Clayton Magellan Plan · Robinson, PA 15019

$72,900

3 bd · 2.0 ba · 1,020 sqft · Manufactured · 335 Days on market

Good condition ↓ 6% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +6.8/10.0
• Schools +4.1/10.0
• Condition / age +4.0/5.0
• Livability +2.8/5.0
• Rent growth +2.5/5.0

Listing remarks MLS

Now available: a beautifully designed manufactured home for sale in Hidden Valley, Bulger, PA. This 3-bedroom, 2-bathroom home offers a spacious 1,020 sq. ft. open-concept layout perfect for modern living. Step inside and enjoy a bright, welcoming space featuring a large kitchen island, stylish cabinets, stainless steel appliances, and energy-efficient upgrades throughout. The split-bedroom design offers added privacy, while the main suite includes a dual-sink vanity and a deep soaking tub for maximum comfort. Additional features include durable plank flooring, LED lighting, smart climate control, and upgraded insulation to keep you comfortable year-round. Located in a peaceful, growing community just minutes from local conveniences, this home blends comfort, space, and modern style-all move-in ready.

Key facts

• Large kitchen island
• Dual-sink vanity
• Split-bedroom design

Tags

• OPEN-CONCEPT LAYOUT
• LARGE KITCHEN ISLAND
• STAINLESS STEEL APPLIANCES
• ENERGY-EFFICIENT UPGRADES
• SPLIT-BEDROOM DESIGN
• DUAL-SINK VANITY

🏗️ New construction. The $72,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $59,160.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $73k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $409 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $73k).
• Recommended offer: $64k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 56/100 on livability (#1,651 in PA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: crime C-, employment D+, schools F.
• Fort Cherry SD (rural): math 34% / reading 62% proficiency, ranked #213 of 539 in PA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 25 active listings in the ZIP; 489 units permitted in Washington County in 2024 (30 in 5+ unit buildings).

Forward outlook

• In year one you build about $3k of equity ($409 loan paydown + $2k appreciation (3.6% local appreciation)).
• Washington County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (3.6% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 335 days — a 12% lower offer ($64k) is reasonable based on typical stale-listing flexibility.

Recommended offer $64,152 (12.0% below list)

Questions for the listing agent

1. It's been on market 335 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.75% ✓
• Cap rate: 14.58%
• Cash-on-cash: 29.61%
• DSCR: 2.32
• GRM: 4.8

CMA / ARV

• ARV (on-the-fly): $59,160
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1302 Hidden Valley Rd	0.02mi	2/2.0 (-1)	960 (-6%)	14mo	$50,400	$53	72
1304 Hidden Valley Rd	0.02mi	2/2.0 (-1)	960 (-6%)	14mo	$55,900	$58	72

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.59% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 36.5%
• Equity multiple: 3.12×
• Total profit: $35,042
• Equity at exit: $28,589

10-year hold

• IRR: 36.0%
• Equity multiple: 6.19×
• Total profit: $86,040
• Equity at exit: $45,672

Cash invested: $16,565 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15019

• Home prices YoY: 2.1%
• Active inventory: 25
• Price-to-rent: 5.9×

Monthly cashflow live

• Estimated rent: $1,035 medium
• Mortgage (P&I): −$310
• Tax est. 1.5%: −$74 /mo · $887/yr
• Insurance: −$25
• HOA: −$0
• Vacancy / Maint / Mgmt: −$217
• Net cashflow: $409

Break-even live

Break-even rent $518

Max offer price $59,160

Occupancy floor 56%

Sensitivity live

Price	-10% $450	-5% $429	+0% $409	+5% $388	+10% $368
Rent	-10% $327	-5% $368	+0% $409	+5% $450	+10% $490
Rate	-1.0pp $439	-0.5pp $424	base $409	+0.5pp $393	+1.0pp $378

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $14,790
• Closing costs: $1,775
• Reserves months: —
• Total cash needed: —

Listing history 15 events

1. 2026-06-18
   days on market $72,900 Active 335 DOM
2. 2026-06-17
   days on market $72,900 Active 334 DOM
3. 2026-06-16
   days on market $72,900 Active 333 DOM
4. 2026-06-15
   days on market $72,900 Active 332 DOM
5. 2026-06-13
   days on market $72,900 Active 330 DOM
6. 2026-06-09
   days on market $72,900 Active 326 DOM
7. 2026-06-08
   days on market $72,900 Active 325 DOM
8. 2026-06-07
   days on market $72,900 Active 324 DOM
9. 2026-06-05
   days on market $72,900 Active 321 DOM
10. 2026-06-03
    days on market $72,900 Active 320 DOM
11. 2026-06-02
    days on market $72,900 Active 319 DOM
12. 2026-06-01
    days on market $72,900 Active 318 DOM
13. 2026-05-31
    days on market $72,900 Active 317 DOM
14. 2025-09-27
    price $72,900 812-char remark

