241 Freidel St · Whitaker, PA 15120

$79,900

2 bd · 1.0 ba · 1,184 sqft · SingleFamily public records · 59 Days on market

Built 1900 5,880 sqft lot $67/sqft · 48% below area Est $154k · 48% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Livability +4.0/5.0
• Rent growth +3.5/5.0
• Schools +2.6/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great home on cul-de-sac street lovingly maintained by owner for decades! Move right in! Large fenced backyard with deck & convenient storage shed. Private covered front porch. Nicely sized rooms throughout! Updated main bath, master with double closets. Oversized eat-in kitchen with pantry & moveable island. Skylit sunroom (family room) off kitchen with access to fenced backyard. Lower-level includes gameroom, laundry with Pittsburgh potty, access to clean under porch storage room (15x6)- New AC 2013 +++

Key facts

• 5,880 sq ft lot
• Built 1900
• Listed 59 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $80k.

Deal economics

• At list price, monthly cash flow is $494 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $80k).
• Recommended offer: $78k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 79/100 on livability (#256 in PA, #2,232 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, commute A+, cost of living A+; Watch: health & safety D+, schools F, amenities F.
• West Mifflin Area SD (suburban): math 19% / reading 41% proficiency, ranked #443 of 539 in PA (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+4.1%/yr); 93 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 4.1% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 59 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 13y ago; this cycle's ask has dropped $10k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $29k; list at $80k implies a 176% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $77,503 (3.0% below list)

Questions for the listing agent

1. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.63% ✓
• Cap rate: 13.71%
• Cash-on-cash: 26.49%
• DSCR: 2.18
• GRM: 5.1

CMA / ARV

• ARV (median comp): $154,398
• List price: $79,900
• Delta: -48.25%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
228 W Marigold St	0.22mi	3/1.5 (+1)	1,168 (-1%)	1mo	$179,900	$154	79
2441 Dewey St	0.47mi	2/1.5	1,180 (-0%)	2mo	$239,900	$203	74
609 E 18th Ave	0.51mi	2/1.0	1,156 (-2%)	1mo	$36,000	$31	71
243 Whitaker St	0.37mi	2/1.0	1,120 (-5%)	4mo	$57,500	$51	70
123 E Mifflin St	0.41mi	3/1.0 (+1)	1,260 (+6%)	0mo	$108,000	$86	65
230 W Schwab Ave	0.15mi	3/2.0 (+1)	1,312 (+11%)	2mo	$238,000	$181	64
293 W Schwab	0.15mi	3/2.0 (+1)	1,308 (+10%)	4mo	$105,000	$80	63
2444 Dewey St	0.49mi	2/1.0	1,060 (-10%)	0mo	$61,000	$58	59
169 E Marigold St	0.49mi	2/1.5	1,040 (-12%)	1mo	$116,000	$112	54
3333 Lincoln Ave	0.57mi	3/1.5 (+1)	1,104 (-7%)	2mo	$76,000	$69	53
253 Vine St	0.43mi	3/1.5 (+1)	1,336 (+13%)	2mo	$168,841	$126	50
1714 Maple St	0.62mi	2/2.0	1,024 (-14%)	4mo	$73,250	$72	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.06% rent growth · sell at horizon

5-year hold

• IRR: 21.5%
• Equity multiple: 1.89×
• Total profit: $19,921
• Equity at exit: $11,913

10-year hold

• IRR: 30.3%
• Equity multiple: 3.85×
• Total profit: $63,785
• Equity at exit: $6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15120

• Home prices YoY: -16.9%
• Rents YoY: 4.1%
• Active inventory: 93
• Price-to-rent: 5.1×

Monthly cashflow live

• Estimated rent: $1,305 high
• Mortgage (P&I): −$419
• Tax from tax record: −$85 /mo · $1,017/yr
• Insurance: −$33
• HOA: −$0
• Vacancy / Maint / Mgmt: −$274
• Net cashflow: $494

