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145 Gill Ln 🏷️ Likely Rental
D Composite 43.33
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.0/5.0
  • Rent growth +2.7/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$850

145 Gill Ln · Stockbridge, GA 30281
3 bd · 2.0 ba · 1,918 sqft · SingleFamily public records · 1 Days on market
Built 1993

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

ROOM RENTAL: 1BR w/ SHARED 1BA w/ ALL UTILITIES INCLUDED!! Looking for a cozy room rental that's move-in ready and close to everything Henry County has to offer? Look no further! This home offers comfort and convenience. Step inside and enjoy the serene living. The shared kitchen is a dream overlooking wooded backyard. Laundry is available on the main level, and the huge backyard with a firepit and a relaxing hot tub that is perfect for unwinding. This room offers the perfect balance of accessibility and comfort. Available for immediate move-in! Don't wait-rooms like this go fast! BEWARE OF FRAUD: This listing will NOT be advertised on Craigslist or Facebook Marketplace. Please flag and rep

Key facts

  • Wooded backyard
  • Firepit
  • Hot tub

Tags

WOODED BACKYARDLAUNDRY ON MAIN LEVELHUGE BACKYARDFIREPITHOT TUB

Property features AI

Exterior

  • Parking: Parking pad for one vehicle
  • Utilities: Public water; Public sewer; Electricity available
  • Home design: Two levels; Fee simple ownership
  • Construction: Brick construction (brick 4 sides); Composition roof; Slab foundation; Resale property
  • Exterior features: Patio; Stream on the property; Other exterior features

Interior

  • Kitchen: Eat-in kitchen; Microwave; Refrigerator
  • Bedrooms: Roommate floor plan; One bedroom on the main level
  • Flooring: Hardwood floors; Laminate flooring
  • Bathrooms: One full bathroom with tub/shower combo; Main level bathroom
  • Heating & cooling: Central heating; Central air; Ceiling fan(s)
  • Interior features: One masonry fireplace in the living room; No shared/common walls; Other interior features
  • Laundry & utility: Laundry located in the kitchen in a laundry closet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $850 price doesn't fit this home's estimated sale value (~$280,028) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $850.

Deal economics

  • At list price, monthly cash flow is $2k ($20k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $850).
  • Cap rate 2364.4% vs local median 4.3% in Stockbridge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#389 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A; Watch: crime D, amenities F, commute F.
  • Henry County (rural): math 24% / reading 33% proficiency, ranked #89 of 174 in GA (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Pleasant Grove Elementary School (math 22% / reading 22%, grade F, #810 of 1,228 statewide, top 69%, 479 students, 62% FRL) — zoned schools average 62% FRL vs 43% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 586 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,989 units permitted in Henry County in 2024 (92 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $6 of loan paydown is wiped out by about $26 of value loss. Plan a longer hold.
  • Henry County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.9% rent growth), your $238 cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $850

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
249.62%
Cap rate
2364.44%
Cash-on-cash
8421.96%
DSCR
375.73
GRM
0.0

CMA / ARV

ARV (on-the-fly)
$280,028
Comps found
9
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
275 Summertown Dr 0.43mi 3/2.0 1,960 (+2%) 5mo $193,000 $98 72
140 Barrington Pkwy 0.24mi 3/2.5 2,043 (+6%) 13mo $310,000 $152 66
55 Huntridge Dr 0.47mi 3/2.0 1,746 (-9%) 4mo $170,000 $97 60
305 Summertown Dr 0.43mi 4/2.0 (+1) 1,923 (+0%) 22mo $298,000 $155 56
325 Summertown Dr 0.47mi 3/2.0 1,771 (-8%) 12mo $300,000 $169 55
315 Summertown Dr 0.45mi 4/2.5 (+1) 1,872 (-2%) 23mo $350,000 $187 49
15 Summers End 0.51mi 4/2.5 (+1) 1,820 (-5%) 24mo $265,000 $146 41
1384 Millers Mill Rd 0.46mi 2/1.0 (-1) 1,668 (-13%) 8mo $95,000 $57 41
190 Summertown Dr 0.53mi 3/2.0 1,632 (-15%) 22mo $239,000 $146 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.87% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
428.85×
Total profit
$101,827
Equity at exit
$127
10-year hold
IRR
Equity multiple
876.13×
Total profit
$208,281
Equity at exit
$73

Cash invested: $238 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30281

Home prices YoY
-33.6%
Rents YoY
0.9%
Active inventory
586

Monthly cashflow live

Estimated rent
$2,122 high interval (Pro) →
Mortgage (P&I)
$4
Tax est. 1.5%
$1 /mo · $13/yr
Insurance
$0
HOA
$0
Vacancy / Maint / Mgmt
$446
Net cashflow
$1,670

