🏷️ Likely Rental
145 Gill Ln · Stockbridge, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +3.0/5.0
- Rent growth +2.7/5.0
- Schools +2.6/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$850
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
ROOM RENTAL: 1BR w/ SHARED 1BA w/ ALL UTILITIES INCLUDED!! Looking for a cozy room rental that's move-in ready and close to everything Henry County has to offer? Look no further! This home offers comfort and convenience. Step inside and enjoy the serene living. The shared kitchen is a dream overlooking wooded backyard. Laundry is available on the main level, and the huge backyard with a firepit and a relaxing hot tub that is perfect for unwinding. This room offers the perfect balance of accessibility and comfort. Available for immediate move-in! Don't wait-rooms like this go fast! BEWARE OF FRAUD: This listing will NOT be advertised on Craigslist or Facebook Marketplace. Please flag and rep
Key facts
- Wooded backyard
- Firepit
- Hot tub
Tags
Property features AI
Exterior
- Parking: Parking pad for one vehicle
- Utilities: Public water; Public sewer; Electricity available
- Home design: Two levels; Fee simple ownership
- Construction: Brick construction (brick 4 sides); Composition roof; Slab foundation; Resale property
- Exterior features: Patio; Stream on the property; Other exterior features
Interior
- Kitchen: Eat-in kitchen; Microwave; Refrigerator
- Bedrooms: Roommate floor plan; One bedroom on the main level
- Flooring: Hardwood floors; Laminate flooring
- Bathrooms: One full bathroom with tub/shower combo; Main level bathroom
- Heating & cooling: Central heating; Central air; Ceiling fan(s)
- Interior features: One masonry fireplace in the living room; No shared/common walls; Other interior features
- Laundry & utility: Laundry located in the kitchen in a laundry closet
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $850.
Deal economics
- At list price, monthly cash flow is $2k ($20k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $850).
- Cap rate 2364.4% vs local median 4.3% in Stockbridge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#389 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A; Watch: crime D, amenities F, commute F.
- Henry County (rural): math 24% / reading 33% proficiency, ranked #89 of 174 in GA (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Pleasant Grove Elementary School (math 22% / reading 22%, grade F, #810 of 1,228 statewide, top 69%, 479 students, 62% FRL) — zoned schools average 62% FRL vs 43% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents flat; 586 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,989 units permitted in Henry County in 2024 (92 in 5+ unit buildings).
- This rent runs 36% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $6 of loan paydown is wiped out by about $26 of value loss. Plan a longer hold.
- Henry County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.9% rent growth), your $238 cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 249.62% ✓
- Cap rate
- 2364.44%
- Cash-on-cash
- 8421.96%
- DSCR
- 375.73
- GRM
- 0.0
CMA / ARV
- ARV (on-the-fly)
- $280,028
- Comps found
- 9
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 275 Summertown Dr | 0.43mi | 3/2.0 | 1,960 (+2%) | 5mo | $193,000 | $98 | 72 |
| 140 Barrington Pkwy | 0.24mi | 3/2.5 | 2,043 (+6%) | 13mo | $310,000 | $152 | 66 |
| 55 Huntridge Dr | 0.47mi | 3/2.0 | 1,746 (-9%) | 4mo | $170,000 | $97 | 60 |
| 305 Summertown Dr | 0.43mi | 4/2.0 (+1) | 1,923 (+0%) | 22mo | $298,000 | $155 | 56 |
| 325 Summertown Dr | 0.47mi | 3/2.0 | 1,771 (-8%) | 12mo | $300,000 | $169 | 55 |
| 315 Summertown Dr | 0.45mi | 4/2.5 (+1) | 1,872 (-2%) | 23mo | $350,000 | $187 | 49 |
| 15 Summers End | 0.51mi | 4/2.5 (+1) | 1,820 (-5%) | 24mo | $265,000 | $146 | 41 |
| 1384 Millers Mill Rd | 0.46mi | 2/1.0 (-1) | 1,668 (-13%) | 8mo | $95,000 | $57 | 41 |
| 190 Summertown Dr | 0.53mi | 3/2.0 | 1,632 (-15%) | 22mo | $239,000 | $146 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.87% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 428.85×
- Total profit
- $101,827
- Equity at exit
- $127
- IRR
- —
- Equity multiple
- 876.13×
- Total profit
- $208,281
- Equity at exit
- $73
