250 N Linden · Rialto, CA 92376

$154,000

2 bd · 1.0 ba · 624 sqft · Manufactured public records · 82 Days on market

Built 2007 3,200 sqft lot $247/sqft · 120% above area Est $118k · 30% over

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.5/10.0
• Schools +4.1/10.0
• Livability +3.0/5.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Step into this well-maintained 3-bedroom, 2-bathroom 2007 manufactured home located in the desirable community of Rialto Mobile Villas. This home features high ceilings and a spacious kitchen, creating an open and airy feel perfect for everyday living and entertaining. Enjoy year-round comfort with central A/C and heating, along with convenient washer and dryer hookups. The property also includes a 2-car carport and a generously sized backyard—ideal for hosting gatherings or simply relaxing outdoors. Pets welcome ! Residents of the community have access to great amenities, including a pool and a playground area for children to enjoy. This home offers comfort, space, and a welcoming neighborhood—don’t miss out on this wonderful opportunity!

Key facts

• 2-car carport
• Spacious kitchen
• Central a/c

Tags

• HIGH CEILINGS
• SPACIOUS KITCHEN
• CENTRAL A/C
• 2-CAR CARPORT
• GENEROUSLY SIZED BACKYARD
• POOL

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $154k.

Deal economics

• At list price, monthly cash flow is $700 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $154k).
• Recommended offer: $145k (6.0% below list) — sets the bar for market timing.
• Cap rate 11.7% vs local median 3.5% in Rialto — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 60/100 on livability (#598 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, commute A-; Watch: crime F, amenities D-, cost of living F.
• Fontana Unified (suburban): math 25% / reading 71% proficiency, ranked #156 of 517 in CA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Ted Porter Elementary (673 students, 80% FRL); Alder Middle (957 students, 83% FRL); Fontana A. B. Miller High (reading 57%, 2,125 students, 79% FRL).
• Market conditions: Rents rising (+1.6%/yr); 144 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
• This rent runs 34% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 1.6% rent growth), your $43k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 82 days — a 6% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $76k; list at $154k implies a 103% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 6→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $144,760 (6.0% below list)

Questions for the listing agent

1. It's been on market 82 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.45% ✓
• Cap rate: 11.74%
• Cash-on-cash: 19.47%
• DSCR: 1.87
• GRM: 5.7

CMA / ARV

• ARV (median comp): $118,225
• List price: $154,000
• Delta: 30.26%
• Verdict: OVERPRICED
• Comps: 5 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 1.59% rent growth · sell at horizon

5-year hold

• IRR: 9.9%
• Equity multiple: 1.38×
• Total profit: $16,512
• Equity at exit: $22,962

10-year hold

• IRR: 17.8%
• Equity multiple: 2.38×
• Total profit: $59,429
• Equity at exit: $13,315

Cash invested: $43,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92376

• Rents YoY: 1.6%
• Active inventory: 144
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $2,233 high
• Mortgage (P&I): −$808
• Tax est. 1.5%: −$192 /mo · $2,310/yr
• Insurance: −$64
• HOA: −$0
• Vacancy / Maint / Mgmt: −$469
• Net cashflow: $700

Break-even live

Break-even rent $1,347

Max offer price $154,000

Occupancy floor 64%

Sensitivity live

Price	-10% $806	-5% $753	+0% $700	+5% $646	+10% $593
Rent	-10% $523	-5% $611	+0% $700	+5% $788	+10% $876
Rate	-1.0pp $777	-0.5pp $739	base $700	+0.5pp $660	+1.0pp $619

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,500
• Closing costs: $4,620
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
380 N Linden Ave Rialto, CA	3.0	1.0–2.5	815	$1,982	$2.43	1d	1	0.30mi
18215 Foothill Blvd Fontana, CA	1.0	1.0	599	$1,682	$2.81	45d	1	0.38mi
200 S Linden Ave Rialto, CA	1.0–2.0	1.0–2.0	772	$2,475	$3.20	45d	13	0.43mi
210 N Beechwood Ave Rialto, CA	1.0–3.0	1.0–2.0	794	$2,072	$2.61	23d	7	0.66mi
17923 Arrow Blvd Fontana, CA	1.0–3.0	1.0–2.0	850	$2,362	$2.78	0d	1	0.75mi
8185 Palmetto Ave Fontana, CA	1.0–2.0	1.0–2.0	580	$2,050	$3.53	4d	5	1.50mi

Listing history 33 events

1. 2026-06-21
   days on market $154,000 Active 82 DOM
2. 2026-06-18
   days on market $154,000 Active 79 DOM
3. 2026-06-17
   days on market $154,000 Active 78 DOM
4. 2026-06-16
   days on market $154,000 Active 77 DOM
5. 2026-06-15
   days on market $154,000 Active 76 DOM
6. 2026-06-13
   days on market $154,000 Active 74 DOM
7. 2026-06-13
   pricedays on market $154,000 Active 73 DOM
8. 2026-06-09
   days on market $159,900 Active 70 DOM
9. 2026-06-08
   days on market $159,900 Active 69 DOM
10. 2026-06-07
    days on market $159,900 Active 68 DOM
11. 2026-06-04
    days on market $159,900 Active 65 DOM
12. 2026-06-03
    days on market $159,900 Active 64 DOM
13. 2026-06-02
    days on market $159,900 Active 63 DOM
14. 2026-06-01
    days on market $159,900 Active 62 DOM
15. 2026-05-31
    days on market $159,900 Active 61 DOM
16. 2026-03-31
    listed $159,900 Active 768-char remark

    Show marketing remark (768 chars)

    Step into this well-maintained 3-bedroom, 2-bathroom 2007 manufactured home located in the desirable community of Rialto Mobile Villas. This home features high ceilings and a spacious kitchen, creating an open and airy feel perfect for everyday living and entertaining. Enjoy year-round comfort with central A/C and heating, along with convenient washer and dryer hookups. The property also includes a 2-car carport and a generously sized backyard—ideal for hosting gatherings or simply relaxing outdoors. Pets welcome ! Residents of the community have access to great amenities, including a pool and a playground area for children to enjoy. This home offers comfort, space, and a welcoming neighborhood—don’t miss out on this wonderful opportunity!