Break-even live

Break-even rent $680

Max offer price $79,900

Occupancy floor 57%

Sensitivity live

Price	-10% $539	-5% $516	+0% $494	+5% $471	+10% $449
Rent	-10% $391	-5% $442	+0% $494	+5% $545	+10% $597
Rate	-1.0pp $534	-0.5pp $514	base $494	+0.5pp $473	+1.0pp $452

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,975
• Closing costs: $2,397
• Reserves months: —
• Total cash needed: —

Rent comps 17 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
214 Vine St Homestead, PA	2.0	1.0	1034	$1,150	$1.11	44d	1	0.43mi
623 E 18th Ave Homestead, PA	2.0	1.0	1156	$1,600	$1.38	44d	1	0.49mi
1900 Maple St Unit 4 Homestead, PA	1.0	1.0	1200	$1,400	$1.17	24d	1	0.54mi
2104 West St Unit 2R Munhall, PA	1.0	1.0	825	$950	$1.15	15d	1	0.55mi
2104 West St Unit 2F Munhall, PA	1.0	1.0	800	$940	$1.18	15d	1	0.55mi
931 Hilltop St Homestead, PA	3.0	1.5	1312	$1,500	$1.14	15d	1	0.60mi
621 E 9th Ave Homestead, PA	2.0	2.0	1400	$1,425	$1.02	24d	1	0.86mi
300 W 13th Ave Unit 302 Homestead, PA	2.0	1.0	1088	$1,150	$1.06	17d	1	0.93mi
300 W 13th Ave Homestead, PA	2.0	1.0	1088	$1,125	$1.03	17d	1	0.93mi
519 E 9th Ave Fl 1 Homestead, PA	1.0	1.0	900	$995	$1.11	11d	1	0.94mi
3305 W Run Rd Munhall, PA	2.0	1.0	1100	$1,365	$1.24	24d	1	1.01mi
1254 Edgewood Dr Homestead, PA	3.0	1.0	1144	$1,725	$1.51	44d	1	1.06mi
3705 Botsford St Apt 2 Munhall, PA	3.0	1.0	1000	$1,195	$1.20	44d	1	1.08mi
810 Amity St Unit 2 Homestead, PA	2.0	1.0	800	$995	$1.24	13d	1	1.10mi
811 West St Apt 1B Homestead, PA	1.0	1.0	750	$1,250	$1.67	44d	1	1.12mi
212 Kenmawr Ave Braddock, PA	2.0	1.5	1417	$1,300	$0.92	44d	1	1.19mi
144 Comrie Ave Braddock, PA	3.0	1.0	1000	$1,250	$1.25	24d	1	1.40mi

Listing history 11 events

1. 2026-05-04
   status Pending
2. 2026-04-18
   price $79,900
3. 2026-04-02
   price $84,900
4. 2026-03-06
   listed $89,900 Active
5. 2014-04-17
   soldstatus $29,000
6. 2014-04-12
   price $29,000 522-char remark

   Show marketing remark (522 chars)

   Great home on cul-de-sac street lovingly maintained by owner for decades! Move right in! Large fenced backyard with deck & convenient storage shed. Private covered front porch. Nicely sized rooms throughout! Updated main bath, master with double closets. Oversized eat-in kitchen with pantry & moveable island. Skylit sunroom (family room) off kitchen with access to fenced backyard. Lower-level includes gameroom, laundry with Pittsburgh potty, access to clean under porch storage room (15x6)- New AC 2013 +++

7. 2014-04-11
   price $34,000 522-char remark

   Show marketing remark (522 chars)

   Great home on cul-de-sac street lovingly maintained by owner for decades! Move right in! Large fenced backyard with deck & convenient storage shed. Private covered front porch. Nicely sized rooms throughout! Updated main bath, master with double closets. Oversized eat-in kitchen with pantry & moveable island. Skylit sunroom (family room) off kitchen with access to fenced backyard. Lower-level includes gameroom, laundry with Pittsburgh potty, access to clean under porch storage room (15x6)- New AC 2013 +++