Cash invested: $238 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30281
- Home prices YoY
- -33.6%
- Rents YoY
- 0.9%
- Active inventory
- 586
Monthly cashflow live
- Estimated rent
- $2,122 high interval (Pro) →
- Mortgage (P&I)
- −$4
- Tax est. 1.5%
- −$1 /mo · $13/yr
- Insurance
- −$0
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$446
- Net cashflow
- $1,670
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $212
- Closing costs
- $26
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 14 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 140 Huntridge Dr Stockbridge, GA | 3.0 | 2.0 | 1848 | $1,895 | $1.03 | 43d | 1 | 0.44mi |
| 55 Huntridge Dr Stockbridge, GA | 3.0 | 2.0 | 1746 | $1,825 | $1.05 | 5d | 1 | 0.49mi |
| 568 Whitman Ln Stockbridge, GA | 4.0 | 2.5 | 2338 | $2,700 | $1.15 | 18d | 1 | 0.97mi |
| 2046 Proust Ln Stockbridge, GA | 2.0–3.0 | 2.0 | 1523 | $2,425 | $1.59 | 1d | 3 | 1.21mi |
| 1429 Proust Ln Unit 1429 Stockbridge, GA | 2.0 | 2.0 | 1511 | $2,099 | $1.39 | 24d | 1 | 1.22mi |
| 1541 Salinger Ct Unit 1541 Stockbridge, GA | 3.0 | 2.0 | 1519 | $2,050 | $1.35 | 17d | 1 | 1.22mi |
| 1646 Salinger Ct Unit 1646 Stockbridge, GA | 2.0 | 2.0 | 1511 | $2,150 | $1.42 | 17d | 1 | 1.22mi |
| 1712 Tolstoy Ln Unit 1712 Stockbridge, GA | 3.0 | 2.0 | 1519 | $2,195 | $1.45 | 43d | 1 | 1.25mi |
| 1716 Tolstoy Ln Unit 1716 Stockbridge, GA | 3.0 | 2.0 | 1519 | $2,050 | $1.35 | 17d | 1 | 1.26mi |
| 1593 Salinger Ct Unit 1593 Stockbridge, GA | 3.0 | 2.0 | 1519 | $2,145 | $1.41 | 24d | 1 | 1.26mi |
| 1001 Crown Corners Dr McDonough, GA | 4.0 | 2.0 | 2502 | $2,365 | $0.95 | 2d | 1 | 1.26mi |
| 1728 Tolstoy Ln Unit 1728 Stockbridge, GA | 3.0 | 2.0 | 1535 | $2,425 | $1.58 | 24d | 1 | 1.27mi |
| 1577 Salinger Ct Unit 1577 Stockbridge, GA | 3.0 | 2.0 | 1535 | $2,425 | $1.58 | 43d | 1 | 1.27mi |
| 1721 Tolstoy Ln Unit 1721 Stockbridge, GA | 3.0 | 2.0 | 1519 | $2,195 | $1.45 | 24d | 1 | 1.28mi |
Listing history 2 events
-
2026-06-17remarks 699-char remark
-
2026-06-17$850 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,462
- − Mortgage interest
- −$48
- − Property taxes
- −$13
- − Insurance
- −$4
- − Repairs & maintenance
- −$2,037
- − Management
- −$2,037
- − Depreciation
- −$25
- Taxable income
- $21,299
- Est. tax owed @ 24.0%
- −$5,112
- After-tax cash flow
- $14,933/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Henry County
- NCES district ID
- 1302820
- Math proficiency
- 24% ▼ -9.00%
- Reading proficiency
- 33% ▼ -7.00%
- Median HH income
- $62,594
- Composite
- 26.13/100
- National rank
- #7279
- State rank
- #89 of 174 in GA
Livability — Stockbridge
- Score
- 60/100
- State rank
- #389
- US rank
- #19479
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Henry County · 316,359 people
- City population
- 71,603
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 71,603
- Household income
- $71,213
- Rent vs Own
- Severe rent burden
- 2464.0
Population outlook (Henry County) Hauer SSP2
- Today (2025)
- 249,041 people
- By 2030
- 264,369 · +6.2%
- By 2040
- 294,459 · +18.2%
- By 2050
- 322,249 · +29.4%
- By 2075
- 392,310 · +57.5%
- By 2100
- 437,836 · +75.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- Black 55% White 28% Hispanic / Latino 11% Two or more races 6% Asian 4%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Hispanic 1% Italian 1% Romanian 1%
- Foreign-born
- 9% · Canada, Vietnam
- Languages at home
- 86% English-only · Spanish 8% Vietnamese 2% French/Haitian/Cajun 1%
Political lean MEDSL · Henry
- 2024 margin
- Strong D (+29.7) · D 64.5% · R 34.9%
- 2008→2024 swing
- +37.1pp toward D · 2008: -7.5pp · 2024: 29.7pp
- All cycles
- 2024: D+29.7 2020: D+20.5 2016: D+4.3 2012: R+3.2 2008: R+7.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -104.76%
- Current HPI
- 207.2332
- Rent YoY
- ▲ 0.87%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
|
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Price history
+114.6% since first listed3 events — show timeline
- 2026-06-16 Listed $850 FMLS
- 1996-08-19 Sold (Public Records) $139,500 Public Records
- 1992-02-05 Sold (Public Records) $65,000 Public Records
Property tax history
-5.3%/yrLatest (2025): $917 · -16.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…