11250 Kittrell Pines Ter · Jacksonville, FL 32220

$255,000

4 bd · 2.0 ba · 1,848 sqft · Manufactured public records · 278 Days on market

Built 2000 0.62 ac lot Est $213k · 20% over

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.6/30.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• 1% rule +3.4/10.0
• DSCR +3.4/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

A MUST SEE, Ready to move?! This home has been meticulously maintained! Amazing privacy on .62 acres with large screened enclosure to Enjoy anytime! Large Kitchen with eat-in area and huge prep island. Nice size bedrooms, family room, living room open and vaulted ceilings. Survey available on request.

Key facts

• Fenced back yard
• Large corner bath
• Kitchen pantry

Tags

• SCREENED FLORIDA ROOM
• FENCED BACK YARD
• LARGE CORNER BATH
• KITCHEN PANTRY
• LARGE ISLAND
• TWO LARGE SHEDS

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Detached carport; 2 carport spaces
• Security: Smoke detector(s)
• Utilities: Septic tank; Water connected and available; Electricity connected and available; Cable available
• Home design: Double wide mobile home; One-story; Entry level: 1; Used as single-family residence
• Construction: Metal roof
• Exterior features: Front porch; Covered porch; Chain-link fencing around backyard; Smoke detectors; Accessible approach with ramp

Interior

• Kitchen: Kitchen island; Pantry; Eat-in kitchen
• Bedrooms: 4 bedrooms
• Flooring: Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Eat-in kitchen; Kitchen island; Pantry; Primary bathroom with tub and separate shower; Split bedroom layout; Walk-in closet(s)
• Laundry & utility: In-unit laundry; Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath manufactured listed at $255k.

Deal economics

• At list price, monthly cash flow is $-81 ($-968/yr) — negative.
• To cash-flow at today's rent, offer at most $241k (5.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $215k (15.7% below list).
• Recommended offer: $215k (15.7% below list) — sets the bar for 1% rule.
• Cap rate 5.9% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 107 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 32% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 278 days — a 12% lower offer ($224k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 13y ago; this cycle's ask has dropped $30k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $214,917 (15.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 278 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.84% ✗
• Cap rate: 5.91%
• Cash-on-cash: -1.36%
• DSCR: 0.94
• GRM: 9.9

CMA / ARV

• ARV (on-the-fly): $212,520
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
11375 Kittrell Ln	0.12mi	4/2.0	2,025 (+10%)	20mo	$215,000	$106	62
11445 Kittrell Pines Ter	0.17mi	3/2.5 (-1)	2,052 (+11%)	8mo	$235,000	$115	60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -18.5%
• Equity multiple: 0.35×
• Total profit: $-46,414
• Equity at exit: $38,021

10-year hold

• IRR: -10.9%
• Equity multiple: 0.34×
• Total profit: $-46,857
• Equity at exit: $22,048

Cash invested: $71,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32220

• Home prices YoY: -18.1%
• Active inventory: 107
• Price-to-rent: 9.9×

Monthly cashflow live

• Estimated rent: $2,149 high
• Mortgage (P&I): −$1,337
• Tax from tax record: −$335 /mo · $4,020/yr
• Insurance: −$106
• HOA: −$0
• Vacancy / Maint / Mgmt: −$451
• Net cashflow: $-81

Break-even live

Break-even rent $2,251

Max offer price $240,756

Occupancy floor 99%

Sensitivity live

Price	-10% $64	-5% $-8	+0% $-81	+5% $-153	+10% $-225
Rent	-10% $-250	-5% $-166	+0% $-81	+5% $4	+10% $89
Rate	-1.0pp $48	-0.5pp $-16	base $-81	+0.5pp $-147	+1.0pp $-214

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $63,750
• Closing costs: $7,650
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
500 Chaffee Rd S Unit 191 Jacksonville, FL	3.0	2.0	1680	$1,759	$1.05	24d	1	0.67mi
500 Chaffee Rd S Unit 194 Jacksonville, FL	4.0	2.0	1680	$1,549	$0.92	24d	1	0.67mi
12360 Anarania Dr Jacksonville, FL	3.0	2.0	1271	$1,799	$1.42	15d	1	1.34mi
87 Marisco Way Jacksonville, FL	4.0	2.0	1922	$2,239	$1.16	3d	1	1.36mi
1530 Tan Tara Trl Jacksonville, FL	4.0	2.5	2046	$2,195	$1.07	16d	1	1.36mi
1530 Tan Tara Trl Jacksonville, FL	4.0	2.5	2013	$2,195	$1.09	11d	1	1.36mi
314 Marisco Way Jacksonville, FL	3.0	2.0	1271	$1,596	$1.26	8d	1	1.38mi