Break-even live

Break-even rent $7
Max offer price $850
Occupancy floor 16%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$212
Closing costs
$26
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
140 Huntridge Dr Stockbridge, GA 3.0 2.0 1848 $1,895 $1.03 43d 1 0.44mi
55 Huntridge Dr Stockbridge, GA 3.0 2.0 1746 $1,825 $1.05 5d 1 0.49mi
568 Whitman Ln Stockbridge, GA 4.0 2.5 2338 $2,700 $1.15 18d 1 0.97mi
2046 Proust Ln Stockbridge, GA 2.0–3.0 2.0 1523 $2,425 $1.59 1d 3 1.21mi
1429 Proust Ln Unit 1429 Stockbridge, GA 2.0 2.0 1511 $2,099 $1.39 24d 1 1.22mi
1541 Salinger Ct Unit 1541 Stockbridge, GA 3.0 2.0 1519 $2,050 $1.35 17d 1 1.22mi
1646 Salinger Ct Unit 1646 Stockbridge, GA 2.0 2.0 1511 $2,150 $1.42 17d 1 1.22mi
1712 Tolstoy Ln Unit 1712 Stockbridge, GA 3.0 2.0 1519 $2,195 $1.45 43d 1 1.25mi
1716 Tolstoy Ln Unit 1716 Stockbridge, GA 3.0 2.0 1519 $2,050 $1.35 17d 1 1.26mi
1593 Salinger Ct Unit 1593 Stockbridge, GA 3.0 2.0 1519 $2,145 $1.41 24d 1 1.26mi
1001 Crown Corners Dr McDonough, GA 4.0 2.0 2502 $2,365 $0.95 2d 1 1.26mi
1728 Tolstoy Ln Unit 1728 Stockbridge, GA 3.0 2.0 1535 $2,425 $1.58 24d 1 1.27mi
1577 Salinger Ct Unit 1577 Stockbridge, GA 3.0 2.0 1535 $2,425 $1.58 43d 1 1.27mi
1721 Tolstoy Ln Unit 1721 Stockbridge, GA 3.0 2.0 1519 $2,195 $1.45 24d 1 1.28mi

Listing history 2 events

  1. 2026-06-17
    remarks 699-char remark
  2. 2026-06-17
    listed $850 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,462
− Mortgage interest
−$48
− Property taxes
−$13
− Insurance
−$4
− Repairs & maintenance
−$2,037
− Management
−$2,037
− Depreciation
−$25
Taxable income
$21,299
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$5,112
After-tax cash flow
$14,933/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Henry County
NCES district ID
1302820
Math proficiency
24% ▼ -9.00%
Reading proficiency
33% ▼ -7.00%
Median HH income
$62,594
Composite
26.13/100
National rank
#7279
State rank
#89 of 174 in GA

Livability — Stockbridge

Score
60/100
State rank
#389
US rank
#19479

Category grades

Amenities F Commute F Cost of living A Crime D Employment C Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Henry County · 316,359 people
City population
71,603
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
71,603
Household income
$71,213
Rent vs Own
37.7% rent · 62.3% own
Severe rent burden
2464.0

Population outlook (Henry County) Hauer SSP2

Today (2025)
249,041 people
By 2030
264,369 · +6.2%
By 2040
294,459 · +18.2%
By 2050
322,249 · +29.4%
By 2075
392,310 · +57.5%
By 2100
437,836 · +75.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
Black 55% White 28% Hispanic / Latino 11% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Hispanic 1% Italian 1% Romanian 1%
Foreign-born
9% · Canada, Vietnam
Languages at home
86% English-only · Spanish 8% Vietnamese 2% French/Haitian/Cajun 1%

Political lean MEDSL · Henry

2024 margin
Strong D (+29.7) · D 64.5% · R 34.9%
2008→2024 swing
+37.1pp toward D · 2008: -7.5pp · 2024: 29.7pp
All cycles
2024: D+29.7 2020: D+20.5 2016: D+4.3 2012: R+3.2 2008: R+7.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -104.76%
Current HPI
207.2332
Rent YoY
▲ 0.87%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+114.6% since first listed
3 events — show timeline
  • 2026-06-16 Listed $850 FMLS
  • 1996-08-19 Sold (Public Records) $139,500 Public Records
  • 1992-02-05 Sold (Public Records) $65,000 Public Records

Property tax history

-5.3%/yr

Latest (2025): $917 · -16.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…