4644 Brookwood Ln · Grovetown, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 66.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.1/30.0
- ARV discount +7.5/15.0
- Schools +4.5/10.0
- DSCR +3.9/10.0
- Livability +3.7/5.0
- 1% rule +3.4/10.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$180,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
GREAT NEARLY NEW TOWNHOME. VENTLESS GAS LOGS. SMOOTH TOP STOVE. MICROWAVE. PANTRY. CEILING FANS. CLOSE TO SWIMMING POOL ACROSS FROM EXTRA PARKING.
Key facts
- Updated hvac system
- No carpet throughout
- $50 HOA
Tags
Property features AI
Finance
- Other: Subdivision: Brookwood Townhomes
- HOA & community: Homeowners association with $600 annual fee (about $50/month); Community pool; Sidewalks; Street lights
Exterior
- Parking: Parking lot (paved, concrete)
- Security: Smoke detector(s)
- Utilities: Public water; Public sewer; Water connected; Sewer available; Cable available
- Home design: Residential townhouse; Two levels; Entry level on 1
- Construction: Vinyl siding and frame construction; Composition roof; Slab foundation; Built as a townhouse
- Exterior features: Patio; Privacy fencing in back yard; Paved road access
Interior
- Kitchen: Range; Dishwasher; Microwave; Garbage disposal
- Bedrooms: Total of 4 rooms
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Central air; Ceiling fan(s); Heat pump; Electric heating; Fireplace(s)
- Interior features: Entrance foyer; View from the property; Smoke detector(s)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath other listed at $180k.
Deal economics
- At list price, monthly cash flow is $-6 ($-70/yr) — negative.
- To cash-flow at today's rent, offer at most $179k (0.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $152k (15.7% below list).
- Recommended offer: $152k (15.7% below list) — sets the bar for 1% rule.
- Cap rate 6.3% vs local median 4.6% in Grovetown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#57 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
- Columbia County (suburban): math 49% / reading 52% proficiency, ranked #13 of 174 in GA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Lewiston Elementary School (math 73% / reading 68%, grade A-, #57 of 1,228 statewide, top 5%, 892 students, 27% FRL); Columbia Middle School (math 37% / reading 48%, grade D-, #122 of 470 statewide, top 26%, 993 students, 33% FRL); Evans High School (math 12% / reading 31%, grade F, #218 of 424 statewide, top 53%, 1,887 students, 30% FRL) — zoned schools at 30% FRL track the district average.
- Market conditions: Rents rising (+1.1%/yr); 737 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,213 units permitted in Columbia County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Columbia County population projected at +62% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 31 days — a 3% lower offer ($175k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $91k; list at $180k implies a 98% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 31 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 6.25%
- Cash-on-cash
- -0.14%
- DSCR
- 0.99
- GRM
- 9.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 1.15% rent growth · sell at horizon
- IRR
- -18.6%
- Equity multiple
- 0.36×
- Total profit
- $-32,315
- Equity at exit
- $26,839
- IRR
- -15.0%
- Equity multiple
- 0.21×
- Total profit
- $-39,591
- Equity at exit
- $15,563
Cash invested: $50,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30813
- Home prices YoY
- -29.2%
- Rents YoY
- 1.1%
- Active inventory
- 737
- Price-to-rent
- 9.9×
Monthly cashflow live
- Estimated rent
- $1,518 high interval (Pro) →
- Mortgage (P&I)
- −$944
- Tax from tax record
- −$136 /mo · $1,632/yr
- Insurance
- −$75
- HOA
- −$50
- Vacancy / Maint / Mgmt
- −$319
- Net cashflow
- $-6
Break-even live
Sensitivity live
| Price | -10% $96 | -5% $45 | +0% $-6 | +5% $-57 | +10% $-108 |
|---|---|---|---|---|---|
| Rent | -10% $-126 | -5% $-66 | +0% $-6 | +5% $54 | +10% $114 |
| Rate | -1.0pp $85 | -0.5pp $40 | base $-6 | +0.5pp $-52 | +1.0pp $-100 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $45,000
- Closing costs
- $5,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4680 Brookwood Ln Grovetown, GA | 2.0 | 2.5 | 1192 | $1,300 | $1.09 | 15d | 1 | 0.09mi |
| 1004 Leigh Lake Rd Grovetown, GA | 3.0 | 2.5 | 1358 | $1,700 | $1.25 | 45d | 1 | 1.04mi |
| 504 Vinings Dr Grovetown, GA | 2.0 | 2.5 | 1439 | $1,800 | $1.25 | 45d | 1 | 1.05mi |
| 336 Deerwood Ct Augusta, GA | 3.0 | 1.5 | 1064 | $1,525 | $1.43 | 45d | 1 | 1.45mi |