Listing history 27 events

1. 2026-06-10
   days on market $255,000 Active 278 DOM
2. 2026-06-08
   days on market $255,000 Active 277 DOM
3. 2026-06-08
   days on market $255,000 Active 276 DOM
4. 2026-06-03
   days on market $255,000 Active 272 DOM
5. 2026-06-02
   days on market $255,000 Active 271 DOM
6. 2026-06-01
   days on market $255,000 Active 270 DOM
7. 2026-05-31
   days on market $255,000 Active 269 DOM
8. 2025-09-17
   price $255,000
9. 2025-08-24
   listed $285,000 Active
10. 2023-08-09
    soldstatus $265,000 Sold 303-char remark

    Show marketing remark (303 chars)

    A MUST SEE, Ready to move?! This home has been meticulously maintained! Amazing privacy on .62 acres with large screened enclosure to Enjoy anytime! Large Kitchen with eat-in area and huge prep island. Nice size bedrooms, family room, living room open and vaulted ceilings. Survey available on request.

11. 2023-07-19
    status Pending 303-char remark

    Show marketing remark (303 chars)

    A MUST SEE, Ready to move?! This home has been meticulously maintained! Amazing privacy on .62 acres with large screened enclosure to Enjoy anytime! Large Kitchen with eat-in area and huge prep island. Nice size bedrooms, family room, living room open and vaulted ceilings. Survey available on request.

12. 2023-07-13
    historical Active - Contingent 303-char remark

    Show marketing remark (303 chars)

    A MUST SEE, Ready to move?! This home has been meticulously maintained! Amazing privacy on .62 acres with large screened enclosure to Enjoy anytime! Large Kitchen with eat-in area and huge prep island. Nice size bedrooms, family room, living room open and vaulted ceilings. Survey available on request.

13. 2023-07-06
    price $275,000 303-char remark

    Show marketing remark (303 chars)

    A MUST SEE, Ready to move?! This home has been meticulously maintained! Amazing privacy on .62 acres with large screened enclosure to Enjoy anytime! Large Kitchen with eat-in area and huge prep island. Nice size bedrooms, family room, living room open and vaulted ceilings. Survey available on request.

14. 2023-06-23
    status Active 303-char remark

    Show marketing remark (303 chars)

    A MUST SEE, Ready to move?! This home has been meticulously maintained! Amazing privacy on .62 acres with large screened enclosure to Enjoy anytime! Large Kitchen with eat-in area and huge prep island. Nice size bedrooms, family room, living room open and vaulted ceilings. Survey available on request.

15. 2023-06-18
    historical Active - Contingent 303-char remark

    Show marketing remark (303 chars)

    A MUST SEE, Ready to move?! This home has been meticulously maintained! Amazing privacy on .62 acres with large screened enclosure to Enjoy anytime! Large Kitchen with eat-in area and huge prep island. Nice size bedrooms, family room, living room open and vaulted ceilings. Survey available on request.

16. 2023-05-20
    status Active 303-char remark

    Show marketing remark (303 chars)

    A MUST SEE, Ready to move?! This home has been meticulously maintained! Amazing privacy on .62 acres with large screened enclosure to Enjoy anytime! Large Kitchen with eat-in area and huge prep island. Nice size bedrooms, family room, living room open and vaulted ceilings. Survey available on request.

17. 2023-05-15
    historical Active - Contingent 303-char remark

    Show marketing remark (303 chars)

    A MUST SEE, Ready to move?! This home has been meticulously maintained! Amazing privacy on .62 acres with large screened enclosure to Enjoy anytime! Large Kitchen with eat-in area and huge prep island. Nice size bedrooms, family room, living room open and vaulted ceilings. Survey available on request.

18. 2023-04-27
    listed $280,000 Active 303-char remark

    Show marketing remark (303 chars)

    A MUST SEE, Ready to move?! This home has been meticulously maintained! Amazing privacy on .62 acres with large screened enclosure to Enjoy anytime! Large Kitchen with eat-in area and huge prep island. Nice size bedrooms, family room, living room open and vaulted ceilings. Survey available on request.