    Show marketing remark (812 chars)

    Now available: a beautifully designed manufactured home for sale in Hidden Valley, Bulger, PA. This 3-bedroom, 2-bathroom home offers a spacious 1,020 sq. ft. open-concept layout perfect for modern living. Step inside and enjoy a bright, welcoming space featuring a large kitchen island, stylish cabinets, stainless steel appliances, and energy-efficient upgrades throughout. The split-bedroom design offers added privacy, while the main suite includes a dual-sink vanity and a deep soaking tub for maximum comfort. Additional features include durable plank flooring, LED lighting, smart climate control, and upgraded insulation to keep you comfortable year-round. Located in a peaceful, growing community just minutes from local conveniences, this home blends comfort, space, and modern style-all move-in ready.

15. 2025-07-18
    listed $77,900 Active 812-char remark

    Show marketing remark (812 chars)

    Now available: a beautifully designed manufactured home for sale in Hidden Valley, Bulger, PA. This 3-bedroom, 2-bathroom home offers a spacious 1,020 sq. ft. open-concept layout perfect for modern living. Step inside and enjoy a bright, welcoming space featuring a large kitchen island, stylish cabinets, stainless steel appliances, and energy-efficient upgrades throughout. The split-bedroom design offers added privacy, while the main suite includes a dual-sink vanity and a deep soaking tub for maximum comfort. Additional features include durable plank flooring, LED lighting, smart climate control, and upgraded insulation to keep you comfortable year-round. Located in a peaceful, growing community just minutes from local conveniences, this home blends comfort, space, and modern style-all move-in ready.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,419
• − Mortgage interest: −$3,314
• − Property taxes: −$887
• − Insurance: −$296
• − Repairs & maintenance: −$993
• − Management: −$993
• − Depreciation: −$1,721
• Taxable income: $4,213
• Est. tax owed @ 24.0%: −$1,011
• After-tax cash flow: $3,893/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This beautifully designed manufactured home in Hidden Valley, PA, offers a spacious 1,020 sq. ft. open-concept layout with modern features and energy-efficient upgrades.

Value-add opportunities

• Both Paint exterior siding — Fresh paint can enhance curb appeal and value
• Both Replace window screens — Screens improve energy efficiency and aesthetics
• Both Install smart home devices — Enhances comfort and energy efficiency

Renovation cost estimate screening

Value-add ROI direction

• Both Paint exterior siding — Fresh paint can enhance curb appeal and value ↑
• Both Replace window screens — Screens improve energy efficiency and aesthetics ↑
• Both Install smart home devices — Enhances comfort and energy efficiency ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Fort Cherry SD
• NCES district ID: 4209960
• Math proficiency: 34% ▼ -13.00%
• Reading proficiency: 62% ▼ -13.00%
• Median HH income: $51,129
• Composite: 41.12/100
• National rank: #3564
• State rank: #213 of 539 in PA

Livability — Robinson

• Score: 56/100
• State rank: #1651
• US rank: #22918

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D+ Housing B+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 727
• Population (ZIP): 1,236

Population outlook (Washington County) Hauer SSP2

• Today (2025): 208,060 people
• By 2030: 207,168 · -0.4%
• By 2040: 202,738 · -2.6%
• By 2050: 195,269 · -6.1%
• By 2075: 175,588 · -15.6%
• By 2100: 145,827 · -29.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (100%)
• Race & ethnicity: White 100%
• Common ancestry: Danish 6% Romanian 5% Serbian 3%
• Languages at home: 99% English-only · Spanish 1%

Political lean MEDSL · Washington

• 2024 margin: Strong R (+25.5) · D 36.9% · R 62.4%
• 2008→2024 swing: -20.8pp toward R · 2008: -4.7pp · 2024: -25.5pp
• All cycles: 2024: R+25.5 2020: R+22.8 2016: R+25.3 2012: R+13.3 2008: R+4.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.59%
• Current HPI: 175.8946
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-6.4% since first listed

2 events — show timeline

• 2025-09-27 Price Changed $72,900 Zillow
• 2025-07-18 Listed $77,900 Zillow