12039 La Cuchilla · San Antonio, TX 78245

$198,999

3 bd · 2.5 ba · 1,360 sqft · SingleFamily · 37 Days on market

Built 2026 Excellent condition 4,791 sqft lot 1-car garage $146/sqft · 21% below area Est $283k · 30% under $90/mo HOA · 5% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +10.1/30.0
• Schools +5.1/10.0
• Condition / age +4.8/5.0
• Livability +4.0/5.0
• 1% rule +3.6/10.0
• DSCR +2.9/10.0
• Rent growth +1.7/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

Key facts

• En suite bathroom
• Open floorplan
• Walk in closet

Tags

• OPEN FLOORPLAN
• CHEF INSPIRED KITCHEN
• EN SUITE BATHROOM
• WALK IN CLOSET

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $199k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-115 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $182k (8.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $171k (14.1% below list).
• Recommended offer: $171k (14.1% below list) — sets the bar for 1% rule.
• Cap rate 5.6% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
• Medina Valley ISD (rural): math 48% / reading 53% proficiency, ranked #148 of 826 in TX (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Ladera El (756 students, 51% FRL); Medina Valley Middle (math 47% / reading 49%, grade C-, #400 of 1,662 statewide, top 24%, 1,029 students, 62% FRL); Medina Valley H S (math 34% / reading 55%, grade F, #652 of 1,632 statewide, top 43%, 2,147 students, 51% FRL) — zoned schools at 54% FRL track the district average.
• Market conditions: Rents falling (-3.0%/yr); 1363 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 42d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 37 days — a 3% lower offer ($193k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts; this cycle's ask is 15267% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 77% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $170,859 (14.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 5.60%
• Cash-on-cash: -2.49%
• DSCR: 0.89
• GRM: 9.7

CMA / ARV

• ARV (median comp): $282,722
• List price: $198,999
• Delta: -26.08%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
12105 La Cuchilla	0.00mi	3/2.5	1,360 (0%)	0mo	$175,999	$129	100
11924 La Cuchilla	0.00mi	3/2.5	1,360 (0%)	0mo	$190,999	$140	100
12133 La Cuchilla	0.00mi	3/2.5	1,360 (0%)	2mo	$176,999	$130	99
12124 La Cuchilla	0.00mi	3/2.5	1,360 (0%)	2mo	$175,999	$129	99
12153 La Cuchilla	0.00mi	3/2.5	1,360 (0%)	2mo	$195,999	$144	98
3930 Christinas Brk	0.00mi	4/2.0 (+1)	1,375 (+1%)	0mo	$186,999	$136	91
11904 La Cuchilla	0.00mi	4/2.5 (+1)	1,535 (+13%)	0mo	$185,999	$121	73
12063 La Cuchilla	0.00mi	4/2.5 (+1)	1,535 (+13%)	0mo	$185,999	$121	73
12117 La Cuchilla	0.00mi	4/2.5 (+1)	1,535 (+13%)	2mo	$189,999	$124	72
3010 Boaz Vlg	0.48mi	3/2.0	1,489 (+10%)	1mo	$297,950	$200	59
12022 Stoney Blue	0.52mi	3/2.0	1,534 (+13%)	1mo	$265,000	$173	52
11721 Wentwood Vale	0.55mi	3/2.0	1,535 (+13%)	1mo	$306,500	$200	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -24.0%
• Equity multiple: 0.20×
• Total profit: $-44,526
• Equity at exit: $29,671

10-year hold

• IRR: -32.0%
• Equity multiple: -0.21×
• Total profit: $-67,262
• Equity at exit: $17,206

Cash invested: $55,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 60 active · 55 under contract
• Months of supply: 5.1 mo (19%/mo absorbed)
• Median asking: $257,624 ($173/sqft)
• Median days on market: 85 d
• This list price: 30% of active listings are priced below it
• ARV vs active asking: +20.5% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 78245

• Home prices YoY: -18.5%
• Rents YoY: -3.0%
• Active inventory: 1363
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $1,709 high
• Mortgage (P&I): −$1,044
• Tax est. 1.5%: −$249 /mo · $2,985/yr
• Insurance: −$83
• HOA: −$90
• Vacancy / Maint / Mgmt: −$359
• Net cashflow: $-115

Break-even live

Break-even rent $1,855

Max offer price $182,293

Occupancy floor —

Sensitivity live

Price	-10% $22	-5% $-47	+0% $-115	+5% $-184	+10% $-253
Rent	-10% $-250	-5% $-183	+0% $-115	+5% $-48	+10% $20
Rate	-1.0pp $-15	-0.5pp $-65	base $-115	+0.5pp $-167	+1.0pp $-219