19. 2015-08-31
    soldstatus $80,000
20. 2015-08-21
    soldstatus $80,000 Sold 429-char remark

    Show marketing remark (429 chars)

    This home is spic and span and move in ready! Great location, minutes to I10 and downtown Jacksonville. You will enjoy country living in this 4b/r 2 bath with 2 car covered parking. Large yard .62 and screened lanai great for entertaining. New air conditioning unit JUST INSTALLED ON JUNE 24,2015. Lots of indoor storage and separate shed for lawn equipment. Make your appt. to see this home now, because it will not last long.

21. 2015-07-15
    status Pending 429-char remark

    Show marketing remark (429 chars)

    This home is spic and span and move in ready! Great location, minutes to I10 and downtown Jacksonville. You will enjoy country living in this 4b/r 2 bath with 2 car covered parking. Large yard .62 and screened lanai great for entertaining. New air conditioning unit JUST INSTALLED ON JUNE 24,2015. Lots of indoor storage and separate shed for lawn equipment. Make your appt. to see this home now, because it will not last long.

22. 2015-04-27
    price $84,990 429-char remark

    Show marketing remark (429 chars)

    This home is spic and span and move in ready! Great location, minutes to I10 and downtown Jacksonville. You will enjoy country living in this 4b/r 2 bath with 2 car covered parking. Large yard .62 and screened lanai great for entertaining. New air conditioning unit JUST INSTALLED ON JUNE 24,2015. Lots of indoor storage and separate shed for lawn equipment. Make your appt. to see this home now, because it will not last long.

23. 2015-04-27
    listed $84,900 Active 429-char remark

    Show marketing remark (429 chars)

    This home is spic and span and move in ready! Great location, minutes to I10 and downtown Jacksonville. You will enjoy country living in this 4b/r 2 bath with 2 car covered parking. Large yard .62 and screened lanai great for entertaining. New air conditioning unit JUST INSTALLED ON JUNE 24,2015. Lots of indoor storage and separate shed for lawn equipment. Make your appt. to see this home now, because it will not last long.

24. 2013-02-27
    listed $95,000
25. 2001-01-12
    soldstatus $30,000
26. 1998-08-17
    soldstatus $27,000
27. 1997-09-29
    soldstatus $27,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,020 · $335/mo
• Projected year-2 tax: $4,020 · $335/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,790
• − Mortgage interest: −$14,284
• − Property taxes: −$4,020
• − Insurance: −$1,275
• − Repairs & maintenance: −$2,063
• − Management: −$2,063
• − Depreciation: −$7,418
• Taxable loss: −$5,333
• Est. tax savings @ 24.0%: +$1,280
• After-tax cash flow: $312/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 12,298
• Household income: $81,792
• Rent vs Own: 13.7% rent · 86.3% own
• Severe rent burden: 177.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 61% Black 19% Hispanic / Latino 11% Two or more races 11% Asian 5%
• Hispanic origin (detail): Cuban 7%
• Common ancestry: Italian 2% Slovak 1% Portuguese 1%
• Foreign-born: 8% · Canada
• Languages at home: 95% English-only · Spanish 4% Arabic 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -64.90%
• Current HPI: 293.7943
• Rent YoY: —
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+844.4% since first listed

20 events — show timeline

• 2025-09-17 Price Changed $255,000 realMLS
• 2025-08-24 Listed $285,000 realMLS
• 2023-08-09 Sold (MLS) $265,000 realMLS
• 2023-07-19 Pending — realMLS
• 2023-07-13 Contingent — realMLS
• 2023-07-06 Price Changed $275,000 realMLS
• 2023-06-23 Relisted — realMLS
• 2023-06-18 Contingent — realMLS
• 2023-05-20 Relisted — realMLS
• 2023-05-15 Contingent — realMLS
• 2023-04-27 Listed $280,000 realMLS
• 2015-08-31 Sold (Public Records) $80,000 Public Records
• 2015-08-21 Sold (MLS) $80,000 realMLS
• 2015-07-15 Pending — realMLS
• 2015-04-27 Price Changed $84,990 realMLS
• 2015-04-27 Listed $84,900 realMLS
• 2013-02-27 Listed $95,000 realMLS
• 2001-01-12 Sold (Public Records) $30,000 Public Records
• 1998-08-17 Sold (Public Records) $27,000 Public Records
• 1997-09-29 Sold (Public Records) $27,000 Public Records

Property tax history

+21.1%/yr

Latest (2025): $4,020 · +3.1% YoY. Source: county tax records.