614 Sunglo · San Antonio, TX 78221

$69,900

3 bd · 1.0 ba · 936 sqft · SingleFamily public records · 127 Days on market

Built 1983 7,013 sqft lot $75/sqft · 53% below area ↓ 30% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +6.0/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Schools +1.9/10.0
• Rent growth +0.7/5.0

Listing remarks MLS

Investor special! This 3-bedroom, 1-bathroom home in Southside San Antonio offers a prime location with easy access to Hwy 35 and Loop 410. Nestled on a spacious lot, this property is brimming with potential-perfect for renovation or customization. Conveniently located just minutes from major retail shopping and local hotspots. Don't miss out on this fantastic opportunity-schedule your showing today! This was a Tax sale. There are redemption rights. Will insure with an exception to those redemption rights etc.

Key facts

• Spacious lot
• Prime location
• 7,013 sq ft lot

Tags

• PRIME LOCATION
• EASY ACCESS TO HWY 35
• EASY ACCESS TO LOOP 410
• SPACIOUS LOT
• MINUTES FROM LOCAL HOTSPOTS

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $70k.

Deal economics

• At list price, monthly cash flow is $356 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $70k).
• Recommended offer: $62k (12.0% below list) — sets the bar for market timing.
• Cap rate 12.4% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
• Harlandale ISD (urban): math 20% / reading 27% proficiency, ranked #748 of 826 in TX (top 91%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents falling (-7.2%/yr); 369 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($483 loan paydown + $1k appreciation (2.0% local appreciation)).
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (2.0% appreciation + 0.0% rent growth), your $20k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 127 days — a 12% lower offer ($62k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: property tax is 3.7% of price.
• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $61,512 (12.0% below list)

Questions for the listing agent

1. It's been on market 127 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.75% ✓
• Cap rate: 12.41%
• Cash-on-cash: 21.85%
• DSCR: 1.97
• GRM: 4.8

CMA / ARV

• ARV (median comp): $148,383
• List price: $69,900
• Delta: -52.89%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
334 Sunglo	0.26mi	3/1.0	1,000 (+7%)	8mo	$70,000	$70	70
643 Kendalia	0.60mi	3/2.0	950 (+2%)	8mo	$215,000	$226	59
671 Kendalia	0.57mi	3/1.0	984 (+5%)	9mo	$149,999	$152	57
1043 Kendalia Ave	0.74mi	3/1.0	942 (+1%)	11mo	$120,000	$127	56
511 Verne St	0.26mi	2/1.0 (-1)	1,008 (+8%)	18mo	$135,000	$134	55
1034 Grosvenor Blvd	0.50mi	2/1.0 (-1)	864 (-8%)	8mo	$205,000	$237	52
639 Drury	0.32mi	2/1.0 (-1)	840 (-10%)	13mo	$149,900	$178	52
338 Cantrell Dr	0.38mi	2/1.0 (-1)	1,043 (+11%)	12mo	$100,000	$96	48
331 Aaron Pl	0.33mi	2/1.0 (-1)	836 (-11%)	19mo	$139,900	$167	46
221 Rayburn	0.54mi	2/1.0 (-1)	820 (-12%)	9mo	$110,000	$134	42
914 Hutchins	0.58mi	3/1.0	1,057 (+13%)	12mo	$85,000	$80	41
119 Ware Blvd	0.65mi	2/1.0 (-1)	806 (-14%)	19mo	$165,000	$205	26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.03% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 23.5%
• Equity multiple: 2.23×
• Total profit: $24,104
• Equity at exit: $27,678

10-year hold

• IRR: 23.3%
• Equity multiple: 3.78×
• Total profit: $54,500
• Equity at exit: $39,940

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78221

• Home prices YoY: 0.8%
• Rents YoY: -7.2%
• Active inventory: 369
• Price-to-rent: 4.8×

Monthly cashflow live

• Estimated rent: $1,222 high
• Mortgage (P&I): −$367
• Tax from tax record: −$213 /mo · $2,561/yr
• Insurance: −$29
• HOA: −$0
• Vacancy / Maint / Mgmt: −$257
• Net cashflow: $356

Break-even live

Break-even rent $771

Max offer price $69,900

Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,475
• Closing costs: $2,097
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
535 W Hutchins Pl San Antonio, TX	1.0–2.0	1.0	650	$935	$1.44	43d	6	0.42mi
806 McCauley Blvd San Antonio, TX	2.0	1.0	670	$895	$1.34	43d	1	0.52mi
238 W Vestal Pl San Antonio, TX	2.0	1.0	750	$975	$1.30	24d	1	0.52mi
830 W Hutchins Pl #3 San Antonio, TX	2.0	1.0	800	$800	$1.00	43d	1	0.54mi
830 W Hutchins Pl #11 San Antonio, TX	3.0	1.0	800	$1,000	$1.25	43d	1	0.54mi
1400 Clamp Ave San Antonio, TX	2.0	1.0	750	$900	$1.20	43d	1	0.54mi
1400 Clamp Ave Unit 101 San Antonio, TX	2.0	1.0	750	$950	$1.27	43d	1	0.54mi
838 McCauley Blvd San Antonio, TX	3.0	2.0	1009	$1,646	$1.63	14d	1	0.55mi
138 Ware Blvd Unit 1105 San Antonio, TX	2.0	1.5	768	$950	$1.24	20d	1	0.68mi
138 Ware Blvd Unit 1201 San Antonio, TX	2.0	1.0	645	$900	$1.40	43d	1	0.68mi
138 Ware Blvd Unit 1208 San Antonio, TX	2.0	1.0	645	$900	$1.40	20d	1	0.68mi
675 W Pyron Ave San Antonio, TX	2.0	1.0	672	$1,150	$1.71	24d	1	0.86mi
3718 Pleasanton Rd Unit 202 San Antonio, TX	3.0	1.0	950	$1,295	$1.36	24d	1	0.91mi
3718 Pleasanton Rd Unit 103 San Antonio, TX	2.0	1.0	850	$995	$1.17	24d	1	0.91mi
351 Ware Blvd San Antonio, TX	2.0	2.0	875	$1,450	$1.66	43d	1	0.99mi
247 W Dickson Ave San Antonio, TX	1.0–2.0	1.0–2.0	758	$1,358	$1.79	1d	35	1.10mi
351 E Amber St San Antonio, TX	3.0	1.0	966	$1,390	$1.44	43d	1	1.19mi
114 Dorsey St Unit 3 San Antonio, TX	2.0	1.0	1000	$1,150	$1.15	43d	1	1.32mi
611 Brunswick Blvd San Antonio, TX	3.0	2.0	1080	$1,700	$1.57	24d	1	1.36mi
611 Brunswick Blvd San Antonio, TX	3.0	2.0	1080	$1,700	$1.57	14d	1	1.36mi
1467 W Gerald Ave San Antonio, TX	3.0	2.5	1120	$1,300	$1.16	11d	1	1.41mi

