 $1.40 93d 1 0.55mi
360 Brannigan Dr Jarrell, TX 3.0 2.0 1409 $1,700 $1.21 46d 1 0.57mi
252 Wild Wind Trl Jarrell, TX 3.0 2.0 1243 $1,650 $1.33 67d 1 0.57mi
112 Ragnar Jarrell, TX 3.0 2.0 1251 $1,495 $1.20 68d 1 0.66mi
112 Ragnar Jarrell, TX 3.0 2.0 1251 $1,495 $1.20 65d 1 0.66mi
154 Hammond Jarrell, TX 3.0 2.0 1500 $1,799 $1.20 41d 1 0.66mi
167 McNamara Ct Jarrell, TX 3.0 2.0 1263 $1,795 $1.42 18d 1 0.92mi
508 Wyatt Way Jarrell, TX 3.0 2.0 1500 $1,800 $1.20 93d 1 1.08mi
600 Shimek St Unit 19A Jarrell, TX 3.0 2.0 1357 $1,650 $1.22 67d 1 1.41mi
149 Vulcan Dr Jarrell, TX 3.0 2.0 1450 $1,799 $1.24 73d 1 1.50mi
117 Galaxy Way Jarrell, TX 3.0 2.0 1276 $1,600 $1.25 41d 1 1.50mi

Listing history 50 events

  1. 2026-08-08
    days on market $233,220 Active 313 DOM
  2. 2026-08-06
    days on market $233,220 Active 311 DOM
  3. 2026-08-05
    days on market $233,220 Active 310 DOM
  4. 2026-08-04
    days on market $233,220 Active 309 DOM
  5. 2026-08-03
    days on market $233,220 Active 308 DOM
  6. 2026-07-31
    days on market $233,220 Active 305 DOM
  7. 2026-07-30
    days on market $233,220 Active 304 DOM
  8. 2026-07-30
    days on market $233,220 Active 303 DOM
  9. 2026-07-28
    days on market $233,220 Active 302 DOM
  10. 2026-07-26
    pricedays on market $233,220 Active 300 DOM
  11. 2026-07-24
    days on market $234,220 Active 298 DOM
  12. 2026-07-23
    days on market $234,220 Active 297 DOM
  13. 2026-07-22
    days on market $234,220 Active 296 DOM
  14. 2026-07-21
    days on market $234,220 Active 295 DOM
  15. 2026-07-20
    days on market $234,220 Active 294 DOM
  16. 2026-07-18
    days on market $234,220 Active 292 DOM
  17. 2026-07-18
    days on market $234,220 Active 291 DOM
  18. 2026-07-16
    days on market $234,220 Active 290 DOM
  19. 2026-07-15
    days on market $234,220 Active 289 DOM
  20. 2026-07-14
    pricedays on market $234,220 Active 288 DOM
  21. 2026-07-13
    days on market $235,315 Active 287 DOM
  22. 2026-07-13
    days on market $235,315 Active 286 DOM
  23. 2026-07-11
    days on market $235,315 Active 285 DOM
  24. 2026-07-10
    days on market $235,315 Active 284 DOM
  25. 2026-07-09
    days on market $235,315 Active 283 DOM
  26. 2026-07-07
    days on market $235,315 Active 281 DOM
  27. 2026-07-06
    days on market $235,315 Active 280 DOM
  28. 2026-07-05
    days on market $235,315 Active 279 DOM
  29. 2026-07-03
    days on market $235,315 Active 277 DOM
  30. 2026-07-02
    days on market $235,315 Active 276 DOM
  31. 2026-07-01
    days on market $235,315 Active 275 DOM
  32. 2026-06-30
    days on market $235,315 Active 274 DOM
  33. 2026-06-29
    days on market $235,315 Active 273 DOM
  34. 2026-06-28
    days on market $235,315 Active 272 DOM
  35. 2026-06-27
    days on market $235,315 Active 271 DOM
  36. 2026-06-26
    days on market $235,315 Active 270 DOM
  37. 2026-06-24
    days on market $235,315 Active 268 DOM
  38. 2026-06-22
    days on market $235,315 Active 266 DOM
  39. 2026-06-21
    days on market $235,315 Active 265 DOM
  40. 2026-06-18
    days on market $235,315 Active 262 DOM
  41. 2026-06-17
    days on market $235,315 Active 261 DOM
  42. 2026-06-16
    days on market $235,315 Active 260 DOM
  43. 2026-06-15
    days on market $235,315 Active 259 DOM
  44. 2026-06-13
    days on market $235,315 Active 257 DOM
  45. 2026-06-09
    days on market $235,315 Active 253 DOM
  46. 2026-06-08
    days on market $235,315 Active 252 DOM
  47. 2026-06-07
    days on market $235,315 Active 251 DOM
  48. 2026-06-04
    days on market $235,315 Active 248 DOM
  49. 2026-06-03
    days on market $235,315 Active 247 DOM
  50. 2026-06-02
    days on market $235,315 Active 246 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$6,369 · $531/mo
Projected year-2 tax
$6,369 · $531/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,983
− Mortgage interest
−$13,064
− Property taxes
−$6,369
− Insurance
−$1,166
− Repairs & maintenance
−$1,759
− Management
−$1,759
− HOA
−$240
− Depreciation
−$6,785
Taxable loss
−$9,159
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,198
After-tax cash flow
$-2,888/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This contemporary single-story home is in good condition with an open floor plan and modern finishes. It has the potential to be a move-in-ready property with minor updates to the exterior and interior.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping the front yard — Well-maintained landscaping can improve curb appeal and attract potential buyers/tenants.
  • Resale Upgrading the kitchen backsplash — A more modern backsplash can increase the home's appeal to potential buyers.
  • Resale Upgrading the bathroom fixtures — Modern fixtures can enhance the bathroom's appeal and increase its resale value.
  • Both Adding a smart thermostat — A smart thermostat can improve energy efficiency and comfort for potential buyers/tenants.
  • Both Upgrading the HVAC system — A more efficient HVAC system can improve energy efficiency and comfort for potential buyers/tenants.
F Composite school gradezoned avg 26/100