17. 2025-11-01
    price $185,000 142-char remark

    Show marketing remark (142 chars)

    Dont miss this beautiful remodled home with new bathrooms and a modern open floor plan All inspections passed , make your appointment today.

18. 2025-10-02
    price $189,000 142-char remark

    Show marketing remark (142 chars)

    Dont miss this beautiful remodled home with new bathrooms and a modern open floor plan All inspections passed , make your appointment today.

19. 2025-09-15
    price $195,000 142-char remark

    Show marketing remark (142 chars)

    Dont miss this beautiful remodled home with new bathrooms and a modern open floor plan All inspections passed , make your appointment today.

20. 2025-09-15
    status Active 142-char remark

    Show marketing remark (142 chars)

    Dont miss this beautiful remodled home with new bathrooms and a modern open floor plan All inspections passed , make your appointment today.

21. 2025-07-21
    status Pending Sale 142-char remark

    Show marketing remark (142 chars)

    Dont miss this beautiful remodled home with new bathrooms and a modern open floor plan All inspections passed , make your appointment today.

22. 2025-06-17
    listed $185,000 Active 142-char remark

    Show marketing remark (142 chars)

    Dont miss this beautiful remodled home with new bathrooms and a modern open floor plan All inspections passed , make your appointment today.

23. 2025-03-25
    soldstatus $76,000 Closed Sale
24. 2025-01-30
    status Pending Sale
25. 2025-01-22
    status Active
26. 2025-01-02
    status Pending Sale
27. 2024-12-12
    price $78,888
28. 2024-11-14
    price $89,999
29. 2024-10-09
    listed $99,888 Active
30. 2024-03-27
    listed $130,000 Active
31. 2024-03-08
    historical
32. 2024-01-09
    status Pending Sale
33. 2023-12-01
    listed $130,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 6 d/yr ≥103°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 10/10 Extreme 27 unhealthy d/yr today · 32 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,793
• − Mortgage interest: −$8,626
• − Property taxes: −$2,310
• − Insurance: −$770
• − Repairs & maintenance: −$2,143
• − Management: −$2,143
• − Depreciation: −$4,480
• Taxable income: $6,319
• Est. tax owed @ 24.0%: −$1,517
• After-tax cash flow: $6,878/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Fontana Unified
• NCES district ID: 0613920
• Math proficiency: 25% ▬ 0.00%
• Reading proficiency: 71% ▲ 30.00%
• Median HH income: $53,912
• Composite: 41.31/100
• National rank: #3510
• State rank: #156 of 517 in CA

Livability — Rialto

• Score: 60/100
• State rank: #598
• US rank: #19283

Category grades

Amenities D- Commute A- Cost of living F Crime F Employment C+ Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Rialto, CA
• County: San Bernardino County · 2,030,291 people
• City population: 105,208
• Metro: Riverside-San Bernardino-Ontario, CA
• Population (ZIP): 84,394
• Household income: $79,675
• Rent vs Own: 38.1% rent · 61.9% own
• Severe rent burden: 2574.0

Population outlook (San Bernardino County) Hauer SSP2

• Today (2025): 2,300,329 people
• By 2030: 2,378,907 · +3.4%
• By 2040: 2,523,137 · +9.7%
• By 2050: 2,642,388 · +14.9%
• By 2075: 2,880,769 · +25.2%
• By 2100: 2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (78%)
• Race & ethnicity: Hispanic / Latino 78% Two or more races 22% Black 11% White 7% Asian 2% Native American 1%
• Hispanic origin (detail): Mexican 68%
• Foreign-born: 27% · Canada, Jamaica
• Languages at home: 36% English-only · Spanish 61% Arabic 1% Tagalog/Filipino 1%

Political lean MEDSL · San Bernardino

• 2024 margin: Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
• 2008→2024 swing: -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
• All cycles: 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -323.82%
• Current HPI: 505.95
• Rent YoY: ▲ 1.59%
• Metro: Riverside-San Bernardino-Ontario, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+23.0% since first listed

18 events — show timeline

• 2026-03-31 Listed $159,900 CRMLS
• 2025-11-01 Price Changed $185,000 CRMLS
• 2025-10-02 Price Changed $189,000 CRMLS
• 2025-09-15 Price Changed $195,000 CRMLS
• 2025-09-15 Relisted — CRMLS
• 2025-07-21 Pending — CRMLS
• 2025-06-17 Listed $185,000 CRMLS
• 2025-03-25 Sold (MLS) $76,000 CRMLS
• 2025-01-30 Pending — CRMLS
• 2025-01-22 Relisted — CRMLS
• 2025-01-02 Pending — CRMLS
• 2024-12-12 Price Changed $78,888 CRMLS
• 2024-11-14 Price Changed $89,999 CRMLS
• 2024-10-09 Listed $99,888 CRMLS
• 2024-03-27 Listed $130,000 CRMLS
• 2024-03-08 Listing Removed — CRMLS
• 2024-01-09 Pending — CRMLS
• 2023-12-01 Listed $130,000 CRMLS

Property tax history

-0.0%/yr

Latest (2017): $92 · +0.1% YoY. Source: county tax records.