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,750
• Closing costs: $5,970
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14618 Fowler Rdg San Antonio, TX	3.0	2.0	1266	$1,656	$1.31	21d	1	0.03mi
11920 La Cuchilla San Antonio, TX	4.0	2.5	1535	$1,386	$0.90	18d	1	0.03mi
2840 Tengyc Bow San Antonio, TX	4.0	2.0	1704	$1,775	$1.04	93d	1	0.25mi
3111 Lamoka Lk San Antonio, TX	3.0	2.5	1509	$1,600	$1.06	93d	1	0.40mi
3111 Lamoka Lk San Antonio, TX	3.0	3.0	1508	$1,600	$1.06	51d	1	0.40mi
3127 Keuka Park Dr San Antonio, TX	3.0	2.5	1698	$1,800	$1.06	42d	1	0.45mi
12202 Stoney Blue San Antonio, TX	3.0	2.0	1489	$1,795	$1.21	13d	1	0.52mi
2917 Wentwood Run San Antonio, TX	4.0	2.0	1650	$1,799	$1.09	13d	1	0.54mi
3011 Lindenwood Way San Antonio, TX	3.0	2.5	1700	$1,955	$1.15	73d	1	0.54mi
3203 Onion Crk San Antonio, TX	3.0	2.0	1413	$1,750	$1.24	48d	1	0.60mi
3319 Angus Xing San Antonio, TX	3.0	2.0	1700	$1,950	$1.15	27d	1	0.65mi
3232 Onion Crk San Antonio, TX	3.0	2.0	1168	$1,495	$1.28	93d	1	0.66mi
11323 Pink Star San Antonio, TX	3.0	2.0	1695	$1,675	$0.99	48d	1	0.66mi
3303 Mission Riv San Antonio, TX	3.0	2.0	1489	$1,850	$1.24	93d	1	0.70mi
3303 Mission Riv San Antonio, TX	3.0	2.0	1489	$1,850	$1.24	42d	1	0.70mi
12126 Sampson Crk San Antonio, TX	3.0	2.0	1489	$1,700	$1.14	24d	1	0.72mi
3434 Angus Xing San Antonio, TX	3.0	2.5	1698	$1,850	$1.09	21d	1	0.72mi
11826 Mulberry Crk San Antonio, TX	3.0	2.0	1299	$1,650	$1.27	21d	1	0.74mi
11902 Mulberry Crk San Antonio, TX	3.0	2.0	1413	$1,647	$1.17	93d	1	0.75mi
2511 Just My Style San Antonio, TX	3.0	2.0	1653	$1,795	$1.09	35d	1	0.75mi
2511 Just My Style San Antonio, TX	3.0	2.0	1653	$1,895	$1.15	38d	1	0.75mi
12110 Pease Riv San Antonio, TX	3.0	2.0	1540	$1,875	$1.22	16d	1	0.75mi
12141 Pease Riv San Antonio, TX	3.0	2.0	1396	$1,595	$1.14	52d	1	0.75mi
12118 Pease Riv San Antonio, TX	3.0	2.0	1540	$1,850	$1.20	62d	1	0.76mi
12010 Mulberry Crk Unit NA San Antonio, TX	3.0	2.0	1296	$1,725	$1.33	18d	1	0.76mi
11348 Top Hat San Antonio, TX	3.0	2.0	1658	$1,775	$1.07	93d	1	0.77mi
11328 Silver Rose San Antonio, TX	3.0	2.0	1691	$1,870	$1.11	93d	1	0.85mi
11215 Aristides San Antonio, TX	4.0	2.0	1520	$1,795	$1.18	9d	1	1.04mi
11215 Aristides San Antonio, TX	4.0	2.0	1520	$1,825	$1.20	29d	1	1.04mi
10907 Western Cactus San Antonio, TX	3.0	2.0	1200	$1,500	$1.25	26d	1	1.30mi
3411 Maguey Trl San Antonio, TX	3.0	2.0	1739	$1,780	$1.02	9d	1	1.32mi
10943 Livewater Trl San Antonio, TX	3.0	2.5	1812	$1,900	$1.05	73d	1	1.33mi
1535 Hawkwolf Crk San Antonio, TX	4.0	2.0	1572	$1,695	$1.08	17d	1	1.34mi
10919 Livewater Trl San Antonio, TX	3.0	2.5	1812	$1,595	$0.88	93d	1	1.37mi
4546 Longhorn Crst San Antonio, TX	4.0	2.0	1720	$2,200	$1.28	48d	1	1.39mi
1526 Alaskan Wolf San Antonio, TX	3.0	2.0	1099	$1,400	$1.27	52d	1	1.42mi
2422 Buffalo Pass Dr San Antonio, TX	3.0	2.5	1500	$1,500	$1.00	93d	1	1.44mi
11727 Black Rose San Antonio, TX	3.0	2.0	1316	$1,595	$1.21	48d	1	1.48mi
11727 Black Rose San Antonio, TX	3.0	2.0	1316	$1,595	$1.21	30d	1	1.48mi
11727 Black Rose San Antonio, TX	3.0	2.0	1316	$1,595	$1.21	26d	1	1.48mi