Zoned Schools

Elementary Jarrell El F TX #3,277/4,322 Nat'l #31,702/41,679 Middle Jarrell Middle F TX #1,258/1,662 Nat'l #10,338/14,009 High Jarrell H S F TX #1,112/1,632 Nat'l #11,215/17,239

Schools (NCES district)

District
Jarrell ISD
NCES district ID
4824600
Math proficiency
19% ▼ -18.00%
Reading proficiency
28% ▼ -5.00%
Median HH income
$57,132
Composite
21.47/100
National rank
#8335
State rank
#713 of 826 in TX
B Composite livability gradescore 71/100

Livability — Jarrell

Score
71/100
State rank
#313
US rank
#7020

Category grades

Amenities F Commute F Cost of living A Crime A Employment A+ Housing A+ Health & safety B User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Williamson County · 699,027 people
City population
16,272
Metro
Austin-Round Rock-Georgetown, TX
Population (ZIP)
16,272
Household income
$98,199
Rent vs Own
20.5% rent · 79.5% own
Severe rent burden
6% of renters

Population outlook (Williamson County) Hauer SSP2

Today (2025)
699,027 people
By 2030
795,537 · +13.8%
By 2040
990,683 · +41.7%
By 2050
1,184,292 · +69.4%
By 2075
1,623,825 · +132.3%
By 2100
1,924,153 · +175.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 48% Hispanic / Latino 36% Two or more races 14% Black 7% Asian 4%
Hispanic origin (detail)
Mexican 30% Puerto Rican 5%
Common ancestry
Romanian 3% Italian 2% Slovak 1%
Foreign-born
13% · Canada, Vietnam
Languages at home
69% English-only · Spanish 26% Chinese 2% French/Haitian/Cajun 1%

Political lean MEDSL · Williamson

2024 margin
Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
2008→2024 swing
+10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
All cycles
2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0

Not yet ingested

Civics

Price history

-1.6% since first listed
20 events — show timeline
  • 2026-05-20 Price Changed $235,315 Zillow
  • 2026-05-19 Price Changed $235,315 Unlock MLS
  • 2026-04-04 Relisted Zillow
  • 2026-04-03 Relisted Unlock MLS
  • 2026-03-31 Delisted Zillow
  • 2026-03-30 Pending Unlock MLS
  • 2026-01-06 Price Changed $238,020 Zillow
  • 2026-01-06 Price Changed $238,020 Unlock MLS
  • 2025-11-22 Relisted Zillow
  • 2025-11-22 Delisted Zillow
  • 2025-11-21 Relisted Zillow
  • 2025-11-21 Price Changed $243,020 Zillow
  • 2025-11-21 Relisted Unlock MLS
  • 2025-11-11 Delisted Zillow
  • 2025-11-10 Pending Unlock MLS
  • 2025-11-09 Price Changed $243,020 Unlock MLS
  • 2025-09-30 Relisted Unlock MLS
  • 2025-09-26 Pending Unlock MLS
  • 2025-09-10 Listed $239,020 Unlock MLS
  • 2025-09-09 Listed $239,020 Zillow

Property tax history

+93.5%/yr

Latest (2026): $6,369 · +272.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…