8. 2014-04-11
   soldstatus $29,000 522-char remark

   Show marketing remark (522 chars)

   Great home on cul-de-sac street lovingly maintained by owner for decades! Move right in! Large fenced backyard with deck & convenient storage shed. Private covered front porch. Nicely sized rooms throughout! Updated main bath, master with double closets. Oversized eat-in kitchen with pantry & moveable island. Skylit sunroom (family room) off kitchen with access to fenced backyard. Lower-level includes gameroom, laundry with Pittsburgh potty, access to clean under porch storage room (15x6)- New AC 2013 +++

9. 2014-03-08
   listed $34,000 522-char remark

   Show marketing remark (522 chars)

   Great home on cul-de-sac street lovingly maintained by owner for decades! Move right in! Large fenced backyard with deck & convenient storage shed. Private covered front porch. Nicely sized rooms throughout! Updated main bath, master with double closets. Oversized eat-in kitchen with pantry & moveable island. Skylit sunroom (family room) off kitchen with access to fenced backyard. Lower-level includes gameroom, laundry with Pittsburgh potty, access to clean under porch storage room (15x6)- New AC 2013 +++

10. 2013-06-07
    listed $39,900
11. 2013-02-09
    listed $52,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,017 · $85/mo
• Projected year-2 tax: $1,139 · $95/mo
• Expected delta: +$123/yr (+$10/mo · 12.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,658
• − Mortgage interest: −$4,476
• − Property taxes: −$1,017
• − Insurance: −$400
• − Repairs & maintenance: −$1,253
• − Management: −$1,253
• − Depreciation: −$2,324
• Taxable income: $4,937
• Est. tax owed @ 24.0%: −$1,185
• After-tax cash flow: $4,741/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: West Mifflin Area SD
• NCES district ID: 4225680
• Math proficiency: 19% ▼ -19.00%
• Reading proficiency: 41% ▼ -14.00%
• Median HH income: $46,532
• Composite: 25.78/100
• National rank: #7371
• State rank: #443 of 539 in PA

Livability — Whitaker

• Score: 79/100
• State rank: #256
• US rank: #2232

Category grades

Amenities F Commute A+ Cost of living A+ Crime A+ Employment C Housing A+ Health & safety D+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Whitaker, PA
• County: Allegheny County · 1,022,028 people
• Metro: Pittsburgh, PA
• Population (ZIP): 18,029
• Household income: $55,714
• Rent vs Own: 36.8% rent · 63.2% own
• Severe rent burden: 669.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Black 20% Two or more races 4% Hispanic / Latino 2%
• Common ancestry: Romanian 6% Lithuanian 1% Scotch-Irish 1%
• Foreign-born: 3% · South Korea, Canada
• Languages at home: 95% English-only · Spanish 3% Russian/Polish/Slavic 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -59.52%
• Current HPI: 292.5607
• Rent YoY: ▲ 4.06%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+53.7% since first listed

11 events — show timeline

• 2026-05-04 Pending — West Penn MLS
• 2026-04-18 Price Changed $79,900 West Penn MLS
• 2026-04-02 Price Changed $84,900 West Penn MLS
• 2026-03-06 Listed $89,900 West Penn MLS
• 2014-04-17 Sold (Public Records) $29,000 Public Records
• 2014-04-12 Price Changed $29,000 West Penn MLS
• 2014-04-11 Sold (MLS) $29,000 West Penn MLS
• 2014-04-11 Price Changed $34,000 West Penn MLS
• 2014-03-08 Listed $34,000 West Penn MLS
• 2013-06-07 Listed $39,900 West Penn MLS
• 2013-02-09 Listed $52,000 West Penn MLS

Property tax history

-4.8%/yr

Latest (2026): $1,017 · +1.6% YoY. Source: county tax records.