Property features AI

Finance

• Financial info: Down payment assistance resources available
• HOA & community: Mandatory HOAQuarterly HOA feeHOA fee $270 quarterlyAssociation transfer fee $450

Exterior

• Parking: 1-car garage
• Utilities: Water and sewer service (SAWS)Gas supplied by UnigasElectricity supplied by CPCGarbage service by Frontier
• Home design: New construction by LennarEntry level information not provided
• Construction: Slab foundationComposition roof
• Exterior features: Siding exteriorCement fiber exteriorCommunity poolPark/playgroundJogging trails

Interior

• Kitchen: Stove/RangeDishwasherKitchen approx. 14 x 9Breakfast bar
• Bedrooms: Master bedroom on upper level with walk-in closet and full bathBedroom 2 (10 x 9)Bedroom 3 (10 x 9)Master bedroom (14 x 11)
• Flooring: CarpetingVinyl flooring
• Bathrooms: 2 full bathrooms1 half bathroomMaster bath with shower only and single vanity
• Heating & cooling: Central heatingElectric and natural gas heatCentral air conditioning
• Interior features: Open floor planBreakfast barUtility room insideLaundry roomLaundry hookups on upper levelAll bedrooms on upper levelWalk-in closets1 living area
• Laundry & utility: Washer connectionDryer connectionLaundry located on upper level

Listing history 28 events

1. 2026-05-31
   days on market $198,999 Active 37 DOM
2. 2026-05-08
   listed $1,295
3. 2026-04-30
   price $208,999 533-char remark
4. 2026-04-30
   price $198,999 522-char remark
5. 2026-04-24
   listed $209,999 New 533-char remark
6. 2026-04-24
   listed $199,999 New 522-char remark
7. 2026-04-21
   listed $1,475
8. 2026-02-20
   soldstatus Sold

   Show marketing remark (382 chars)

   The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

9. 2026-02-04
   status Pending

   Show marketing remark (382 chars)

   The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

10. 2026-01-31
    price $152,999

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

11. 2026-01-27
    price $154,999

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

12. 2026-01-21
    price $155,999

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

13. 2026-01-17
    price $175,999

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

14. 2026-01-16
    status Back on Market

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

15. 2026-01-15
    status Pending

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

16. 2026-01-07
    price $156,999

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

17. 2026-01-03
    price $157,999

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

18. 2025-12-30
    price $158,999

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

19. 2025-12-24
    price $160,999

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

20. 2025-12-17
    price $176,999

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

21. 2025-12-17
    status Back on Market

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

22. 2025-12-12
    status Pending

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

23. 2025-12-06
    price $156,999

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

24. 2025-11-22
    status Back on Market

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

25. 2025-11-17
    status Pending

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

26. 2025-11-12
    price $157,999

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

27. 2025-10-26
    price $177,999

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

28. 2025-10-18
    listed $180,999 New

    Show marketing remark (382 chars)

    The Kofa - This new two-story home has a practical floorplan with a fully-equipped kitchen and inviting family room on the first floor. Two bedrooms can be found upstairs, including the restful owner's suite, offering residents an en-suite bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 77% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,503
• − Mortgage interest: −$11,147
• − Property taxes: −$2,985
• − Insurance: −$995
• − Repairs & maintenance: −$1,640
• − Management: −$1,640
• − HOA: −$1,080
• − Depreciation: −$5,789
• Taxable loss: −$4,773
• Est. tax savings @ 24.0%: +$1,146
• After-tax cash flow: $-240/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This two-story home is in excellent condition with modern finishes and a well-maintained exterior. It offers a spacious open floorplan and three bedrooms, including a luxurious owner's suite. The home is move-in ready and would benefit from minor updates to enhance its curb appeal and interior aesthetics.