| 4460 Whisperwood Dr Augusta, GA | 3.0 | 2.0 | 1388 | $1,600 | $1.15 | 25d | 1 | 1.47mi |
| 323 Crawford Mill Ln Grovetown, GA | 2.0 | 2.5 | 1152 | $1,495 | $1.30 | 25d | 1 | 1.49mi |
HOA detail
- Monthly dues
- $50 · $600/yr
- Likely covers
- gaspool
Listing history 34 events
-
2026-06-22days on market $180,000 Active 31 DOM
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2026-06-18days on market $180,000 Active 28 DOM
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2026-06-17days on market $180,000 Active 27 DOM
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2026-06-16days on market $180,000 Active 26 DOM
-
2026-06-15days on market $180,000 Active 25 DOM
-
2026-06-14days on market $180,000 Active 23 DOM
-
2026-06-13days on market $180,000 Active 22 DOM
-
2026-06-10days on market $180,000 Active 20 DOM
-
2026-06-09days on market $180,000 Active 19 DOM
-
2026-06-08days on market $180,000 Active 18 DOM
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2026-06-07days on market $180,000 Active 17 DOM
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2026-06-03days on market $180,000 Active 13 DOM
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2026-06-02days on market $180,000 Active 12 DOM
-
2026-06-01days on market $180,000 Active 11 DOM
-
2026-05-31days on market $180,000 Active 10 DOM
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2026-05-30days on market $180,000 Active 9 DOM
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2026-05-21$180,000 Active
-
2026-02-13price $78,900 146-char remark
Show marketing remark (359 chars)
Picture Perfect! New hardwood and ceramic tile flooring throughout! Great room features hardwood flooring, stacked stone fireplace w/ new mantel, and ceiling fan. Freashly painted throughout; new ceramic tile flooring in bathrooms, dining room, foyer, staircase, and upstairs landing. rear patio with privacy fence. close to neighborhood pool. Move-in ready!
-
2026-02-13price $89,900 359-char remark
Show marketing remark (359 chars)
Picture Perfect! New hardwood and ceramic tile flooring throughout! Great room features hardwood flooring, stacked stone fireplace w/ new mantel, and ceiling fan. Freashly painted throughout; new ceramic tile flooring in bathrooms, dining room, foyer, staircase, and upstairs landing. rear patio with privacy fence. close to neighborhood pool. Move-in ready!
-
2024-12-05soldstatus $91,000 359-char remark
Show marketing remark (359 chars)
Picture Perfect! New hardwood and ceramic tile flooring throughout! Great room features hardwood flooring, stacked stone fireplace w/ new mantel, and ceiling fan. Freashly painted throughout; new ceramic tile flooring in bathrooms, dining room, foyer, staircase, and upstairs landing. rear patio with privacy fence. close to neighborhood pool. Move-in ready!
-
2024-07-26$273,775 359-char remark
Show marketing remark (359 chars)
Picture Perfect! New hardwood and ceramic tile flooring throughout! Great room features hardwood flooring, stacked stone fireplace w/ new mantel, and ceiling fan. Freashly painted throughout; new ceramic tile flooring in bathrooms, dining room, foyer, staircase, and upstairs landing. rear patio with privacy fence. close to neighborhood pool. Move-in ready!
-
2021-09-30soldstatus $77,000 146-char remark
Show marketing remark (146 chars)
GREAT NEARLY NEW TOWNHOME. VENTLESS GAS LOGS. SMOOTH TOP STOVE. MICROWAVE. PANTRY. CEILING FANS. CLOSE TO SWIMMING POOL ACROSS FROM EXTRA PARKING.
-
2021-06-10$399,900 146-char remark
Show marketing remark (146 chars)
GREAT NEARLY NEW TOWNHOME. VENTLESS GAS LOGS. SMOOTH TOP STOVE. MICROWAVE. PANTRY. CEILING FANS. CLOSE TO SWIMMING POOL ACROSS FROM EXTRA PARKING.
-
2009-11-18soldstatus $91,000
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2009-10-23soldstatus $91,000 Closed 359-char remark
Show marketing remark (359 chars)
Picture Perfect! New hardwood and ceramic tile flooring throughout! Great room features hardwood flooring, stacked stone fireplace w/ new mantel, and ceiling fan. Freashly painted throughout; new ceramic tile flooring in bathrooms, dining room, foyer, staircase, and upstairs landing. rear patio with privacy fence. close to neighborhood pool. Move-in ready!
-
2009-10-23soldstatus $91,000
Show marketing remark (359 chars)
Picture Perfect! New hardwood and ceramic tile flooring throughout! Great room features hardwood flooring, stacked stone fireplace w/ new mantel, and ceiling fan. Freashly painted throughout; new ceramic tile flooring in bathrooms, dining room, foyer, staircase, and upstairs landing. rear patio with privacy fence. close to neighborhood pool. Move-in ready!