Listing history 22 events

1. 2026-06-18
   days on market $69,900 Active 127 DOM
2. 2026-06-17
   days on market $69,900 Active 126 DOM
3. 2026-06-16
   days on market $69,900 Active 125 DOM
4. 2026-06-15
   days on market $69,900 Active 124 DOM
5. 2026-06-13
   days on market $69,900 Active 122 DOM
6. 2026-06-13
   days on market $69,900 Active 121 DOM
7. 2026-06-09
   days on market $69,900 Active 118 DOM
8. 2026-06-08
   days on market $69,900 Active 117 DOM
9. 2026-06-07
   days on market $69,900 Active 116 DOM
10. 2026-06-04
    days on market $69,900 Active 113 DOM
11. 2026-06-03
    days on market $69,900 Active 112 DOM
12. 2026-06-02
    days on market $69,900 Active 111 DOM
13. 2026-06-01
    days on market $69,900 Active 110 DOM
14. 2026-05-31
    days on market $69,900 Active 109 DOM
15. 2026-02-11
    listed $69,900 New 515-char remark

    Show marketing remark (515 chars)

    Investor special! This 3-bedroom, 1-bathroom home in Southside San Antonio offers a prime location with easy access to Hwy 35 and Loop 410. Nestled on a spacious lot, this property is brimming with potential-perfect for renovation or customization. Conveniently located just minutes from major retail shopping and local hotspots. Don't miss out on this fantastic opportunity-schedule your showing today! This was a Tax sale. There are redemption rights. Will insure with an exception to those redemption rights etc.

16. 2026-02-11
    historical

    Show marketing remark (515 chars)

    Investor special! This 3-bedroom, 1-bathroom home in Southside San Antonio offers a prime location with easy access to Hwy 35 and Loop 410. Nestled on a spacious lot, this property is brimming with potential-perfect for renovation or customization. Conveniently located just minutes from major retail shopping and local hotspots. Don't miss out on this fantastic opportunity-schedule your showing today! This was a Tax sale. There are redemption rights. Will insure with an exception to those redemption rights etc.

17. 2025-06-05
    price $69,900
18. 2025-05-01
    status Active
19. 2025-03-26
    status Pending
20. 2025-03-07
    listed $99,900 Active
21. 2022-09-27
    soldstatus
22. 1986-05-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,561 · $213/mo
• Projected year-2 tax: $2,561 · $213/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,666
• − Mortgage interest: −$3,915
• − Property taxes: −$2,561
• − Insurance: −$350
• − Repairs & maintenance: −$1,173
• − Management: −$1,173
• − Depreciation: −$2,033
• Taxable income: $3,459
• Est. tax owed @ 24.0%: −$830
• After-tax cash flow: $3,446/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Harlandale ISD
• NCES district ID: 4822470
• Math proficiency: 20% ▼ -22.00%
• Reading proficiency: 27% ▼ -9.00%
• Median HH income: $33,850
• Composite: 19.25/100
• National rank: #8806
• State rank: #748 of 826 in TX

Livability — San Antonio

• Score: 80/100
• State rank: #31
• US rank: #1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: San Antonio, TX
• County: Bexar County · 1,990,555 people
• City population: 1,806,925
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 42,178
• Household income: $63,811
• Rent vs Own: 29.8% rent · 70.2% own
• Severe rent burden: 1180.0

Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (89%)
• Race & ethnicity: Hispanic / Latino 89% Two or more races 28% White 9% Native American 2%
• Hispanic origin (detail): Mexican 74%
• Common ancestry: Lithuanian 1% Romanian 1%
• Foreign-born: 16% · Canada
• Languages at home: 45% English-only · Spanish 54%

Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.03%
• Current HPI: 251.1635
• Rent YoY: ▼ -7.21%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-30.0% since first listed

8 events — show timeline

• 2026-02-11 Listed $69,900 LERA
• 2026-02-11 Listing Removed — HARMLS
• 2025-06-05 Price Changed $69,900 HARMLS
• 2025-05-01 Relisted — HARMLS
• 2025-03-26 Pending — HARMLS
• 2025-03-07 Listed $99,900 HARMLS
• 2022-09-27 Sold (Public Records) — Public Records
• 1986-05-01 Sold (Public Records) — Public Records

Property tax history

+4.4%/yr

Latest (2025): $2,561 · -3.3% YoY. Source: county tax records.