Value-add opportunities

• Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
• Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers ↑
• Resale Upgrading the kitchen appliances — Modern appliances can increase the home's appeal to potential buyers ↑
• Resale Upgrading the bathrooms with modern fixtures — Modern bathrooms can increase the home's appeal to potential buyers ↑

D Composite school gradezoned avg 50/100

Zoned Schools

Elementary Ladera El Middle Medina Valley Loma Alta Middle B TX #226/1,662 Nat'l #2,304/14,009 High Medina Valley H S F TX #652/1,632 Nat'l #6,890/17,239

Schools (NCES district)

• District: Medina Valley ISD
• NCES district ID: 4830060
• Math proficiency: 48% ▼ -9.00%
• Reading proficiency: 53% ▼ -2.00%
• Median HH income: $60,596
• Composite: 44.2/100
• National rank: #2851
• State rank: #148 of 826 in TX

A Composite livability gradescore 80/100

Livability — San Antonio

• Score: 80/100
• State rank: #31
• US rank: #1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Bexar County · 2,336,851 people
• City population: 1,806,925
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 96,015
• Household income: $90,029
• Rent vs Own: 31.3% rent · 68.7% own
• Severe rent burden: 10% of renters

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Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Hispanic (64%)
• Race & ethnicity: Hispanic / Latino 64% Two or more races 27% White 20% Black 9% Asian 2%
• Hispanic origin (detail): Mexican 53% Puerto Rican 2%
• Common ancestry: Slovak 1% Lithuanian 1% Romanian 1%
• Foreign-born: 9% · Canada, Vietnam
• Languages at home: 66% English-only · Spanish 30% Arabic 1% Tagalog/Filipino 1%

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Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -53.31%
• Current HPI: 234.7931
• Rent YoY: ▼ -3.02%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

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Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Property features AI

Finance

• Financial info: Down payment assistance resources available
• HOA & community: Mandatory HOAQuarterly HOA feeHOA fee $270 quarterlyAssociation transfer fee $450

Exterior

• Parking: 1-car garage
• Utilities: Water and sewer service (SAWS)Gas supplied by UnigasElectricity supplied by CPCGarbage service by Frontier
• Home design: New construction by LennarEntry level information not provided
• Construction: Slab foundationComposition roof
• Exterior features: Siding exteriorCement fiber exteriorCommunity poolPark/playgroundJogging trails

Interior

• Kitchen: Stove/RangeDishwasherKitchen approx. 14 x 9Breakfast bar
• Bedrooms: Master bedroom on upper level with walk-in closet and full bathBedroom 2 (10 x 9)Bedroom 3 (10 x 9)Master bedroom (14 x 11)
• Flooring: CarpetingVinyl flooring
• Bathrooms: 2 full bathrooms1 half bathroomMaster bath with shower only and single vanity
• Heating & cooling: Central heatingElectric and natural gas heatCentral air conditioning
• Interior features: Open floor planBreakfast barUtility room insideLaundry roomLaundry hookups on upper levelAll bedrooms on upper levelWalk-in closets1 living area
• Laundry & utility: Washer connectionDryer connectionLaundry located on upper level

Price history

-99.3% since first listed

23 events — show timeline

• 2026-05-19 Rental Removed $1,295 SABOR
• 2026-05-08 Listed for Rent $1,295 SABOR
• 2026-02-20 Sold (MLS) — LERA
• 2026-02-04 Pending — LERA
• 2026-01-31 Price Changed $152,999 LERA
• 2026-01-27 Price Changed $154,999 LERA
• 2026-01-21 Price Changed $155,999 LERA
• 2026-01-17 Price Changed $175,999 LERA
• 2026-01-16 Relisted — LERA
• 2026-01-15 Pending — LERA
• 2026-01-07 Price Changed $156,999 LERA
• 2026-01-03 Price Changed $157,999 LERA
• 2025-12-30 Price Changed $158,999 LERA
• 2025-12-24 Price Changed $160,999 LERA
• 2025-12-17 Price Changed $176,999 LERA
• 2025-12-17 Relisted — LERA
• 2025-12-12 Pending — LERA
• 2025-12-06 Price Changed $156,999 LERA
• 2025-11-22 Relisted — LERA
• 2025-11-17 Pending — LERA
• 2025-11-12 Price Changed $157,999 LERA
• 2025-10-26 Price Changed $177,999 LERA
• 2025-10-18 Listed $180,999 LERA