-
2009-08-22$89,900
-
2004-12-14soldstatus $77,000
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2004-12-06soldstatus $77,000 Closed 146-char remark
Show marketing remark (146 chars)
GREAT NEARLY NEW TOWNHOME. VENTLESS GAS LOGS. SMOOTH TOP STOVE. MICROWAVE. PANTRY. CEILING FANS. CLOSE TO SWIMMING POOL ACROSS FROM EXTRA PARKING.
-
2004-12-06soldstatus $77,000
Show marketing remark (146 chars)
GREAT NEARLY NEW TOWNHOME. VENTLESS GAS LOGS. SMOOTH TOP STOVE. MICROWAVE. PANTRY. CEILING FANS. CLOSE TO SWIMMING POOL ACROSS FROM EXTRA PARKING.
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2004-10-09$78,900
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2002-11-19soldstatus $67,500
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2002-02-20soldstatus $139,000
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1994-12-01soldstatus $641,600
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,632 · $136/mo
- Projected year-2 tax
- $1,656 · $138/mo
- Expected delta
- +$24/yr (+$2/mo · 1.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 66% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,214
- − Mortgage interest
- −$10,083
- − Property taxes
- −$1,632
- − Insurance
- −$900
- − Repairs & maintenance
- −$1,457
- − Management
- −$1,457
- − HOA
- −$600
- − Depreciation
- −$5,236
- Taxable loss
- −$3,151
- Est. tax savings @ 24.0%
- +$756
- After-tax cash flow
- $686/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Columbia County
- NCES district ID
- 1301410
- Math proficiency
- 49% ▼ -6.00%
- Reading proficiency
- 52% ▼ -4.00%
- Median HH income
- $69,358
- Composite
- 45.04/100
- National rank
- #2695
- State rank
- #13 of 174 in GA
Livability — Grovetown
- Score
- 73/100
- State rank
- #57
- US rank
- #5433
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Columbia County · 154,184 people
- City population
- 46,975
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 52,466
- Household income
- $86,923
- Rent vs Own
- Severe rent burden
- 960.0
Population outlook (Columbia County) Hauer SSP2
- Today (2025)
- 189,073 people
- By 2030
- 212,277 · +12.3%
- By 2040
- 259,480 · +37.2%
- By 2050
- 306,991 · +62.4%
- By 2075
- 421,213 · +122.8%
- By 2100
- 496,722 · +162.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- White 51% Black 29% Hispanic / Latino 11% Two or more races 10% Asian 2%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 3%
- Common ancestry
- Italian 2% Serbian 1% Lithuanian 1%
- Foreign-born
- 6% · Canada, Vietnam
- Languages at home
- 88% English-only · Spanish 7% German/W. Germanic 2% Other Indo-European 1%
Political lean MEDSL · Columbia
- 2024 margin
- Strong R (+25.6) · D 36.8% · R 62.5%
- 2008→2024 swing
- +17.0pp toward D · 2008: -42.7pp · 2024: -25.6pp
- All cycles
- 2024: R+25.6 2020: R+25.8 2016: R+37.7 2012: R+43.0 2008: R+42.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -96.24%
- Current HPI
- 233.821
- Rent YoY
- ▲ 1.15%
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
-71.9% since first listed18 events — show timeline
- 2026-05-21 Listed $180,000 Hive MLS
- 2026-02-13 Price Changed $78,900 Hive MLS
- 2026-02-13 Price Changed $89,900 Hive MLS
- 2024-12-05 Sold (MLS) $91,000 Hive MLS
- 2024-07-26 Listed $273,775 Hive MLS
- 2021-09-30 Sold (MLS) $77,000 Hive MLS
- 2021-06-10 Listed $399,900 Hive MLS
- 2009-11-18 Sold (Public Records) $91,000 Public Records
- 2009-10-23 Sold (MLS) $91,000 Hive MLS
- 2009-10-23 Sold (MLS) $91,000 Hive MLS
- 2009-08-22 Listed $89,900 Hive MLS
- 2004-12-14 Sold (Public Records) $77,000 Public Records
- 2004-12-06 Sold (MLS) $77,000 Hive MLS
- 2004-12-06 Sold (MLS) $77,000 Hive MLS
- 2004-10-09 Listed $78,900 Hive MLS
- 2002-11-19 Sold (Public Records) $67,500 Public Records
- 2002-02-20 Sold (Public Records) $139,000 Public Records
- 1994-12-01 Sold (Public Records) $641,600 Public Records
Property tax history
+6.1%/yrLatest (2025): $1,632 · -0.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…